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IRS-authorized e-file provider · not the IRS

Nonprofit · EIN 31-1353001

A DEBT COACH CREDIT COUNSELING SERVICE INC

Tax-exempt · FLORENCE, KY 41042

Financials

$442K$438K2023$158K$180K2024$123K$125K2025
Revenue Expenses · by fiscal year end
Financials of A DEBT COACH CREDIT COUNSELING SERVICE INC by year, from its e-filed returns
Year endedFormRevenueExpensesNet incomeTotal assetsLiabilitiesNet assets
December 31, 2025990$122,914$125,450-$2,536$64,282$6,483$57,799
December 31, 2024990$158,074$180,152-$22,078$76,040$15,705$60,335
December 31, 2023990$441,874$437,836$4,038$90,318$7,905$82,413
Financial details: 990 for the year ended December 31, 2025

Revenue

Contributions, gifts and grants
$39,100
Program service revenue
$83,814
Investment income
$0
Other revenue
$0

Expenses

Grants and similar amounts paid
$0
Compensation of officers, directors and key employees
$66,000
Salaries, compensation and benefits (total)
$70,990
Professional fundraising fees
$0
Legal fees
$9,000
Accounting fees
$3,500
Occupancy
$8,905
Depreciation
$3,788
Program services (functional)
$81,887
Management and general (functional)
$43,563

Balance sheet and other

Total assets, start of year
$76,040
Total assets, end of year
$64,282
Total liabilities, end of year
$6,483
Net assets, end of year
$57,799
Land, buildings and equipment
$53,009
Net assets without donor restrictions
$57,799
Gross receipts
$122,914
Employees
1
Year formed
1992
State of legal domicile
KY

From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.

Officers, directors and key employees

As listed on the 990 for the year ended December 31, 2025, highest compensation first.

NameTitleHours / weekCompensation
LOUIS WILLIAMSPRESIDENT
Officer
40$66,000
JESSICA CRUZBOARD MEMBER
Trustee or director
–$0
KELLIE HINELYBOARD MEMBER
Trustee or director
–$0
DONNA PARKERBOARD MEMBER
Trustee or director
–$0
990 for the year ended December 31, 2024: 4 people
NameTitleHours / weekCompensation
LOUIS WILLIAMSPRESIDENT
Officer
40$66,000
JESSICA CRUZBOARD MEMBER
Trustee or director
0.5$0
KELLIE HINELYBOARD MEMBER
Trustee or director
0.5$0
DONNA PARKERBOARD MEMBER
Trustee or director
0.5$0
990 for the year ended December 31, 2023: 4 people
NameTitleHours / weekCompensation
LOUIS WILLIAMSPRESIDENT
Officer
40$66,000
JESSICA CRUZBOARD MEMBER
Trustee or director
–$0
KELLIE HINELYBOARD MEMBER
Trustee or director
–$0
DONNA PARKERBOARD MEMBER
Trustee or director
–$0

Address and contacts

Address (IRS master file)
71 CAVALIER BLVD STE 224, FLORENCE, KY 41042-5170
Principal officer (990 for 2025)
LOUIS WILLIAMS, PO BOX 913, UNION, KY 41091
Signed the 990
LOUIS WILLIAMS, PRESIDENT
Phone
(888) 767-9155
Return prepared by
DELUCA ACCOUNTANCY CORP

Mission

TO PROVIDE DEBT MANAGEMENT COUNSELING SERVICES AND MONEY MANAGEMENT EDUCATION FOR CLIENTS.

990 for the year ended December 31, 2025

Program accomplishments

  • PROVIDED MONEY MANAGEMENT, DEBT COUNSELING AND BUDGETING ASSISTANCE TO APPROXIMATELY 200 CLIENTS
    Expenses $81,887 · revenue $83,814

What it must file and when

IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.

Tax yearYear endedDueIRS public records
2025December 31, 2025May 15, 2026990 on file
2024December 31, 2024May 15, 2025990 on file
2023December 31, 2023May 15, 2024990 on file

File the 2026 990-EZ for A DEBT COACH CREDIT COUNSELING SERVICE INC

Due May 17, 2027 · e-filed with the IRS by 990.tax, an IRS-authorized e-file provider

IRS record

EIN
31-1353001
Tax-exempt status
501(c)(3): Charitable, religious, educational or scientific organization
Foundation status
Publicly supported organization (170(b)(1)(A)(vi))
Donations deductible (Pub 78)
Public charity, 50% deduction limit
Exempt since
1995
Accounting year ends
December
Files
Form 990 or 990-EZ
Category (NTEE)
Human services (P51)
Assets (IRS master file)
$64,282
Income (IRS master file)
$122,914

Filing history

FormYear endedRevenueExpensesAssetsReturn
990December 2025$122,914$125,450$64,282XML
990December 2024$158,074$180,152$76,040XML
990December 2023$441,874$437,836$90,318XML
990December 2022$507,183$506,444$97,616IRS
990December 2021–––IRS
990December 2019–––IRS
990December 2018–––IRS
990December 2017–––IRS

990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 31-1353001).

Questions about A DEBT COACH CREDIT COUNSELING SERVICE INC

What is the EIN of A DEBT COACH CREDIT COUNSELING SERVICE INC?
The employer identification number (EIN) of A DEBT COACH CREDIT COUNSELING SERVICE INC is 31-1353001.
Is A DEBT COACH CREDIT COUNSELING SERVICE INC tax-exempt?
Yes. The IRS lists it as tax-exempt under section 501(c)(3) since 1995.
Are donations to A DEBT COACH CREDIT COUNSELING SERVICE INC tax-deductible?
Yes. It is listed in IRS Publication 78 (Public charity, 50% deduction limit).
Which annual return does A DEBT COACH CREDIT COUNSELING SERVICE INC file?
Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
When is the next return of A DEBT COACH CREDIT COUNSELING SERVICE INC due?
The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
When did A DEBT COACH CREDIT COUNSELING SERVICE INC last file with the IRS?
The latest return in the IRS public files is the 990 for the year ended December 2025.
Who is the principal officer of A DEBT COACH CREDIT COUNSELING SERVICE INC?
The 990 for the year ended December 31, 2025 names LOUIS WILLIAMS.
Who are the officers and directors of A DEBT COACH CREDIT COUNSELING SERVICE INC?
The 990 for the year ended December 31, 2025 lists 4 people; 1 received compensation from the organization, the highest $66,000 (LOUIS WILLIAMS, PRESIDENT).
How much revenue does A DEBT COACH CREDIT COUNSELING SERVICE INC have?
On its 990 for the year ended December 31, 2025 it reported revenue of $122,914, expenses of $125,450 and total assets of $64,282 at year end.

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