Nonprofit · EIN 35-0885381
DEPARTMENT OF FINANCIAL INSTITUTION DIVISION OF CREDIT UNIONS IN IND
Also known as CENTRA CREDIT UNION
Tax-exempt · COLUMBUS, IN 47201
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $152,825,680 | $136,858,233 | $15,967,447 | $2,324,231,189 | $2,068,843,197 | $255,387,992 |
| December 31, 2024 | 990 | $144,540,713 | $135,991,974 | $8,548,739 | $2,126,245,937 | $1,897,484,606 | $228,761,331 |
| December 31, 2023 | 990 | $125,422,457 | $116,244,125 | $9,178,332 | $2,076,967,433 | $1,856,835,053 | $220,132,380 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $141,513,181
- Investment income
- $11,289,678
- Net rental income
- $22,821
- Net gain from sales of assets
- -$292,115
- Other revenue
- $22,821
Expenses
- Grants and similar amounts paid
- $478,653
- Compensation of officers, directors and key employees
- $2,322,379
- Other salaries and wages
- $26,596,029
- Salaries, compensation and benefits (total)
- $43,760,881
- Professional fundraising fees
- $0
- Legal fees
- $438,753
- Accounting fees
- $223,488
- Occupancy
- $5,580,981
- Travel
- $222,835
- Depreciation
- $3,916,280
Balance sheet and other
- Total assets, start of year
- $2,126,245,937
- Total assets, end of year
- $2,324,231,189
- Total liabilities, end of year
- $2,068,843,197
- Net assets, end of year
- $255,387,992
- Land, buildings and equipment
- $43,940,068
- Gross unrelated business income
- $1,871,921
- Gross receipts
- $153,392,795
- Employees
- 507
- Volunteers
- 0
- Year formed
- 1997
- State of legal domicile
- IN
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| RICK SILVERS | PRESIDENT & CEO Officer | 45 | $823,362 | $40,850 |
| DAVID MANN | CHIEF FINANCIAL OFFICER Officer | 45 | $424,991 | $22,021 |
| BRAD DAVIS | CHIEF GROWTH OFFICER Officer | 45 | $341,886 | $32,089 |
| Swaminathan Seetharaman | CHIEF EXPERIENCE OFFICER Officer | 45 | $332,831 | $35,630 |
| CRYSTAL RICKARD | MORTGAGE BROKER Highest-paid employee | 45 | $322,584 | $14,596 |
| DOUG SHARKEY | SVP MORTGAGE LOAN DELIVERY Highest-paid employee | 45 | $237,349 | $26,982 |
| Brent Parks | SVP TECHNOLOGY Highest-paid employee | 45 | $230,640 | $30,390 |
| KARL KISSINGER | SVP BUSINESS SERVICES Highest-paid employee | 45 | $233,139 | $27,044 |
| MELISSA JEWELL | SVP TEAM MEMBER EXPERIENCE Highest-paid employee | 45 | $217,672 | $18,303 |
| RANDY PROFITT | BOARD CHAIR Trustee or director, Officer | 2.1 | $30,640 | $0 |
| JIM BICKEL | SECRETARY/TREASURER Trustee or director, Officer | 1.3 | $25,504 | $0 |
| JODY HEAZLITT | Supervisory Chair Trustee or director, Officer | 1.9 | $24,504 | $0 |
| JOSEPH BROWN | BOARD VICE PRESIDENT Trustee or director, Officer | 2.3 | $24,504 | $0 |
| KESAVAN VENUGOPAL | DIRECTOR Trustee or director | 1.8 | $24,504 | $0 |
| Christopher Orben | DIRECTOR Trustee or director | 1.7 | $21,160 | $0 |
10 more people on this return
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| Gina Pleak | Director Trustee or director | 1.8 | $21,160 |
| DONALD JACKSON | DIRECTOR Trustee or director | 2.1 | $20,160 |
| KEVINA SCHUMAKER | DIRECTOR Trustee or director | 1.9 | $20,160 |
| Aida J Ramirez | DIRECTOR Trustee or director | 1.9 | $13,440 |
| James Donald Turner | DIRECTOR Trustee or director | 1.9 | $13,440 |
| MARY STROH | DIRECTOR (LEFT 04/2025) Trustee or director | 1.9 | $6,720 |
| Michael Fleetwood | Supervisory Committee Member Trustee or director | 1.3 | $5,928 |
