Nonprofit · EIN 38-1948640
WHITE LAKE AREA CHAMBER OF COMMERCE INC
Tax-exempt · WHITEHALL, MI 49461
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $229,219 | $225,502 | $3,717 | $315,744 | $18,475 | $297,269 |
| December 31, 2024 | 990 | $258,836 | $287,583 | -$28,747 | $308,571 | $26,055 | $282,516 |
| December 31, 2023 | 990 | $277,085 | $244,185 | $32,900 | $329,685 | $26,351 | $303,334 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $103,815
- of which government grants
- $23,590
- Membership dues
- $80,225
- Program service revenue
- $75,500
- Investment income
- $932
- Net income from fundraising events
- $45,539
- Other revenue
- $48,972
Expenses
- Grants and similar amounts paid
- $0
- Other salaries and wages
- $31,904
- Salaries, compensation and benefits (total)
- $116,623
- Professional fundraising fees
- $0
- Accounting fees
- $2,925
- Occupancy
- $15,446
- Travel
- $3,258
- Depreciation
- $1,269
- Program services (functional)
- $7,500
- Management and general (functional)
- $195
Balance sheet and other
- Total assets, start of year
- $308,571
- Total assets, end of year
- $315,744
- Total liabilities, end of year
- $18,475
- Net assets, end of year
- $297,269
- Land, buildings and equipment
- $2,664
- Net assets without donor restrictions
- $198,171
- Net assets with donor restrictions
- $99,098
- Gross receipts
- $288,621
- Employees
- 5
- Volunteers
- 50
- Year formed
- 1971
- State of legal domicile
- MI
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| STEPHANIE WARE | Exec Director Key employee | 45 | $76,029 |
| BRENT RAETH | Past Chairperson Trustee or director, Officer | 0 | $0 |
| ERIN PEYER | Chairperson Trustee or director, Officer | 0 | $0 |
| TODD KRAAI | Board Member Trustee or director | 0 | $0 |
| SCOTT LEWIS | Board Member Trustee or director | 0 | $0 |
| CLARISSA MOON | ViceChairperson Trustee or director, Officer | 0 | $0 |
| PETE MCCARTHY | Treasurer Trustee or director, Officer | 0 | $0 |
| TRISH SCHROEDER | Board Member Trustee or director | 0 | $0 |
| JARED MOTT | Board Member Trustee or director | 0 | $0 |
| HOLLY SCHROEDER | Board Member Trustee or director | 0 | $0 |
990 for the year ended December 31, 2024: 14 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| AMY VANLOON | Former Exec Director Officer | 45 | $81,500 |
| STEPHANIE WARE | DirectorEventsMember Officer | 45 | $44,185 |
| RICH HOUTTEMAN | Past Chairperson Trustee or director | 0 | $0 |
| BRENT RAETH | Chairperson Trustee or director, Officer | 0 | $0 |
| ERIN PEYER | Vice Chair Trustee or director, Officer | 0 | $0 |
| DOUG BOARDWELL | Board Member Trustee or director | 0 | $0 |
| JEFF JELINEK | Board Member Trustee or director | 0 | $0 |
| TODD KRAAI | Board Member Trustee or director | 0 | $0 |
| SCOTT LEWIS | Board Member Trustee or director | 0 | $0 |
| CLARISSA MOON | Board Member Trustee or director | 0 | $0 |
| PETE MCCARTHY | Board Member Trustee or director | 0 | $0 |
| TRISH SCHROEDER | Board Member Trustee or director | 0 | $0 |
| SUSAN PHILLIPS | Treasurer Trustee or director, Officer | 0 | $0 |
| DAVID DUSENBERRY | Board Member Trustee or director | 0 | $0 |
990 for the year ended December 31, 2023: 13 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| AMY VANLOON | Exec Director Officer | 45 | $72,127 |
| RICH HOUTTEMAN | Past Chairperson Trustee or director | – | $0 |
| BRENT RAETH | Chairperson Officer | – | $0 |
| ERIN PEYER | Vice Chair Trustee or director | – | $0 |
| DAVID DUSENBERRY | Past ViceChair Trustee or director, Officer | – | $0 |
| DOUG BOARDWELL | Board Member Trustee or director | – | $0 |
| SUSAN PHILLIPS | Treasurer Trustee or director, Officer | – | $0 |
| JEFF JELINEK | Board Member Trustee or director | – | $0 |
| TODD KRAAI | Board Member Trustee or director | – | $0 |
| SCOTT LEWIS | Board Member Trustee or director | – | $0 |
| CLARISSA MOON | Board Member Trustee or director | – | $0 |
| PETE MCCARTHY | Board Member Trustee or director | – | $0 |
| TRISH SCHROEDER | Board Member Trustee or director | – | $0 |
Address and contacts
- Address (IRS master file)
- 124 W HANSON ST, WHITEHALL, MI 49461-1028
- In care of
- % ERIN PEYER
- Principal officer (990 for 2025)
- Erin Peyer, 124 W Hanson St, Whitehall, MI 49461
- Signed the 990
- ERIN PEYER, Chair
- Phone
- (231) 893-4585
- Website
- www.whitelake.org
- Return prepared by
- Shoreline Accounting & Tax Serv
Mission
To serve and advance the business interests of members and to strengthen the economic climate of Montague, Whitehall and surrounding areas through networking opportunitie, education and advocacy.
