Nonprofit · EIN 36-6109824
RESEARCH INSTITUTE FOR HOUSING AMERICA TRUST FUND
Also known as ASSOCIATION OF AMERICA
Tax-exempt · WASHINGTON, DC 20036
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| August 31, 2025 | 990 | $257,807 | $371,491 | -$113,684 | $4,540,383 | $133,334 | $4,407,049 |
| August 31, 2024 | 990 | $253,717 | $299,243 | -$45,526 | $4,484,065 | $62,000 | $4,422,065 |
| August 31, 2023 | 990 | $164,579 | $286,104 | -$121,525 | $4,180,244 | $40,000 | $4,140,244 |
Financial details: 990 for the year ended August 31, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $0
- Investment income
- $257,807
- Net gain from sales of assets
- $96,372
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $280,708
- Salaries, compensation and benefits (total)
- $0
- Professional fundraising fees
- $0
- Accounting fees
- $10,648
- Travel
- $2,261
- Program services (functional)
- $330,459
- Management and general (functional)
- $41,032
Balance sheet and other
- Total assets, start of year
- $4,484,065
- Total assets, end of year
- $4,540,383
- Total liabilities, end of year
- $133,334
- Net assets, end of year
- $4,407,049
- Publicly traded securities
- $4,516,282
- Net assets without donor restrictions
- $4,407,049
- Gross receipts
- $813,303
- Employees
- 0
- Volunteers
- 0
- Year formed
- 1953
- State of legal domicile
- IL
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended August 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | From related orgs | Other / benefits |
|---|---|---|---|---|---|
| MICHAEL C FRATANTONI | TRUSTEE-RIHA TRUST ADMIN Trustee or director, Officer | 2 | $0 | $496,875 | $21,715 |
| MICHAEL W BRIGGS | TRUSTEE-RIHA SECRETARY Trustee or director, Officer | 1 | $0 | $397,060 | $39,552 |
| LISA J HAYNES | TRUSTEE-RIHA TREAS. (UNTIL 10/24) Trustee or director, Officer | 1 | $0 | $371,405 | $43,830 |
| EDWARD J SEILER | RIHA EXECUTIVE DIRECTOR Officer | 12 | $0 | $197,183 | $45,417 |
| ASTRID D VERMEER | TRUSTEE-RIHA TREAS. (FROM 10/2024) Trustee or director, Officer | 1 | $0 | $113,060 | $7,905 |
990 for the year ended August 31, 2024: 5 people
| Name | Title | Hours / week | Compensation | From related orgs | Other / benefits |
|---|---|---|---|---|---|
| MICHAEL C FRATANTONI | TRUSTEE-RIHA TRUST ADMINISTRATOR Trustee or director, Officer | 2 | $0 | $486,424 | $23,843 |
| LISA J HAYNES | TRUSTEE-RIHA TREAS. UNTIL 09/2024 Trustee or director, Officer | 1 | $0 | $439,618 | $57,651 |
| MICHAEL W BRIGGS | TRUSTEE-RIHA SECRETARY Trustee or director, Officer | 1 | $0 | $396,068 | $38,642 |
| EDWARD J SEILER | RIHA EXECUTIVE DIRECTOR Officer | 12 | $0 | $198,454 | $54,930 |
| ASTRID D VERMEER | TRUSTEE-RIHA TREAS. FROM 10/2024 Trustee or director, Officer | 1 | $0 | $0 | $0 |
990 for the year ended August 31, 2023: 4 people
| Name | Title | Hours / week | Compensation | From related orgs | Other / benefits |
|---|---|---|---|---|---|
| MICHAEL C FRATANTONI | TRUSTEE-RIHA TRUST ADMINISTRATOR Trustee or director, Officer | 2 | $0 | $468,058 | $59,957 |
| LISA J HAYNES | TRUSTEE-RIHA TREASURER Trustee or director, Officer | 1 | $0 | $414,292 | $56,810 |
| MICHAEL W BRIGGS | TRUSTEE-RIHA SECRETARY Trustee or director, Officer | 1 | $0 | $389,428 | $43,832 |
| EDWARD SEILER | RIHA EXECUTIVE DIRECTOR Officer | 12 | $0 | $190,752 | $48,216 |
Address and contacts
- Address (IRS master file)
- 1919 M STREET NW 5TH FL, WASHINGTON, DC 20036-3572
- Principal officer (990 for 2024)
- MICHAEL FRATANTONI, 1919 M STREET NW 5TH FL, WASHINGTON, DC 20036
- Signed the 990
- ALEXANDRA BRINTON, VICE PRESIDENT, CFO
- Phone
- (202) 557-2700
- Return prepared by
- CLIFTONLARSONALLEN LLP
Mission
THE MISSION OF THE RESEARCH INSTITUTE FOR HOUSING AMERICA IS TO PROMOTE AND DISSEMINATE KNOWLEDGE ON THE FUNCTIONING, STRUCTURE, AND FUTURE OF MORTGAGE MARKETS. AN EMPHASIS IS PLACED UPON ISSUES THAT WILL INFORM BOTH BUSINESS AND POLICY DECISIONS, WITH ATTENTION GIVEN TO EMERGING FINANCIAL AND ECONOMIC CHANGES WITHIN, AND AFFECTING, THOSE MARKETS.
