Nonprofit · EIN 31-0731111
CONSUMER CREDIT COUNSELING SERVICE OF THE MIDWEST INC
Tax-exempt · GAHANNA, OH 43230
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 (amended) | $3,515,785 | $3,346,254 | $169,531 | $5,446,807 | $1,161,287 | $4,285,520 |
| December 31, 2024 | 990 | $3,314,982 | $3,307,095 | $7,887 | $5,397,905 | $1,515,434 | $3,882,471 |
| December 31, 2023 | 990 | $2,907,133 | $3,460,912 | -$553,779 | $5,288,524 | $1,546,141 | $3,742,383 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $1,612,697
- of which government grants
- $147,536
- Program service revenue
- $1,588,770
- Investment income
- $311,266
- Net gain from sales of assets
- -$1,771
- Other revenue
- $3,052
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $636,266
- Other salaries and wages
- $1,179,403
- Salaries, compensation and benefits (total)
- $2,175,864
- Professional fundraising fees
- $0
- Legal fees
- $2,369
- Accounting fees
- $22,300
- Occupancy
- $60,169
- Travel
- $12,492
- Depreciation
- $80,193
- Program services (functional)
- $2,709,808
- Management and general (functional)
- $586,228
- Fundraising (functional)
- $50,218
Balance sheet and other
- Total assets, start of year
- $5,397,905
- Total assets, end of year
- $5,446,807
- Total liabilities, end of year
- $1,161,287
- Net assets, end of year
- $4,285,520
- Land, buildings and equipment
- $384,854
- Publicly traded securities
- $4,027,404
- Net assets without donor restrictions
- $4,257,578
- Net assets with donor restrictions
- $27,942
- Gross receipts
- $8,838,949
- Employees
- 25
- Volunteers
- 8
- Year formed
- 1967
- State of legal domicile
- OH
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| JONATHAN M CANTRELL | PRESIDENT / Officer | 50 | $220,892 | $36,101 |
| CHRISTOPHER J KALLAY | VP/TREASURER Officer | 50 | $190,930 | $46,717 |
| BRIAN YODER | SECRETARY/ D Officer | 40 | $100,869 | $40,756 |
| REDONNA THOMPSON | COO Highest-paid employee | 40 | $110,535 | $17,417 |
| JOSH CURTIS | DIRECTOR Trustee or director | 2 | $0 | $0 |
| MICHAEL HARDING | DIRECTOR Trustee or director | 2 | $0 | $0 |
| FREDERICK H HEYSE | DIRECTOR Trustee or director | 2 | $0 | $0 |
| JAY E MICHAEL | DIRECTOR Trustee or director | 2 | $0 | $0 |
| TERESA HOLLAND RICH | DIRECTOR Trustee or director | 2 | $0 | $0 |
| KAYLA SELHORST | DIRECTOR Trustee or director | 2 | $0 | $0 |
| STACY TOKI | CHAIRPERSON Trustee or director, Officer | 4 | $0 | $0 |
| STEVE WEIKER | DIRECTOR Trustee or director | 2 | $0 | $0 |
990 for the year ended December 31, 2024: 11 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| JONATHAN M CANTRELL | PRESIDENT / Officer | 50 | $200,892 | $34,317 |
| CHRISTOPHER J KALLAY | VP/TREASURER Officer | 50 | $181,450 | $45,002 |
| BRIAN YODER | SECRETARY/ D Officer | 40 | $93,828 | $38,449 |
| JOSH CURTIS | DIRECTOR Trustee or director | 2 | $0 | $0 |
| MICHAEL HARDING | DIRECTOR Trustee or director | 2 | $0 | $0 |
| FREDERICK H HEYSE | DIRECTOR Trustee or director | 2 | $0 | $0 |
| JAY E MICHAEL | DIRECTOR Trustee or director | 2 | $0 | $0 |
| TERESA HOLLAND RICH | DIRECTOR Trustee or director | 2 | $0 | $0 |
| KAYLA SELHORST | CHAIRPERSON Trustee or director, Officer | 4 | $0 | $0 |
| STACY TOKI | DIRECTOR Trustee or director | 2 | $0 | $0 |
| STEVE WEIKER | DIRECTOR Trustee or director | 2 | $0 | $0 |
990 for the year ended December 31, 2023: 11 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| JONATHAN M CANTRELL | PRESIDENT / Officer | 50 | $200,892 | $33,480 |
| CHRISTOPHER J KALLAY | VP/TREASURER Officer | 50 | $177,382 | $43,525 |
| BRIAN YODER | SECRETARY/ D Officer | 40 | $91,975 | $38,762 |
| JOSH CURTIS | DIRECTOR Trustee or director | 2 | $0 | $0 |
| MICHAEL HARDING | DIRECTOR Trustee or director | 2 | $0 | $0 |
| FREDERICK H HEYSE | DIRECTOR Trustee or director | 2 | $0 | $0 |
| JAY E MICHAEL | DIRECTOR Trustee or director | 2 | $0 | $0 |
| TERESA HOLLAND RICH | DIRECTOR Trustee or director | 2 | $0 | $0 |
| KAYLA SELHORST | CHAIRPERSON Trustee or director, Officer | 4 | $0 | $0 |
| STACY TOKI | DIRECTOR Trustee or director | 2 | $0 | $0 |
| STEVE WEIKER | DIRECTOR Trustee or director | 2 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 700 TAYLOR ROAD, GAHANNA, OH 43230-3318
- In care of
- % BRENDA HAMMOND
- Principal officer (990 for 2025)
- JONATHAN M CANTRELL
- Signed the 990
- JONATHAN M CANTRELL, PRESIDENT / CEO
- Phone
- (800) 355-2227
- Website
- WWW.APPRISEN.COM
- Return prepared by
- BHM CPA GROUP INC
Mission
HELPING PEOPLE IMPROVE THEIR FINANCIAL WELL-BEING THROUGH COUNSELING, COMMUNITY OUTREACH AND FINANCIAL EDUCATION.
