Nonprofit · EIN 13-2617705
WESTCHESTER RESIDENTIAL OPPORTUNITIES INC
Tax-exempt · WHITE PLAINS, NY 10605
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $5,301,015 | $4,636,716 | $664,299 | $6,798,191 | $829,164 | $5,969,027 |
| December 31, 2024 | 990 | $4,475,376 | $4,166,583 | $308,793 | $6,255,896 | $1,049,034 | $5,206,862 |
| December 31, 2023 | 990 | $4,786,666 | $4,062,671 | $723,995 | $6,140,655 | $1,297,432 | $4,843,223 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $4,547,015
- of which government grants
- $4,076,830
- Program service revenue
- $574,399
- Investment income
- $182,125
- Net income from fundraising events
- -$4,093
- Net income from gaming
- $1,569
- Other revenue
- -$2,524
Expenses
- Grants and similar amounts paid
- $1,638,745
- Compensation of officers, directors and key employees
- $296,917
- Other salaries and wages
- $1,638,783
- Salaries, compensation and benefits (total)
- $2,402,686
- Professional fundraising fees
- $0
- Accounting fees
- $32,402
- Occupancy
- $147,763
- Travel
- $73,602
- Depreciation
- $4,891
- Program services (functional)
- $3,958,822
- Management and general (functional)
- $599,131
- Fundraising (functional)
- $78,763
Balance sheet and other
- Total assets, start of year
- $6,255,896
- Total assets, end of year
- $6,798,191
- Total liabilities, end of year
- $829,164
- Net assets, end of year
- $5,969,027
- Land, buildings and equipment
- $775
- Publicly traded securities
- $4,701,402
- Net assets without donor restrictions
- $5,638,478
- Net assets with donor restrictions
- $330,549
- Gross receipts
- $5,315,550
- Employees
- 44
- Volunteers
- 15
- Year formed
- 1968
- State of legal domicile
- NY
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| MARLENE ZARFES | EXECUTIVE DIRECTOR Officer | 34 | $163,653 | $26,591 |
| ANDREW SMITH | DEPUTY EXECUTIVE DIRECTOR Highest-paid employee | 35 | $117,023 | $48,642 |
| NNEKA REED | DIRECTOR OF OPERATIONS Highest-paid employee | 35 | $102,964 | $23,957 |
| ELIZABETH ELLISON | CHIEF FINANCIAL OFFICER Officer | 27.5 | $103,600 | $3,073 |
| LAURENCE BEILENSON | CO-CHAIR Trustee or director, Officer | 1 | $0 | $0 |
| DEBRA BUDETTI | CO-CHAIR Trustee or director, Officer | 1 | $0 | $0 |
| THOMAS RICE ESQ | SECRETARY Trustee or director, Officer | 1 | $0 | $0 |
| KEITH ROSENTHAL | ASSISTANT SECRETARY THRU 12/2025 Trustee or director, Officer | 1 | $0 | $0 |
| ROGER CAMPOS | ASSISTANT SECRETARY Trustee or director, Officer | 1 | $0 | $0 |
| HENRY J CARNAGE | TREASURER Trustee or director, Officer | 1 | $0 | $0 |
| DAVID SAMUELS | ASSISTANT TREASURER Trustee or director, Officer | 1 | $0 | $0 |
| LEAH CARO | BOARD MEMBER THRU 05/2025 Trustee or director | 1 | $0 | $0 |
| MARGARET M FLINT ESQ | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| BARRY KRAMER | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| DAVID MOORE | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
6 more people on this return
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| MITALI KAMDAR | BOARD MEMBER Trustee or director | 1 | $0 |
| DENNIS D PARKER ESQ | BOARD MEMBER Trustee or director | 1 | $0 |
| RICHARD STERN | BOARD MEMBER Trustee or director | 1 | $0 |
| DEBRA THOMPSON | BOARD MEMBER Trustee or director | 1 | $0 |
| WENDY MARIE WEATHERS ESQ | BOARD MEMBER Trustee or director | 1 | $0 |
| ALAN R WOLFERT ESQ | BOARD MEMBER Trustee or director | 1 | $0 |
990 for the year ended December 31, 2024: 17 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| MARLENE ZARFES | EXECUTIVE DIRECTOR Officer | 34 | $147,350 | $25,484 |
