Nonprofit · EIN 39-1383650
NATIONAL CREDIT UNION FOUNDATION INC
Tax-exempt · MADISON, WI 53705
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $5,487,162 | $4,831,335 | $655,827 | $16,117,483 | $1,628,803 | $14,488,680 |
| December 31, 2024 | 990 | $5,735,067 | $6,280,352 | -$545,285 | $14,965,069 | $1,626,998 | $13,338,071 |
| December 31, 2023 | 990 | $6,177,944 | $4,626,975 | $1,550,969 | $15,288,100 | $1,505,074 | $13,783,026 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $4,200,850
- Program service revenue
- $751,601
- Investment income
- $711,894
- Net income from fundraising events
- -$191,415
- Other revenue
- -$177,183
Expenses
- Grants and similar amounts paid
- $1,168,662
- Compensation of officers, directors and key employees
- $1,162,431
- Other salaries and wages
- $914,264
- Salaries, compensation and benefits (total)
- $2,476,871
- Professional fundraising fees
- $0
- Legal fees
- $69,789
- Accounting fees
- $23,962
- Travel
- $266,537
- Program services (functional)
- $2,804,231
- Management and general (functional)
- $1,408,274
- Fundraising (functional)
- $618,830
Balance sheet and other
- Total assets, start of year
- $14,965,069
- Total assets, end of year
- $16,117,483
- Total liabilities, end of year
- $1,628,803
- Net assets, end of year
- $14,488,680
- Publicly traded securities
- $6,130,893
- Net assets without donor restrictions
- $8,448,429
- Net assets with donor restrictions
- $6,040,251
- Gross receipts
- $10,132,347
- Employees
- 18
- Volunteers
- 19
- Year formed
- 1980
- State of legal domicile
- WI
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| LAUREN E CULP | EXECUTIVE DIRECTOR Officer | 40 | $438,172 | $44,271 |
| ANDRE T PARRAWAY | CHIEF FINANCIAL & OPERATIONS OFFICER Officer | 40 | $341,931 | $22,812 |
| DANIELLE BROWN | CHIEF ENGAGEMENT DIRECTOR Key employee | 40 | $282,565 | $32,680 |
| CHRISTOPHER MORRIS | PROGRAM DIRECTOR, DE Highest-paid employee | 40 | $180,957 | $28,975 |
| JENNI SPETH | DIRECTOR, ENGAGEMENT Highest-paid employee | 40 | $125,667 | $28,673 |
| CHRISTINE HICKEY | FINANCIAL HEALTH PROGRAM SR MANAGER Highest-paid employee | 40 | $114,118 | $20,968 |
| MARGARET RUSSELL SR MANAGER | USER EXPERIENCE & PROJECTS Highest-paid employee | 40 | $115,606 | $10,337 |
| SCOTT SIMPSON | PRESIDENT (AS OF 11/2025) Trustee or director, Officer | 1 | $0 | $0 |
| JOHN SACKETT | CHAIR Trustee or director, Officer | 1 | $0 | $0 |
| JENNY VIPPERMAN | VICE CHAIR Trustee or director, Officer | 1 | $0 | $0 |
| ROBERT CASHMAN | TREASURER Trustee or director, Officer | 1 | $0 | $0 |
| CHRISTINE CORDELL | SECRETARY Trustee or director, Officer | 1 | $0 | $0 |
| CARMA PARRISH | DIRECTOR (TERM 11/2025) Trustee or director | 1 | $0 | $0 |
| CECILIA HOMISON | DIRECTOR Trustee or director | 1 | $0 | $0 |
| CHRISSY SIDERS | DIRECTOR Trustee or director | 1 | $0 | $0 |
11 more people on this return
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| CREIGHTON BLACKWELL | DIRECTOR Trustee or director | 1 | $0 |
| DAVID BIRKY | DIRECTOR Trustee or director | 1 | $0 |
| DEAN YOUNG | DIRECTOR Trustee or director | 1 | $0 |
| DEBBIE SMITH | DIRECTOR Trustee or director | 1 | $0 |
| GREG GALLANT | DIRECTOR Trustee or director | 1 | $0 |
