Nonprofit · EIN 25-0683377
MUTUAL FIRE INSURANCE COMPANY OF SOUTH BEND TOWNSHIP
Tax-exempt · KITTANNING, PA 16201
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $280,185 | $133,855 | $146,330 | $4,111,200 | $38,301 | $4,072,899 |
| December 31, 2024 | 990 | $250,460 | $227,372 | $23,088 | $3,952,996 | $26,427 | $3,926,569 |
| December 31, 2023 | 990 | $186,298 | $114,883 | $71,415 | $3,928,287 | $24,806 | $3,903,481 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $156,647
- Investment income
- $123,538
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $0
- Benefits paid to members
- $54,656
- Compensation of officers, directors and key employees
- $7,450
- Other salaries and wages
- $1,624
- Salaries, compensation and benefits (total)
- $12,203
- Professional fundraising fees
- $0
- Accounting fees
- $3,932
- Occupancy
- $2,600
- Travel
- $1,168
Balance sheet and other
- Total assets, start of year
- $3,952,996
- Total assets, end of year
- $4,111,200
- Total liabilities, end of year
- $38,301
- Net assets, end of year
- $4,072,899
- Gross receipts
- $280,185
- Employees
- 9
- Volunteers
- 0
- Year formed
- 1875
- State of legal domicile
- PA
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| JOHN FRANCIS GRAFF | TREASURER/DIRECTOR Trustee or director, Officer | 20 | $1,641 |
| DANIEL E BARR JR | DIRECTOR Trustee or director | 1 | $1,074 |
| DAVID MARLIN CARNAHAN | DIRECTOR Trustee or director | 1 | $1,051 |
| CRAIG MICHAEL DAVIS | PRESIDENT/DIRECTOR Trustee or director, Officer | 1 | $1,021 |
| THOMAS FLOYD JOHNS | VICE PRESIDENT Trustee or director, Officer | 1 | $959 |
| CHERYL ANN GRAFF | DIRECTOR Trustee or director | 1 | $750 |
| CHRISTOPHER DAVID CARNAHAN | DIRECTOR Trustee or director | 1 | $659 |
| DREW KIMMEL | DIRECTOR Trustee or director | 1 | $295 |
990 for the year ended December 31, 2024: 8 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| JOHN FRANCIS GRAFF | TREASURER/DIRECTOR Trustee or director, Officer | 20 | $1,381 |
| DAVID MARLIN CARNAHAN | DIRECTOR Trustee or director | 1 | $1,258 |
| THOMAS FLOYD JOHNS | VICE PRESIDENT Trustee or director, Officer | 1 | $1,098 |
| CRAIG MICHAEL DAVIS | PRESIDENT/DIRECTOR Trustee or director, Officer | 1 | $1,076 |
| CHERYL ANN GRAFF | DIRECTOR Trustee or director | 1 | $893 |
| DANIEL E BARR JR | DIRECTOR Trustee or director | 1 | $864 |
| CHRISTOPHER DAVID CARNAHAN | DIRECTOR Trustee or director | 1 | $394 |
| DREW KIMMEL | DIRECTOR Trustee or director | 1 | $131 |
990 for the year ended December 31, 2023: 8 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| JOHN FRANCIS GRAFF | TREASURER/DIRECTOR Trustee or director, Officer | 20 | $1,050 |
| THOMAS FLOYD JOHNS | VICE PRESIDENT Trustee or director, Officer | 1 | $770 |
| CRAIG MICHAEL DAVIS | PRESIDENT/DIRECTOR Trustee or director, Officer | 1 | $700 |
| DAVID MARLIN CARNAHAN | DIRECTOR Trustee or director | 1 | $700 |
| CHRISTOPHER DAVID CARNAHAN | DIRECTOR Trustee or director | 1 | $560 |
| CHERYL ANN GRAFF | DIRECTOR Trustee or director | 1 | $420 |
| DREW KIMMEL | DIRECTOR Trustee or director | 1 | $420 |
| DANIEL E BARR JR | DIRECTOR Trustee or director | 1 | $280 |
Address and contacts
- Address (IRS master file)
- 213 MARKET STREET, KITTANNING, PA 16201-1579
- Principal officer (990 for 2025)
- CRAIG M DAVIS, 363 MILL HALL ROAD, FORD CITY, PA 16262
- Signed the 990
- CRAIG M DAVIS, PRESIDENT
- Phone
- (724) 793-7942
- Return prepared by
- FIORE FEDELI SNYDER CAROTHERS LLP
Mission
THE MISSION OF THE ORGANIZATION IS TO PROVICE ITS POLICYHOLDERS WITH AFFORDABLE INSURANCE COVERAGE FOR ANY LOSSES THEY MAY INCUR DUE TO FIRE, WIND, HAIL OR LIGHTNING DAMAGE.
Program accomplishments
- TO PROVIDE AFFORDABLE INSURANCE COVERAGE TO POLICYHOLDER/MEMBERS.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 25-0683377
- Tax-exempt status
- 501(c)(15): Mutual insurance company
- Donations deductible
- No
- Exempt since
- 1973
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Assets (IRS master file)
- $4,111,200
- Income (IRS master file)
- $280,185
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $280,185 | $133,855 | $4,111,200 | XML |
| 990 | December 2024 | $250,460 | $227,372 | $3,952,996 | XML |
| 990 | December 2023 | $186,298 | $114,883 | $3,928,287 | XML |
| 990 | December 2022 | $120,476 | $87,477 | $3,857,343 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 25-0683377).
Questions about MUTUAL FIRE INSURANCE COMPANY OF SOUTH BEND TOWNSHIP
- What is the EIN of MUTUAL FIRE INSURANCE COMPANY OF SOUTH BEND TOWNSHIP?
- The employer identification number (EIN) of MUTUAL FIRE INSURANCE COMPANY OF SOUTH BEND TOWNSHIP is 25-0683377.
- Is MUTUAL FIRE INSURANCE COMPANY OF SOUTH BEND TOWNSHIP tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(15) since 1973.
- Are donations to MUTUAL FIRE INSURANCE COMPANY OF SOUTH BEND TOWNSHIP tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does MUTUAL FIRE INSURANCE COMPANY OF SOUTH BEND TOWNSHIP file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of MUTUAL FIRE INSURANCE COMPANY OF SOUTH BEND TOWNSHIP due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did MUTUAL FIRE INSURANCE COMPANY OF SOUTH BEND TOWNSHIP last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of MUTUAL FIRE INSURANCE COMPANY OF SOUTH BEND TOWNSHIP?
- The 990 for the year ended December 31, 2025 names CRAIG M DAVIS.
- Who are the officers and directors of MUTUAL FIRE INSURANCE COMPANY OF SOUTH BEND TOWNSHIP?
- The 990 for the year ended December 31, 2025 lists 8 people; 8 received compensation from the organization, the highest $1,641 (JOHN FRANCIS GRAFF, TREASURER/DIRECTOR).
- How much revenue does MUTUAL FIRE INSURANCE COMPANY OF SOUTH BEND TOWNSHIP have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $280,185, expenses of $133,855 and total assets of $4,111,200 at year end.
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