| ANDREW SMITH | DEPUTY EXECUTIVE DIRECTOR Highest-paid employee | 35 | $105,100 | $43,962 |
| ELIZABETH ELLISON | CHIEF FINANCIAL OFFICER Officer | 23 | $99,475 | $89 |
| LAURENCE BEILENSON | CO-CHAIR Trustee or director, Officer | 1 | $0 | $0 |
| DEBRA BUDETTI | CO-CHAIR Trustee or director, Officer | 1 | $0 | $0 |
| THOMAS RICE ESQ | SECRETARY Trustee or director, Officer | 1 | $0 | $0 |
| KEITH ROSENTHAL | ASSISTANT SECRETARY Trustee or director, Officer | 1 | $0 | $0 |
| HENRY J CARNAGE | TREASURER Trustee or director, Officer | 1 | $0 | $0 |
| LEAH CARO | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| MARGARET M FLINT ESQ | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| BARRY KRAMER | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| DAVID MOORE | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| DENNIS D PARKER ESQ | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| RICHARD STERN | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| DEBRA THOMPSON | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| WENDY MARIE WEATHERS ESQ | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| ALAN R WOLFERT ESQ | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
990 for the year ended December 31, 2023: 17 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| MARLENE ZARFES | EXECUTIVE DIRECTOR Officer | 34 | $133,706 | $22,950 |
| ELIZABETH ELLISON | CHIEF FINANCIAL OFFICER Officer | 11.75 | $88,790 | $0 |
| DEBRA THOMPSON | BOARD MEMBER Trustee or director | 1 | $10,000 | $0 |
| MARGARET M FLINT ESQ | CO-CHAIR Trustee or director, Officer | 1 | $0 | $0 |
| LEAH CARO | CO-CHAIR Trustee or director, Officer | 1 | $0 | $0 |
| DEBRA BUDETTI | SECRETARY Trustee or director, Officer | 1 | $0 | $0 |
| THOMAS RICE ESQ | ASSISTANT SECRETARY Trustee or director, Officer | 1 | $0 | $0 |
| HENRY J CARNAGE | TREASURER Trustee or director, Officer | 1 | $0 | $0 |
| LAURENCE BEILENSON | ASSISTANT TREASURER Trustee or director, Officer | 1 | $0 | $0 |
| TRAVIS BOWENS | BOARD MEMBER THRU 7/20/23 Trustee or director | 1 | $0 | $0 |
| JOSEPH A DISALVO ESQ | BOARD MEMBER THRU 7/1/23 Trustee or director | 1 | $0 | $0 |
| BARRY KRAMER | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| JODEE MACDONALD | BOARD MEMBER THRU 6/28/23 Trustee or director | 1 | $0 | $0 |
| DAVID MOORE | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| DENNIS D PARKER ESQ | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| WENDY MARIE WEATHERS ESQ | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
| ALAN R WOLFERT ESQ | BOARD MEMBER Trustee or director | 1 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 470 MAMARONECK AVE STE 410, WHITE PLAINS, NY 10605-1839
- Principal officer (990 for 2025)
- KACY BRADY, 470 MAMARONECK AVENUE 410, WHITE PLAINS, NY 10605
- Signed the 990
- KACY BRADY, EXECUTIVE DIRECTOR
- Phone
- (914) 428-4507
- Website
- WWW.WROINC.ORG
- Return prepared by
- PKF O'CONNOR DAVIES ADVISORY LLC
Mission
WESTCHESTER RESIDENTIAL OPPORTUNITIES (WRO) IS A HUD-CERTIFIED HOUSING COUNSELING AGENCY WITH SPECIALIZED PROGRAMS TO COMBAT HOUSING DISCRIMINATION, MARKET AFFORDABLE HOUSING OPPORTUNITIES, AND TO ASSIST FIRST TIME HOMEBUYERS, THE ELDERLY AND THOSE FACING EVICTION OR MORTGAGE DEFAULT.ADDITIONALLY, WRO PROVIDES HOUSING AND CASE MANAGEMENT FOR PEOPLE WITH MENTAL ILLNESS. WRO PROMOTES HOUSING MOBILITY, AFFORDABILITY AND STABILITY FOR MARGINALIZED POPULATIONS, AND LOW-TO-MODERATE INCOME GROUPS.
