Nonprofit · EIN 38-1438940
CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN
Also known as 1121 ALPENA COMMUNITY CREDIT UNION
Tax-exempt · ALPENA, MI 49707
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $1,807,227 | $1,246,472 | $560,755 | $34,862,375 | $30,181,202 | $4,681,173 |
| December 31, 2024 | 990 | $2,136,846 | $1,217,113 | $919,733 | $32,565,733 | $28,657,785 | $3,907,948 |
| December 31, 2023 | 990 | $1,335,568 | $1,052,705 | $282,863 | $31,615,947 | $29,058,894 | $2,557,053 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $248,471
- of which government grants
- $248,471
- Program service revenue
- $1,056,357
- Investment income
- $495,433
- Other revenue
- $6,966
Expenses
- Grants and similar amounts paid
- $0
- Other salaries and wages
- $451,234
- Salaries, compensation and benefits (total)
- $574,859
- Professional fundraising fees
- $0
- Accounting fees
- $15,321
- Occupancy
- $38,945
- Travel
- $479
- Depreciation
- $44,633
- Program services (functional)
- $1,246,472
Balance sheet and other
- Total assets, start of year
- $32,565,733
- Total assets, end of year
- $34,862,375
- Total liabilities, end of year
- $30,181,202
- Net assets, end of year
- $4,681,173
- Land, buildings and equipment
- $266,848
- Publicly traded securities
- $9,965,738
- Gross unrelated business income
- $6,966
- Gross receipts
- $1,807,227
- Employees
- 14
- Volunteers
- 6
- Year formed
- 1970
- State of legal domicile
- MI
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| JON BENSON | DIRECTOR Trustee or director | – | $0 |
| CRISTIE VAN MASSENHOVE | VICE CHAIR Trustee or director | – | $0 |
| JORDAN REYNOLDS | DIRECTOR Trustee or director | – | $0 |
| GRIFFIN SADDLER | DIRECTOR Trustee or director | – | $0 |
| RYAN SUSZEK | CHAIRMAN Trustee or director | – | $0 |
| CHARLES WIESEN | SECRETARY Trustee or director | – | $0 |
| ANDREW AUGUSTYN | CEO/MANAGER Officer | – | $0 |
990 for the year ended December 31, 2024: 7 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| ANN D BOYK | CEO/MANAGER Officer | 40 | $115,741 |
| JON BENSON | DIRECTOR Trustee or director | – | $0 |
| CRISTIE VAN MASSENHOVE | VICE CHAIR Trustee or director | – | $0 |
| JORDAN REYNOLDS | DIRECTOR Trustee or director | – | $0 |
| GRIFFIN SADDLER | DIRECTOR Trustee or director | – | $0 |
| RYAN SUSZEK | CHAIRMAN Trustee or director | – | $0 |
| CHARLES WIESEN | SECRETARY Trustee or director | – | $0 |
990 for the year ended December 31, 2023: 6 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| JON BENSON | DIRECTOR Trustee or director | – | $0 |
| CRISTIE VAN MASSENHOVE | VICE CHAIR Trustee or director | – | $0 |
| JASON RENSBERRY | DIRECTOR Trustee or director | – | $0 |
| JORDAN REYNOLDS | DIRECTOR Trustee or director | – | $0 |
| RYAN SUSZEK | CHAIRMAN Trustee or director | – | $0 |
| CHARLES WIESEN | SECRETARY Trustee or director | – | $0 |
Address and contacts
- Address (IRS master file)
- 710 W MILLER ST, ALPENA, MI 49707-1875
- Principal officer (990 for 2025)
- ANDREW AUGUSTYN, 710 W MILLER STREET, ALPENA, MI 49707
- Signed the 990
- ANDREW AUGUSTYN, CEO/MANAGER
- Phone
- (989) 356-4561
- Website
- WWW.ALPENACREDITUNION.COM
- Return prepared by
- STRALEY LAMP & KRAENZLEIN PC
Mission
PROVIDE FINANCIAL SERVICES AND PRODUCTS TO MEMBERS.
Program accomplishments
- THE CREDIT UNION PROVIDES SEVERAL DEPOSIT ACCOUNT TYPES TO MEMBERS INCLUDING SAVINGS, CHECKING, CERTIFICATES AND OTHER. THE TOTAL NUMBER OF MEMBERS AT 12/31/2025 WAS 2,255.
- THE CREDIT UNION PROVIDES A VARIETY OF LOANS TO MEMBERS INCLUDING REAL ESTATE, CREDIT CARD, VEHICLE AND OTHER. THE TOTAL NUMBER OF LOANS OUTSTANDING AT 12/31/2025 WAS 1,218.
- N/A
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 38-1438940
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1956
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Group exemption
- 1359: CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN
- Assets (IRS master file)
- $34,862,375
- Income (IRS master file)
- $1,807,227
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $1,807,227 | $1,246,472 | $34,862,375 | IRS |
| 990 | December 2024 | $2,136,846 | $1,217,113 | $32,565,733 | XML |
| 990 | December 2023 | $1,335,568 | $1,052,705 | $31,615,947 | XML |
| 990 | December 2022 | $1,034,603 | $937,560 | $30,369,989 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2019 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 38-1438940).
Questions about CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN
- What is the EIN of CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN?
- The employer identification number (EIN) of CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN is 38-1438940.
- Is CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1956.
- Are donations to CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN?
- The 990 for the year ended December 31, 2025 names ANDREW AUGUSTYN.
- Who are the officers and directors of CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN?
- The 990 for the year ended December 31, 2025 lists 7 people; 0 received compensation from the organization.
- How much revenue does CREDIT UNIONS CHARTERED IN THE STATE OF MICHIGAN have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $1,807,227, expenses of $1,246,472 and total assets of $34,862,375 at year end.
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