Nonprofit · EIN 47-1442997
MEDICAL DEBT RESOLUTION INC
Tax-exempt · LONG ISLAND CITY, NY 11101
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $62,529,512 | $62,916,819 | -$387,307 | $169,891,115 | $14,362,315 | $155,528,800 |
| December 31, 2024 | 990 | $92,580,019 | $33,118,125 | $59,461,894 | $154,555,115 | $975,528 | $153,579,587 |
| December 31, 2023 | 990 | $28,294,801 | $22,656,788 | $5,638,013 | $95,897,379 | $1,850,550 | $94,046,829 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $61,149,489
- of which government grants
- $31,420,501
- Program service revenue
- $0
- Investment income
- $1,380,023
- Net gain from sales of assets
- -$34,401
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $1,896,279
- Other salaries and wages
- $2,464,498
- Salaries, compensation and benefits (total)
- $6,071,690
- Professional fundraising fees
- $0
- Legal fees
- $416,106
- Accounting fees
- $140,687
- Occupancy
- $220,360
- Travel
- $281,701
- Depreciation
- $442,659
- Program services (functional)
- $57,163,541
- Management and general (functional)
- $3,961,424
- Fundraising (functional)
- $1,791,854
Balance sheet and other
- Total assets, start of year
- $154,555,115
- Total assets, end of year
- $169,891,115
- Total liabilities, end of year
- $14,362,315
- Net assets, end of year
- $155,528,800
- Land, buildings and equipment
- $36,955
- Net assets without donor restrictions
- $142,205,670
- Net assets with donor restrictions
- $13,323,130
- Gross receipts
- $118,435,372
- Employees
- 53
- Volunteers
- 14
- Year formed
- 2014
- State of legal domicile
- NY
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| ALLISON SESSO | CEO & PRESIDENT Officer | 40 | $354,901 | $72,573 |
| RAVNEETA CONSUL | COO Key employee | 40 | $300,406 | $69,799 |
| RUTH LANDE | VP PROVIDER PARTNERSHIPS Key employee | 40 | $278,191 | $48,916 |
| DAVID REYNOLDS | VP INFO SYSTEMS Highest-paid employee | 40 | $244,990 | $61,396 |
| COURTNEY STORY | VP GOVERNMENT INITIATIVES Key employee | 40 | $205,496 | $59,050 |
| MARISA CLEMENTE | VP PHILANTHROPY Key employee | 40 | $232,058 | $27,993 |
| MICHAEL DERBES | GENERAL COUNSEL Highest-paid employee | 40 | $200,225 | $52,246 |
| JANA KNAUEROVA | VP FINANCE & ADMINISTRATION Officer | 40 | $195,941 | $50,953 |
| EVA STAHL | VP POLICY EDUCATION & RESEARCH Highest-paid employee | 40 | $205,000 | $7,175 |
| DANIEL LEMPERT | VP MARKETING & COMMUNICATIONS Highest-paid employee | 40 | $166,989 | $25,007 |
| BETH ZINDA | AVP PROVIDER PARTNERSHIPS Highest-paid employee | 40 | $153,738 | $33,555 |
| ELIZABETH MARINCOLA | TREASURER Trustee or director, Officer | 1 | $0 | $0 |
| JEFF SMEDSRUD | SECRETARY (AS OF 12/2025) Trustee or director, Officer | 1 | $0 | $0 |
| JOSE PENABAD | VICE CHAIR Trustee or director, Officer | 1 | $0 | $0 |
| MICHELE MASUCCI | BOARD CHAIR Trustee or director, Officer | 1 | $0 | $0 |
5 more people on this return
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| TED SANN | SECRETARY (THRU 12/2025) Trustee or director, Officer | 1 | $0 |
| DR OXIRIS BARBOT | DIRECTOR Trustee or director | 1 | $0 |
| DR RAMANATHAN RAJU | DIRECTOR Trustee or director | 1 | $0 |
| JONATHAN LINDSEY | DIRECTOR Trustee or director | 1 | $0 |
| JONATHAN WIGGS | DIRECTOR Trustee or director | 1 | $0 |
990 for the year ended December 31, 2024: 22 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| ALLISON SESSO | CEO & PRESIDENT Officer | 40 | $343,962 | $49,624 |
| RAVNEETA CONSUL | COO Officer | 40 | $272,907 | $45,130 |
| RUTH LANDE | VP HOSPITAL RELATIONS Key employee | 40 | $267,890 | $36,010 |
| DAVID REYNOLDS | VP INFO SYSTEMS Key employee | 40 | $224,308 | $31,723 |
| MARISA CLEMENTE | VP PHILANTHROPY Highest-paid employee | 40 | $220,499 | $22,357 |
| JANA KNAUEROVA | VP FINANCE & ADMINISTRATION Officer | 40 | $184,038 | $34,474 |
