Nonprofit · EIN 22-2994116
MASSACHUSETTS LIFE AND HEALTH INSURANCE GUARANTY ASSOCIATION
Also known as R B HATHAWAY
Tax-exempt · SPRINGFIELD, MA 01101
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $40,425,091 | $990,127 | $39,434,964 | $58,292,891 | $12,935,327 | $45,357,564 |
| December 31, 2024 | 990 | $120,684,233 | $132,976,201 | -$12,291,968 | $138,737,098 | $132,823,372 | $5,913,726 |
| December 31, 2023 | 990 | $15,001,926 | $460,952 | $14,540,974 | $18,372,444 | $171,247 | $18,201,197 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $38,487,039
- Investment income
- $1,936,337
- Other revenue
- $1,715
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $129,333
- Salaries, compensation and benefits (total)
- $129,333
- Professional fundraising fees
- $0
- Legal fees
- $49,996
- Accounting fees
- $30,285
- Occupancy
- $3,400
- Travel
- $31,339
- Program services (functional)
- $831,236
- Management and general (functional)
- $158,891
Balance sheet and other
- Total assets, start of year
- $138,737,098
- Total assets, end of year
- $58,292,891
- Total liabilities, end of year
- $12,935,327
- Net assets, end of year
- $45,357,564
- Net assets without donor restrictions
- $45,357,564
- Gross receipts
- $40,425,091
- Employees
- 0
- Volunteers
- 0
- Year formed
- 1986
- State of legal domicile
- MA
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| WILLIAM B FISHER ESQUIRE | EXECUTIVE DIRECTOR Officer | 25 | $128,500 |
| JOHN DEITELBAUM | CHAIR Officer | 1 | $0 |
| RICHARD P BOWMAN ESQUIRE | SECRETARY/TREASURER Officer | 1 | $0 |
| SARAH S JAMES | VICE CHAIR Officer | 1 | $0 |
| KERRI E CUTRY | ASSISTANT SECRETARY Officer | 1 | $0 |
| METROPOLITAN LIFE INSURANCE CO | DIRECTOR Institutional trustee | 1 | $0 |
| PAUL REVERE LIFE INSURANCE CO | DIRECTOR Institutional trustee | 1 | $0 |
| PRINCIPAL LIFE INSURANCE CO | DIRECTOR Institutional trustee | 1 | $0 |
| JOHN HANCOCK LIFE INSURANCE CO | DIRECTOR Institutional trustee | 1 | $0 |
| UNITEDHEALTHCARE INSURANCE CO | DIRECTOR Institutional trustee | 1 | $0 |
| SAVINGS BANK MUTUAL LIFE INSURANCE CO | DIRECTOR Institutional trustee | 1 | $0 |
| MASS MUTUAL LIFE INSURANCE CO | DIRECTOR Institutional trustee | 1 | $0 |
| BOSTON MUTUAL LIFE INSURANCE CO | DIRECTOR Institutional trustee | 1 | $0 |
| NEW YORK LIFE INSURANCE CO | DIRECTOR Institutional trustee | 1 | $0 |
990 for the year ended December 31, 2024: 14 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| WILLIAM B FISHER ESQUIRE | EXECUTIVE DIRECTOR Officer | 15 | $120,750 |
| JOHN DEITELBAUM | CHAIR Officer | 1 | $0 |
| RICHARD P BOWMAN ESQUIRE | SECRETARY/TREASURER Officer | 1 | $0 |
| GRANT WARD | VICE CHAIR Officer | 1 | $0 |
| SARAH JAMES | ASSISTANT SECRETARY Officer | 1 | $0 |
| METROPOLITAN LIFE INSURANCE CO | DIRECTOR Institutional trustee | 1 | $0 |
| PAUL REVERE LIFE INSURANCE CO | DIRECTOR Institutional trustee | 1 | $0 |
| PRINCIPAL LIFE INSURANCE CO | DIRECTOR Institutional trustee | 1 | $0 |
| JOHN HANCOCK LIFE INSURANCE CO | DIRECTOR Institutional trustee | 1 | $0 |
| UNITEDHEALTHCARE INSURANCE CO | DIRECTOR Institutional trustee | 1 | $0 |
| SAVINGS BANK MUTUAL LIFE INS CO | DIRECTOR Institutional trustee | 1 | $0 |
| MASS MUTUAL LIFE INS CO | DIRECTOR Institutional trustee | 1 | $0 |
| BOSTON MUTUAL LIFE INSURANCE CO | DIRECTOR Institutional trustee | 1 | $0 |
| NEW YORK LIFE INSURANCE COMPANY | DIRECTOR Institutional trustee | 1 | $0 |
990 for the year ended December 31, 2023: 14 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| WILLIAM B FISHER ESQUIRE | EXECUTIVE DIRECTOR Officer | 15 | $119,000 |
| METROPOLITAN LIFE INSURANCE CO | DIRECTOR Institutional trustee | 1 | $0 |
| PAUL REVERE LIFE INSURANCE CO | DIRECTOR Institutional trustee | 1 | $0 |
| PRINCIPAL LIFE INSURANCE CO | DIRECTOR Institutional trustee | 1 | $0 |
