Nonprofit · EIN 38-1743355
CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN
Also known as 633 UNITED CHURCHES CREDIT UNION
Tax-exempt · TAYLOR, MI 48180
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $1,055,561 | $857,817 | $197,744 | $21,137,758 | $18,885,151 | $2,252,607 |
| December 31, 2024 | 990 | $983,322 | $798,950 | $184,372 | $21,388,035 | $19,458,102 | $1,929,933 |
| December 31, 2023 | 990 | $844,347 | $654,973 | $189,374 | $21,413,252 | $19,799,129 | $1,614,123 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $436,098
- Investment income
- $619,463
- Net gain from sales of assets
- -$4,732
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $123,826
- Other salaries and wages
- $90,337
- Salaries, compensation and benefits (total)
- $267,555
- Professional fundraising fees
- $0
- Accounting fees
- $48,000
- Occupancy
- $23,891
- Travel
- $5,290
- Depreciation
- $29,030
Balance sheet and other
- Total assets, start of year
- $21,388,035
- Total assets, end of year
- $21,137,758
- Total liabilities, end of year
- $18,885,151
- Net assets, end of year
- $2,252,607
- Land, buildings and equipment
- $45,780
- Gross unrelated business income
- $5,868
- Gross receipts
- $1,188,537
- Employees
- 5
- Volunteers
- 4
- Year formed
- 1957
- State of legal domicile
- MI
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| NICHOLAS ALEXANDER | CEO Officer | 40 | $79,875 | $4,801 |
| SUSAN SMITH | BOARD MEMBER Trustee or director | 10 | $39,150 | $0 |
| ALAN SRODAWA | BOARD CHAIRPERSON Trustee or director | 1 | $0 | $0 |
| LAWRENCE LEVESQUE | BOARD VICE CHAIRPERSON Trustee or director | 1 | $0 | $0 |
| MARK LUECKE | BOARD SECRETARY Trustee or director | 1 | $0 | $0 |
| DONALD RUDIN | BOARD TREASURER Trustee or director | 1 | $0 | $0 |
990 for the year ended December 31, 2024: 6 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| MICHELLE WOODHEAD | CEO Officer | 45 | $49,167 | $9,693 |
| SUSAN SMITH | BOARD MEMBER Trustee or director | 10 | $37,650 | $0 |
| ALAN SRODAWA | BOARD CHAIRPERSON Trustee or director | 1 | $0 | $0 |
| LAWRENCE LEVESQUE | BOARD VICE CHAIRPERSON Trustee or director | 1 | $0 | $0 |
| MARK LUECKE | BOARD SECRETARY Trustee or director | 1 | $0 | $0 |
| DONALD RUDIN | BOARD TREASURER Trustee or director | 1 | $0 | $0 |
990 for the year ended December 31, 2023: 7 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| MICHELLE WOODHEAD | CEO Officer | 45 | $57,933 | $10,557 |
| SUSAN SMITH | BOARD MEMBER/CEO Trustee or director | 1 | $30,025 | $0 |
| SUSAN SMITH | CEO Officer | 45 | $16,000 | $358 |
| ALAN SRODAWA | BOARD CHAIRPERSON Trustee or director | 1 | $0 | $0 |
| LAWRENCE LEVESQUE | BOARD VICE CHAIRPERSON Trustee or director | 1 | $0 | $0 |
| MARK LUECKE | BOARD SECRETARY Trustee or director | 1 | $0 | $0 |
| DONALD RUDIN | BOARD TREASURER Trustee or director | 1 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 20252 ECORSE RD, TAYLOR, MI 48180-1955
- Principal officer (990 for 2025)
- NICHOLAS ALEXANDER, 20252 ECORSE ROAD, TAYLOR, MI 48180
- Signed the 990
- NICHOLAS ALEXANDER, CEO
- Phone
- (313) 382-6533
- Website
- WWW.UNITEDCHURCHESCU.ORG
- Return prepared by
- DOEREN MAYHEW
Mission
A FINANCIAL CO-OPERATIVE THAT PROVIDES PERSONAL SERVICE AND AN ARRAY OF REASONABLY PRICED PRODUCTS AND SERVICES FOR ALL AGES.
Program accomplishments
- PROVIDE 1,155 MEMBERS WITH REGULAR SHARES, SHARE DRAFTS, CERTIFICATES OF DEPOSIT, IRA AND HIGH-YIELD ACCOUNTS WITH AGGREGATE DEPOSIT BALANCES THAT APPROXIMATED $18,804,000 AS OF DECEMBER 31, 2025.
- PROVIDE 1,731 LOANS INCLUDING VEHICLE, FIRST MORTGAGE, LINE OF CREDIT AND UNSECURED LOANS WITH AGGREGATE LOAN BALANCES THAT APPROXIMATED $5,245,000 AS OF DECEMBER 31, 2025.
- OFFER AUTOMATED TELLER MACHINES, WIRE TRANSFERS, MONEY ORDERS, TRAVELERS CHECKS AND VARIOUS INSURANCE PROGRAMS.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 38-1743355
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1956
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Group exemption
- 1359: CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN
- Assets (IRS master file)
- $21,137,758
- Income (IRS master file)
- $1,188,537
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $1,055,561 | $857,817 | $21,137,758 | XML |
| 990 | December 2024 | $983,322 | $798,950 | $21,388,035 | XML |
| 990 | December 2023 | $844,347 | $654,973 | $21,413,252 | XML |
| 990 | December 2022 | $564,009 | $538,205 | $22,689,939 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2019 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 38-1743355).
Questions about CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN
- What is the EIN of CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN?
- The employer identification number (EIN) of CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN is 38-1743355.
- Is CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1956.
- Are donations to CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN?
- The 990 for the year ended December 31, 2025 names NICHOLAS ALEXANDER.
- Who are the officers and directors of CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN?
- The 990 for the year ended December 31, 2025 lists 6 people; 2 received compensation from the organization, the highest $79,875 (NICHOLAS ALEXANDER, CEO).
- How much revenue does CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $1,055,561, expenses of $857,817 and total assets of $21,137,758 at year end.
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