Nonprofit · EIN 31-4400124
544 C E S CREDIT UNION INC
Also known as 544
Tax-exempt · MOUNT VERNON, OH 43050
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $13,574,148 | $9,743,386 | $3,830,762 | $235,748,343 | $206,114,957 | $29,633,386 |
| December 31, 2024 | 990 | $12,054,858 | $8,763,692 | $3,291,166 | $223,674,898 | $198,437,509 | $25,237,389 |
| December 31, 2023 | 990 | $10,325,099 | $7,881,134 | $2,443,965 | $214,514,328 | $192,921,406 | $21,592,922 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $10,690,013
- Investment income
- $2,884,135
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $0
- Benefits paid to members
- $1,257,748
- Compensation of officers, directors and key employees
- $742,304
- Other salaries and wages
- $2,510,212
- Salaries, compensation and benefits (total)
- $4,433,826
- Professional fundraising fees
- $0
- Legal fees
- $12,494
- Accounting fees
- $37,570
- Occupancy
- $289,828
- Travel
- $25,152
- Depreciation
- $212,062
Balance sheet and other
- Total assets, start of year
- $223,674,898
- Total assets, end of year
- $235,748,343
- Total liabilities, end of year
- $206,114,957
- Net assets, end of year
- $29,633,386
- Land, buildings and equipment
- $3,741,262
- Gross unrelated business income
- $81,545
- Gross receipts
- $13,574,148
- Employees
- 80
- Volunteers
- 8
- Year formed
- 1952
- State of legal domicile
- OH
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| SANDRA K COFFING | CEO-RETIRED Officer | 40 | $198,817 | $13,258 |
| EYDIE GLASSTETTER | HRO-RETIRED Officer | 40 | $156,722 | $15,900 |
| MATTHEW SMITH | CIO Officer | 40 | $107,404 | $17,943 |
| MIKE COPLEY | CEO Officer | 40 | $108,778 | $7,103 |
| JAMIE FORSTER | CFO Officer | 40 | $93,263 | $11,310 |
| TRACY MORGAN | CLO Officer | 40 | $77,320 | $11,428 |
| BRENDA CURRY | TREASURER Trustee or director | 1 | $0 | $0 |
| KIM FEARN | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| CANDICE GALLAGHER | SECRETARY Trustee or director | 1 | $0 | $0 |
| MICHAEL GRAY | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| CINDY MCDOWELL | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| KENTON MICKLEY | BOARD MEMBER Trustee or director, Officer | 1 | $0 | $0 |
| MARGARET ANN RUHL | VICE CHAIR Trustee or director, Officer | 1 | $0 | $0 |
| JEFF WELLS | CHAIRMAN Trustee or director, Officer | 1 | $0 | $0 |
990 for the year ended December 31, 2024: 14 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| SANDRA K COFFING | CEO Officer | 40 | $212,823 | $12,772 |
| MATTHEW SMITH | CIO Officer | 40 | $117,692 | $17,615 |
| MIKE COPLEY | COO Officer | 40 | $109,944 | $7,786 |
| JAMIE FORSTER | CFO Officer | 40 | $99,474 | $11,113 |
| TRACY MORGAN | CLO Officer | 40 | $102,410 | $0 |
| TERESA BEMILLER | SECRETARY Trustee or director, Officer | 1 | $0 | $0 |
| JASON BOOTH | TREASURER Trustee or director, Officer | 1 | $0 | $0 |
| BRENDA CURRY | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| KIM FEARN | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| CANDICE GALLAGHER | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| MICHAEL GRAY | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| CINDY MCDOWELL | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| MARGARET ANN RUHL | VICE CHAIR Trustee or director, Officer | 1 | $0 | $0 |
| JEFF WELLS | CHAIRMAN Trustee or director, Officer | 1 | $0 | $0 |
990 for the year ended December 31, 2023: 12 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| SANDRA K COFFING | CEO Officer | 40 | $202,273 | $11,291 |
| MATTHEW SMITH | EMPLOYEE Highest-paid employee | 40 | $110,274 | $0 |
| MIKE COPLEY | EMPLOYEE Highest-paid employee | 40 | $106,274 | $0 |
| JAMIE FORSTER | CFO Officer | 40 | $96,074 | $9,703 |
| TERESA BEMILLER | SECRETARY Trustee or director, Officer | 1 | $0 | $0 |
| JASON BOOTH | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| KIM FEARN | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| CANDICE GALLAGHER | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| MICHAEL GRAY | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| LARRY HATTON | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| MARGARET ANN RUHL | VICE CHAIR Trustee or director, Officer | 1 | $0 | $0 |
| JEFF WELLS | CHAIRMAN Trustee or director, Officer | 1 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- PO BOX 631, MOUNT VERNON, OH 43050-0631
- Principal officer (990 for 2025)
- MIKE COPLEY, P O BOX 631, MT VERNON, OH 43050
- Signed the 990
- MIKE COPLEY, CEO
- Phone
- (740) 397-1136
- Website
- WWW.CESCU.COM
- Return prepared by
- WAVERLY BUSINESS SERVICES
Mission
THE PURPOSE OF THIS CREDIT UNION SHALL BE TO PROMOTE THRIFT AND TO PROVIDE CREDIT FOR ITS MEMBERS.
Program accomplishments
- PROVIDE FINANCIAL SERVICES TO APPROXIMATELY 17,621 MEMBERS.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 31-4400124
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1969
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Group exemption
- 1990: OHIO CHARTERED CREDIT UNIONS
- Assets (IRS master file)
- $235,748,343
- Income (IRS master file)
- $13,574,148
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $13,574,148 | $9,743,386 | $235,748,343 | XML |
| 990 | December 2024 | $12,054,858 | $8,763,692 | $223,674,898 | XML |
| 990 | December 2023 | $10,325,099 | $7,881,134 | $214,514,328 | XML |
| 990 | December 2022 | $8,113,568 | $6,810,989 | $216,007,452 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 31-4400124).
Questions about 544 C E S CREDIT UNION INC
- What is the EIN of 544 C E S CREDIT UNION INC?
- The employer identification number (EIN) of 544 C E S CREDIT UNION INC is 31-4400124.
- Is 544 C E S CREDIT UNION INC tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1969.
- Are donations to 544 C E S CREDIT UNION INC tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does 544 C E S CREDIT UNION INC file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of 544 C E S CREDIT UNION INC due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did 544 C E S CREDIT UNION INC last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of 544 C E S CREDIT UNION INC?
- The 990 for the year ended December 31, 2025 names MIKE COPLEY.
- Who are the officers and directors of 544 C E S CREDIT UNION INC?
- The 990 for the year ended December 31, 2025 lists 14 people; 6 received compensation from the organization, the highest $198,817 (SANDRA K COFFING, CEO-RETIRED).
- How much revenue does 544 C E S CREDIT UNION INC have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $13,574,148, expenses of $9,743,386 and total assets of $235,748,343 at year end.
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