Nonprofit · EIN 41-1465688
NEIGHBORHOOD HOUSING SERVICES OF DULUTH INC
Also known as ONE ROOF COMMUNITY LENDING
Tax-exempt · DULUTH, MN 55805
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2024 | 990 | $1,070,852 | $764,223 | $306,629 | $7,393,899 | $4,042,470 | $3,351,429 |
| December 31, 2023 | 990 | $702,309 | $653,482 | $48,827 | $6,695,442 | $3,650,642 | $3,044,800 |
Financial details: 990 for the year ended December 31, 2024
Revenue
- Contributions, gifts and grants
- $663,464
- of which government grants
- $272,864
- Program service revenue
- $302,515
- Investment income
- $13,390
- Net income from sales of inventory
- $84,609
- Other revenue
- $91,483
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $35,268
- Other salaries and wages
- $285,713
- Salaries, compensation and benefits (total)
- $454,489
- Professional fundraising fees
- $0
- Legal fees
- $14,922
- Accounting fees
- $21,393
- Occupancy
- $10,822
- Travel
- $13,464
- Program services (functional)
- $764,223
Balance sheet and other
- Total assets, start of year
- $6,695,442
- Total assets, end of year
- $7,393,899
- Total liabilities, end of year
- $4,042,470
- Net assets, end of year
- $3,351,429
- Net assets without donor restrictions
- $1,941,707
- Net assets with donor restrictions
- $1,409,722
- Gross receipts
- $1,201,243
- Employees
- 0
- Volunteers
- 21
- Year formed
- 1983
- State of legal domicile
- MN
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2024, highest compensation first.
| Name | Title | Hours / week | Compensation | From related orgs | Other / benefits |
|---|---|---|---|---|---|
| JEFF COREY | EXECUTIVE DIRECTOR Officer | 1 | $0 | $119,653 | $35,372 |
| VICKIE HARTLEY | SENIOR FINANCE DIRECTOR Officer | 1 | $0 | $106,900 | $11,456 |
| RYAN JONES-CASEY | BOARD CHAIR Trustee or director, Officer | 1 | $0 | $0 | $0 |
| EMILY EDISON | BOARD VICE CHAIR Trustee or director, Officer | 1 | $0 | $0 | $0 |
| JAMES AIRD | BOARD MEMBER Trustee or director | 1 | $0 | $0 | $0 |
| AARON KELLY | BOARD MEMBER Trustee or director | 1 | $0 | $0 | $0 |
| DENEICE KRAMER | BOARD MEMBER Trustee or director | 1 | $0 | $0 | $0 |
| JESSICA LANGER | BOARD SECRETARY Trustee or director | 1 | $0 | $0 | $0 |
| TONYA LOKEN | BOARD MEMBER Trustee or director | 1 | $0 | $0 | $0 |
| BRIAN MURPHY | BOARD MEMBER Trustee or director | 1 | $0 | $0 | $0 |
| MARY FRANCES SKALA | BOARD MEMBER Trustee or director | 1 | $0 | $0 | $0 |
| HANNAH SMITH | BOARD MEMBER Trustee or director | 1 | $0 | $0 | $0 |
| JOHN STAINE | BOARD MEMBER Trustee or director | 1 | $0 | $0 | $0 |
| SOPHIE STONE | BOARD MEMBER Trustee or director | 1 | $0 | $0 | $0 |
| JOEL TRACEY | BOARD MEMBER Trustee or director | 1 | $0 | $0 | $0 |
990 for the year ended December 31, 2023: 17 people
| Name | Title | Hours / week | Compensation | From related orgs | Other / benefits |
|---|---|---|---|---|---|
| JEFF COREY | EXECUTIVE DIRECTOR Officer | 1 | $0 | $127,520 | $18,863 |
| VICKIE HARTLEY | FINANCE DIRECTOR Officer | 1 | $0 | $86,794 | $6,327 |
| JEANINE DAHL | BOARD SECRETARY Trustee or director, Officer | 1 | $0 | $0 | $0 |
| CHRISTOPHER HENAGIN | BOARD MEMBER Trustee or director | 1 | $0 | $0 | $0 |
| BOB RYAN | BOARD MEMBER Trustee or director | 1 | $0 | $0 | $0 |
| MARY FRANCES SKALA | BOARD MEMBER Trustee or director | 1 | $0 | $0 | $0 |
| JOEL TRACEY | BOARD MEMBER Trustee or director | 1 | $0 | $0 | $0 |
| RYAN JONES-CASEY | BOARD CHAIR Trustee or director, Officer | 1 | $0 | $0 | $0 |
| BRIAN MURPHY | BOARD MEMBER Trustee or director | 1 | $0 | $0 | $0 |
| JESSICA LANGER | BOARD MEMBER Trustee or director | 1 | $0 | $0 | $0 |
| HANNAH SMITH | BOARD MEMBER Trustee or director | 1 | $0 | $0 | $0 |
| TONYA LOKEN | BOARD MEMBER Trustee or director | 1 | $0 | $0 | $0 |
| EMILY EDISON | BOARD VICE CHAIR Trustee or director, Officer | 1 | $0 | $0 | $0 |
| AARON KELLY | BOARD MEMBER Trustee or director | 1 | $0 | $0 | $0 |
| LISA WICK | BOARD MEMBER Trustee or director | 1 | $0 | $0 | $0 |
| DENEICE KRAMER | BOARD MEMBER Trustee or director | 1 | $0 | $0 | $0 |
| JOHN STAINE | BOARD MEMBER Trustee or director | 1 | $0 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 12 EAST 4TH STREET, DULUTH, MN 55805-3895
- Mailing address (990-N for 2012)
- 12 East 4th Street, Duluth MN 55805
- Principal officer (990 for 2024)
- JEFF COREY, 12 EAST 4TH STREET, DULUTH, MN 55805
- Principal officer (990-N for 2012)
- Jeffrey Corey, 12 East 4th Street, Duluth MN 55805
- Signed the 990
- JEFF COREY, EXECUTIVE DIRECTOR
- Phone
- (218) 727-5372
- Website
- WWW.1ROOFHOUSING.ORG
- Return prepared by
- CLIFTONLARSONALLEN LLP
Mission
TO PROVIDE FINANCING THAT WILL HELP PEOPLE OF LOWER INCOME FIND, PURCHASE, AND FIX THEIR HOMES, FOR BOTH SINGLE FAMILY HOMES AS WELL AS RENTAL HOUSING SITUATIONS.