Program accomplishments
- APPRISEN PROVIDES COMPREHENSIVE FINANCIAL COUNSELING AND EDUCATION TO INDIVIDUALS AND FAMILIES LOOKING TO IMPROVE THEIR FINANCIAL HEALTH. IN 2025, WE HELD 8,966 CONFIDENTIAL COUNSELING SESSIONS WITH PREDOMINATELY LOW-TO-MODERATE INCOME CONSUMERS. OUR CERTIFIED COUNSELORS REVIEW INCOME, MONTHLY EXPENSES, AND DEBT. THEY WORK WITH THE CLIENT TO SET FINANCIAL GOALS AND CREATE A PLAN TO ACHIEVE THEM. THE CLIENT RECEIVES A CUSTOMIZED PLAN OF ACTION TO IMPROVE THEIR FINANCIAL HEALTH. 21% OF THOSE COUNSELED ENTER A DEBT MANAGEMENT PROGRAM (DMP). THE DMP IS A STRUCTURED PROGRAM THAT HELPS THE INDIVIDUALS REPAY THEIR UNSECURED DEBT. IN 2025, INDIVIDUALS IN OUR DMP PAID DOWN 27,660,859 WORTH OF DEBT & 68% OF ENROLLEES COMPLETED THEIR DMP SUCCESSFULLY.Expenses $2,389,607 · revenue $1,554,766
- APPRISEN IS A HUD-CERTIFIED AGENCY, OFFERING PRE-PURCHASE COUNSELING, RENTAL COUNSELING, AND FORECLOSURE PREVENTION COUNSELING. WE HELD 138 HOUSING RELATED SESSIONS IN 2025, THE MAJORITY OF WHICH FOCUSED ON DELINQUENT MORTGAGES AND FORECLOSURE PREVENTION.Expenses $24,023 · revenue $12,885
- APPRISEN PROVIDES COMMUNITY FINANCIAL EDUCATION AND OUTREACH PROGRAMS AIMED AT EMPOWERING INDIVIDUALS TO BUILD THEIR FINANCIAL HEALTH. WE WORK CLOSELY WITH COMMUNITY ORGANIZATIONS AND BUSINESSES TO DETERMINE EXISTING AND EMERGING PERSONAL FINANCE ISSUES AND DEVELOP PROGRAMMING TO ADDRESS THOSE NEEDS. WE PROVIDED COMMUNITY PRESENTATIONS AND EXTENSIVE DIGITAL EDUCATION THROUGH OUR WEBINARS, BLOG, AND SOCIAL MEDIA OUTLETS. IN 2025, OUR COMMITMENT TO FINANCIAL EDUCATION REACHED OVER 897K INDIVIDUALS THROUGH OUR OUTREACH AND SOCIAL MEDIA ENDEAVORS.Expenses $296,178 · revenue $21,119
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 31-0731111
- Tax-exempt status
- 501(c)(3): Charitable, religious, educational or scientific organization
- Foundation status
- Publicly supported organization (509(a)(2))
- Donations deductible (Pub 78)
- Public charity, 50% deduction limit
- Exempt since
- 1968
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Category (NTEE)
- Human services (P51)
- Assets (IRS master file)
- $5,446,807
- Income (IRS master file)
- $8,838,949
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $3,515,785 | $3,346,254 | $5,446,807 | XML |
| 990 | December 2024 | $3,314,982 | $3,307,095 | $5,397,905 | IRS |
| 990 | December 2023 | $2,907,133 | $3,460,912 | $5,288,524 | XML |
| 990 | December 2022 | $3,349,217 | $3,742,303 | $5,184,933 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
| 990 | December 2017 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 31-0731111).
Questions about CONSUMER CREDIT COUNSELING SERVICE OF THE MIDWEST INC
- What is the EIN of CONSUMER CREDIT COUNSELING SERVICE OF THE MIDWEST INC?
- The employer identification number (EIN) of CONSUMER CREDIT COUNSELING SERVICE OF THE MIDWEST INC is 31-0731111.
- Is CONSUMER CREDIT COUNSELING SERVICE OF THE MIDWEST INC tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(3) since 1968.
- Are donations to CONSUMER CREDIT COUNSELING SERVICE OF THE MIDWEST INC tax-deductible?
- Yes. It is listed in IRS Publication 78 (Public charity, 50% deduction limit).
- Which annual return does CONSUMER CREDIT COUNSELING SERVICE OF THE MIDWEST INC file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of CONSUMER CREDIT COUNSELING SERVICE OF THE MIDWEST INC due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did CONSUMER CREDIT COUNSELING SERVICE OF THE MIDWEST INC last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of CONSUMER CREDIT COUNSELING SERVICE OF THE MIDWEST INC?
- The 990 for the year ended December 31, 2025 names JONATHAN M CANTRELL.
- Who are the officers and directors of CONSUMER CREDIT COUNSELING SERVICE OF THE MIDWEST INC?
- The 990 for the year ended December 31, 2025 lists 12 people; 4 received compensation from the organization, the highest $220,892 (JONATHAN M CANTRELL, PRESIDENT /).
- How much revenue does CONSUMER CREDIT COUNSELING SERVICE OF THE MIDWEST INC have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $3,515,785, expenses of $3,346,254 and total assets of $5,446,807 at year end.
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