| JUAN FERNANDEZ | DIRECTOR Trustee or director | 1 | $0 |
| KYLE MARKLAND | DIRECTOR Trustee or director | 1 | $0 |
| LAUREN WHALEY | DIRECTOR Trustee or director | 1 | $0 |
| MELANIE KENNEDY | DIRECTOR Trustee or director | 1 | $0 |
| PAUL BARBATO | DIRECTOR Trustee or director | 1 | $0 |
| JIM NUSSLE | PRESIDENT (TERM 11/2025) Officer | 1 | $0 |
990 for the year ended December 31, 2024: 25 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| CHRISTIANE G HYLAND | EXECUTIVE DIRECTOR (TERM 12/2024) Officer | 40 | $522,346 | $20,420 |
| ANDRE T PARRAWAY | CHIEF FINANCIAL & OPERATION Officer | 40 | $298,026 | $9,474 |
| DANIELLE BROWN | CHIEF ENGAGEMENT DIRECTOR Key employee | 40 | $228,688 | $23,815 |
| TOBI WEINGART | CHIEF PROGRAMS OFFICER Key employee | 40 | $189,941 | $34,821 |
| JENNI SPETH | DIRECTOR, ENGAGEMENT Highest-paid employee | 40 | $111,278 | $24,451 |
| TRACI O'NEILL | EXECUTIVE ASSISTANT Highest-paid employee | 40 | $111,366 | $7,996 |
| LAUREN E CULP | EXECUTIVE DIRECTOR (AS OF 12/2024) Officer | 40 | $22,173 | $2,909 |
| JOHN SACKETT | CHAIR Trustee or director, Officer | 1 | $0 | $0 |
| TERESA CAMPBELL | IMMEDIATE PAST CHAIR Trustee or director | 1 | $0 | $0 |
| JENNY VIPPERMAN | VICE CHAIR Trustee or director, Officer | 1 | $0 | $0 |
| ROBERT CASHMAN | TREASURER Trustee or director, Officer | 1 | $0 | $0 |
| CHRISTINE CORDELL | SECRETARY Trustee or director, Officer | 1 | $0 | $0 |
| CARMA PARRISH | DIRECTOR Trustee or director | 1 | $0 | $0 |
| CREIGHTON BLACKWELL | DIRECTOR Trustee or director | 1 | $0 | $0 |
| DAVID BIRKY | DIRECTOR Trustee or director | 1 | $0 | $0 |
| DAVID SWEITZER | DIRECTOR Trustee or director | 1 | $0 | $0 |
| DEAN YOUNG | DIRECTOR Trustee or director | 1 | $0 | $0 |
| DEBBIE SMITH | DIRECTOR Trustee or director | 1 | $0 | $0 |
| ENRIQUE DELGADILLO | DIRECTOR (TERM 12/2024) Trustee or director | 1 | $0 | $0 |
| GREG GALLANT | DIRECTOR (STARTED 05/2024) Trustee or director | 1 | $0 | $0 |
| JUAN FERNANDEZ | DIRECTOR Trustee or director | 1 | $0 | $0 |
| MELANIE KENNEDY | DIRECTOR (STARTED 03/2024) Trustee or director | 1 | $0 | $0 |
| MELANIE MURPHY | DIRECTOR Trustee or director | 1 | $0 | $0 |
| NADER MOGHADDAM | DIRECTOR Trustee or director | 1 | $0 | $0 |
| JIM NUSSLE | PRESIDENT Officer | 1 | $0 | $0 |
990 for the year ended December 31, 2023: 26 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| CHRISTIANE G HYLAND | EXECUTIVE DIRECTOR Officer | 40 | $552,986 | $29,700 |
| ANDRE T PARRAWAY | CHIEF FINANCIAL & OPERATION Officer | 40 | $278,178 | $24,775 |
| DANIELLE BROWN | CHIEF ENGAGEMENT DIRECTOR Key employee | 40 | $186,487 | $26,460 |
| JAMIE CHANDLER | FINHEALTH DIRECTOR Highest-paid employee | 40 | $140,640 | $28,808 |
| CHAD HELMINAK | CHIEF IMPACT OFFICER (TERM 09/2023) Highest-paid employee | 40 | $142,068 | $24,836 |
| TOBI WEINGART | CHIEF PROGRAMS OFFICER Highest-paid employee | 40 | $131,607 | $34,997 |
| TRACI O'NEILL | EXECUTIVE ASSISTANT Highest-paid employee | 40 | $106,488 | $11,242 |
| JIM NUSSLE | PRESIDENT Officer | 1 | $0 | $0 |
| TERESA CAMPBELL | CHAIR Trustee or director, Officer | 1 | $0 | $0 |
| JOHN SACKETT | VICE CHAIR Trustee or director, Officer | 1 | $0 | $0 |
| ROBERT CASHMAN | TREASURER Trustee or director, Officer | 1 | $0 | $0 |
