Nonprofit · EIN 04-3638828
CONSUMER CREDIT COUNSELING FOUNDATION INC
Tax-exempt · LIVERMORE, CA 94551
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2024 | 990 | $4,499,587 | $4,036,803 | $462,784 | $1,908,469 | $923,011 | $985,458 |
| December 31, 2023 | 990 | $2,478,629 | $2,595,221 | -$116,592 | $1,584,820 | $1,062,146 | $522,674 |
Financial details: 990 for the year ended December 31, 2024
Revenue
- Contributions, gifts and grants
- $521,519
- Program service revenue
- $3,978,068
- Investment income
- $0
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $183,354
- Other salaries and wages
- $1,380,190
- Salaries, compensation and benefits (total)
- $1,727,609
- Professional fundraising fees
- $0
- Occupancy
- $65,200
- Program services (functional)
- $3,837,863
- Management and general (functional)
- $198,940
Balance sheet and other
- Total assets, start of year
- $1,584,820
- Total assets, end of year
- $1,908,469
- Total liabilities, end of year
- $923,011
- Net assets, end of year
- $985,458
- Net assets without donor restrictions
- $949,437
- Net assets with donor restrictions
- $36,021
- Gross receipts
- $4,499,587
- Employees
- 61
- Volunteers
- 3
- Year formed
- 2002
- State of legal domicile
- CA
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2024, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| PORUS ENGINEER | PRES, TREAS, Trustee or director, Officer | 40 | $161,619 | $21,396 |
| REGINALD STERNBERG | MANAGER Highest-paid employee | 40 | $124,894 | $4,996 |
| JAIME WONG | DIRECTOR Trustee or director | 10 | $0 | $0 |
| RAJ BARMAN | DIRECTOR Trustee or director | 1 | $0 | $0 |
| HARDIP SINGH | DIRECTOR Trustee or director | 1 | $0 | $0 |
990 for the year ended December 31, 2023: 5 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| PORUS ENGINEER | MANAGER Highest-paid employee | 40 | $152,721 | $7,273 |
| TONY JUDGE | PRESIDENT Trustee or director, Officer | 10 | $0 | $0 |
| SANDEEP BHASIN | DIRECTOR Trustee or director | 1 | $0 | $0 |
| ALOKE BHALLA | DIRECTOR Trustee or director | 1 | $0 | $0 |
| KULWANT SRAN | DIRECTOR Trustee or director | 1 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 2150 PORTOLA AVE STE D PMB 186, LIVERMORE, CA 94551-1793
- Principal officer (990 for 2024)
- PORUS ENGINEER, 2150 PORTOLA AVE D, LIVERMORE, CA 94551
- Signed the 990
- PORUS ENGINEER, PRES, TREAS, SEC
- Phone
- (800) 656-6207
- Website
- WWW.CCCFUSA.ORG
- Return prepared by
- JDS PROFESSIONAL GROUP
California records
California keeps its own records of charities and corporations. Search them by EIN 04-3638828 or by the name CONSUMER CREDIT COUNSELING FOUNDATION INC.
- Attorney General, Registry of Charities and Fundraisers
- Registration status and filed reports (CT-TR-1, RRF-1)
- Secretary of State, bizfile Online
- Corporation status, entity number, agent for service
- Franchise Tax Board
- Entity status letter (state tax exemption, good standing)
Mission
TO PROVIDE FREE CREDIT COUNSELING AND FINANCIAL EDUCATION TO ALL PEOPLE LIVING UNDER THE PRESSURES OF DEBT, AND TO PROVIDE CONSUMERS IN NEED WITH FREE OR LOW-COST DEBT MANAGEMENT SERVICES.
Program accomplishments
- TO PROVIDE FREE FINANCIAL EDUCATION AND COUNSELING SERVICES, LOW-COST DEBT MANAGEMENT PROGRAM SERVICES, AND FREE COMMUNITY SERVICES INCLUDING COMMUNITY SEMINARS; OUTREACH TO LOW-INCOME AND MARGINALIZED INDIVIDUALS AND FAMILIES; OUTREACH TO UNDERSERVED LATINO COMMUNITIES, LOW-INCOME AND IMMIGRANT SENIORS, AND OTHER SENIORS.Expenses $3,837,863 · revenue $3,978,068
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | Not on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 04-3638828
- Tax-exempt status
- 501(c)(3): Charitable, religious, educational or scientific organization
- Foundation status
- Publicly supported organization (509(a)(2))
- Donations deductible (Pub 78)
- Public charity, 50% deduction limit
- Exempt since
- 2002
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Category (NTEE)
- Human services (P51)
- Assets (IRS master file)
- $1,908,469
- Income (IRS master file)
- $4,499,587
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2024 | $4,499,587 | $4,036,803 | $1,908,469 | XML |
| 990 | December 2023 | $2,478,629 | $2,595,221 | $1,584,820 | XML |
| 990 | December 2022 | $1,227,872 | $1,571,001 | $1,475,842 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 04-3638828).
Questions about CONSUMER CREDIT COUNSELING FOUNDATION INC
- What is the EIN of CONSUMER CREDIT COUNSELING FOUNDATION INC?
- The employer identification number (EIN) of CONSUMER CREDIT COUNSELING FOUNDATION INC is 04-3638828.
- Is CONSUMER CREDIT COUNSELING FOUNDATION INC tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(3) since 2002.
- Are donations to CONSUMER CREDIT COUNSELING FOUNDATION INC tax-deductible?
- Yes. It is listed in IRS Publication 78 (Public charity, 50% deduction limit).
- Which annual return does CONSUMER CREDIT COUNSELING FOUNDATION INC file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of CONSUMER CREDIT COUNSELING FOUNDATION INC due?
- The return for tax year 2025 (the year ending December 31, 2025) is due May 15, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did CONSUMER CREDIT COUNSELING FOUNDATION INC last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2024.
- Who is the principal officer of CONSUMER CREDIT COUNSELING FOUNDATION INC?
- The 990 for the year ended December 31, 2024 names PORUS ENGINEER.
- Who are the officers and directors of CONSUMER CREDIT COUNSELING FOUNDATION INC?
- The 990 for the year ended December 31, 2024 lists 5 people; 2 received compensation from the organization, the highest $161,619 (PORUS ENGINEER, PRES, TREAS,).
- How much revenue does CONSUMER CREDIT COUNSELING FOUNDATION INC have?
- On its 990 for the year ended December 31, 2024 it reported revenue of $4,499,587, expenses of $4,036,803 and total assets of $1,908,469 at year end.
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