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Nonprofit · EIN 23-2168645

FULTON BANK EMPLOYEES BENEFIT TRUST

Tax-exempt · LANCASTER, PA 17604

Financials

$42.5M$42.3M2023$49.8M$49M2024
Revenue Expenses · by fiscal year end
Financials of FULTON BANK EMPLOYEES BENEFIT TRUST by year, from its e-filed returns
Year endedFormRevenueExpensesNet incomeTotal assetsLiabilitiesNet assets
December 31, 2024990$49,812,867$48,964,476$848,391$2,124,585$0$2,124,585
December 31, 2023990$42,531,598$42,329,788$201,810$1,276,194$0$1,276,194
Financial details: 990 for the year ended December 31, 2024

Revenue

Contributions, gifts and grants
$0
Program service revenue
$49,746,470
Investment income
$66,397
Other revenue
$0

Expenses

Grants and similar amounts paid
$0
Benefits paid to members
$43,067,930
Salaries, compensation and benefits (total)
$0
Professional fundraising fees
$0
Accounting fees
$65,343

Balance sheet and other

Total assets, start of year
$1,276,194
Total assets, end of year
$2,124,585
Total liabilities, end of year
$0
Net assets, end of year
$2,124,585
Gross unrelated business income
$66,397
Gross receipts
$49,812,867
Employees
0
Volunteers
0
Year formed
1981
State of legal domicile
PA

From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.

Officers, directors and key employees

As listed on the 990 for the year ended December 31, 2024, highest compensation first.

NameTitleHours / weekCompensation
FULTON BANK TRUST DEPARTMENTTRUSTEE
Institutional trustee
10$0
990 for the year ended December 31, 2023: 1 people
NameTitleHours / weekCompensation
FULTON BANK TRUST DEPARTMENTTRUSTEE
Institutional trustee
10$0

Address and contacts

Address (IRS master file)
PO BOX 4887, LANCASTER, PA 17604-4887
In care of
% FULTON FINANCIAL CORP
Principal officer (990 for 2024)
ELLI MILLER, ONE PENN SQUARE PO BOX 4887, LANCASTER, PA 17604
Signed the 990
ELLI MILLER, VP/BENEFITS MANAGER
Phone
(717) 291-2123
Return prepared by
BDO USA

Mission

THE FULTON FINANCIAL CORPORATION EMPLOYEE BENEFIT PLAN PROVIDES HEALTH AND WELFARE BENEFITS TO ALL ELIGIBLE EMPLOYEES.

990 for the year ended December 31, 2024

Program accomplishments

  • THE PLAN IS AN EMPLOYEE WELFARE BENEFIT PLAN COVERING SUBSTANTIALLY ALL ELIGIBLE EMPLOYEES OF FULTON FINANCIAL CORPORATION (THE CORPORATION OR THE COMPANY) AND ITS SUBSIDIARIES. THE PLAN IS SUBJECT TO THE PROVISIONS OF THE EMPLOYEE RETIREMENT INCOME SECURITY ACT OF 1974 (ERISA). THE PLAN PROVIDES MEDICAL, VISION, DENTAL, AND PRESCRIPTION DRUG BENEFITS, FLEXIBLE SPENDING ACCOUNTS, AS WELL AS LIFE BENEFITS, DISABILITY BENEFITS, AN EMPLOYEE ASSISTANCE PROGRAM, AND A WELLNESS PROGRAM COVERING ALL FULL AND PART-TIME EMPLOYEES OF THE CORPORATION SCHEDULED TO WORK AT LEAST 30 HOURS PER WEEK AND THEIR DEPENDENTS, AS OF THE FIRST OF THE MONTH FOLLOWING 30 DAYS OF EMPLOYMENT.

What it must file and when

IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.

Tax yearYear endedDueIRS public records
2025December 31, 2025May 15, 2026Not on file
2024December 31, 2024May 15, 2025990 on file
2023December 31, 2023May 15, 2024990 on file

IRS record

EIN
23-2168645
Tax-exempt status
501(c)(9): Voluntary employees' beneficiary association
Donations deductible
No
Exempt since
1982
Accounting year ends
December
Files
Form 990 or 990-EZ
Assets (IRS master file)
$2,124,585
Income (IRS master file)
$49,812,867

Filing history

FormYear endedRevenueExpensesAssetsReturn
990December 2024$49,812,867$48,964,476$2,124,585XML
990December 2023$42,531,598$42,329,788$1,276,194XML
990December 2022$36,900,146$37,695,994$1,074,384IRS
990December 2021–––IRS
990December 2020–––IRS
990December 2018–––IRS

990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 23-2168645).

Questions about FULTON BANK EMPLOYEES BENEFIT TRUST

What is the EIN of FULTON BANK EMPLOYEES BENEFIT TRUST?
The employer identification number (EIN) of FULTON BANK EMPLOYEES BENEFIT TRUST is 23-2168645.
Is FULTON BANK EMPLOYEES BENEFIT TRUST tax-exempt?
Yes. The IRS lists it as tax-exempt under section 501(c)(9) since 1982.
Are donations to FULTON BANK EMPLOYEES BENEFIT TRUST tax-deductible?
No. The IRS master file says contributions to it are not deductible.
Which annual return does FULTON BANK EMPLOYEES BENEFIT TRUST file?
Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
When is the next return of FULTON BANK EMPLOYEES BENEFIT TRUST due?
The return for tax year 2025 (the year ending December 31, 2025) is due May 15, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
When did FULTON BANK EMPLOYEES BENEFIT TRUST last file with the IRS?
The latest return in the IRS public files is the 990 for the year ended December 2024.
Who is the principal officer of FULTON BANK EMPLOYEES BENEFIT TRUST?
The 990 for the year ended December 31, 2024 names ELLI MILLER.
Who are the officers and directors of FULTON BANK EMPLOYEES BENEFIT TRUST?
The 990 for the year ended December 31, 2024 lists 1 person; 0 received compensation from the organization.
How much revenue does FULTON BANK EMPLOYEES BENEFIT TRUST have?
On its 990 for the year ended December 31, 2024 it reported revenue of $49,812,867, expenses of $48,964,476 and total assets of $2,124,585 at year end.

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