Nonprofit · EIN 25-0522060
GCU
Tax-exempt · BEAVER, PA 15009
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $378,113,861 | $408,969,204 | -$30,855,343 | $2,794,081,554 | $2,597,946,294 | $196,135,260 |
| December 31, 2024 | 990 | $501,090,460 | $506,811,529 | -$5,721,069 | $2,781,925,543 | $2,574,949,078 | $206,976,465 |
| December 31, 2023 | 990 | $486,414,629 | $480,785,158 | $5,629,471 | $2,704,690,458 | $2,483,383,786 | $221,306,672 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $273,832,899
- Investment income
- $104,131,158
- Net rental income
- $145,816
- Net gain from sales of assets
- -$21,195,349
- Other revenue
- $149,804
Expenses
- Grants and similar amounts paid
- $102,750
- Benefits paid to members
- $359,221,506
- Compensation of officers, directors and key employees
- $1,418,101
- Other salaries and wages
- $4,090,156
- Salaries, compensation and benefits (total)
- $6,647,561
- Professional fundraising fees
- $0
- Legal fees
- $139,467
- Accounting fees
- $372,481
- Occupancy
- $352,986
- Travel
- $180,474
- Depreciation
- $9,735
Balance sheet and other
- Total assets, start of year
- $2,781,925,543
- Total assets, end of year
- $2,794,081,554
- Total liabilities, end of year
- $2,597,946,294
- Net assets, end of year
- $196,135,260
- Land, buildings and equipment
- $13,869,128
- Publicly traded securities
- $2,600,977,454
- Gross receipts
- $664,176,235
- Employees
- 97
- Volunteers
- 1,025
- Year formed
- 1893
- State of legal domicile
- PA
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| TIMOTHY DEMETRES | CFO Officer | 40 | $374,984 | $10,733 |
| JEREMY STEPHENSON | CEO & COO (AS OF 6/10/25) Officer | 40 | $292,004 | $26,025 |
| WILLIAM SCHULOK | HIGHLY COMPENSATED EMPLOYEE Highest-paid employee | 40 | $173,700 | $30,068 |
| BRYAN T O'SHAUGHNESSY | HIGHLY COMPENSATED EMPLOYEE Highest-paid employee | 40 | $168,915 | $28,980 |
| GEORGE N JUBA | PRESIDENT/CEO (RETIRED 6/10/25) Officer | 40 | $180,090 | $14,490 |
| JEREMY NICHOLS | HIGHLY COMPENSATED EMPLOYEE Highest-paid employee | 40 | $155,608 | $30,068 |
| TIMOTHY CASSIDY | HIGHLY COMPENSATED EMPLOYEE Highest-paid employee | 40 | $151,313 | $405 |
| JOHN LUKSA | HIGHLY COMPENSATED EMPLOYEE Highest-paid employee | 40 | $121,585 | $30,068 |
| THEODORE TRBOVICH | GENERAL COUNSEL Officer | 20 | $101,936 | $0 |
| GEORGE KOFEL JR | DIRECTOR Trustee or director | 20 | $51,089 | $0 |
| JOHN URBAN | DIRECTOR Trustee or director | 20 | $42,231 | $0 |
| MELANIE BASL | DIRECTOR Trustee or director | 20 | $40,002 | $0 |
| GEORGE BATYKO JR | DIRECTOR Trustee or director | 20 | $36,978 | $0 |
| FATHER VALERIAN MICHLIK | DIRECTOR Trustee or director | 20 | $36,225 | $0 |
| MICHAEL KARAFFA | DIRECTOR Trustee or director | 20 | $35,219 | $0 |
5 more people on this return
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| DAVID OLEKSA | DIRECTOR Trustee or director | 20 | $35,219 |
| STEPHEN BEDNAR | DIRECTOR Trustee or director | 20 | $35,219 |
| MARIA SILVESTRI | DIRECTOR Trustee or director | 20 | $35,219 |
| LISA GULIBON | DIRECTOR Trustee or director | 20 | $35,219 |
| GREGORY N VLADIKA | DIRECTOR Trustee or director | 20 | $35,219 |
990 for the year ended December 31, 2024: 21 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| GEORGE N JUBA | PRESIDENT/CEO Officer | 40 | $424,561 | $28,980 |
| TIMOTHY DEMETRES | CFO Officer | 40 | $324,513 | $12,423 |
| JOHN PETER HARBIST | FORMER HIGHLY COMPENSATED EMPLOYEE Former | 40 | $282,200 | $0 |
