Nonprofit · EIN 38-2073681
BAC OF MICHIGAN HEALTH AND WELFARE FUND
Tax-exempt · TROY, MI 48098
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| April 30, 2025 | 990 | $28,700,107 | $26,174,955 | $2,525,152 | $29,305,455 | $10,567,358 | $18,738,097 |
| April 30, 2024 | 990 | $27,824,725 | $25,974,728 | $1,849,997 | $24,895,566 | $9,583,409 | $15,312,157 |
| April 30, 2023 | 990 | $25,467,973 | $22,758,413 | $2,709,560 | $20,947,453 | $7,869,849 | $13,077,604 |
Financial details: 990 for the year ended April 30, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $27,902,751
- Investment income
- $789,596
- Net gain from sales of assets
- $247
- Other revenue
- $7,760
Expenses
- Grants and similar amounts paid
- $0
- Benefits paid to members
- $23,900,049
- Other salaries and wages
- $433,466
- Salaries, compensation and benefits (total)
- $591,115
- Professional fundraising fees
- $0
- Legal fees
- $155,917
- Accounting fees
- $216,349
- Occupancy
- $54,505
- Program services (functional)
- $26,174,955
Balance sheet and other
- Total assets, start of year
- $24,895,566
- Total assets, end of year
- $29,305,455
- Total liabilities, end of year
- $10,567,358
- Net assets, end of year
- $18,738,097
- Publicly traded securities
- $17,435,597
- Gross receipts
- $28,700,552
- Employees
- 7
- Year formed
- 1974
- State of legal domicile
- MI
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended April 30, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | From related orgs | Other / benefits |
|---|---|---|---|---|---|
| Paul Dunford | TRUSTEE Trustee or director | 1 | $0 | $136,185 | $59,559 |
| BRETT GIERAK | CHAIRMAN Trustee or director | 1 | $0 | $120,057 | $53,992 |
| CHAD MORRISON | TRUSTEE Trustee or director | 1 | $0 | $104,867 | $50,910 |
| SEAN GRIFFIN | TRUSTEE Trustee or director | 1 | $0 | $103,904 | $49,198 |
| SHAUN GAJEWSKI | TRUSTEE Trustee or director | 1 | $0 | $103,514 | $49,030 |
| JIM BUDD | TRUSTEE Trustee or director | 1 | $0 | $103,395 | $49,100 |
| GREG LOBODZINSKI | TRUSTEE Trustee or director | 1 | $0 | $103,395 | $49,100 |
| CHRIS FILLMORE | TRUSTEE Trustee or director | 1 | $0 | $103,395 | $49,100 |
| AARON PISTOR | TRUSTEE Trustee or director | 1 | $0 | $103,315 | $49,030 |
| DARYL NICHOLS | TRUSTEE Trustee or director | 1 | $0 | $103,395 | $37,992 |
| JAMES BRYLOWSKI | TRUSTEE Trustee or director | 1 | $0 | $87,191 | $45,228 |
| SAL SIMONE | TRUSTEE Trustee or director | 1 | $0 | $0 | $0 |
| TOM BINKOWSKI | SECRETARY Trustee or director | 1 | $0 | $0 | $0 |
| ANDY BRACY | TRUSTEE Trustee or director | 1 | $0 | $0 | $0 |
| MATT HARMON | TRUSTEE Trustee or director | 1 | $0 | $0 | $0 |
6 more people on this return
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| ROBERT MICHIELUTTI | TRUSTEE Trustee or director | 1 | $0 |
| STEVE MEYER | TRUSTEE Trustee or director | 1 | $0 |
| JAMES OLEKSINSKI | TRUSTEE Trustee or director | 1 | $0 |
| ED SPENCE | TRUSTEE Trustee or director | 1 | $0 |
| BOB BABBIT | TRUSTEE Trustee or director | 1 | $0 |
| GREG CARVEVALE | TRUSTEE Trustee or director | 1 | $0 |
990 for the year ended April 30, 2024: 17 people
