Nonprofit · EIN 38-1559604
CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN
Also known as 430 TRI-CITIES CREDIT UNION
Tax-exempt · GRAND HAVEN, MI 49417
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $2,703,102 | $2,136,132 | $566,970 | $50,592,977 | $43,700,161 | $6,892,816 |
| December 31, 2024 | 990 | $2,571,146 | $2,159,506 | $411,640 | $50,679,219 | $44,353,373 | $6,325,846 |
| December 31, 2023 | 990 | $2,204,309 | $1,745,982 | $458,327 | $48,034,282 | $42,120,076 | $5,914,206 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $2,163,401
- Investment income
- $539,701
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $342,315
- Other salaries and wages
- $373,792
- Salaries, compensation and benefits (total)
- $812,178
- Professional fundraising fees
- $0
- Occupancy
- $57,609
- Travel
- $61,108
- Depreciation
- $36,703
Balance sheet and other
- Total assets, start of year
- $50,679,219
- Total assets, end of year
- $50,592,977
- Total liabilities, end of year
- $43,700,161
- Net assets, end of year
- $6,892,816
- Land, buildings and equipment
- $966,071
- Publicly traded securities
- $7,886,000
- Gross unrelated business income
- $22,590
- Gross receipts
- $2,703,102
- Employees
- 18
- Volunteers
- 7
- Year formed
- 1955
- State of legal domicile
- MI
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| KIMBERLY HALL | President & CEO Officer | 40 | $119,826 | $26,466 |
| JACKIE MOINET | CFO Officer | 40 | $95,955 | $4,781 |
| MAE WILDEY | Vice President Officer | 40 | $88,678 | $6,609 |
| MATT PUGH | Chairman Trustee or director | 1 | $0 | $0 |
| SETH LONGCORE | Director Trustee or director | 1 | $0 | $0 |
| JON HULETT | Director Trustee or director | 1 | $0 | $0 |
| DONALD HOITENGA | Director Trustee or director | 1 | $0 | $0 |
| SINDEE MAXWELL | Secretary Trustee or director | 1 | $0 | $0 |
| SUSAN PAWLAK | Treasurer Trustee or director | 1 | $0 | $0 |
| RONALD TYCZYNSKI | Director Trustee or director | 1 | $0 | $0 |
990 for the year ended December 31, 2024: 10 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| KIMBERLY HALL | President & CEO Officer | 40 | $118,777 | $25,687 |
| MAE WILDEY | Vice President Officer | 40 | $89,056 | $10,993 |
| JACKIE MOINET | CFO Officer | 40 | $94,208 | $4,696 |
| MATT PUGH | Chairman Trustee or director | 1 | $0 | $0 |
| SETH LONGCORE | Director Trustee or director | 1 | $0 | $0 |
| JON HULETT | Director Trustee or director | 1 | $0 | $0 |
| JOHN STEINBACH | Director Trustee or director | 1 | $0 | $0 |
| SINDEE MAXWELL | Secretary Trustee or director | 1 | $0 | $0 |
| SUSAN PAWLAK | Treasurer Trustee or director | 1 | $0 | $0 |
| RONALD TYCZYNSKI | Director Trustee or director | 1 | $0 | $0 |
990 for the year ended December 31, 2023: 10 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| KIMBERLY HALL | President & CEO Officer | 40 | $111,481 | $22,919 |
| JACKIE MOINET | CFO Officer | 40 | $88,523 | $4,364 |
| MAE WILDEY | Vice President Officer | 40 | $76,529 | $13,756 |
| MATT PUGH | Chairman Trustee or director | 1 | $0 | $0 |
| SETH LONGCORE | Director Trustee or director | 1 | $0 | $0 |
| JON HULETT | Director Trustee or director | 1 | $0 | $0 |
| JOHN STEINBACH | Director Trustee or director | 1 | $0 | $0 |
| SINDEE MAXWELL | Secretary Trustee or director | 1 | $0 | $0 |
| SUSAN PAWLAK | Treasurer Trustee or director | 1 | $0 | $0 |
| RONALD TYCZYNSKI | Director Trustee or director | 1 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 905 PENNOYER AVE, GRAND HAVEN, MI 49417-1966
- Principal officer (990 for 2025)
- KIM HALL
- Signed the 990
- KIM HALL, President & CEO
- Phone
- (616) 842-6320
- Website
- https://www.tricu.org/
- Return prepared by
- FINANCIAL STANDARDS GROUP INC
Mission
WE BELIEVE THAT FOSTERING PERSONAL RELATIONSHIPS IN LOCAL BANKING SUPPORTS OUR MISSION OF BUILDING COMMUNITY TRUST AND TREATING MEMBER OWNERS LIKE FAMILY.
Program accomplishments
- THE CREDIT UNION PROVIDES SEVERAL DEPOSIT ACCOUNT TYPES TO MEMBERS INCLUDING SAVINGS, CHECKING, CERTIFICATES AND OTHER. THE TOTAL NUMBER OF MEMBERS AT 12/31/2025 WAS 3,580.
- THE CREDIT UNION PROVIDES A VARIETY OF LOANS TO MEMBERS INCLUDING REAL ESTATE, CREDIT CARD, VEHICLE AND OTHER. THE TOTAL NUMBER OF LOANS OUTSTANDING AT 12/31/2025 WAS 1,553.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 38-1559604
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1956
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Group exemption
- 1359: CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN
- Assets (IRS master file)
- $50,592,977
- Income (IRS master file)
- $2,703,102
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $2,703,102 | $2,136,132 | $50,592,977 | IRS |
| 990 | December 2024 | $2,571,146 | $2,159,506 | $50,679,219 | XML |
| 990 | December 2023 | $2,204,309 | $1,745,982 | $48,034,282 | XML |
| 990 | December 2022 | $2,311,299 | $1,396,145 | $47,836,843 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2019 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 38-1559604).
Questions about CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN
- What is the EIN of CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN?
- The employer identification number (EIN) of CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN is 38-1559604.
- Is CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1956.
- Are donations to CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN?
- The 990 for the year ended December 31, 2025 names KIM HALL.
- Who are the officers and directors of CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN?
- The 990 for the year ended December 31, 2025 lists 10 people; 3 received compensation from the organization, the highest $119,826 (KIMBERLY HALL, President & CEO).
- How much revenue does CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $2,703,102, expenses of $2,136,132 and total assets of $50,592,977 at year end.
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