Nonprofit · EIN 23-7131460
AMERICAN JOURNEY FINANCIAL LIFE
Tax-exempt · INDEPENDENCE, OH 44131
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $21,905,276 | $18,145,447 | $3,759,829 | $222,384,042 | $143,570,640 | $78,813,402 |
| December 31, 2024 | 990 | $17,988,682 | $15,069,362 | $2,919,320 | $221,472,371 | $147,796,143 | $73,676,228 |
| December 31, 2023 | 990 | $17,700,217 | $15,348,434 | $2,351,783 | $221,673,950 | $152,437,206 | $69,236,744 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $11,866,001
- Investment income
- $9,798,623
- Tax-exempt bond proceeds
- $733,269
- Other revenue
- $240,652
Expenses
- Grants and similar amounts paid
- $279,353
- Benefits paid to members
- $11,629,594
- Compensation of officers, directors and key employees
- $818,635
- Salaries, compensation and benefits (total)
- $4,250,086
- Professional fundraising fees
- $0
- Legal fees
- $69,332
- Accounting fees
- $72,909
- Occupancy
- $138,251
- Travel
- $149,058
- Depreciation
- $33,297
- Program services (functional)
- $18,145,447
Balance sheet and other
- Total assets, start of year
- $221,472,371
- Total assets, end of year
- $222,384,042
- Total liabilities, end of year
- $143,570,640
- Net assets, end of year
- $78,813,402
- Land, buildings and equipment
- $7,806
- Publicly traded securities
- $211,346,393
- Gross receipts
- $21,905,276
- Employees
- 21
- Volunteers
- 9
- Year formed
- 1970
- State of legal domicile
- OH
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| Kenneth Laugel | President Officer | 40 | $346,713 | $41,606 |
| Jeffery Becker | Secretary & Treasurer Officer | 40 | $245,818 | $29,498 |
| David Liddle | Regional Insurance Manager Highest-paid employee | 40 | $215,446 | $17,532 |
| Ronald Steiger | IT Director Highest-paid employee | 40 | $157,091 | $18,551 |
| Bryan Radecky | Comptroller Highest-paid employee | 40 | $124,747 | $14,970 |
| Darrin Tolliver | Regional Insurance Manager Highest-paid employee | 40 | $127,190 | $8,885 |
| Stephen Hudak | Director Trustee or director | 1 | $49,000 | $0 |
| Stephen J Vamos III | Director Trustee or director | 1.5 | $47,000 | $0 |
| Patrick Sullivan | Director Trustee or director | 1 | $40,000 | $0 |
| Nicholas DiCicco Jr | Director Trustee or director, Former | 1 | $19,000 | $0 |
| Jeremy Ferguson | Chairman of the Board Trustee or director | 1 | $0 | $0 |
| Brent Leonard | Director Trustee or director | 1 | $0 | $0 |
| Alvy Hughes | Director Trustee or director | 1 | $0 | $0 |
| Charles Cassity | Director Trustee or director | 1 | $0 | $0 |
990 for the year ended December 31, 2024: 13 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| Kenneth Laugel | President Officer | 40 | $335,913 | $40,310 |
| Jeffery Becker | Secretary & Treasurer Officer | 40 | $238,072 | $28,569 |
| David Liddle | Regional Insurance Manager Highest-paid employee | 40 | $189,556 | $15,109 |
| Ronald Steiger | IT Director Highest-paid employee | 40 | $155,433 | $18,652 |
| Bryan Radecky | Comptroller Highest-paid employee | 40 | $118,317 | $14,198 |
| Stephen Hudak | Director Trustee or director | 1 | $49,000 | $0 |
| Stephen J Vamos III | Director Trustee or director | 1.5 | $47,000 | $0 |
| Nicholas DiCicco Jr | Director Trustee or director | 1 | $42,000 | $0 |
| Patrick Sullivan | Director Trustee or director | 1 | $40,000 | $0 |
| Jeremy Ferguson | Chairman of the Board Trustee or director | 4 | $0 | $0 |
| Brent Leonard | Director Trustee or director | 1 | $0 | $0 |
| Alvy Hughes | Director Trustee or director | 1 | $0 | $0 |
| Charles Cassity | Director Trustee or director | 1 | $0 | $0 |
990 for the year ended December 31, 2023: 16 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| Kenneth Laugel | President Officer | 40 | $288,253 | $34,590 |
| Jeffery Becker | Secretary/Treasurer Officer | 40 | $210,928 | $25,311 |
| David Liddle | Regional Insurance Manager Highest-paid employee | 40 | $150,788 | $18,095 |
