Nonprofit · EIN 47-0826426
AMERICAN CONSUMR CREDIT EDUCATION SUPPORT SERVICES INC
Tax-exempt · FREMONT, NE 68026
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990-EZ | $50,369 | $59,175 | -$8,806 | $45,459 | – | $45,459 |
| December 31, 2024 | 990-EZ | $36,768 | $64,844 | -$28,076 | $54,265 | – | $54,265 |
| December 31, 2023 | 990-EZ | $65,396 | $61,270 | $4,126 | $82,341 | – | $82,341 |
Financial details: 990-EZ for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $50,189
- Investment income
- $180
Expenses
- Compensation of officers, directors and key employees
- $0
- Professional fees and payments to contractors
- $25,211
- Occupancy
- $6,000
- Printing, publications and postage
- $1,748
- Other expenses
- $26,216
- Program services (functional)
- $59,175
Balance sheet and other
- Total assets, start of year
- $54,265
- Total assets, end of year
- $45,459
- Total liabilities, end of year
- –
- Net assets, end of year
- $45,459
- Cash, savings and investments
- $45,459
- Gross receipts
- $50,369
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990-EZ for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| ROXANNE KRACL | Director | 0.5 | $0 |
| DEBORAH WRIGHT | Secretary | 2 | $0 |
| J MALMBERG | Executive Dir. | 9 | $0 |
990-EZ for the year ended December 31, 2024: 3 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| ROXANNE KRACL | Director | 1 | $0 |
| DEBORAH WRIGHT | Secretary | 3 | $0 |
| J MALMBERG | Executive Dir. | 10 | $0 |
990-EZ for the year ended December 31, 2023: 3 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| ROXANNE KRACL | Treasurer | 1 | $0 |
| DEBORAH WRIGHT | Secretary | 2 | $0 |
| J MALMBERG | Director | 11 | $0 |
Address and contacts
- Address (IRS master file)
- PO BOX 302, FREMONT, NE 68026-0302
- Signed the 990-EZ
- DEBORAH WRIGHT, Secretary
- Phone
- (402) 721-2107
- Website
- WWW.GUARDMYCREDITFILE.ORG
- Return prepared by
- BT ACCOUNTING & FINANCIAL SOLUTIONS LLC
Mission
AMERICAN CONSUMER CREDIT EDUCATION SUPPORT SERVICES, INC. (ACCESS) IS A NONPROFIT ORGANIZATION DEDICATED TO PROVIDING EDUCATIONAL RESOURCES ON CREDIT AND PERSONAL FINANCE TO THE GENERAL PUBLIC, INCLUDING BOTH CONSUMERS AND CREDIT GRANTORS. ACCESS FULFILLS ITS MISSION BY RESEARCHING AND ANALYZING CURRENT TRENDS, EVENTS AND ISSUES WITHIN THE CREDIT INDUSTRY AND ASSESSING THEIR IMPACT ON INDIVIDUALS AND THE BROADER ECONOMY. THIS INFORMATION IS MADE ACCESSIBLE TO THE PUBLIC THROUGH OUR WEBSITE AND RELATED EDUCATIONAL PLATFORMS TO PROMOTE INFORMED FINANCIAL DECISION MAKING.