Program accomplishments
- THE INSTITUTE SPONSORS AND DISSEMINATES RIGOROUS YET ACCESSIBLE RESEARCH FOCUSED ON ISSUES IMPACTING HOUSING AND MORTGAGE MARKETS.RIHA MAKES GRANTS TO INSTITUTIONS AND INDIVIDUALS THAT FURTHER ITS EXEMPT PURPOSE OF ENCOURAGING AND AIDING THE PURSUIT OF KNOWLEDGE OF MORTGAGE MARKETS AND REAL ESTATE FINANCE. THE RESEARCH PRODUCTS THAT ARE SUPPORTED WITH THESE GRANTS ARE MADE AVAILABLE TO THE PUBLIC THROUGH RIHA'S WEBSITE AT WWW.HOUSINGAMERICA.ORG/PUBLISHEDREPORTS. THE FOLLOWING PAPERS HAVE BEEN PUBLISHED THROUGH THE FISCAL YEAR 2025: FISCAL YEAR 2025-- WHO WILL BUY THE BABY BOOMERS' HOMES WHEN THEY LEAVE THEM?: AN UPDATE THE FOLLOWING PAPERS HAVE BEEN PUBLISHED THROUGH THE FISCAL YEAR 2024: FISCAL YEAR 2024-- MORTGAGE BANKING IN THE UNITED STATES, 1870-1940 (10-YEAR ANNIVERSARY RE-RELEASE)-- MORTGAGE DESIGN, UNDERWRITING, AND INTERVENTIONS: PROMOTING SUSTAINABLE HOMEOWNERSHIPFISCAL YEAR 2023-- A COLLECTION OF ESSAYS ON CLIMATE RISK AND THE HOUSING MARKET VOLUME I-- A COLLECTION OF ESSAYS ON CLIMATE RISK AND THE HOUSING MARKET VOLUME IIFISCAL YEAR 2022-- THE IMPACT OF CLIMATE CHANGE ON HOUSING AND HOUSING FINANCE-- THE DISTRIBUTION OF WEALTH IN AMERICA SINCE 2016-- WHO WILL BUY THE BABY BOOMERS' HOMES WHEN THEY LEAVE THEM?FISCAL YEAR 2021-- HOUSING-RELATED FINANCIAL DISTRESS DURING THE PANDEMIC-- THE DISTRIBUTION OF WEALTH SINCE THE GREAT RECESSION-- THE LOCATION OF AFFORDABLE AND SUBSIDIZED RENTAL HOUSING ACROSS AND WITHIN THE LARGEST CITIES IN THE UNITED STATES-- WHY ARE OLDER WORKERS MOVING LESS WHILE WORKING LONGER?FISCAL YEAR 2020-- NO NEW PUBLISHED PAPERS IN FY2020FISCAL YEAR 2019-- NO NEW PUBLISHED PAPERS IN FY2019FISCAL YEAR 2018-- QUANTIFIED PARKING: COMPREHENSIVE PARKING INVENTORIES FOR FIVE U.S. CITIESFISCAL YEAR 2017-- OWNED NOW RENTED LATER? HOUSING STOCK TRANSITIONS AND MARKET DYNAMICS-- MANAGING MORTGAGE PRODUCT DEVELOPMENT RISK (COMPLETED DURING THE FISCAL YEAR 2017 BUT RELEASED ON 9/14/2017) FISCAL YEAR 2016-- COGNITIVE DECLINE AND FINANCIAL DECISION-MAKING AS INDIVIDUALS AGE-- DIVERTED HOMEOWNERS, THE RENTAL CRISIS, AND FOREGONE HOUSEHOLD FORMATION-- THE AFFORDABILITY OF OWNER-OCCUPIED HOUSING IN THE UNITED STATES: ECONOMIC PERSPECTIVESFISCAL YEAR 2015-- DEMOGRAPHIC DRIVERS OF THE US HOMEOWNERHSIP RATE: HOW SHOULD POLICY MAKERS RESPOND?FISCAL YEAR 2014-- A PROFILE OF HOUSING AND HEALTH AMONG OLDER AMERICANS-- MORTGAGE BANKING IN THE UNITED STATES 1870-1940FISCAL YEAR 2013-- A PROFILE OF HOUSING AND HEALTH AMONG OLDER AMERICANS-- MORTGAGE BANKING IN THE UNITED STATES 1870-1940-- IMMIGRANT CONTRIBUTIONS TO HOUSING DEMAND IN THE UNITED STATES: A COMPARISON OF RECENT DECADES AND PROJECTIONS TO 2020 FOR THE STATES AND NATIONFISCAL YEAR 2012--MEASURING THE BENEFITS OF HOMEOWNING: EFFECTS ON CHILDREN REDUX--THE HISTORICAL ORIGINS OF AMERICAS MORTGAGE LAWS--THE GREAT RECESSION AND ATTITUDES TOWARD HOME-BUYING--STRATEGIC DEFAULT IN THE CONTEXT OF A SOCIAL NETWORK: AN EPIDEMIOLOGICAL APPROACHFISCAL YEAR 2011--HOMEOWNERSHIP BOOM AND BUST 2000 TO 2009: WHERE WILL THE HOMEOWNERSHIP RATE GO FROM HERE?--HOMEOWNERSHIP EDUCATION AND COUNSELING: DO WE KNOW WHAT WORKS?