| Name | Title | Hours / week | Compensation | From related orgs | Other / benefits |
|---|---|---|---|---|---|
| Paul Dunford | Chairman Trustee or director | 1 | $0 | $132,556 | $59,515 |
| BRETT GIERAK | TRUSTEE Trustee or director | 1 | $0 | $116,649 | $52,902 |
| JAMES BRYLOWSKI | TRUSTEE Trustee or director | 1 | $0 | $105,080 | $47,895 |
| DARYL NICHOLS | TRUSTEE Trustee or director | 1 | $0 | $100,920 | $48,476 |
| GREG LOBODZINSKI | TRUSTEE Trustee or director | 1 | $0 | $100,920 | $48,476 |
| JIM BUDD | TRUSTEE Trustee or director | 1 | $0 | $100,920 | $48,476 |
| AARON PISTOR | TRUSTEE Trustee or director | 1 | $0 | $100,875 | $48,494 |
| SHAUN GAJEWSKI | TRUSTEE Trustee or director | 1 | $0 | $100,875 | $48,494 |
| STEVE MEYER | TRUSTEE Trustee or director | 1 | $0 | $0 | $0 |
| ROBERT MICHIELUTTI | TRUSTEE Trustee or director | 1 | $0 | $0 | $0 |
| ED SPENCE | TRUSTEE Trustee or director | 1 | $0 | $0 | $0 |
| JAMES OLEKSINSKI | TRUSTEE Trustee or director | 1 | $0 | $0 | $0 |
| MATT HARMON | TRUSTEE Trustee or director | 1 | $0 | $0 | $0 |
| TOM BINKOWSKI | TRUSTEE Trustee or director | 1 | $0 | $0 | $0 |
| SAL SIMONE | TRUSTEE Trustee or director | 1 | $0 | $0 | $0 |
| MARINO CARUSO | TRUSTEE Trustee or director | 1 | $0 | $0 | $0 |
| ANDY BRACY | TRUSTEE Trustee or director | 1 | $0 | $0 | $0 |
990 for the year ended April 30, 2023: 17 people
| Name | Title | Hours / week | Compensation | From related orgs | Other / benefits |
|---|---|---|---|---|---|
| PAUL DUNFORD | CHAIRMAN Trustee or director | 1 | $0 | $128,070 | $57,210 |
| BRETT GIERAK | TRUSTEE Trustee or director | 1 | $0 | $112,401 | $50,853 |
| JAMERS BRYLOWSKI | TRUSTEE Trustee or director | 1 | $0 | $101,620 | $49,716 |
| JIM BUDD | TRUSTEE Trustee or director | 1 | $0 | $97,613 | $47,528 |
| GREG LOBODZINSKI | TRUSTEE Trustee or director | 1 | $0 | $97,613 | $47,528 |
| DARYL NICHOLS | TRUSTEE Trustee or director | 1 | $0 | $97,613 | $47,528 |
| SHAUN GAJEWSKI | TRUSTEE Trustee or director | 1 | $0 | $97,924 | $46,615 |
| AARON PISTOR | TRUSTEE Trustee or director | 1 | $0 | $97,924 | $46,615 |
| RAUL ZAMARRON | FORMER TRUST Trustee or director | 1 | $0 | $97,606 | $33,425 |
| TOM BINKOWSKI | SECRETARY Trustee or director | 1 | $0 | $0 | $0 |
| ANDY BRACY | TRUSTEE Trustee or director | 1 | $0 | $0 | $0 |
| MARINO CENSONI | TRUSTEE Trustee or director | 1 | $0 | $0 | $0 |
| MATT HARMON | TRUSTEE Trustee or director | 1 | $0 | $0 | $0 |
| ROBERT MICHIELUTTI JR | TRUSTEE Trustee or director | 1 | $0 | $0 | $0 |
| STEVE MEYER | TRUSTEE Trustee or director | 1 | $0 | $0 | $0 |
| JAMES OLEKSINSKI | TRUSTEE Trustee or director | 1 | $0 | $0 | $0 |
| ED SPENCE | TRUSTEE Trustee or director | 1 | $0 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 700 TOWER DR STE 300, TROY, MI 48098-2835
- In care of
- % BRETT GIERAK
- Signed the 990
- BRETT GIERAK, CHAIRMAN
- Phone
- (248) 828-6000
- Return prepared by
- Benda Grace Stulz & Company PC
Mission
SEE SCHEDULE O
Program accomplishments
- The Fund provides for health, medical, dental and vision benefits to eligible participants and their dependents.Expenses $26,174,955