| JENNY VIPPERMAN | SECRETARY (TERM 06/2023) Trustee or director, Officer | 1 | $0 | $0 |
| BRETT THOMPSON | DIRECTOR Trustee or director | 1 | $0 | $0 |
| CARMA PARRISH | DIRECTOR (START 01/2023) Trustee or director | 1 | $0 | $0 |
| CHRISTINE CORDELL | DIRECTOR Trustee or director | 1 | $0 | $0 |
| CREIGHTON BLACKWELL | DIRECTOR Trustee or director | 1 | $0 | $0 |
| DAN KAMPEN | DIRECTOR (TERM 10/2023) Trustee or director | 1 | $0 | $0 |
| DAVID BIRKY | DIRECTOR Trustee or director | 1 | $0 | $0 |
| DAVID SNODGRASS | DIRECTOR (TERM 06/2023) Trustee or director | 1 | $0 | $0 |
| DAVID SWEITZER | DIRECTOR (START 09/2023) Trustee or director | 1 | $0 | $0 |
| DEAN YOUNG | DIRECTOR Trustee or director | 1 | $0 | $0 |
| DEBBIE SMITH | DIRECTOR (START 01/2023) Trustee or director | 1 | $0 | $0 |
| GERRY SINGLETON | DIRECTOR (TERM 07/2023) Trustee or director | 1 | $0 | $0 |
| LILY NEWFARMER | DIRECTOR Trustee or director | 1 | $0 | $0 |
| MELANIE MURPHY | DIRECTOR Trustee or director | 1 | $0 | $0 |
| NADER MOGHADDAM | DIRECTOR Trustee or director | 1 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 4703 MADISON YARDS WAY STE 300, MADISON, WI 53705-2930
- Principal officer (990 for 2025)
- LAUREN E CULP, 99 M STREET SE SUITE 300 SE, WASHINGTON, DC 20003
- Signed the 990
- LAUREN E CULP, EXECUTIVE DIRECTOR
- Phone
- (608) 231-5771
- Website
- WWW.NCUF.COOP
- Return prepared by
- BAKER TILLY ADVISORY GROUP LP
Mission
THE NATIONAL CREDIT UNION FOUNDATION ENVISIONS A WORLD WHERE EVERYONE CAN ACHIEVE FINANCIAL WELL-BEING. WE EXIST TO IMPROVE FINANCIAL WELL-BEING WITH AND THROUGH CREDIT UNIONS. WE DO THIS THROUGH TWO STRATEGIC PRIORITIES. FIRST, WE INSPIRE AND EDUCATE CREDIT UNION PROFESSIONALS ABOUT FINANCIAL WELL-BEING AND THE CREDIT UNION MISSION. SECOND, WE HELP CREDIT UNIONS MAKE MORE IMPACT AND IMPROVE THE FINANCIAL WELL-BEING OF THEIR MEMBERS AND COMMUNITIES. PUT ANOTHER WAY, WE WORK TO INNOVATE AND OPERATIONALIZE FINANCIAL WELL-BEING.
Program accomplishments
- DISASTER RELIEF: THROUGH THE NATIONAL CREDIT UNION FOUNDATION'S DISASTER RELIEF FUND & CUAID INITIATIVE, THE FOUNDATION CAN QUICKLY RESPOND WHEN DISASTERS STRIKE BY HARNESSING THE COLLECTIVE GENEROSITY OF CREDIT UNIONS, INDIVIDUALS, AND OTHER STAKEHOLDERS. CUAID RAISES DONATIONS THAT SUPPORT CREDIT UNION EMPLOYEES AND VOLUNTEERS WHO ARE IMPACTED BY A DISASTER. THE FOUNDATION COORDINATES WITH THE STATE FOUNDATION/LEAGUE PARTNERS WITHIN THE GEOGRAPHIC AREA WHERE THE DISASTER HAPPENS TO ASSESS AND RESPOND TO NEEDS. MORE INFORMATION IS AVAILABLE AT: WWW.NCUF.COOP/DISASTER-RELIEF/.Expenses $394,007 · grants $379,306
- CREDIT UNION DEVELOPMENT EDUCATION (DE) PROGRAM: THE DE PROGRAM IS AN EDUCATION PROGRAM FOR ESTABLISHED AND EMERGING LEADERS WITHIN THE CREDIT UNION MOVEMENT. THIS PROGRAM EXPLORES HOW CREDIT UNIONS CAN LEVERAGE THEIR UNIQUE BUSINESS MODEL TO SOLVE CORE DEVELOPMENT ISSUES THAT PREVENT THE PROSPERITY AND FINANCIAL WELL-BEING OF THEIR MEMBERS AND COMMUNITIES. PARTICIPANTS TAKE PART IN A NUMBER OF LESSONS, ACTIVITIES AND GROUP PROJECTS TO DEMONSTRATE EFFECTIVE LEARNING AND POTENTIAL FOR APPLICATION. UPON COMPLETION, ATTENDEES EARN THEIR CREDIT UNION DEVELOPMENT EDUCATOR (CUDE) DESIGNATION. THE DE PROGRAM IS OFFERED AS AN IN-PERSON AND ONLINE TRAINING. SINCE 1982, MORE THAN 3,000 CREDIT UNION PROFESSIONALS HAVE EARNED THEIR CUDE DESIGNATION AND USED THIS NEW KNOWLEDGE TO IMPROVE THE QUALITY OF LIFE FOR THEIR MEMBERS, COLLEAGUES, AND COMMUNITIES AROUND THE GLOBE. MORE INFORMATION IS AVAILABLE AT: DE PROGRAM INFORMATION (NCUF.COOP).Expenses $726,406 · grants $14,343 · revenue $735,934