| Shannon Jenkins | Supervisory Committee Member Trustee or director | 1.4 | $5,928 |
| Shawwn Storms | Supervisory Committee Member Trustee or director | 1.5 | $5,928 |
| Anthony Phillips II | DIRECTOR Trustee or director | 1.3 | $5,040 |
990 for the year ended December 31, 2024: 24 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| RICK SILVERS | PRESIDENT & CEO Officer | 45 | $813,397 | $35,791 |
| DAVID MANN | CHIEF FINANCIAL OFFICER Officer | 45 | $402,668 | $19,298 |
| BRAD DAVIS | CHIEF GROWTH OFFICER Officer | 45 | $315,966 | $27,332 |
| Swaminathan Seetharaman | CHIEF EXPERIENCE OFFICER Officer | 45 | $287,992 | $30,332 |
| DOUG SHARKEY | SVP MORTGAGE LOAN DELIVERY Highest-paid employee | 45 | $221,068 | $23,248 |
| Brent Parks | SVP TECHNOLOGY Highest-paid employee | 45 | $209,125 | $22,195 |
| KARL KISSINGER | SVP BUSINESS SERVICES Highest-paid employee | 45 | $207,780 | $22,400 |
| MELISSA JEWELL | SVP TEAM MEMBER EXPERIENCE Highest-paid employee | 45 | $200,717 | $15,803 |
| Carl Fry | SVP FINANCE Highest-paid employee | 45 | $192,919 | $13,316 |
| PATRICIA KNORR | CHIEF DEVELOPMENT OFFICER Officer | 45 | $196,577 | $9,544 |
| PAUL ADRIAN | CHIEF INFORMATION OFFICER Officer | 45 | $138,655 | $8,130 |
| RANDY PROFITT | BOARD CHAIR Trustee or director | 2.1 | $14,000 | $0 |
| JIM BICKEL | SECRETARY/TREASURER Trustee or director | 1.3 | $13,216 | $0 |
| JODY HEAZLITT | Supervisory Chair Trustee or director | 1.9 | $12,432 | $0 |
| JOSEPH BROWN | BOARD VICE PRESIDENT Trustee or director | 2.3 | $11,872 | $0 |
| KESAVAN VENUGOPAL | DIRECTOR Trustee or director | 1.8 | $11,872 | $0 |
| Christopher Orben | DIRECTOR Trustee or director | 1.7 | $10,752 | $0 |
| DONALD JACKSON | DIRECTOR Trustee or director | 2.1 | $10,752 | $0 |
| KEVINA SCHUMAKER | DIRECTOR Trustee or director | 1.9 | $10,752 | $0 |
| MARY STROH | DIRECTOR Trustee or director | 1.9 | $10,752 | $0 |
| Gina Pleak | Director Trustee or director | 1.8 | $7,168 | $0 |
| Michael Fleetwood | Supervisory Committee Member Trustee or director | 1.3 | $4,032 | $0 |
| S Shawnn Storms | Supervisory Committee Member Trustee or director | 1.5 | $4,032 | $0 |
| Shannon Jenkins | Supervisory Committee Member Trustee or director | 1.4 | $2,688 | $0 |
990 for the year ended December 31, 2023: 19 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| RICK SILVERS | CEO Officer | 45 | $688,817 | $46,091 |
| DAVID MANN | CHIEF FINANCIAL OFFICER Officer | 45 | $346,049 | $22,759 |
| PATRICIA KNORR | CHIEF DEVELOPMENT OFFICER Officer | 45 | $283,123 | $31,104 |
| BRAD DAVIS | CHIEF GROWTH OFFICER Officer | 45 | $272,924 | $28,245 |
| PAUL ADRIAN | CHIEF INFORMATION OFFICER Officer | 45 | $252,455 | $17,341 |
| KARL KISSINGER | SVP BUSINESS SERVICES Highest-paid employee | 45 | $189,208 | $41,971 |
| DOUG SHARKEY | SVP MORTGAGE LOAN DELIVERY Highest-paid employee | 45 | $206,424 | $12,173 |
| Brent Parks | SVP TECHNOLOGY Highest-paid employee | 45 | $178,683 | $33,318 |
| Swaminathan Seetharaman | CHIEF EXPERIENCE OFFICER Officer | 45 | $178,962 | $28,785 |
| MELISSA JEWELL | SVP TEAM MEMBER EXPERIENCE Highest-paid employee | 45 | $185,054 | $17,207 |
| Carl Fry | SVP FINANCE Highest-paid employee | 45 | $171,616 | $17,690 |
| JIM BICKEL | BOARD CHAIR Trustee or director | 1.3 | $14,784 | $0 |
| MARY STROH | DIRECTOR Trustee or director | 2.1 | $12,432 | $0 |
| RANDY PROFITT | DIRECTOR Trustee or director | 2 | $12,432 | $0 |