--A STUDY OF REAL ESTATE MARKETS IN DECLINING CITIES FISCAL YEAR 2010 --A REVIEW OF STATISTICAL PROBLEMS IN THE MEASUREMENT OF MORTGAGE MARKET DISCRIMINATION AND CREDIT RISK --INTERNATIONAL COMPARISON OF MORTGAGE PRODUCT OFFERINGS --ANATOMY OF RISK MANAGEMENT PRACTICES IN THE MORTGAGE INDUSTRY: LESSONS FOR THE FUTURE --HOUSEHOLD REACTION TO THE FINANCIAL CRISIS: SCARED OR SCARRED? --WHAT HAPPENS TO HOUSEHOLD FORMATION IN A RECESSION FISCAL YEAR 2009 --A FINANCIAL ANALYSIS OF CONSUMER MORTGAGE DECISIONS FISCAL YEAR 2007 --THE IMPACT OF GLOBAL CAPITAL FLOWS AND FOREIGN FINANCING ON US MORTGAGE AND TREASURY INTEREST RATES FISCAL YEAR 2006 --STUDY ON HOUSING TRENDS AMONG BABY BOOMERSExpenses $330,459 · grants $280,708
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in August, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | August 31, 2026 | January 15, 2027 | Not due yet |
| 2024 | August 31, 2025 | January 15, 2026 | 990 on file |
| 2023 | August 31, 2024 | January 15, 2025 | 990 on file |
IRS record
- EIN
- 36-6109824
- Tax-exempt status
- 501(c)(3): Charitable, religious, educational or scientific organization
- Foundation status
- Supporting organization (509(a)(3))
- Donations deductible (Pub 78)
- Supporting organization of unknown type
- Exempt since
- 1993
- Accounting year ends
- August
- Files
- Form 990 or 990-EZ
- Category (NTEE)
- Education (B50I)
- Assets (IRS master file)
- $4,540,383
- Income (IRS master file)
- $813,303
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | August 2025 | $257,807 | $371,491 | $4,540,383 | XML |
| 990 | August 2024 | $253,717 | $299,243 | $4,484,065 | XML |
| 990 | August 2023 | $164,579 | $286,104 | $4,180,244 | XML |
| 990 | August 2022 | $249,850 | $220,279 | $4,160,058 | IRS |
| 990 | August 2021 | – | – | – | IRS |
| 990 | August 2020 | – | – | – | IRS |
| 990 | August 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 36-6109824).
Questions about RESEARCH INSTITUTE FOR HOUSING AMERICA TRUST FUND
- What is the EIN of RESEARCH INSTITUTE FOR HOUSING AMERICA TRUST FUND?
- The employer identification number (EIN) of RESEARCH INSTITUTE FOR HOUSING AMERICA TRUST FUND is 36-6109824.
- Is RESEARCH INSTITUTE FOR HOUSING AMERICA TRUST FUND tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(3) since 1993.
- Are donations to RESEARCH INSTITUTE FOR HOUSING AMERICA TRUST FUND tax-deductible?
- Yes. It is listed in IRS Publication 78 (Supporting organization of unknown type).
- Which annual return does RESEARCH INSTITUTE FOR HOUSING AMERICA TRUST FUND file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of RESEARCH INSTITUTE FOR HOUSING AMERICA TRUST FUND due?
- The return for tax year 2025 (the year ending August 31, 2026) is due January 15, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did RESEARCH INSTITUTE FOR HOUSING AMERICA TRUST FUND last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended August 2025.
- Who is the principal officer of RESEARCH INSTITUTE FOR HOUSING AMERICA TRUST FUND?
- The 990 for the year ended August 31, 2025 names MICHAEL FRATANTONI.
- Who are the officers and directors of RESEARCH INSTITUTE FOR HOUSING AMERICA TRUST FUND?
- The 990 for the year ended August 31, 2025 lists 5 people; 0 received compensation from the organization.
- How much revenue does RESEARCH INSTITUTE FOR HOUSING AMERICA TRUST FUND have?
- On its 990 for the year ended August 31, 2025 it reported revenue of $257,807, expenses of $371,491 and total assets of $4,540,383 at year end.
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