Nonprofit · EIN 31-0622088
0859 ATRIUM CREDIT UNION INC
Tax-exempt · FRANKLIN, OH 45005
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2024 | 990 | $594,293 | $511,901 | $82,392 | $11,095,594 | $9,857,491 | $1,238,103 |
| December 31, 2023 | 990 | $573,306 | $480,920 | $92,386 | $10,881,882 | $9,726,171 | $1,155,711 |
Financial details: 990 for the year ended December 31, 2024
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $343,601
- Investment income
- $250,692
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $99,324
- Other salaries and wages
- $99,662
- Salaries, compensation and benefits (total)
- $243,804
- Professional fundraising fees
- $0
- Legal fees
- $3,600
- Accounting fees
- $14,177
- Occupancy
- $12,000
- Depreciation
- $4,602
- Program services (functional)
- $429,699
- Management and general (functional)
- $82,202
Balance sheet and other
- Total assets, start of year
- $10,881,882
- Total assets, end of year
- $11,095,594
- Total liabilities, end of year
- $9,857,491
- Net assets, end of year
- $1,238,103
- Land, buildings and equipment
- $3,799
- Gross unrelated business income
- $951
- Gross receipts
- $594,293
- Employees
- 6
- Volunteers
- 9
- Year formed
- 1958
- State of legal domicile
- OH
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2024, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| Cynthia Cottongim | Chief Executive Officer Key employee, Highest-paid employee | 40 | $99,324 | $5,400 |
| Amy Newland | Chairperson of Board Trustee or director | 2 | $0 | $0 |
| Donna Banks | Vice Chairperson of Board Trustee or director | 2 | $0 | $0 |
| Jeff Reynolds | Treasurer of Board Trustee or director | 2 | $0 | $0 |
| Sandra Snowden | Secretary of Board Trustee or director | 2 | $0 | $0 |
| Greg Hellmann | Director Trustee or director | 2 | $0 | $0 |
| Linda Howard | Director Trustee or director | 2 | $0 | $0 |
| Douglas Koenig | Director Trustee or director | 2 | $0 | $0 |
| Marquita Turner | Director Trustee or director | 2 | $0 | $0 |
| Deborah Branscomb | Director Trustee or director | 2 | $0 | $0 |
990 for the year ended December 31, 2023: 10 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| Cynthia Cottongim | Chief Executive Officer Key employee, Highest-paid employee | 40 | $92,978 | $3,138 |
| Amy Newland | Chairperson of Board Trustee or director | 2 | $0 | $0 |
| Donna Banks | Vice Chairperson of Board Trustee or director | 2 | $0 | $0 |
| Jeff Reynolds | Treasurer of Board Trustee or director | 2 | $0 | $0 |
| Sandra Snowden | Secretary of Board Trustee or director | 2 | $0 | $0 |
| Greg Hellmann | Director Trustee or director | 2 | $0 | $0 |
| Linda Howard | Director Trustee or director | 2 | $0 | $0 |
| Douglas Koenig | Director Trustee or director | 2 | $0 | $0 |
| Marquita Turner | Director Trustee or director | 2 | $0 | $0 |
| Deborah Branscomb | Director Trustee or director | 2 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 6051 MARKET AVE, FRANKLIN, OH 45005-5240
- In care of
- % CINDY COTTONGIM
- Principal officer (990 for 2024)
- Cindy Cottongim, 6051 Market Street Suite C, Franklin, OH 45005
- Signed the 990
- Cindy Cottongim, CEO
- Phone
- (513) 974-5179
- Website
- www.atrium4u.org
- Return prepared by
- Schmidt & Associates
Mission
To provide lending, savings, and other financial services to qualified members at terms generally favorable in the marketplace with a "service-based emphasis" that recognizes the members status as owners.
Program accomplishments
- The organization is a state chartered member owned cooperative credit union that provides financial products and services to the member owners.Expenses $429,699 · revenue $593,342
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | Not on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 31-0622088
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1969
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Group exemption
- 1990: OHIO CHARTERED CREDIT UNIONS
- Assets (IRS master file)
- $11,095,594
- Income (IRS master file)
- $594,293
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2024 | $594,293 | $511,901 | $11,095,594 | XML |
| 990 | December 2023 | $573,306 | $480,920 | $10,881,882 | XML |
| 990 | December 2022 | $517,509 | $494,754 | $11,733,536 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2019 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 31-0622088).
Questions about 0859 ATRIUM CREDIT UNION INC
- What is the EIN of 0859 ATRIUM CREDIT UNION INC?
- The employer identification number (EIN) of 0859 ATRIUM CREDIT UNION INC is 31-0622088.
- Is 0859 ATRIUM CREDIT UNION INC tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1969.
- Are donations to 0859 ATRIUM CREDIT UNION INC tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does 0859 ATRIUM CREDIT UNION INC file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of 0859 ATRIUM CREDIT UNION INC due?
- The return for tax year 2025 (the year ending December 31, 2025) is due May 15, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did 0859 ATRIUM CREDIT UNION INC last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2024.
- Who is the principal officer of 0859 ATRIUM CREDIT UNION INC?
- The 990 for the year ended December 31, 2024 names Cindy Cottongim.
- Who are the officers and directors of 0859 ATRIUM CREDIT UNION INC?
- The 990 for the year ended December 31, 2024 lists 10 people; 1 received compensation from the organization, the highest $99,324 (Cynthia Cottongim, Chief Executive Officer).
- How much revenue does 0859 ATRIUM CREDIT UNION INC have?
- On its 990 for the year ended December 31, 2024 it reported revenue of $594,293, expenses of $511,901 and total assets of $11,095,594 at year end.
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