Nonprofit · EIN 38-1439120
CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN
Also known as 1200 FINANCIAL PLUS CREDIT UNION
Tax-exempt · FLINT, MI 48507
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2024 | 990 | $90,271,577 | $78,263,421 | $12,008,156 | $1,407,340,183 | $1,245,897,269 | $161,442,914 |
| December 31, 2023 | 990 | $76,218,408 | $66,749,529 | $9,468,879 | $1,286,739,109 | $1,142,750,941 | $143,988,168 |
Financial details: 990 for the year ended December 31, 2024
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $77,362,644
- Investment income
- $12,908,933
- Net gain from sales of assets
- -$843,845
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $2,885,912
- Other salaries and wages
- $16,771,428
- Salaries, compensation and benefits (total)
- $25,857,601
- Professional fundraising fees
- $0
- Legal fees
- $35,916
- Accounting fees
- $236,161
- Occupancy
- $675,485
- Travel
- $324,450
- Depreciation
- $2,710,772
Balance sheet and other
- Total assets, start of year
- $1,286,739,109
- Total assets, end of year
- $1,407,340,183
- Total liabilities, end of year
- $1,245,897,269
- Net assets, end of year
- $161,442,914
- Land, buildings and equipment
- $20,319,983
- Publicly traded securities
- $214,555,194
- Gross unrelated business income
- $126,055
- Gross receipts
- $185,730,506
- Employees
- 349
- Volunteers
- 18
- Year formed
- 1952
- State of legal domicile
- MI
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2024, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| BRADLEY BERGMOOSER | PRESIDENT & CEO Officer | 50 | $672,729 | $61,383 |
| BERNARD WILLIAMS | INTEGRATION ADVISOR Trustee or director | 50 | $376,355 | $50,169 |
| WADE DECKER | CFO Officer | 50 | $349,752 | $56,364 |
| RACHELLE KIPPE | SVP OF LENDING Key employee | 50 | $234,801 | $47,598 |
| DEANNA WALLACE | SVP OF PEOPLE AND RETAIL D Key employee | 50 | $234,088 | $43,100 |
| NATHAN ADAMS | DIRECTOR OF BUSINESS SERVI Highest-paid employee | 50 | $171,813 | $40,111 |
| MICHELLE THOMPSON | SVP OF OPERATIONS Key employee | 50 | $172,156 | $39,084 |
| JESSICA MCNIER | SVP OF TECH AND INNOVATION Key employee | 50 | $159,381 | $36,323 |
| LISA SHOEMAKER | VP OF MORTGAGE LENDING Trustee or director | 50 | $155,418 | $37,279 |
| DOUG FENLON | DIRECTOR OF IT Highest-paid employee | 50 | $155,470 | $33,440 |
| CHRISTOPHER ALLAMON | VP OF TECHNOLOGY Trustee or director | 50 | $142,308 | $17,621 |
| MICHAEL BALLS | VICE CHAIRMAN Trustee or director, Officer | 1 | $0 | $0 |
| BARNEY HENNESSY | CHAIRMAN Trustee or director, Officer | 1 | $0 | $0 |
| KIM JONES | SECRETARY Trustee or director, Officer | 1 | $0 | $0 |
| KIRK RHEAUME | DIRECTOR Trustee or director | 1 | $0 | $0 |
7 more people on this return
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| DIANA WEBB | TREASURER Trustee or director, Officer | 1 | $0 |
| LARRY CAMPBELL | DIRECTOR Trustee or director | 1 | $0 |
| BERNARD HENNESSY | BOARD CHAIRPERSON Trustee or director | 1 | $0 |
| RON JANSSON | DIRECTOR Trustee or director | 1 | $0 |
| LISA WILSON | DIRECTOR Trustee or director | 1 | $0 |
| GERALD LITTLE | DIRECTOR Trustee or director | 1 | $0 |
| GUS ALEXANDER | DIRECTOR Trustee or director | 1 | $0 |
990 for the year ended December 31, 2023: 20 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| BERNARD WILLIAMS | INTEGRATION ADVISOR Trustee or director | 50 | $1,151,371 | $37,341 |
| BRADLEY BERGMOOSER | PRESIDENT & CEO Officer | 50 | $646,906 | $67,308 |
| TAMMY O'LEARY | INTEGRATION ADVISOR Key employee | 50 | $469,168 | $2,587 |
| WADE DECKER | CFO Officer | 50 | $287,485 | $52,192 |
| RACHELLE KIPPE | SVP OF LENDING Key employee | 50 | $202,140 | $42,089 |
| DEANNA WALLACE | SVP OF PEOPLE AND RETAIL DELIVERY Key employee | 50 | $201,252 | $38,627 |