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in April, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | April 30, 2026 | September 15, 2026 | Not on file |
| 2024 | April 30, 2025 | September 15, 2025 | 990 on file |
| 2023 | April 30, 2024 | September 16, 2024 | 990 on file |
IRS record
- EIN
- 38-2073681
- Tax-exempt status
- 501(c)(9): Voluntary employees' beneficiary association
- Donations deductible
- No
- Exempt since
- 1977
- Accounting year ends
- April
- Files
- Form 990 or 990-EZ
- Assets (IRS master file)
- $29,305,455
- Income (IRS master file)
- $28,700,552
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | April 2025 | $28,700,107 | $26,174,955 | $29,305,455 | XML |
| 990 | April 2024 | $27,824,725 | $25,974,728 | $24,895,566 | XML |
| 990 | April 2023 | $25,467,973 | $22,758,413 | $20,947,453 | XML |
| 990 | April 2022 | $16,424,172 | $14,560,867 | $17,164,198 | IRS |
| 990 | April 2021 | – | – | – | IRS |
| 990 | April 2020 | – | – | – | IRS |
| 990 | April 2019 | – | – | – | IRS |
| 990 | April 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 38-2073681).
Questions about BAC OF MICHIGAN HEALTH AND WELFARE FUND
- What is the EIN of BAC OF MICHIGAN HEALTH AND WELFARE FUND?
- The employer identification number (EIN) of BAC OF MICHIGAN HEALTH AND WELFARE FUND is 38-2073681.
- Is BAC OF MICHIGAN HEALTH AND WELFARE FUND tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(9) since 1977.
- Are donations to BAC OF MICHIGAN HEALTH AND WELFARE FUND tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does BAC OF MICHIGAN HEALTH AND WELFARE FUND file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of BAC OF MICHIGAN HEALTH AND WELFARE FUND due?
- The return for tax year 2025 (the year ending April 30, 2026) is due September 15, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did BAC OF MICHIGAN HEALTH AND WELFARE FUND last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended April 2025.
- Who are the officers and directors of BAC OF MICHIGAN HEALTH AND WELFARE FUND?
- The 990 for the year ended April 30, 2025 lists 21 people; 0 received compensation from the organization.
- How much revenue does BAC OF MICHIGAN HEALTH AND WELFARE FUND have?
- On its 990 for the year ended April 30, 2025 it reported revenue of $28,700,107, expenses of $26,174,955 and total assets of $29,305,455 at year end.
Other nonprofits in TROY
- CENTRAL MIDWEST REGIONAL COUNCIL OF CARPENTERS HEALTH FUND EIN 45-0593187 · last filed 990 for 2025
- OPERATING ENGINEERS LOCAL 324 HEALTH CARE FUND EIN 38-1940673 · last filed 990 for 2025
- MICHIGAN REGIONAL COUNCIL OF CARPENTERS EMPLOYEE BENES VEBA FD EIN 38-3508105 · last filed 990 for 2025
- OPERATING ENGINEERS LOCAL 324 VACATION AND HOLIDAY FUND OF MICHI EIN 38-6195525 · last filed 990 for 2025
- WELFARE FUND OF ENGINEERS LOCAL 513 EIN 43-6071748 · last filed 990 for 2025
- U A LOCAL 393 HEALTH & WELFARE TR EIN 94-6401544 · last filed 990 for 2024
- KRESGE FOUNDATION EIN 38-1359217 · last filed 990-PF for 2024
- INTERNATIONAL BROTHERHOOD OF ELECTRICAL WORKERS 17 WELFARE FUND EIN 23-7080551 · last filed 990 for 2025