Program accomplishments
- IN 2025, ACCESS CONTINUED TO ADVANCE ITS MISSION OF PROMOTING CREDIT AND FINANCIAL LITERACY BY DELIVERING TIMELY AND RELEVANT INFORMATION TO CONSUMERS. KEY ACTIVITIES AND ACCOMPLISHMENTS INCLUDE: PUBLISHED 3 PRESS RELEASES ON WRITING CONTEST, PUBLISHED 89 ARTICLES ON THE WEBSITE, DISTRIBUTED 12 MONTHLY NEWSLETTERS TO A SUBSCRIBER BASE OF 824 RECIPIENTS, AND MAINTAINED A TOTAL OF 1,091 REGISTERED USERS ON OUR PLATFORM.ONGOING DEVELOPMENT ON OUR WEBSITE WWW.MASTERINGMONEYBASICS.ORG REMAINED A KEY INITIATIVE,FOCUSING ON EDUCATING CHILDREN ON MONEY MANAGEMENT,PERSONAL FINANCE AND CREDIT. THE SITE ALSO PROMOTES OUR ANNUAL WRITING CONTEST. A KEY INITIATIVE OF THIS PLATFORM IS OUR ANNUAL WRITING CONTEST, WHICH IN 2025 WAS OFFERED TO NEBRASKA ELEMENTARY STUDENTS (GRADES K-5). PLANS ARE UNDERWAY TO EXPAND THIS CONTEST TO MIDDLE AND HIGH SCHOOL STUDENTS IN FUTURE YEARS. LONG-TERM OBJECTIVES INCLUDE THE DEVELOPMENT AND DISTRIBUTION OF EDUCATIONAL BOOKS DESIGNED TO TEACH CHILDREN FINANCIAL LITERACY IN AN ENGAGING AND AGE-APPROPRIATE MANNER. IN ADDITION, PLANS FOR 2026 INCLUDE EXPANDING FUNDRAISING EFFORTS AND HOSTING COMMUNITY-BASED EDUCATIONAL EVENTS CENTERED ON THE ORGANIZATION'S WRITING CONTESTS TO ENCOURAGE COMMUNITY INVOLVEMENT.Expenses $59,175
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990-EZ on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990-EZ on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990-EZ on file |
IRS record
- EIN
- 47-0826426
- Tax-exempt status
- 501(c)(3): Charitable, religious, educational or scientific organization
- Foundation status
- Publicly supported organization (170(b)(1)(A)(vi))
- Donations deductible (Pub 78)
- Public charity, 50% deduction limit
- Exempt since
- 2003
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Category (NTEE)
- Education (B05)
- Assets (IRS master file)
- $45,459
- Income (IRS master file)
- $50,369
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990-EZ | December 2025 | $50,369 | $59,175 | $45,459 | IRS |
| 990-EZ | December 2024 | $36,768 | $64,844 | $54,265 | IRS |
| 990-EZ | December 2023 | $65,396 | $61,270 | $82,341 | XML |
| 990-EZ | December 2022 | – | – | – | IRS |
| 990-EZ | December 2021 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 47-0826426).
Questions about AMERICAN CONSUMR CREDIT EDUCATION SUPPORT SERVICES INC
- What is the EIN of AMERICAN CONSUMR CREDIT EDUCATION SUPPORT SERVICES INC?
- The employer identification number (EIN) of AMERICAN CONSUMR CREDIT EDUCATION SUPPORT SERVICES INC is 47-0826426.
- Is AMERICAN CONSUMR CREDIT EDUCATION SUPPORT SERVICES INC tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(3) since 2003.
- Are donations to AMERICAN CONSUMR CREDIT EDUCATION SUPPORT SERVICES INC tax-deductible?
- Yes. It is listed in IRS Publication 78 (Public charity, 50% deduction limit).
- Which annual return does AMERICAN CONSUMR CREDIT EDUCATION SUPPORT SERVICES INC file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of AMERICAN CONSUMR CREDIT EDUCATION SUPPORT SERVICES INC due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did AMERICAN CONSUMR CREDIT EDUCATION SUPPORT SERVICES INC last file with the IRS?
- The latest return in the IRS public files is the 990-EZ for the year ended December 2025.
- Who are the officers and directors of AMERICAN CONSUMR CREDIT EDUCATION SUPPORT SERVICES INC?
- The 990-EZ for the year ended December 31, 2025 lists 3 people; 0 received compensation from the organization.
- How much revenue does AMERICAN CONSUMR CREDIT EDUCATION SUPPORT SERVICES INC have?
- On its 990-EZ for the year ended December 31, 2025 it reported revenue of $50,369, expenses of $59,175 and total assets of $45,459 at year end.
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- FRIENDS OF KEENE MEMORIAL LIBRARY EIN 47-0798309 · last filed 990-EZ for 2024
- GREATER FREMONT DEVELOPMENT FOUNDATION EIN 81-4270373 · last filed 990 for 2025
- ESTHERS MIRACLE INC EIN 87-2309232 · last filed 990-N for 2025
- NEBRASKA NEONATAL ADVANCED PRACTICE ASSOCIATION EIN 47-0844844 · last filed 990-N for 2025
- FREMONT CREATIVE COLLECTIVE EIN 47-3346566 · last filed 990-N for 2025