| Ronald Steiger | IT Director Highest-paid employee | 40 | $150,644 | $18,077 |
| Nicholas DiCicco Jr | Director Trustee or director | 1 | $45,000 | $0 |
| Stephen J Vamos III | Director Trustee or director | 1.5 | $45,000 | $0 |
| Patrick Sullivan | Director Trustee or director | 1 | $40,000 | $0 |
| Troy Johnson | Director Former | 0.5 | $24,000 | $0 |
| Doyle Turner | Director Former | 0.5 | $22,000 | $0 |
| Stephen Hudak | Director Trustee or director | 1 | $18,543 | $0 |
| Richard Kusnic | Director Former | 0.5 | $18,500 | $0 |
| Jeremy Ferguson | Chairman of the Board Trustee or director | 4 | $0 | $0 |
| Brent Leonard | Director Trustee or director | 1 | $0 | $0 |
| Alvy Hughes | Director Trustee or director | 1 | $0 | $0 |
| Charles Cassity | Director Trustee or director | 1 | $0 | $0 |
| Gregory Hynes | Director Former | 0.5 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 6060 ROCKSIDE WOODS BLVD N STE 220, INDEPENDENCE, OH 44131-2375
- In care of
- % JEFFERY BECKER
- Principal officer (990 for 2025)
- Jeffery Becker, 6060 Rockside Woods Blvd N, Ste 220, Independence, OH 44131
- Signed the 990
- Jeffery Becker, Secretary & Treasurer
- Phone
- (216) 227-5293
- Website
- ajlife.org
Mission
Provide life, accidental death and disability, and annuity policies to members of American Journey Financial Life and workers in the transportation industries.
Program accomplishments
- Provide life, accidental death and disability, and annuity policies to members of American Journey Financial Life and workers in the transportation industry.Expenses $18,145,447 · grants $268,000 · revenue $21,905,276
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 23-7131460
- Tax-exempt status
- 501(c)(8): Fraternal beneficiary society
- Donations deductible (Pub 78)
- Organization other than a public charity or private foundation; Fraternal lodge, deductible only for charitable purposes
- Exempt since
- 1993
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Assets (IRS master file)
- $221,472,371
- Income (IRS master file)
- $17,988,682
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $21,905,276 | $18,145,447 | $222,384,042 | XML |
| 990 | December 2024 | $17,988,682 | $15,069,362 | $221,472,371 | XML |
| 990 | December 2023 | $17,700,217 | $15,348,434 | $221,673,950 | XML |
| 990 | December 2022 | $17,683,785 | $16,138,515 | $221,437,957 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 23-7131460).
Questions about AMERICAN JOURNEY FINANCIAL LIFE
- What is the EIN of AMERICAN JOURNEY FINANCIAL LIFE?
- The employer identification number (EIN) of AMERICAN JOURNEY FINANCIAL LIFE is 23-7131460.
- Is AMERICAN JOURNEY FINANCIAL LIFE tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(8) since 1993.
- Are donations to AMERICAN JOURNEY FINANCIAL LIFE tax-deductible?
- Yes. It is listed in IRS Publication 78 (Organization other than a public charity or private foundation; Fraternal lodge, deductible only for charitable purposes).
- Which annual return does AMERICAN JOURNEY FINANCIAL LIFE file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of AMERICAN JOURNEY FINANCIAL LIFE due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did AMERICAN JOURNEY FINANCIAL LIFE last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of AMERICAN JOURNEY FINANCIAL LIFE?
- The 990 for the year ended December 31, 2025 names Jeffery Becker.
- Who are the officers and directors of AMERICAN JOURNEY FINANCIAL LIFE?
- The 990 for the year ended December 31, 2025 lists 14 people; 10 received compensation from the organization, the highest $346,713 (Kenneth Laugel, President).
- How much revenue does AMERICAN JOURNEY FINANCIAL LIFE have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $21,905,276, expenses of $18,145,447 and total assets of $222,384,042 at year end.
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