Nonprofit · EIN 04-3586239
OPPORTUNITIES INCORPORATED
Tax-exempt · WINOOSKI, VT 05404
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2024 | 990 | $4,312 | $569,353 | -$565,041 | $190,504 | $0 | $190,504 |
| December 31, 2023 | 990 | $52,907 | $27,119 | $25,788 | $755,545 | $0 | $755,545 |
Financial details: 990 for the year ended December 31, 2024
Revenue
- Contributions, gifts and grants
- $120
- Program service revenue
- $0
- Investment income
- $4,192
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $565,821
- Salaries, compensation and benefits (total)
- $0
- Professional fundraising fees
- $0
- Program services (functional)
- $565,821
- Management and general (functional)
- $3,532
Balance sheet and other
- Total assets, start of year
- $755,545
- Total assets, end of year
- $190,504
- Total liabilities, end of year
- $0
- Net assets, end of year
- $190,504
- Net assets without donor restrictions
- $190,504
- Gross receipts
- $4,312
- Employees
- 0
- Volunteers
- 2
- Year formed
- 1989
- State of legal domicile
- VT
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2024, highest compensation first.
| Name | Title | Hours / week | Compensation | From related orgs | Other / benefits |
|---|---|---|---|---|---|
| KATHARINE LAUD | CEO (THROUGH JUNE 2024) Trustee or director, Officer | 1 | $0 | $155,051 | $5,117 |
| ERIN METIVIER | PRESIDENT Trustee or director, Officer | 1 | $0 | $134,313 | $10,234 |
| SHANA RATNER | SECRETARY/TREASURER Trustee or director, Officer | 1 | $0 | $0 | $0 |
| GLENN VON BERNEWITZ | VICE PRESIDENT Trustee or director, Officer | 1 | $0 | $0 | $0 |
990 for the year ended December 31, 2023: 4 people
| Name | Title | Hours / week | Compensation | From related orgs | Other / benefits |
|---|---|---|---|---|---|
| KATHARINE LAUD | PRESIDENT & CEO Trustee or director, Officer | 1 | $0 | $164,619 | $14,195 |
| ERIN METIVIER | TREASURER, CFO & COO Trustee or director, Officer | 1 | $0 | $112,875 | $12,171 |
| SHANNA RATNER | VICE CHAIR Trustee or director, Officer | 1 | $0 | $0 | $0 |
| GLENN VON BERNEWITZ | SECRETARY Trustee or director, Officer | 1 | $0 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 25 WINOOSKI FALLS WAY 203, WINOOSKI, VT 05404-2269
- In care of
- % CHERYL FATNASSI
- Mailing address (990-N for 2021)
- 25 WINOOSKI FALLS WAY 203, WINOOSKI VT 054040067
- Principal officer (990 for 2024)
- ERIN METIVIER, 25 WINOOSKI FALLS WAY 203, WINOOSKI, VT 05404
- Principal officer (990-N for 2021)
- KATHARINE LAUD, 25 WINOOSKI FALLS WAY 203, WINOOSKI VT 054040067
- Signed the 990
- ERIN METIVIER, PRESIDENT
- Phone
- (802) 654-4540
- Website
- OPPSVT.ORG
- Return prepared by
- BONADIO & CO LLP
Mission
PROVIDE AFFORDABLE CAPITAL AND FINANCIAL SERVICES TO UNDERSERVED MEMBERS OF THE COMMUNITY.
Program accomplishments
- MEMBERS OF OPPORTUNITIES CREDIT UNION, A RELATED TAX EXEMPT ENTITY, WHO HAVE EMERGENCY NEEDS NOT MET BY CURRENT PROGRAMS CAN OBTAIN A LOAN THAT IS GUARANTEED BY THIS FUND ALLOWING THEM TO ADDRESS EMERGENCY AUTO, MEDICAL AND OTHER FAMILY ISSUES INCLUDING BARRIERS TO HOUSING, FUNERAL EXPENSES AND OTHER CRITICAL NEEDS.Expenses $564,801 · grants $564,801
- OPPORTUNITY INC. PROVIDES REWARDS AND INITIAL SHARE DEPOSITS FORUNBANKED AND UNDERSERVED CHILDREN TO ALLOW THEM TO HAVE BANK ACCOUNTS.Expenses $1,020 · grants $1,020
What it must file and when
IRS records say it files Form 990-N (e-Postcard). Gross receipts normally $50,000 or less. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | Not on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 04-3586239
- Tax-exempt status
- 501(c)(3): Charitable, religious, educational or scientific organization
- Foundation status
- Publicly supported organization (170(b)(1)(A)(vi))
- Donations deductible (Pub 78)
- Public charity, 50% deduction limit
- Exempt since
- 2003
- Accounting year ends
- December
- Files
- Form 990-N (e-Postcard)
- Category (NTEE)
- Community improvement and capacity building (S30)
- Assets (IRS master file)
- $190,504
- Income (IRS master file)
- $4,312
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2024 | $4,312 | $569,353 | $190,504 | XML |
| 990 | December 2023 | $52,907 | $27,119 | $755,545 | XML |
| 990 | December 2022 | $211,517 | $26,850 | $729,757 | IRS |
| 990-N for 2021 Officer: KATHARINE LAUD | December 31, 2021 | ≤ $50,000 receipts | – | – | e-Postcard |
| 990-N for 2020 Officer: KATHARINE LAUD | December 31, 2020 | ≤ $50,000 receipts | – | – | e-Postcard |
| 990-N for 2019 Officer: KATHARINE LAUD | December 31, 2019 | ≤ $50,000 receipts | – | – | e-Postcard |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 04-3586239).
Questions about OPPORTUNITIES INCORPORATED
- What is the EIN of OPPORTUNITIES INCORPORATED?
- The employer identification number (EIN) of OPPORTUNITIES INCORPORATED is 04-3586239.
- Is OPPORTUNITIES INCORPORATED tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(3) since 2003.
- Are donations to OPPORTUNITIES INCORPORATED tax-deductible?
- Yes. It is listed in IRS Publication 78 (Public charity, 50% deduction limit).
- Which annual return does OPPORTUNITIES INCORPORATED file?
- Form 990-N (e-Postcard). Gross receipts normally $50,000 or less.
- When is the next return of OPPORTUNITIES INCORPORATED due?
- The return for tax year 2025 (the year ending December 31, 2025) is due May 15, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did OPPORTUNITIES INCORPORATED last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2024.
- Who is the principal officer of OPPORTUNITIES INCORPORATED?
- The 990 for the year ended December 31, 2024 names ERIN METIVIER.
- Who are the officers and directors of OPPORTUNITIES INCORPORATED?
- The 990 for the year ended December 31, 2024 lists 4 people; 0 received compensation from the organization.
- How much revenue does OPPORTUNITIES INCORPORATED have?
- On its 990 for the year ended December 31, 2024 it reported revenue of $4,312, expenses of $569,353 and total assets of $190,504 at year end.
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All nonprofits in WINOOSKI · Vermont · Community improvement and capacity building