Program accomplishments
- INDEPENDENT LIVING PROGRAMTHE INDEPENDENT LIVING PROGRAM CONSISTS OF OUR SUPPORTED HOUSING APARTMENT PROGRAM, OUR SINGLE ROOM OCCUPANCY (SRO) PROGRAM, AND AN EDUCATION AND OUTREACH COMPONENT. IN 2025, THE SUPPORTED HOUSING PROGRAM PROVIDED INDIVIDUALIZED HOUSING-RELATED CASE MANAGEMENT SERVICES AND RENTAL ASSISTANCE TO 45 ADULTS DIAGNOSED WITH SERIOUS MENTAL ILLNESS, WHO WISH TO OBTAIN PERMANENT, AFFORDABLE, AND INDEPENDENT HOUSING. THE SINGLE ROOM OCCUPANCY PROGRAM STAFF PROVIDED HOUSING AND SUPPORTIVE SERVICES AND SUPERVISION TO ADULTS RESIDING IN OUR NINE BEDROOM SRO IN 2025.ADDITIONALLY, WRO PROVIDES HOMELESS OUTREACH TO ASSIST HOMELESS PEOPLE WITH MENTAL ILLNESS TO FIND HOUSING.Expenses $1,592,586 · grants $986,342 · revenue $246,078
- HOME OWNERSHIP PROGRAMSWRO PROVIDES ASSISTANCE TO QUALIFIED HOUSEHOLDS IN THREE AREAS: (A) FIRST-TIME HOMEBUYING (PROVIDING EDUCATION AND COUNSELING PROGRAMS IN SPANISH AND ENGLISH ON THE HOMEBUYING PROCESS, AS WELL AS FACILITATING ACCESS TO VARIOUS DOWN-PAYMENT AND CLOSING COST ASSISTANCE PROGRAMS). IN 2025, 175 INDIVIDUALS COMPLETED OUR HOMEBUYING EDUCATION PROGRAM, AND 10 CLIENTS PURCHASED A HOME, UTILIZING OVER $252,000 IN GRANTS FUNDS SECURED TO HELP PURCHASE THEIR HOMES. (B) MORTGAGE FORECLOSURE PREVENTION (ASSISTING HOMEOWNERS WHO ARE FACING FORECLOSURE DUE TO TEMPORARY INTERRUPTIONS IN INCOME OR FINANCIAL HARDSHIP, INCLUDING EXPLORING POSSIBLE OPTIONS AVAILABLE WITH THEIR LENDER). IN 2025, WRO SERVED 200 CLIENTS, AND CLOSED ON 50 LOAN MODIFICATIONS OR REINSTATEMENTS.(C) PROPERTY TAX FORECLOSURE PREVENTION (ASSISTING HOUSEHOLDS FACING FORECLOSURE DUE TO PROPERTY TAX ARREARS). IN 2025, WE ASSISTED TWO HOUSEHOLDS, INCLUDING SECURING ALMOST $20,500 IN GRANT FUNDS.Expenses $1,050,615 · grants $361,573 · revenue $75,151
- FAIR HOUSING PROGRAMWRO'S FAIR HOUSING PROGRAM WORKS TO ELIMINATE DISCRIMINATION IN THE HOUSING AND LENDING MARKETS. THE PROGRAM HANDLES COMPLAINTS AND CONDUCTS INVESTIGATIONS, INCLUDING BOTH SYSTEMIC AND COMPLAINT-BASED TESTING, AND ACCESSIBLE DESIGN AND CONSTRUCTION INVESTIGATIONS. WRO'S FAIR HOUSING PROGRAM PROVIDES EDUCATION AND OUTREACH TO CONSUMERS, CIVIC AND BUSINESS AND OTHER NON-PROFIT ORGANIZATIONS, AND TRAINS REAL ESTATE PROFESSIONALS, CO-OP BOARDS AND MANAGEMENT COMPANIES TO COMPLY WITH FAIR HOUSING LAWS. IN 2025, 164 FAMILIES AND INDIVIDUALS WERE ASSISTED WITH FAIR HOUSING COMPLAINTS, AND 170 INDIVIDUAL REAL ESTATE PROFESSIONALS AND 94 CO-OP APARTMENT DIRECTORS WERE TRAINED IN OUR FAIR HOUSING WORKSHOPS.ADDITIONALLY, WRO MANAGES AN AFFIRMATIVE HOUSING MARKETING PROGRAM FOR RENT AND RESALE OF FAIR AND AFFORDABLE HOMES. AS PART OF THIS PROGRAM, WRO COLLECTS APPLICATIONS AND ADMINISTERS A LOTTERY FOR ELIGIBLE APPLICANTS. IN 2025, WRO MARKETED 40 RENTAL UNITS IN TWO RENTAL DEVELOPMENTS AND SIX OWNERSHIP UNITS IN TWO DEVELOPMENTS, AND ASSISTED IN THE CLOSING OF TWO RE-SALES OF EXISTING AFFORDABLE HOMES.Expenses $663,050 · grants $59 · revenue $253,170