Program accomplishments
- Tourism & visitor engagement by way of marketing, mainaining a visitor center,website and multiple social media platforms and publication of the visitors guide
- Business support and networking by way of networkings events, educatioal workshops and events such as Business Expo, and maintaining an active website with member listings and business cards and literature in the Chamber office.
- Community events and involvement by way of hosting public events for locals and visitors and providing an atmosphere for businesses to be present and involved.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 38-1948640
- Tax-exempt status
- 501(c)(6): Business league or chamber of commerce
- Donations deductible
- No
- Exempt since
- 1985
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Assets (IRS master file)
- $315,744
- Income (IRS master file)
- $288,621
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $229,219 | $225,502 | $315,744 | IRS |
| 990 | December 2024 | $258,836 | $287,583 | $308,571 | IRS |
| 990 | December 2023 | $277,085 | $244,185 | $329,685 | XML |
| 990 | December 2022 | $300,893 | $247,455 | $287,409 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990-EZ | December 2020 | – | – | – | IRS |
| 990 | December 2019 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 38-1948640).
Questions about WHITE LAKE AREA CHAMBER OF COMMERCE INC
- What is the EIN of WHITE LAKE AREA CHAMBER OF COMMERCE INC?
- The employer identification number (EIN) of WHITE LAKE AREA CHAMBER OF COMMERCE INC is 38-1948640.
- Is WHITE LAKE AREA CHAMBER OF COMMERCE INC tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(6) since 1985.
- Are donations to WHITE LAKE AREA CHAMBER OF COMMERCE INC tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does WHITE LAKE AREA CHAMBER OF COMMERCE INC file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of WHITE LAKE AREA CHAMBER OF COMMERCE INC due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did WHITE LAKE AREA CHAMBER OF COMMERCE INC last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of WHITE LAKE AREA CHAMBER OF COMMERCE INC?
- The 990 for the year ended December 31, 2025 names Erin Peyer.
- Who are the officers and directors of WHITE LAKE AREA CHAMBER OF COMMERCE INC?
- The 990 for the year ended December 31, 2025 lists 10 people; 1 received compensation from the organization, the highest $76,029 (STEPHANIE WARE, Exec Director).
- How much revenue does WHITE LAKE AREA CHAMBER OF COMMERCE INC have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $229,219, expenses of $225,502 and total assets of $315,744 at year end.
Other nonprofits in WHITEHALL
- CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN EIN 38-1627377 · last filed 990 for 2025
- INTERNATIONAL UNION UNTD AUTOMOBILE AEROSPACE & AGRI WORKERS EIN 38-1515588 · last filed 990 for 2025
- WHITE LAKE GOLF CLUB EIN 36-2307693 · last filed 990 for 2025
- FRATERNAL ORDER OF EAGLES EIN 38-6115684 · last filed 990 for 2025
- AMERICAN LEGION EIN 38-2125471 · last filed 990 for 2025
- ARTS COUNCIL OF WHITE LAKE EIN 38-2614596 · last filed 990 for 2024
- MICHIGAN ALTERNATIVE EDUCATION ORGANIZATION EIN 38-2351407 · last filed 990-EZ for 2026
- WHITE LAKE FOOTBALL CLUB INC EIN 38-2207086 · last filed 990-EZ for 2025