| NATHAN ADAMS | DIRECTOR OF BUSINESS SERVICES Highest-paid employee | 50 | $174,607 | $39,428 |
| LISA SHOEMAKER | VP OF MORTGAGE LENDING Trustee or director | 50 | $153,313 | $31,440 |
| DOUG FENLON | DIRECTOR OF IT Highest-paid employee | 50 | $151,760 | $31,892 |
| MICHAEL BALLS | VICE CHAIRMAN Trustee or director, Officer | 1 | $0 | $0 |
| BARNEY HENNESSY | CHAIRMAN Trustee or director, Officer | 1 | $0 | $0 |
| WILLIAM TYNES | DIRECTOR Trustee or director | 1 | $0 | $0 |
| KIM JONES | SECRETARY Trustee or director, Officer | 1 | $0 | $0 |
| KIRK RHEAUME | DIRECTOR Trustee or director | 1 | $0 | $0 |
| DIANA WEBB | TREASURER Trustee or director, Officer | 1 | $0 | $0 |
| LARRY CAMPBELL | DIRECTOR Trustee or director | 1 | $0 | $0 |
| RON JANSSON | DIRECTOR Trustee or director | 1 | $0 | $0 |
| LISA WILSON | DIRECTOR Trustee or director | 1 | $0 | $0 |
| GERALD LITTLE | DIRECTOR Trustee or director | 1 | $0 | $0 |
| GUS ALEXANDER | DIRECTOR Trustee or director | 1 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- G3381 VAN SLYKE RD, FLINT, MI 48507-3263
- Principal officer (990 for 2024)
- WADE DECKER, G-3381 VAN SLYKE ROAD, FLINT, MI 48507
- Signed the 990
- WADE DECKER, CHIEF FINANCIAL OFFICER
- Phone
- (810) 244-2200
- Website
- WWW.MYFPCU.COM
- Return prepared by
- REHMANN ROBSON LLC
Mission
COMMITMENT TO ENHANCING THE FINANCIAL WELL-BEING OF OUR MEMBERS! PASSION FOR SERVICE! DEDICATION TO ENRICHING THE COMMUNITIES WE SERVE!
Program accomplishments
- WE PROVIDE SAFE AND AFFORDABLE FINANCIAL PRODUCTS THAT ENABLED OUR 81,000+ MEMBERS TO MEET FINANCIAL GOALS SUCH AS PURCHASING A VEHICLE OR NEW HOME, SAVING FOR LIFE EVENTS SUCH AS COLLEGE AND WEDDINGS, OR JUST PAYING BILLS EFFICIENTLY AND CONVENIENTLY ONLINE OR WITH THEIR PHONES.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | Not on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 38-1439120
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1956
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Group exemption
- 1359: CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN
- Assets (IRS master file)
- $1,407,340,183
- Income (IRS master file)
- $185,730,506
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2024 | $90,271,577 | $78,263,421 | $1,407,340,183 | XML |
| 990 | December 2023 | $76,218,408 | $66,749,529 | $1,286,739,109 | XML |
| 990 | December 2022 | $49,966,116 | $42,573,487 | $1,232,513,294 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2019 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 38-1439120).
Questions about CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN
- What is the EIN of CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN?
- The employer identification number (EIN) of CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN is 38-1439120.
- Is CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1956.
- Are donations to CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN due?
- The return for tax year 2025 (the year ending December 31, 2025) is due May 15, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2024.
- Who is the principal officer of CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN?
- The 990 for the year ended December 31, 2024 names WADE DECKER.
- Who are the officers and directors of CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN?
- The 990 for the year ended December 31, 2024 lists 22 people; 11 received compensation from the organization, the highest $672,729 (BRADLEY BERGMOOSER, PRESIDENT & CEO).
- How much revenue does CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN have?
- On its 990 for the year ended December 31, 2024 it reported revenue of $90,271,577, expenses of $78,263,421 and total assets of $1,407,340,183 at year end.
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