| Chip Orben | DIRECTOR Trustee or director | 2 | $11,312 | $0 |
| DONALD JACKSON | VICE CHAIR Trustee or director | 2 | $11,312 | $0 |
| JOSEPH BROWN | SECRETARY/TREASURER Trustee or director | 2.1 | $10,752 | $0 |
| KESAVAN VENUGOPAL | DIRECTOR Trustee or director | 1.6 | $10,752 | $0 |
| KEVINA SCHUMAKER | DIRECTOR Trustee or director | 1.9 | $10,752 | $0 |
Address and contacts
- Address (IRS master file)
- 3801 TUPELO DR, COLUMBUS, IN 47201-7293
- In care of
- % KELLEY RICE
- Principal officer (990 for 2025)
- RICK SILVERS, 3801 TUPELO DRIVE, COLUMBUS, IN 47201
- Signed the 990
- Sarah Stair, VP Accounting
- Phone
- (812) 314-0282
- Website
- WWW.CENTRA.ORG
- Return prepared by
- Forvis Mazars LLP
Mission
STATE CHARTERED AND FEDERALLY INSURED CREIDT UNION WHICH GRANTS CONSUMER LOANS INCLUDING CREDIT CARDS AND OPEN-END CREDIT, MORTGAGE LOANS AND BUSINESS LOANS TO ITS MEMBERS.
Program accomplishments
- CREDIT UNION PROGRAMS. ALL ACTIVITIES ARE STATE CHARTERED CREDIT UNION ACTIVITIES WHICH ARE EXEMPT UNDER SECTION 501(C)(14)
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 35-0885381
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1969
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Category (NTEE)
- Public and societal benefit (W61)
- Assets (IRS master file)
- $2,324,231,189
- Income (IRS master file)
- $153,392,795
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $152,825,680 | $136,858,233 | $2,324,231,189 | IRS |
| 990 | December 2024 | $144,540,713 | $135,991,974 | $2,126,245,937 | IRS |
| 990 | December 2023 | $125,422,457 | $116,244,125 | $2,076,967,433 | XML |
| 990 | December 2022 | $98,960,156 | $84,117,171 | $2,045,720,209 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 35-0885381).
Questions about DEPARTMENT OF FINANCIAL INSTITUTION DIVISION OF CREDIT UNIONS IN IND
- What is the EIN of DEPARTMENT OF FINANCIAL INSTITUTION DIVISION OF CREDIT UNIONS IN IND?
- The employer identification number (EIN) of DEPARTMENT OF FINANCIAL INSTITUTION DIVISION OF CREDIT UNIONS IN IND is 35-0885381.
- Is DEPARTMENT OF FINANCIAL INSTITUTION DIVISION OF CREDIT UNIONS IN IND tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1969.
- Are donations to DEPARTMENT OF FINANCIAL INSTITUTION DIVISION OF CREDIT UNIONS IN IND tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does DEPARTMENT OF FINANCIAL INSTITUTION DIVISION OF CREDIT UNIONS IN IND file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of DEPARTMENT OF FINANCIAL INSTITUTION DIVISION OF CREDIT UNIONS IN IND due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did DEPARTMENT OF FINANCIAL INSTITUTION DIVISION OF CREDIT UNIONS IN IND last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of DEPARTMENT OF FINANCIAL INSTITUTION DIVISION OF CREDIT UNIONS IN IND?
- The 990 for the year ended December 31, 2025 names RICK SILVERS.
- Who are the officers and directors of DEPARTMENT OF FINANCIAL INSTITUTION DIVISION OF CREDIT UNIONS IN IND?
- The 990 for the year ended December 31, 2025 lists 25 people; 25 received compensation from the organization, the highest $823,362 (RICK SILVERS, PRESIDENT & CEO).
- How much revenue does DEPARTMENT OF FINANCIAL INSTITUTION DIVISION OF CREDIT UNIONS IN IND have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $152,825,680, expenses of $136,858,233 and total assets of $2,324,231,189 at year end.
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