Nonprofit · EIN 48-0466445
RELIANCE CREDIT UNION
Tax-exempt · KANSAS CITY, KS 66101
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $1,235,106 | $902,801 | $332,305 | $25,595,769 | $21,655,484 | $3,940,285 |
| December 31, 2024 | 990 | $1,095,946 | $953,150 | $142,796 | $25,177,105 | $21,569,125 | $3,607,980 |
| December 31, 2023 | 990 | $990,159 | $984,010 | $6,149 | $27,551,048 | $24,085,864 | $3,465,184 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $1,003,421
- Investment income
- $226,268
- Royalties
- $5,417
- Other revenue
- $5,417
Expenses
- Grants and similar amounts paid
- $7,500
- Compensation of officers, directors and key employees
- $145,713
- Other salaries and wages
- $190,039
- Salaries, compensation and benefits (total)
- $403,442
- Professional fundraising fees
- $0
- Legal fees
- $50
- Accounting fees
- $18,925
- Occupancy
- $11,606
- Depreciation
- $8,146
Balance sheet and other
- Total assets, start of year
- $25,177,105
- Total assets, end of year
- $25,595,769
- Total liabilities, end of year
- $21,655,484
- Net assets, end of year
- $3,940,285
- Land, buildings and equipment
- $24,539
- Gross unrelated business income
- $5,798
- Gross receipts
- $1,235,106
- Employees
- 5
- Volunteers
- 13
- Year formed
- 1931
- State of legal domicile
- KS
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| KENNETH ARMSTRONG | PRESIDENT/CEO Officer | 50 | $130,115 | $15,598 |
| DANA GILBERT | CHAIRPERSON Trustee or director | 2 | $0 | $0 |
| MICHAEL ANAYA | VICE CHAIRPERSON Trustee or director | 2 | $0 | $0 |
| MATT KRIEG | TREASURER Trustee or director | 2 | $0 | $0 |
| JERRY SCHRICK | SECRETARY Trustee or director | 2 | $0 | $0 |
| MARK GLASPIE | DIRECTOR Trustee or director | 2 | $0 | $0 |
| CATHIE MCALLISTER | DIRECTOR Trustee or director | 2 | $0 | $0 |
| DIANE HUDSON-HOCH | DIRECTOR Trustee or director | 2 | $0 | $0 |
| TODD JORDAN | DIRECTOR Trustee or director | 2 | $0 | $0 |
990 for the year ended December 31, 2024: 10 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| KENNETH ARMSTRONG | PRESIDENT/CEO Officer | 50 | $124,025 | $45,698 |
| DANA GILBERT | CHAIRPERSON Trustee or director | 2 | $0 | $0 |
| MICHAEL ANAYA | VICE CHAIRPERSON Trustee or director | 2 | $0 | $0 |
| MATT KRIEG | TREASURER Trustee or director | 2 | $0 | $0 |
| JERRY SCHRICK | SECRETARY Trustee or director | 2 | $0 | $0 |
| MARK GLASPIE | DIRECTOR Trustee or director | 2 | $0 | $0 |
| JULIE GREEN | DIRECTOR Trustee or director | 2 | $0 | $0 |
| CATHIE MCALLISTER | DIRECTOR Trustee or director | 2 | $0 | $0 |
| DIANE HUDSON-HOCH | DIRECTOR Trustee or director | 2 | $0 | $0 |
| TODD JORDAN | DIRECTOR Trustee or director | 2 | $0 | $0 |
990 for the year ended December 31, 2023: 10 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| KENNETH ARMSTRONG | PRESIDENT/CEO Officer | 50 | $116,834 | $6,150 |
| DANA GILBERT | CHAIRPERSON Trustee or director | 2 | $0 | $0 |
| MICHAEL ANAYA | VICE CHAIRPERSON Trustee or director | 2 | $0 | $0 |
| MATT KRIEG | TREASURER Trustee or director | 2 | $0 | $0 |
| JERRY SCHRICK | SECRETARY Trustee or director | 2 | $0 | $0 |
| MARK GLASPIE | DIRECTOR Trustee or director | 2 | $0 | $0 |
| JULIE GREEN | DIRECTOR Trustee or director | 2 | $0 | $0 |
| CATHIE MCALLISTER | DIRECTOR Trustee or director | 2 | $0 | $0 |
| DIANE HUDSON-HOCH | DIRECTOR Trustee or director | 2 | $0 | $0 |
| TODD JORDAN | DIRECTOR Trustee or director | 2 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 540 MINNESOTA AVE, KANSAS CITY, KS 66101-2930
- Principal officer (990 for 2025)
- KENNETH ARMSTRONG, 540 MINNESOTA AVE, KANSAS CITY, KS 66101
- Signed the 990
- KENNETH ARMSTRONG, PRESIDENT/CEO
- Phone
- (913) 565-2506
- Website
- WWW.RELIANCECU.ORG
- Return prepared by
- J TENBRINK & ASSOCIATES
Mission
TO PROVIDE HIGH QUALITY FINANCIAL SERVICES FOR OUR MEMBERS/OWNERS, ENHANCING THEIR FINANCIAL WELL-BEING WHILE MAINTAINING THE FINANCIAL STRENGTH OF THE CREDIT UNION.
Program accomplishments
- PROVIDES FINANCIAL AND FINANCIALLY RELATED SERVICES TO 1,822 MEMBERS.
- PROVIDES A SOURCE OF CREDIT TO MEMBERS AT A FAIR AND REASONABLE RATE OF INTEREST. AS OF DECEMBER 31, 2025, LOANS OUTSTANDING TOTALED $12,334,951, INCLUDING LOAN PARTICIPATIONS.
- PAID DIVIDENDS ON MEMBER DEPOSITS TOTALING $78,724 FOR THE YEAR.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 48-0466445
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1978
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Assets (IRS master file)
- $25,595,769
- Income (IRS master file)
- $1,235,106
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $1,235,106 | $902,801 | $25,595,769 | XML |
| 990 | December 2024 | $1,095,946 | $953,150 | $25,177,105 | XML |
| 990 | December 2023 | $990,159 | $984,010 | $27,551,048 | XML |
| 990 | December 2022 | $877,431 | $926,789 | $29,356,159 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 48-0466445).
Questions about RELIANCE CREDIT UNION
- What is the EIN of RELIANCE CREDIT UNION?
- The employer identification number (EIN) of RELIANCE CREDIT UNION is 48-0466445.
- Is RELIANCE CREDIT UNION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1978.
- Are donations to RELIANCE CREDIT UNION tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does RELIANCE CREDIT UNION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of RELIANCE CREDIT UNION due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did RELIANCE CREDIT UNION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of RELIANCE CREDIT UNION?
- The 990 for the year ended December 31, 2025 names KENNETH ARMSTRONG.
- Who are the officers and directors of RELIANCE CREDIT UNION?
- The 990 for the year ended December 31, 2025 lists 9 people; 1 received compensation from the organization, the highest $130,115 (KENNETH ARMSTRONG, PRESIDENT/CEO).
- How much revenue does RELIANCE CREDIT UNION have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $1,235,106, expenses of $902,801 and total assets of $25,595,769 at year end.
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