Program accomplishments
- SINGLE FAMILY HOME LENDING: HOME OWNERSHIP PRESERVATION THROUGH A VARIETY OF BELOW MARKET RATE HOME RENOVATION LENDING PRODUCTS TO REVITALIZE OUR COMMUNITY'S AGING HOUSING STOCK AND ENSURE THE SUCCESS OF OUR LOWER INCOME HOMEOWNERS. ONE ROOF ALSO PROVIDES PURCHASE ASSISTANCE LOANS FOR INCOME QUALIFIED BUYERS WHO HAVE ATTENDED HOMEBUYER EDUCATION CLASSES AND PURCHASING WITHIN 30 MILES OF DULUTH. ON BEHALF OF THE CITY OF SUPERIOR, WISCONSIN, ONE ROOF PROVIDES DEFERRED LOANS TO INCOME ELIGIBLE HOUSEHOLDS IN THAT COMMUNITY AS WELL. ONE ROOF LENDING SERVICES CAN BE ACCESSED VIA ITS WEBSITE OR IN PERSON AT ITS OFFICE. IN 2024, ONE ROOF DEPLOYED $1.9 MILLION OF NEW LOANS.Expenses $764,223 · revenue $302,515
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | Not on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 41-1465688
- Tax-exempt status
- 501(c)(3): Charitable, religious, educational or scientific organization
- Foundation status
- Publicly supported organization (170(b)(1)(A)(vi))
- Donations deductible (Pub 78)
- Public charity, 50% deduction limit
- Exempt since
- 1985
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Category (NTEE)
- Community improvement and capacity building (S200)
- Assets (IRS master file)
- $7,393,899
- Income (IRS master file)
- $1,201,243
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2024 | $1,070,852 | $764,223 | $7,393,899 | IRS |
| 990 | December 2023 | $702,309 | $653,482 | $6,695,442 | XML |
| 990 | December 2022 | $1,142,937 | $654,202 | $6,505,287 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2019 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
| 990-N for 2012 Officer: Jeffrey Corey | December 31, 2012 | ≤ $50,000 receipts | – | – | e-Postcard |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 41-1465688).
Questions about NEIGHBORHOOD HOUSING SERVICES OF DULUTH INC
- What is the EIN of NEIGHBORHOOD HOUSING SERVICES OF DULUTH INC?
- The employer identification number (EIN) of NEIGHBORHOOD HOUSING SERVICES OF DULUTH INC is 41-1465688.
- Is NEIGHBORHOOD HOUSING SERVICES OF DULUTH INC tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(3) since 1985.
- Are donations to NEIGHBORHOOD HOUSING SERVICES OF DULUTH INC tax-deductible?
- Yes. It is listed in IRS Publication 78 (Public charity, 50% deduction limit).
- Which annual return does NEIGHBORHOOD HOUSING SERVICES OF DULUTH INC file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of NEIGHBORHOOD HOUSING SERVICES OF DULUTH INC due?
- The return for tax year 2025 (the year ending December 31, 2025) is due May 15, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did NEIGHBORHOOD HOUSING SERVICES OF DULUTH INC last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2024.
- Who is the principal officer of NEIGHBORHOOD HOUSING SERVICES OF DULUTH INC?
- The 990 for the year ended December 31, 2024 names JEFF COREY.
- Who are the officers and directors of NEIGHBORHOOD HOUSING SERVICES OF DULUTH INC?
- The 990 for the year ended December 31, 2024 lists 15 people; 0 received compensation from the organization.
- How much revenue does NEIGHBORHOOD HOUSING SERVICES OF DULUTH INC have?
- On its 990 for the year ended December 31, 2024 it reported revenue of $1,070,852, expenses of $764,223 and total assets of $7,393,899 at year end.
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All nonprofits in DULUTH · Minnesota · Community improvement and capacity building