| JOHN HANCOCK LIFE INSURANCE CO | DIRECTOR Institutional trustee | 1 | $0 |
| UNITEDHEALTHCARE INSURANCE CO | DIRECTOR Institutional trustee | 1 | $0 |
| SAVINGS BANK MUTUAL LIFE INS CO | DIRECTOR Institutional trustee | 1 | $0 |
| MASS MUTUAL LIFE INS CO | DIRECTOR Institutional trustee | 1 | $0 |
| BOSTON MUTUAL LIFE INSURANCE CO | DIRECTOR Institutional trustee | 1 | $0 |
| NEW YORK LIFE INSURANCE COMPANY | DIRECTOR Institutional trustee | 1 | $0 |
| JOHN DEITELBAUM | CHAIR Officer | 1 | $0 |
| RICHARD P BOWMAN ESQUIRE | SECRETARY/TREASURER Officer | 1 | $0 |
| GRANT WARD | VICE CHAIR Officer | 1 | $0 |
| SARAH JAMES | ASSISTANT SECRETARY Officer | 1 | $0 |
Address and contacts
- Address (IRS master file)
- PO BOX 3171, SPRINGFIELD, MA 01101-3171
- In care of
- % MONARCH LIFE INS CO
- Principal officer (990 for 2025)
- RICHARD P BOWMAN ESQUIR, PO BOX 3171, SPRINGFIELD, MA 011013171
- Signed the 990
- RICHARD P BOWMAN ESQUIRE, SECRETARY/TREASURER
- Phone
- (413) 744-8483
- Website
- HTTP://WWW.MALIFEGA.ORG
- Return prepared by
- DANIEL DENNIS & COMPANY LLP
Mission
TO PAY CLAIMS AGAINST INSOLVENT INSURANCE COMPANIES LICENSED TO TRANSACT LIFE AND HEALTH INSURANCE IN THE STATE OF MASSACHUSETTS.
Program accomplishments
- TO PROTECT RESIDENT POLICY OWNERS, CERTIFICATE HOLDERS, INSUREDS, BENEFICIARIES, ANNUITANTS, PAYEES AND ASSIGNEES OF LIFE AND HEALTH INSURANCE POLICIES AND ANNUITY AND SUPPLEMENTAL CONTRACTS AGAINST FAILURE IN THE PERFORMANCE OF CONTRACTUAL OBLIGATIONS DUE TO THE INSOLVENCY OF AN INSURER AUTHORIZED TO TRANSACT BUSINESS IN MASSACHUSETTS.Expenses $831,236
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 22-2994116
- Tax-exempt status
- 501(c)(6): Business league or chamber of commerce
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Category (NTEE)
- Mutual and membership benefit (Y20Z)
- Assets (IRS master file)
- $58,292,891
- Income (IRS master file)
- $40,425,091
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $40,425,091 | $990,127 | $58,292,891 | XML |
| 990 | December 2024 | $120,684,233 | $132,976,201 | $138,737,098 | XML |
| 990 | December 2023 | $15,001,926 | $460,952 | $18,372,444 | XML |
| 990 | December 2022 | $38,283 | $401,527 | $3,778,679 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2019 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 22-2994116).
Questions about MASSACHUSETTS LIFE AND HEALTH INSURANCE GUARANTY ASSOCIATION
- What is the EIN of MASSACHUSETTS LIFE AND HEALTH INSURANCE GUARANTY ASSOCIATION?
- The employer identification number (EIN) of MASSACHUSETTS LIFE AND HEALTH INSURANCE GUARANTY ASSOCIATION is 22-2994116.
- Is MASSACHUSETTS LIFE AND HEALTH INSURANCE GUARANTY ASSOCIATION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(6).
- Which annual return does MASSACHUSETTS LIFE AND HEALTH INSURANCE GUARANTY ASSOCIATION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of MASSACHUSETTS LIFE AND HEALTH INSURANCE GUARANTY ASSOCIATION due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did MASSACHUSETTS LIFE AND HEALTH INSURANCE GUARANTY ASSOCIATION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of MASSACHUSETTS LIFE AND HEALTH INSURANCE GUARANTY ASSOCIATION?
- The 990 for the year ended December 31, 2025 names RICHARD P BOWMAN ESQUIR.
- Who are the officers and directors of MASSACHUSETTS LIFE AND HEALTH INSURANCE GUARANTY ASSOCIATION?
- The 990 for the year ended December 31, 2025 lists 14 people; 1 received compensation from the organization, the highest $128,500 (WILLIAM B FISHER ESQUIRE, EXECUTIVE DIRECTOR).
- How much revenue does MASSACHUSETTS LIFE AND HEALTH INSURANCE GUARANTY ASSOCIATION have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $40,425,091, expenses of $990,127 and total assets of $58,292,891 at year end.
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