| WILLIAM SCHULOK | HIGHLY COMPENSATED EMPLOYEE Highest-paid employee | 40 | $162,163 | $30,068 |
| BRYAN T O'SHAUGHNESSY | HIGHLY COMPENSATED EMPLOYEE Highest-paid employee | 40 | $156,353 | $28,980 |
| JEFFREY ALAN LONG | HIGHLY COMPENSATED EMPLOYEE Highest-paid employee | 40 | $149,575 | $28,980 |
| JEREMY NICHOLS | HIGHLY COMPENSATED EMPLOYEE Highest-paid employee | 40 | $145,145 | $30,068 |
| JEREMY STEPHENSON | EXECUTIVE VP & COO-AS OF 6/17/24 Officer | 40 | $134,403 | $26,025 |
| BASIL WAHAL | HIGHLY COMPENSATED EMPLOYEE Highest-paid employee | 40 | $111,178 | $28,980 |
| THEODORE TRBOVICH | GENERAL COUNSEL Officer | 20 | $93,400 | $0 |
| GEORGE KOFEL JR | DIRECTOR Trustee or director | 20 | $40,014 | $0 |
| GREGORY N VLADIKA | DIRECTOR Trustee or director | 20 | $38,795 | $0 |
| FATHER VALERIAN MICHLIK | DIRECTOR Trustee or director | 20 | $34,038 | $0 |
| MELANIE NISKACH BASL | DIRECTOR Trustee or director | 20 | $33,980 | $0 |
| JOHN URBAN | DIRECTOR Trustee or director | 20 | $33,480 | $0 |
| GEORGE BATYKO JR | DIRECTOR Trustee or director | 20 | $33,105 | $0 |
| MARIA SILVESTRI | DIRECTOR Trustee or director | 20 | $32,980 | $0 |
| LISA GULIBON | DIRECTOR Trustee or director | 20 | $32,980 | $0 |
| MICHAEL KARAFFA | DIRECTOR Trustee or director | 20 | $32,980 | $0 |
| DAVID OLEKSA | DIRECTOR Trustee or director | 20 | $32,980 | $0 |
| STEPHEN BEDNAR | DIRECTOR (AS OF 10/1/24) Trustee or director | 20 | $8,750 | $0 |
990 for the year ended December 31, 2023: 23 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| GEORGE N JUBA | PRESIDENT/CEO Officer | 40 | $433,107 | $25,933 |
| TIMOTHY DEMETRES | CFO Officer | 40 | $330,150 | $11,136 |
| SCOTT SCHUETZ | EXECUTIVE VP & COO Officer | 40 | $279,170 | $9,602 |
| WILLIAM SCHULOK | KEY EMPLOYEE Highest-paid employee | 40 | $155,614 | $26,902 |
| BRYAN T O'SHAUGHNESSY | KEY EMPLOYEE Highest-paid employee | 40 | $151,408 | $25,933 |
| JEFFREY ALAN LONG | KEY EMPLOYEE Highest-paid employee | 40 | $146,409 | $25,933 |
| JEREMY NICHOLS | KEY EMPLOYEE Highest-paid employee | 40 | $139,408 | $26,902 |
| BASIL WAHAL | KEY EMPLOYEE Highest-paid employee | 40 | $107,029 | $25,933 |
| JOHN PETER HARBIST | KEY EMPLOYEE Highest-paid employee | 40 | $101,000 | $25,933 |
| THEODORE TRBOVICH | GENERAL COUNSEL Officer | 20 | $85,636 | $0 |
| GREGORY N VLADIKA | DIRECTOR Trustee or director | 20 | $44,328 | $0 |
| GEORGE KOFEL JR | DIRECTOR Trustee or director | 20 | $43,566 | $0 |
| MELANIE NISKACH BASL | DIRECTOR Trustee or director | 20 | $36,716 | $0 |
| JOHN OSLICK | DIRECTOR Trustee or director | 20 | $36,716 | $0 |
| JOHN URBAN | DIRECTOR Trustee or director | 20 | $36,716 | $0 |
| LISA GULIBON | DIRECTOR Trustee or director | 20 | $36,716 | $0 |
| MICHAEL KARAFFA | DIRECTOR Trustee or director | 20 | $36,716 | $0 |
| DAVID OLEKSA | DIRECTOR Trustee or director | 20 | $36,716 | $0 |
| GEORGE BATYKO JR | DIRECTOR (AS OF 4/1/23) Trustee or director | 20 | $23,836 | $0 |
| MARIA SILVESTRI | DIRECTOR (AS OF 4/1/23) Trustee or director | 20 | $23,836 | $0 |
| FATHER VALERIAN MICHLIK | DIRECTOR (AS OF 8/1/23) Trustee or director | 20 | $13,774 | $0 |
| REV RICHARD LAMBERT | DIRECTOR (AS OF 4/1/23) Trustee or director | 20 | $10,856 | $0 |
| FATHER JOHN KACHUBA | DIRECTOR (THRU 2/12/23) Trustee or director | 20 | $2,714 | $0 |
Address and contacts
- Address (IRS master file)
- 5400 TUSCARAWAS RD, BEAVER, PA 15009-9513
- Principal officer (990 for 2025)
- TIMOTHY DEMETRES, 5400 TUSCARAWAS ROAD, BEAVER, PA 15009
- Signed the 990
- TIMOTHY DEMETRES, CFO
- Phone
