Nonprofit · EIN 42-0870377
FAMILY COMMUNITY CREDIT UNION
Also known as 0547 FAMILY COMMUNITY CREDIT UNION
Tax-exempt · CHARLES CITY, IA 50616
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $1,141,678 | $838,268 | $303,410 | $25,614,552 | $179,634 | $25,434,918 |
| December 31, 2024 | 990 | $1,097,431 | $687,440 | $409,991 | $23,271,391 | $122,869 | $23,148,522 |
| December 31, 2023 | 990 | $892,548 | $629,071 | $263,477 | $21,783,929 | $124,302 | $21,659,627 |
| December 31, 2022 | 990 | $484,241 | $530,775 | -$46,534 | $23,028,590 | $101,144 | $22,927,446 |
| December 31, 2021 | 990 | $397,701 | $486,408 | -$88,707 | $22,794,679 | $76,642 | $22,718,037 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $539,847
- Investment income
- $505,720
- Other revenue
- $96,111
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $0
- Other salaries and wages
- $255,481
- Salaries, compensation and benefits (total)
- $307,341
- Professional fundraising fees
- $0
- Legal fees
- $1,580
- Occupancy
- $20,280
- Depreciation
- $13,188
- Program services (functional)
- $838,268
Balance sheet and other
- Total assets, start of year
- $23,271,391
- Total assets, end of year
- $25,614,552
- Total liabilities, end of year
- $179,634
- Net assets, end of year
- $25,434,918
- Land, buildings and equipment
- $148,497
- Gross receipts
- $1,141,678
- Employees
- 6
- Volunteers
- 9
- Year formed
- 1960
- State of legal domicile
- IA
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| Susan Dunn | Board Member Officer | 0 | $0 |
| Daniel Hubert | Board Member Officer | 0 | $0 |
| Candice Lumley | Board Member Officer | 0 | $0 |
| Christopher Lane | Board Member Officer | 0 | $0 |
| Ronald James | Board Member Officer | 0 | $0 |
| Julie Parker | Board Member Officer | 0 | $0 |
| Kurtis Hoeft | Board Member Officer | 0 | $0 |
| Diane Sande | Board Member Officer | 0 | $0 |
| Todd Prichard | Board Member Officer | 0 | $0 |
990 for the year ended December 31, 2024: 9 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| Daniel Hubert | Board Member Officer | 0 | $0 |
| Susan Dunn | Board Member Officer | 0 | $0 |
| Candice Lumley | Board Member Officer | 0 | $0 |
| Ronald James | Board Member Officer | 0 | $0 |
| Julie Parker | Board Member Officer | 0 | $0 |
| Christopher Lane | Board Member Officer | 0 | $0 |
| Diane Sande | Board Member Officer | 0 | $0 |
| April Kleinschmidt | Board Member Officer | 0 | $0 |
| Kurtis Hoeft | Board Member Officer | 0 | $0 |
990 for the year ended December 31, 2023: 9 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| Daniel Hubert | Board Member Officer | 0 | $0 |
| Candice Lumley | Board Member Officer | 0 | $0 |
| Susan Dunn | Board Member Officer | 0 | $0 |
| Ronald James | Board Member Officer | 0 | $0 |
| Julie Parker | Board Member Officer | 0 | $0 |
| Diane Sande | Board Member Officer | 0 | $0 |
| Christopher Lane | Board Member Officer | 0 | $0 |
| Kurtis Hoeft | Board Member Officer | 0 | $0 |
| Todd Prichard | Board Member Officer | 0 | $0 |
990 for the year ended December 31, 2022: 9 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| Daniel Hubert | Board Member Officer | 0 | $0 |
| Susan Dunn | Board Member Officer | 0 | $0 |
| Ronald James | Board Member Officer | 0 | $0 |
| Julie Parker | Board Member Officer | 0 | $0 |
| Candice Lumley | Board Member Officer | 0 | $0 |
| Christopher Lane | Board Member Officer | 0 | $0 |
| Todd Prichard | Board Member Officer | 0 | $0 |
| Diane Sande | Board Member Officer | 0 | $0 |
| Kurtis Hoeft | Board Member Officer | 0 | $0 |
990 for the year ended December 31, 2021: 9 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| Eugene Heitz | Board Member Officer | 0 | $0 |
| Daniel Hubert | Board Member Officer | 0 | $0 |
| Candice Lumley | Board Member Officer | 0 | $0 |
| Christopher Lane | Board Member Officer | 0 | $0 |
| Ronald James | Board Member Officer | 0 | $0 |
| Julie Parker | Board Member Officer | 0 | $0 |
| Susan Dunn | Board Member Officer | 0 | $0 |
| Paul Lokenvitz | Board Member Officer | 0 | $0 |
| Todd Prichard | Board Member Officer | 0 | $0 |
Address and contacts
- Address (IRS master file)
- 0547 FAMILY COMMUNITY CREDIT UNION, CHARLES CITY, IA 50616-0000
- In care of
- % MICHAEL SCHEAR
- Principal officer (990 for 2025)
- Emily L Ott, 1211 N Grand Ave, Charles City, IA 50616
- Signed the 990
- Emily L Ott, FCCU President/CEO
- Phone
- (641) 228-6612
- Website
- www.ccfccu.com
Mission
Loans, savings, and services to Family Community Credit Union members.
Program accomplishments
- Loans, savings, and services to Family Community Credit Union members.Expenses $838,268
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 42-0870377
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 2011
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Category (NTEE)
- Public and societal benefit (W61)
- Assets (IRS master file)
- $25,614,552
- Income (IRS master file)
- $1,141,678
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $1,141,678 | $838,268 | $25,614,552 | XML |
| 990 | December 2024 | $1,097,431 | $687,440 | $23,271,391 | XML |
| 990 | December 2023 | $892,548 | $629,071 | $21,783,929 | XML |
| 990 | December 2022 | $484,241 | $530,775 | $23,028,590 | XML |
| 990 | December 2021 | $397,701 | $486,408 | $22,794,679 | XML |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 42-0870377).
Questions about FAMILY COMMUNITY CREDIT UNION
- What is the EIN of FAMILY COMMUNITY CREDIT UNION?
- The employer identification number (EIN) of FAMILY COMMUNITY CREDIT UNION is 42-0870377.
- Is FAMILY COMMUNITY CREDIT UNION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 2011.
- Are donations to FAMILY COMMUNITY CREDIT UNION tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does FAMILY COMMUNITY CREDIT UNION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of FAMILY COMMUNITY CREDIT UNION due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did FAMILY COMMUNITY CREDIT UNION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of FAMILY COMMUNITY CREDIT UNION?
- The 990 for the year ended December 31, 2025 names Emily L Ott.
- Who are the officers and directors of FAMILY COMMUNITY CREDIT UNION?
- The 990 for the year ended December 31, 2025 lists 9 people; 0 received compensation from the organization.
- How much revenue does FAMILY COMMUNITY CREDIT UNION have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $1,141,678, expenses of $838,268 and total assets of $25,614,552 at year end.
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