Nonprofit · EIN 52-2001419
INSULATORS 45 LOCAL 45 HEALTH CARE PLAN
Tax-exempt · TROY, MI 48098
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| July 31, 2025 | 990 | $6,065,317 | $5,477,937 | $587,380 | $14,780,684 | $4,480,343 | $10,300,341 |
| July 31, 2024 | 990 | $5,865,518 | $4,587,528 | $1,277,990 | $13,768,271 | $4,231,070 | $9,537,201 |
| July 31, 2023 | 990 (amended) | $5,649,958 | $5,409,285 | $240,673 | $12,095,745 | $4,264,699 | $7,831,046 |
Financial details: 990 for the year ended July 31, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $5,388,873
- Investment income
- $553,305
- Net gain from sales of assets
- $88,403
- Other revenue
- $123,139
Expenses
- Grants and similar amounts paid
- $0
- Benefits paid to members
- $5,086,458
- Salaries, compensation and benefits (total)
- $0
- Professional fundraising fees
- $0
- Legal fees
- $133,559
- Accounting fees
- $27,531
- Program services (functional)
- $5,120,402
- Management and general (functional)
- $357,535
Balance sheet and other
- Total assets, start of year
- $13,768,271
- Total assets, end of year
- $14,780,684
- Total liabilities, end of year
- $4,480,343
- Net assets, end of year
- $10,300,341
- Publicly traded securities
- $9,473,385
- Net assets without donor restrictions
- $10,300,341
- Gross receipts
- $9,852,654
- Employees
- 17
- Volunteers
- 3
- Year formed
- 1996
- State of legal domicile
- OH
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended July 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | From related orgs | Other / benefits |
|---|---|---|---|---|---|
| KHRIS SHIVELY | CHAIRMAN Trustee or director, Officer | 1 | $0 | $102,883 | $72,521 |
| GREGORY FROST | UNION TRUSTE Trustee or director | 1 | $0 | $87,876 | $65,923 |
| RYAN WEBB | UNION TRUSTE Trustee or director | 1 | $0 | $1,343 | $1,315 |
| ROBERT BERNIUS | MANAGEMENT T Trustee or director | 1 | $0 | $0 | $0 |
| MIKE LUCZKOWSKI | MANAGEMENT T Trustee or director | 1 | $0 | $0 | $0 |
| SCOTT MEREDITH | SECRETARY Trustee or director, Officer | 1 | $0 | $0 | $0 |
990 for the year ended July 31, 2024: 6 people
| Name | Title | Hours / week | Compensation | From related orgs | Other / benefits |
|---|---|---|---|---|---|
| KHRIS SHIVELY | CHAIRMAN Trustee or director, Officer | 1 | $0 | $100,877 | $72,453 |
| GREGORY FROST | UNION TRUSTE Trustee or director | 1 | $0 | $84,506 | $63,038 |
| RYAN WEBB | UNION TRUSTE Trustee or director | 1 | $0 | $683 | $475 |
| ROBERT BERNIUS | MANAGEMENT T Trustee or director | 1 | $0 | $0 | $0 |
| MIKE LUCZKOWSKI | MANAGEMENT T Trustee or director | 1 | $0 | $0 | $0 |
| SCOTT MEREDITH | SECRETARY Trustee or director, Officer | 1 | $0 | $0 | $0 |
990 for the year ended July 31, 2023: 6 people
| Name | Title | Hours / week | Compensation | From related orgs | Other / benefits |
|---|---|---|---|---|---|
| KHRIS SHIVELY | CHAIRMAN Trustee or director, Officer | 1 | $0 | $95,231 | $72,050 |
| GREGORY FROST | UNION TRUSTE Trustee or director | 1 | $0 | $79,418 | $61,957 |
| ROBERT BERNIUS | MANAGEMENT T Trustee or director | 1 | $0 | $0 | $0 |
| MIKE LUCZKOWSKI | MANAGEMENT T Trustee or director | 1 | $0 | $0 | $0 |
| SCOTT MEREDITH | SECRETARY Trustee or director, Officer | 1 | $0 | $0 | $0 |
| RYAN WEBB | UNION TRUSTE Trustee or director | 1 | $0 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 700 TOWER DR STE 300, TROY, MI 48098-2835
- Principal officer (990 for 2024)
- KHRIS SHIVELY, 4904 NORTH SUMMIT STREET, TOLEDO, OH 43611
- Signed the 990
- KHRIS SHIVELY, CHAIRMAN
- Phone
- (248) 813-9800
- Return prepared by
- BULTYNCK & CO PLLC
Mission
THE INSULATORS LOCAL 45 HEALTH CARE PLAN IS CRAFTED FOR THE PURPOSE OF PROVIDING HEALTH BENEFITS FOR TEH ELIGIBLE MEMEBRS UNDER A COLLECTIVELY BARGAINED AGREEMENT, IN COMPLIANCE WITH THE TAFT-HARTLEY ACT.
