Nonprofit · EIN 31-6034125
42 KEMBA CREDIT UNION INC
Tax-exempt · WEST CHESTER, OH 45069
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2024 | 990 | $100,593,597 | $90,370,208 | $10,223,389 | $1,800,713,499 | $1,615,274,051 | $185,439,448 |
| December 31, 2023 | 990 | $82,349,712 | $76,698,966 | $5,650,746 | $1,625,351,193 | $1,453,634,103 | $171,717,090 |
Financial details: 990 for the year ended December 31, 2024
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $93,673,858
- Investment income
- $6,919,739
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $2,675,765
- Other salaries and wages
- $15,875,149
- Salaries, compensation and benefits (total)
- $23,222,182
- Professional fundraising fees
- $0
- Accounting fees
- $168,192
- Occupancy
- $1,584,849
- Travel
- $336,591
- Depreciation
- $1,591,978
Balance sheet and other
- Total assets, start of year
- $1,625,351,193
- Total assets, end of year
- $1,800,713,499
- Total liabilities, end of year
- $1,615,274,051
- Net assets, end of year
- $185,439,448
- Land, buildings and equipment
- $57,338,749
- Gross unrelated business income
- $441,733
- Gross receipts
- $100,593,597
- Employees
- 347
- Volunteers
- 8
- Year formed
- 1934
- State of legal domicile
- OH
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2024, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| DANIEL SUTTON | PRESIDENT Trustee or director, Officer | 40 | $1,084,098 | $125,744 |
| DANIEL SCHROER | CHIEF FINANCIAL OFFICER Officer | 40 | $386,097 | $47,380 |
| DUANE STACKLIN | CHIEF LENDING OFFICER Officer | 40 | $374,539 | $30,672 |
| KRISTYN DIX | VP OF CORPORATE LEARNING & DEVELOPMENT Highest-paid employee | 40 | $166,558 | $196,074 |
| RYON BRUBAKER | CHIEF TECHNOLOGY OFFICER Officer | 40 | $296,598 | $30,672 |
| AMY DANIELS | CHIEF RESOURCE OFFICER Officer | 40 | $299,966 | $0 |
| DENNIS WANDER | INDIRECT LENDING MANAGER Highest-paid employee | 40 | $234,120 | $22,493 |
| JOSEPH HUTSON | GENERAL COUNSEL Highest-paid employee | 40 | $221,367 | $10,224 |
| JAMES MALOTT | DIRECTOR OF MORTGAGE SERVICES Highest-paid employee | 40 | $167,641 | $12,503 |
| MICHAEL COX | VP OF APPRAISAL MANAGEMENT CO. Highest-paid employee | 40 | $159,822 | $8,374 |
| THOMAS THOLE | CHAIRMAN OF BOARD Trustee or director, Officer | 0 | $0 | $0 |
| JEROME ZIEGELMEIER | VICE CHAIRMAN BOARD Trustee or director, Officer | 0 | $0 | $0 |
| DEBORAH DAVIS | SECRETARY Trustee or director, Officer | 0 | $0 | $0 |
| DAVID HANNA | DIRECTOR Trustee or director | 0 | $0 | $0 |
| KATHRYN ASBROCK | DIRECTOR Trustee or director | 0 | $0 | $0 |
3 more people on this return
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| BRUCE RAINES | DIRECTOR Trustee or director | 0 | $0 |
| ROBERT WEITZEL | DIRECTOR Trustee or director | 0 | $0 |
| JEREMY BLACK | DIRECTOR Trustee or director | 0 | $0 |
990 for the year ended December 31, 2023: 18 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| DANIEL SUTTON | PRESIDENT Trustee or director, Officer | 40 | $1,043,921 | $27,885 |
| DANIEL SCHROER | CHIEF FINANCIAL OFFICER Officer | 40 | $377,341 | $45,802 |
| DUANE STACKLIN | CHIEF LENDING OFFICER Officer | 40 | $359,308 | $27,885 |
| RYON BRUBAKER | CHIEF TECHNOLOGY OFFICER Officer | 40 | $283,731 | $27,885 |
| AMY DANIELS | CHIEF RESOURCE OFFICER Officer | 40 | $288,434 | $0 |
| DENNIS WANDER | INDIRECT LENDING MANAGER Highest-paid employee | 40 | $234,705 | $20,448 |
| JOESEPH HUTSON | GENERAL COUNSEL Highest-paid employee | 40 | $199,731 | $9,296 |
| JAMES MALOTT | DIRECTOR OF MORTGAGE SERVICES Highest-paid employee | 40 | $157,332 | $15,802 |
| KRISTYN DIX | VP OF CORPORATE LEARNING & DEVELOPMENT Highest-paid employee | 40 | $160,682 | $9,296 |