- EVICTION PREVENTION & RENTAL ASSISTANCE PROGRAM WRO ASSISTS QUALIFIED HOUSEHOLDS FACING RENTAL AND/OR UTILITY ARREARS, BY PROVIDING FINANCIAL ASSISTANCE GRANTS AGAINST THOSE ARREARS. WRO ALSO WORKS WITH HOUSEHOLDS LOOKING TO SECURE RENTAL HOUSING BY PROVIDING FINANCIAL ASSISTANCE GRANTS FOR SECURITY DEPOSITS, MOVING EXPENSES, FIRST MONTH'S RENT, ETC.IN ADDITION TO PROVIDING FINANCIAL ASSISTANCE, THE PROGRAM (1) PROVIDES COUNSELING TO PRIMARILY LOW-TO-MODERATE INCOME HOUSEHOLDS TO FIND AND MAINTAIN AFFORDABLE HOUSING, (2) NEGOTIATES WITH LANDLORDS TO HELP KEEP PEOPLE HOUSED, AND (3) MAKES REFERRALS AS APPROPRIATE TO LOCATE ADDITIONAL SOURCES OF FINANCIAL AND OTHER FORMS OF ASSISTANCE. IN 2025, THE PROGRAM ASSISTED 284 INDIVIDUALS AND FAMILIES, AND DISBURSED ALMOST $190,000 IN RENTAL ARREARS GRANTS TO 43 HOUSEHOLDS.Expenses $652,571 · grants $290,771
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 13-2617705
- Tax-exempt status
- 501(c)(3): Charitable, religious, educational or scientific organization
- Foundation status
- Publicly supported organization (509(a)(2))
- Donations deductible (Pub 78)
- Public charity, 50% deduction limit
- Exempt since
- 1969
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Category (NTEE)
- Housing and shelter (L99Z)
- Assets (IRS master file)
- $6,798,191
- Income (IRS master file)
- $5,315,550
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $5,301,015 | $4,636,716 | $6,798,191 | XML |
| 990 | December 2024 | $4,475,376 | $4,166,583 | $6,255,896 | XML |
| 990 | December 2023 | $4,786,666 | $4,062,671 | $6,140,655 | XML |
| 990 | December 2022 | $7,053,204 | $5,626,606 | $5,135,150 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 13-2617705).
Questions about WESTCHESTER RESIDENTIAL OPPORTUNITIES INC
- What is the EIN of WESTCHESTER RESIDENTIAL OPPORTUNITIES INC?
- The employer identification number (EIN) of WESTCHESTER RESIDENTIAL OPPORTUNITIES INC is 13-2617705.
- Is WESTCHESTER RESIDENTIAL OPPORTUNITIES INC tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(3) since 1969.
- Are donations to WESTCHESTER RESIDENTIAL OPPORTUNITIES INC tax-deductible?
- Yes. It is listed in IRS Publication 78 (Public charity, 50% deduction limit).
- Which annual return does WESTCHESTER RESIDENTIAL OPPORTUNITIES INC file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of WESTCHESTER RESIDENTIAL OPPORTUNITIES INC due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did WESTCHESTER RESIDENTIAL OPPORTUNITIES INC last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of WESTCHESTER RESIDENTIAL OPPORTUNITIES INC?
- The 990 for the year ended December 31, 2025 names KACY BRADY.
- Who are the officers and directors of WESTCHESTER RESIDENTIAL OPPORTUNITIES INC?
- The 990 for the year ended December 31, 2025 lists 21 people; 4 received compensation from the organization, the highest $163,653 (MARLENE ZARFES, EXECUTIVE DIRECTOR).
- How much revenue does WESTCHESTER RESIDENTIAL OPPORTUNITIES INC have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $5,301,015, expenses of $4,636,716 and total assets of $6,798,191 at year end.
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All nonprofits in WHITE PLAINS · New York · Housing and shelter