- (724) 495-3400
- Website
- WWW.GCUUSA.COM
- Return prepared by
- H2R CPA
Mission
GCU PROVIDES A FULL RANGE OF ANNUITY AND INSURANCE PRODUCTS TO MEET ITS MEMBERS' FINANCIAL EXPECTATIONS. WITH THE PROFITS GENERATED FROM THOSE SALES, THE SOCIETY PARTICIPATES IN A NUMBER OF COMMUNITY PROJECTS. THESE PROJECTS INCLUDE FUNDRAISING, DONATING TO AND VOLUNTEERING AT HOMELESS SHELTERS, FOOD BANKS, PUBLIC LIBRARIES, DAY CARE CENTERS, SCHOOLS FOR THE BLIND, HOMES FOR PREGNANT TEENS, ETC. IN ADDITION, THE SOCIETY REMAINS A SIGNIFICANT BENEFACTOR TO THE SS. CYRIL & METHODIUS BYZANTINE CATHOLIC SEMINARY LOCATED IN PITTSBURGH, PENNSYLVANIA FOR THE EDUCATION OF THEIR PRIESTS.
Program accomplishments
- AS OF 12/31/25, THERE WERE 26,055 LIFE INSURANCE POLICIES IN FORCE WITH $344,872,000 OF INSURANCE. THERE WERE ALSO 35,102 ANNUITY CONTRACTS IN FORCE WITH A VALUE OF $2,398,282,322. BOTH LIFE INSURANCE POLICIES AND ANNUITY CONTRACTS SUPPORT OUR MEMBERS AND THE PROFITS THEREFROM SERVE AS THE FOUNDATION FOR OUR COMMUNITY-BASED PROGRAMS.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 25-0522060
- Tax-exempt status
- 501(c)(8): Fraternal beneficiary society
- Donations deductible (Pub 78)
- Organization other than a public charity or private foundation; Fraternal lodge, deductible only for charitable purposes
- Exempt since
- 1938
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Category (NTEE)
- Religion-related (X22)
- Assets (IRS master file)
- $2,794,081,554
- Income (IRS master file)
- $664,176,235
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $378,113,861 | $408,969,204 | $2,794,081,554 | XML |
| 990 | December 2024 | $501,090,460 | $506,811,529 | $2,781,925,543 | IRS |
| 990 | December 2023 | $486,414,629 | $480,785,158 | $2,704,690,458 | XML |
| 990 | December 2022 | $502,684,689 | $488,283,345 | $2,641,748,390 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 25-0522060).
Questions about GCU
- What is the EIN of GCU?
- The employer identification number (EIN) of GCU is 25-0522060.
- Is GCU tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(8) since 1938.
- Are donations to GCU tax-deductible?
- Yes. It is listed in IRS Publication 78 (Organization other than a public charity or private foundation; Fraternal lodge, deductible only for charitable purposes).
- Which annual return does GCU file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of GCU due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did GCU last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of GCU?
- The 990 for the year ended December 31, 2025 names TIMOTHY DEMETRES.
- Who are the officers and directors of GCU?
- The 990 for the year ended December 31, 2025 lists 20 people; 20 received compensation from the organization, the highest $374,984 (TIMOTHY DEMETRES, CFO).
- How much revenue does GCU have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $378,113,861, expenses of $408,969,204 and total assets of $2,794,081,554 at year end.
Other nonprofits in BEAVER
- GRACE MISSION FUND INC EIN 82-4628418 · last filed 990-EZ for 2025
- GCU FOUNDATION EIN 26-1588531 · last filed 990-EZ for 2024
- HIS PLACE FELLOWSHIP HALL CORP EIN 61-2115839 · last filed 990-PF for 2024
- BLESSINGS THROUGH ADOPTION OF BEAVER COUNTY EIN 93-3327717 · last filed 990-EZ for 2025
- MAGEN HAMELEKH EIN 33-4833036 · last filed 990-N for 2025
- FOUR MILE CHURCH EIN 25-1381363
- HERITAGE VALLEY HEALTH SYSTEM INC EIN 25-1441518 · last filed 990 for 2025
- H A P ENTERPRISES INC EIN 25-1605062 · last filed 990 for 2025