| EVA STAHL | VP POLICY & PROGRAMS Highest-paid employee | 40 | $184,750 | $6,725 |
| CHARLES RUSSEK | SENIOR SOFTWARE DEVELOPER Highest-paid employee | 40 | $144,894 | $38,170 |
| DANIEL LEMPERT | VP MARKETING & COMMUNICATIONS Highest-paid employee | 40 | $160,316 | $17,503 |
| PETER NIEUWKERK | BUSINESS PROCESS MANAGER Highest-paid employee | 40 | $138,149 | $16,727 |
| ELIZABETH MARINCOLA | TREASURER (AS OF 12/2024) Trustee or director, Officer | 1 | $0 | $0 |
| JOSE PENABAD | TREASURER (THRU 12/2024), VICE CHAIR (AS OF 12/2024) Trustee or director, Officer | 1 | $0 | $0 |
| MICHELE MASUCCI | VICE CHAIR (THRU 12/2024), BOARD CHAIR (AS OF 12/2024) Trustee or director, Officer | 1 | $0 | $0 |
| TED SANN | SECRETARY Trustee or director, Officer | 1 | $0 | $0 |
| WILLIAM VON MUEFFLING | BOARD CHAIR (THRU 12/11/2024) Trustee or director, Officer | 1 | $0 | $0 |
| DR OXIRIS BARBOT | DIRECTOR Trustee or director | 1 | $0 | $0 |
| DR RAMANATHAN RAJU | DIRECTOR Trustee or director | 1 | $0 | $0 |
| HAROLD ASHTON | DIRECTOR (THRU 5/24/2024) Trustee or director | 1 | $0 | $0 |
| JEFF SMEDSRUD | DIRECTOR Trustee or director | 1 | $0 | $0 |
| JONATHAN LINDSEY | DIRECTOR Trustee or director | 1 | $0 | $0 |
| JONATHAN WIGGS | DIRECTOR Trustee or director | 1 | $0 | $0 |
| ROBERT GOFF | DIRECTOR (THRU 12/11/2024) Trustee or director | 1 | $0 | $0 |
990 for the year ended December 31, 2023: 22 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| ALLISON SESSO | CEO & PRESIDENT Officer | 40 | $300,289 | $25,672 |
| RUTH LANDE | VP HOSPITAL RELATIONS Key employee | 40 | $256,076 | $48,849 |
| DAVID REYNOLDS | VP INFO SYSTEMS Key employee | 40 | $213,053 | $31,519 |
| PRISCILLA THOMAS-KEITH | VP PROGRAM MGMT Highest-paid employee | 40 | $168,113 | $40,874 |
| JANA KNAUEROVA | VP FINANCE & ADMINISTRATION Officer | 40 | $144,330 | $38,123 |
| CHARLES RUSSEK | SR SOFTWARE DEVELOPER Highest-paid employee | 40 | $140,439 | $39,656 |
| EVA STAHL | VP PUBLIC POLICY Highest-paid employee | 40 | $151,900 | $5,938 |
| PETER NIEUWKERK | BUSINESS PROCESS MANAGER Highest-paid employee | 40 | $128,843 | $17,631 |
| MARISA CLEMENTE | VP PHILANTHROPY Highest-paid employee | 40 | $121,904 | $14,593 |
| WILLIAM VON MUEFFLING | BOARD CHAIR Trustee or director, Officer | 1 | $0 | $0 |
| MICHELE MASUCCI | VICE CHAIR Trustee or director, Officer | 1 | $0 | $0 |
| JOSE PENABAD | TREASURER Trustee or director, Officer | 1 | $0 | $0 |
| TED SANN | SECRETARY Trustee or director, Officer | 1 | $0 | $0 |
| HAROLD ASHTON | DIRECTOR Trustee or director | 1 | $0 | $0 |
| DR OXIRIS BARBOT | DIRECTOR Trustee or director | 1 | $0 | $0 |
| ROBERT GOFF | DIRECTOR Trustee or director | 1 | $0 | $0 |
| JON LINDSEY | DIRECTOR Trustee or director | 1 | $0 | $0 |
| ELIZABETH MARINCOLA | DIRECTOR Trustee or director | 1 | $0 | $0 |
| DR RAM RAJU | DIRECTOR Trustee or director | 1 | $0 | $0 |
| MAGAN RAY | DIRECTOR (THRU 11/2023) Trustee or director | 1 | $0 | $0 |
| JEFF SMEDSRUD | DIRECTOR Trustee or director | 1 | $0 | $0 |
| JONATHAN WIGGS | DIRECTOR Trustee or director | 1 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 28-07 JACKSON AVE 5TH FL, LONG ISLAND CITY, NY 11101-3459
- In care of
- % ALLISON SESSO
- Principal officer (990 for 2025)
- ALLISON SESSO, 28-07 JACKSON AVE 5TH FL, LONG ISLAND CITY, NY 11101
- Signed the 990
- JOSE PENABAD, TREASURER
- Phone
- (844) 637-3328
- Website
- WWW.UNDUEMEDICALDEBT.ORG
- Return prepared by
- BDO USA
Mission
THE MISSION OF THE ORGANIZATION IS TO END MEDICAL DEBT. (CONTINUED ON SCHEDULE O)
Program accomplishments