Program accomplishments
- THE INSULATORS LOCAL 45 HEALTH CARE PLAN IS CRAFTED FOR THE PURPOSE OF PROVIDING HEALTH CARE BENEFITS FOR THE ELIGIBLE MEMBERS UNDER A COLLECTIVELY BARGAINED AGREEMENT, IN COMPLIANCE WITH THE TAFT-HARTLEY ACT.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in July, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | July 31, 2026 | December 15, 2026 | Not due yet |
| 2024 | July 31, 2025 | December 15, 2025 | 990 on file |
| 2023 | July 31, 2024 | December 16, 2024 | 990 on file |
IRS record
- EIN
- 52-2001419
- Tax-exempt status
- 501(c)(9): Voluntary employees' beneficiary association
- Donations deductible
- No
- Exempt since
- 1998
- Accounting year ends
- July
- Files
- Form 990 or 990-EZ
- Assets (IRS master file)
- $14,780,684
- Income (IRS master file)
- $9,852,654
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | July 2025 | $6,065,317 | $5,477,937 | $14,780,684 | IRS |
| 990 | July 2024 | $5,865,518 | $4,587,528 | $13,768,271 | XML |
| 990 | July 2023 | $5,649,958 | $5,409,285 | $12,095,745 | XML |
| 990 | July 2022 | $5,612,141 | $4,288,008 | $11,358,648 | IRS |
| 990 | July 2021 | – | – | – | IRS |
| 990 | July 2020 | – | – | – | IRS |
| 990 | July 2019 | – | – | – | IRS |
| 990 | July 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 52-2001419).
Questions about INSULATORS 45 LOCAL 45 HEALTH CARE PLAN
- What is the EIN of INSULATORS 45 LOCAL 45 HEALTH CARE PLAN?
- The employer identification number (EIN) of INSULATORS 45 LOCAL 45 HEALTH CARE PLAN is 52-2001419.
- Is INSULATORS 45 LOCAL 45 HEALTH CARE PLAN tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(9) since 1998.
- Are donations to INSULATORS 45 LOCAL 45 HEALTH CARE PLAN tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does INSULATORS 45 LOCAL 45 HEALTH CARE PLAN file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of INSULATORS 45 LOCAL 45 HEALTH CARE PLAN due?
- The return for tax year 2025 (the year ending July 31, 2026) is due December 15, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did INSULATORS 45 LOCAL 45 HEALTH CARE PLAN last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended July 2025.
- Who is the principal officer of INSULATORS 45 LOCAL 45 HEALTH CARE PLAN?
- The 990 for the year ended July 31, 2025 names KHRIS SHIVELY.
- Who are the officers and directors of INSULATORS 45 LOCAL 45 HEALTH CARE PLAN?
- The 990 for the year ended July 31, 2025 lists 6 people; 0 received compensation from the organization.
- How much revenue does INSULATORS 45 LOCAL 45 HEALTH CARE PLAN have?
- On its 990 for the year ended July 31, 2025 it reported revenue of $6,065,317, expenses of $5,477,937 and total assets of $14,780,684 at year end.
Other nonprofits in TROY
- CENTRAL MIDWEST REGIONAL COUNCIL OF CARPENTERS HEALTH FUND EIN 45-0593187 · last filed 990 for 2025
- OPERATING ENGINEERS LOCAL 324 HEALTH CARE FUND EIN 38-1940673 · last filed 990 for 2025
- MICHIGAN REGIONAL COUNCIL OF CARPENTERS EMPLOYEE BENES VEBA FD EIN 38-3508105 · last filed 990 for 2025
- OPERATING ENGINEERS LOCAL 324 VACATION AND HOLIDAY FUND OF MICHI EIN 38-6195525 · last filed 990 for 2025
- WELFARE FUND OF ENGINEERS LOCAL 513 EIN 43-6071748 · last filed 990 for 2025
- U A LOCAL 393 HEALTH & WELFARE TR EIN 94-6401544 · last filed 990 for 2024
- KRESGE FOUNDATION EIN 38-1359217 · last filed 990-PF for 2024
- INTERNATIONAL BROTHERHOOD OF ELECTRICAL WORKERS 17 WELFARE FUND EIN 23-7080551 · last filed 990 for 2025