- FINANCIAL WELL-BEING AND GRANT MAKING: THE NATIONAL CREDIT UNION FOUNDATION FUNDS THE EFFORTS OF CREDIT UNIONS AND OTHER NON-PROFIT ORGANIZATIONS TO MEASURE AND IMPROVE FINANCIAL HEALTH AND WELL-BEING. THROUGH IMPACT AND INNOVATIVE GRANTMAKING, CONVENINGS AND CONFERENCES, THE FOUNDATION HAS ASSEMBLED A ROBUST SUITE OF TOOLS AND CASE STUDIES TO HELP CREDIT UNIONS MEASURE FINANCIAL WELL-BEING, BUILD A STRATEGY, AND TAKE ACTION TO MOVE PEOPLE UP A PATH TO FINANCIAL FREEDOM. MORE INFORMATION IS AVAILABLE AT NCUF.COOP.Expenses $1,521,778 · grants $631,684 · revenue $15,667
- Expenses $162,040 · grants $143,330
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 39-1383650
- Tax-exempt status
- 501(c)(3): Charitable, religious, educational or scientific organization
- Foundation status
- Publicly supported organization (170(b)(1)(A)(vi))
- Donations deductible (Pub 78)
- Public charity, 50% deduction limit
- Exempt since
- 1981
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Assets (IRS master file)
- $16,117,483
- Income (IRS master file)
- $10,132,347
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $5,487,162 | $4,831,335 | $16,117,483 | IRS |
| 990 | December 2024 | $5,735,067 | $6,280,352 | $14,965,069 | XML |
| 990 | December 2023 | $6,177,944 | $4,626,975 | $15,288,100 | XML |
| 990 | December 2022 | $6,469,151 | $4,383,719 | $12,602,640 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2019 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 39-1383650).
Questions about NATIONAL CREDIT UNION FOUNDATION INC
- What is the EIN of NATIONAL CREDIT UNION FOUNDATION INC?
- The employer identification number (EIN) of NATIONAL CREDIT UNION FOUNDATION INC is 39-1383650.
- Is NATIONAL CREDIT UNION FOUNDATION INC tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(3) since 1981.
- Are donations to NATIONAL CREDIT UNION FOUNDATION INC tax-deductible?
- Yes. It is listed in IRS Publication 78 (Public charity, 50% deduction limit).
- Which annual return does NATIONAL CREDIT UNION FOUNDATION INC file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of NATIONAL CREDIT UNION FOUNDATION INC due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did NATIONAL CREDIT UNION FOUNDATION INC last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of NATIONAL CREDIT UNION FOUNDATION INC?
- The 990 for the year ended December 31, 2025 names LAUREN E CULP.
- Who are the officers and directors of NATIONAL CREDIT UNION FOUNDATION INC?
- The 990 for the year ended December 31, 2025 lists 26 people; 7 received compensation from the organization, the highest $438,172 (LAUREN E CULP, EXECUTIVE DIRECTOR).
- How much revenue does NATIONAL CREDIT UNION FOUNDATION INC have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $5,487,162, expenses of $4,831,335 and total assets of $16,117,483 at year end.
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