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Nonprofit · EIN 38-2838699

CONSUMER BANKRUPTCY ASSOCIATION

Tax-exempt · TROY, MI 48084

Financials

−$563$18K2023
Revenue Expenses · by fiscal year end
Financials of CONSUMER BANKRUPTCY ASSOCIATION by year, from its e-filed returns
Year endedFormRevenueExpensesNet incomeTotal assetsLiabilitiesNet assets
December 31, 2023990-$563$17,700-$18,263$86,934$0$86,934
Financial details: 990 for the year ended December 31, 2023

Revenue

Contributions, gifts and grants
$0
Program service revenue
$12,250
Investment income
$7
Net income from fundraising events
-$12,820
Other revenue
-$12,820

Expenses

Grants and similar amounts paid
$0
Salaries, compensation and benefits (total)
$0
Professional fundraising fees
$0
Legal fees
$1,157
Accounting fees
$825
Program services (functional)
$5,911
Management and general (functional)
$11,789

Balance sheet and other

Total assets, start of year
$105,197
Total assets, end of year
$86,934
Total liabilities, end of year
$0
Net assets, end of year
$86,934
Net assets without donor restrictions
$86,934
Gross receipts
$12,257
Employees
0
Year formed
1988
State of legal domicile
MI

From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.

Officers, directors and key employees

As listed on the 990 for the year ended December 31, 2023, highest compensation first.

NameTitleHours / weekCompensation
ALEXANDER BERRY-SANTORODIRECTOR
Trustee or director
–$0
BRETT BORDERDIRECTOR
Trustee or director
–$0
ANDREA CARTWRIGHTDIRECTOR
Trustee or director
–$0
TOM DECARLODIRECTOR
Trustee or director
–$0
KAREN EVANGELISTADIRECTOR
Trustee or director
–$0
SONYA GOLLDIRECTOR
Trustee or director
–$0
CRYSTAL PRICE-BUCKLEYDIRECTOR
Trustee or director
–$0
CHARLES J SCHNEIDERDIRECTOR
Trustee or director
–$0
CARA LASSNERSECRETARY
Officer
–$0
DAVID W RUSKINTREASURER
Officer
–$0
CRAIG S SCHOENHERRPRESIDENT
Officer
–$0
BRIAN JOEL SMALLVICE PRES.
Officer
–$0

Address and contacts

Address (IRS master file)
3001 W BIG BEAVER RD STE 100, TROY, MI 48084-3102
Mailing address (990-N for 2025)
3001 W Big Beaver Road Ste 100, Troy MI 48084
Principal officer (990 for 2023)
CRAIG S SCHOENHERR
Principal officer (990-N for 2025)
Dean R Nelson Jr, 3001 W Big Beaver Road Ste 100, Troy MI 48084
Signed the 990
DAVID W RUSKIN, TREASURER
Phone
(248) 352-5080
Return prepared by
CENKO VENDITTELLI HAYNES AND TOKARZ PLC

Mission

CONSUMER BANKRUPTCY ASSOCIATION IS A PROFESSIONAL ORGAINIZATION THAT ADDRESSES THE NEEDS OF THOSE INVOLVED IN CONSUMER BANKRUPTCY MATTERS.

990 for the year ended December 31, 2023

Program accomplishments

  • EDUCATIONAL PROGRAMS AND WORKING WITH THE COURT TO PROMOTE GREATER KNOWLEDGE OF THE TOPIC AND GAIN EFFICIENCIES.
    Expenses $5,911 · revenue $7,100

What it must file and when

IRS records say it files Form 990-N (e-Postcard). Gross receipts normally $50,000 or less. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.

Tax yearYear endedDueIRS public records
2025December 31, 2025May 15, 2026990-N on file
2024December 31, 2024May 15, 2025990-N on file
2023December 31, 2023May 15, 2024990 on file

IRS record

EIN
38-2838699
Tax-exempt status
501(c)(6): Business league or chamber of commerce
Donations deductible
No
Exempt since
1993
Accounting year ends
December
Files
Form 990-N (e-Postcard)

Filing history

FormYear endedRevenueExpensesAssetsReturn
990-N for 2025
Officer: Dean R Nelson Jr
December 31, 2025≤ $50,000 receipts––e-Postcard
990-N for 2024
Officer: Craig Schoenherr
December 31, 2024≤ $50,000 receipts––e-Postcard
990December 2023-$563$17,700$86,934XML
990December 2022$6,631$7,948$105,197IRS
990December 2021–––IRS
990December 2020–––IRS
990December 2018–––IRS
990December 2017–––IRS

990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 38-2838699).

Questions about CONSUMER BANKRUPTCY ASSOCIATION

What is the EIN of CONSUMER BANKRUPTCY ASSOCIATION?
The employer identification number (EIN) of CONSUMER BANKRUPTCY ASSOCIATION is 38-2838699.
Is CONSUMER BANKRUPTCY ASSOCIATION tax-exempt?
Yes. The IRS lists it as tax-exempt under section 501(c)(6) since 1993.
Are donations to CONSUMER BANKRUPTCY ASSOCIATION tax-deductible?
No. The IRS master file says contributions to it are not deductible.
Which annual return does CONSUMER BANKRUPTCY ASSOCIATION file?
Form 990-N (e-Postcard). Gross receipts normally $50,000 or less.
When is the next return of CONSUMER BANKRUPTCY ASSOCIATION due?
The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
When did CONSUMER BANKRUPTCY ASSOCIATION last file with the IRS?
The latest return in the IRS public files is the 990-N for 2025 for the year ended December 31, 2025.
Who is the principal officer of CONSUMER BANKRUPTCY ASSOCIATION?
The 990 for the year ended December 31, 2023 names CRAIG S SCHOENHERR.
Who are the officers and directors of CONSUMER BANKRUPTCY ASSOCIATION?
The 990 for the year ended December 31, 2023 lists 12 people; 0 received compensation from the organization.
How much revenue does CONSUMER BANKRUPTCY ASSOCIATION have?
On its 990 for the year ended December 31, 2023 it reported revenue of -$563, expenses of $17,700 and total assets of $86,934 at year end.

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