| MICHAEL COX | VP OF APPRAISAL MANAGEMENT CO. Highest-paid employee | 40 | $153,534 | $7,851 |
| THOMAS THOLE | CHAIRMAN OF BOARD Trustee or director, Officer | 0 | $0 | $0 |
| JEROME ZIEGELMEIER | VICE CHAIRMAN BOARD Trustee or director, Officer | 0 | $0 | $0 |
| DEBORAH DAVIS | SECRETARY Trustee or director, Officer | 0 | $0 | $0 |
| DAVID HANNA | DIRECTOR Trustee or director | 0 | $0 | $0 |
| KATHRYN ASBROCK | DIRECTOR Trustee or director | 0 | $0 | $0 |
| BRUCE RAINES | DIRECTOR Trustee or director | 0 | $0 | $0 |
| ROBERT WEITZEL | DIRECTOR Trustee or director | 0 | $0 | $0 |
| JEREMY BLACK | DIRECTOR Trustee or director | 0 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 5600 CHAPPELL CROSSING BLVD, WEST CHESTER, OH 45069-5064
- Mailing address (990-N for 2016)
- PO Box 42058, Cincinnati OH 45242
- Principal officer (990 for 2024)
- DANIEL L SUTTON, 5600 CHAPPELL CROSSING BLVD, WEST CHESTER, OH 45069
- Principal officer (990-N for 2016)
- Chris Ramsey, PO Box 42058, Cincinnati OH 45242
- Signed the 990
- DANIEL L SUTTON, CEO/PRESIDENT
- Phone
- (513) 762-5070
- Website
- WWW.KEMBA.COM
- Return prepared by
- GBQ PARTNERS LLC
Mission
PROVIDE FINANCIAL SERVICES TO ITS MEMBERS. MEMBER OWNED FINANCIAL COOPERATIVE WITH MISSION TO PROVIDE A SAFE AND SECURE INSTITUTION WITH A BROAD RANGE OF FINANCIAL PRODUCTS AND SERVICES TO OUR MEMBERS AT THE LOWEST POSSIBLE COST, WHILE MAINTAINING FINANCIAL STABILITY.
Program accomplishments
- PROVIDE FINANCIAL SERVICES TO ITS MEMBERS.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | Not on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 31-6034125
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1969
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Group exemption
- 1990: OHIO CHARTERED CREDIT UNIONS
- Assets (IRS master file)
- $1,800,713,499
- Income (IRS master file)
- $100,593,597
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2024 | $100,593,597 | $90,370,208 | $1,800,713,499 | IRS |
| 990 | December 2023 | $82,349,712 | $76,698,966 | $1,625,351,193 | XML |
| 990 | December 2022 | $66,359,307 | $50,443,868 | $1,611,175,939 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
| 990 | December 2017 | – | – | – | IRS |
| 990-N for 2016 Officer: Chris Ramsey | December 31, 2016 | ≤ $50,000 receipts | – | – | e-Postcard |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 31-6034125).
Questions about 42 KEMBA CREDIT UNION INC
- What is the EIN of 42 KEMBA CREDIT UNION INC?
- The employer identification number (EIN) of 42 KEMBA CREDIT UNION INC is 31-6034125.
- Is 42 KEMBA CREDIT UNION INC tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1969.
- Are donations to 42 KEMBA CREDIT UNION INC tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does 42 KEMBA CREDIT UNION INC file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of 42 KEMBA CREDIT UNION INC due?
- The return for tax year 2025 (the year ending December 31, 2025) is due May 15, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did 42 KEMBA CREDIT UNION INC last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2024.
- Who is the principal officer of 42 KEMBA CREDIT UNION INC?
- The 990 for the year ended December 31, 2024 names DANIEL L SUTTON.
- Who are the officers and directors of 42 KEMBA CREDIT UNION INC?
- The 990 for the year ended December 31, 2024 lists 18 people; 10 received compensation from the organization, the highest $1,084,098 (DANIEL SUTTON, PRESIDENT).
- How much revenue does 42 KEMBA CREDIT UNION INC have?
- On its 990 for the year ended December 31, 2024 it reported revenue of $100,593,597, expenses of $90,370,208 and total assets of $1,800,713,499 at year end.
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