- MEDICAL DEBT RELIEF: THE DEBT RELIEF PROGRAM MODEL COMBINES DEBT PORTFOLIO ACQUISITION WITH SPECIALIZED DATA ANALYSIS, TECHNOLOGY INFRASTRUCTURE, COMPLIANCE ACTIVITIES, BENEFICIARY NOTIFICATION, AND PROGRAM ADMINISTRATION. THESE ACTIVITIES ARE INTEGRAL COMPONENTS OF THE MEDICAL DEBT RELIEF PROGRAM AND ARE REFLECTED WITHIN PROGRAM SERVICE EXPENSES. THIS PROGRAM CONSISTS OF ACQUISITION AND RELIEF (I.E., CANCELLATION) OF MEDICAL DEBTS BELONGING TO PEOPLE EXPERIENCING POVERTY OR OTHER HARDSHIPS,WHO ARE DEFINED AS THOSE EARNING 400% OR LESS THAN THE FEDERAL POVERTY LEVEL, OR HAVE A MEDICAL DEBT MORE THAN 5% OF ESTIMATED ANNUAL HOUSEHOLD GROSS INCOME. IN 2025, UNDUE MEDICAL DEBT HELPED OVER 6.5 MILLION PEOPLE AND RELIEVED MORE THAN $9.9 BILLION OF MEDICAL DEBT.Expenses $54,875,471
- COMMUNITY ENGAGEMENT, EDUCATION, AND PUBLIC POLICY: THIS PROGRAM CONSISTS OF ENGAGING IN EFFORTS TO RAISE PUBLIC AWARENESS OF THE ECONOMIC AND SOCIAL EFFECTS OF MEDICAL DEBT, FACILITATE STRATEGIC PARTNERSHIPS TO FURTHER COMMUNITY AWARENESS AND YOUTH ENGAGEMENT, AND INFORM AND SUPPORT PUBLIC POLICY EFFORTS TO ADDRESS SYSTEMIC CAUSES OF MEDICAL DEBT.Expenses $1,110,784
- TECHNOLOGY INFRASTRUCTURE DEVELOPMENT: THIS PROGRAM CONSISTS OF DEVELOPING SYSTEMS TO MORE EFFICIENTLY ACQUIRE AND ABOLISH MEDICAL DEBT.Expenses $860,625
- MEDICAL DEBT RESEARCH AND STORYTELLING: THIS PROGRAM CONSISTS OF SUPPORTING RESEARCH AND SURVEY ACTIVITIES STUDYING THE ECONOMIC AND SOCIAL EFFECTS OF MEDICAL DEBT, AND MEDICAL DEBT RELIEF, AND HIGHLIGHTING PERSONAL STORIES AND COMMON THEMES FROM RECIPIENTS OF THE ORGANIZATION'S MEDICAL DEBT RELIEF EFFORTS. THIS IS DONE IN AN EFFORT TO REMOVE THE STIGMA ASSOCIATED WITH, AND BETTER UNDERSTAND THE IMPACTS OF, MEDICAL DEBT.Expenses $316,661
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 47-1442997
- Tax-exempt status
- 501(c)(3): Charitable, religious, educational or scientific organization
- Foundation status
- Publicly supported organization (170(b)(1)(A)(vi))
- Donations deductible (Pub 78)
- Public charity, 50% deduction limit
- Exempt since
- 2016
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Category (NTEE)
- Human services (P50)
- Assets (IRS master file)
- $169,891,115
- Income (IRS master file)
- $118,435,372
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $62,529,512 | $62,916,819 | $169,891,115 | XML |
| 990 | December 2024 | $92,580,019 | $33,118,125 | $154,555,115 | XML |
| 990 | December 2023 | $28,294,801 | $22,656,788 | $95,897,379 | XML |
| 990 | December 2022 | $42,872,028 | $11,679,627 | $88,257,653 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
| 990 | December 2016 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 47-1442997).
Questions about MEDICAL DEBT RESOLUTION INC
- What is the EIN of MEDICAL DEBT RESOLUTION INC?
- The employer identification number (EIN) of MEDICAL DEBT RESOLUTION INC is 47-1442997.
- Is MEDICAL DEBT RESOLUTION INC tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(3) since 2016.
- Are donations to MEDICAL DEBT RESOLUTION INC tax-deductible?
- Yes. It is listed in IRS Publication 78 (Public charity, 50% deduction limit).
- Which annual return does MEDICAL DEBT RESOLUTION INC file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of MEDICAL DEBT RESOLUTION INC due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did MEDICAL DEBT RESOLUTION INC last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of MEDICAL DEBT RESOLUTION INC?
- The 990 for the year ended December 31, 2025 names ALLISON SESSO.
- Who are the officers and directors of MEDICAL DEBT RESOLUTION INC?
- The 990 for the year ended December 31, 2025 lists 20 people; 11 received compensation from the organization, the highest $354,901 (ALLISON SESSO, CEO & PRESIDENT).
- How much revenue does MEDICAL DEBT RESOLUTION INC have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $62,529,512, expenses of $62,916,819 and total assets of $169,891,115 at year end.
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