Nonprofit · EIN 04-3172159
MASSACHUSSETTS ASSOCIATION OF INSURANCE AGENTS INC
Tax-exempt · MILFORD, MA 01757
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $5,563,375 | $4,603,586 | $959,789 | $18,619,972 | $866,643 | $17,753,329 |
| December 31, 2024 | 990 | $5,572,923 | $4,662,969 | $909,954 | $17,339,557 | $864,143 | $16,475,414 |
| December 31, 2023 | 990 | $5,716,141 | $4,614,820 | $1,101,321 | $15,959,732 | $912,557 | $15,047,175 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $102,370
- Program service revenue
- $3,450,554
- Investment income
- $266,287
- Royalties
- $760,561
- Net gain from sales of assets
- $23,436
- Other revenue
- $1,744,164
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $517,222
- Other salaries and wages
- $1,296,605
- Salaries, compensation and benefits (total)
- $2,096,579
- Professional fundraising fees
- $0
- Legal fees
- $27,118
- Accounting fees
- $45,900
- Occupancy
- $180,758
- Travel
- $9,718
- Depreciation
- $130,230
Balance sheet and other
- Total assets, start of year
- $17,339,557
- Total assets, end of year
- $18,619,972
- Total liabilities, end of year
- $866,643
- Net assets, end of year
- $17,753,329
- Land, buildings and equipment
- $325,573
- Publicly traded securities
- $8,530,176
- Net assets without donor restrictions
- $17,753,329
- Gross receipts
- $7,528,315
- Employees
- 14
- Volunteers
- 22
- Year formed
- 1992
- State of legal domicile
- MA
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | From related orgs | Other / benefits |
|---|---|---|---|---|---|
| NICHOLAS FYNTRIKIS | PRESIDENT & CEO Officer | 35 | $477,453 | $0 | $39,769 |
| HEATHER KRAMER | COO Highest-paid employee | 35 | $197,103 | $0 | $13,310 |
| ANN TOBIN | VP OF AGENCY SERVICES Highest-paid employee | 1 | $0 | $186,211 | $9,891 |
| LAURA POULIN | DIR. OF CURRICULUM & TECH. AFFAIRS Highest-paid employee | 35 | $128,168 | $0 | $23,718 |
| PATRICIA LOONIE | VP OF FINANCE Officer | 18 | $0 | $122,505 | $24,275 |
| LEO FREDETTE | SYSTEMS ADMINISTRATOR Highest-paid employee | 1 | $0 | $114,727 | $22,460 |
| CHRISTOPHER FITTS | CHAIRMAN Trustee or director, Officer | 2 | $0 | $0 | $0 |
| RICHARD GREEN | CHAIR ELECT Trustee or director, Officer | 2 | $0 | $0 | $0 |
| PAUL OSTRANDER | VICE CHAIR Trustee or director, Officer | 2 | $0 | $0 | $0 |
| JUSTIN FLYNN | SECRETARY-TREASURER Trustee or director, Officer | 2 | $0 | $0 | $0 |
| GLEN DAVIS | NATIONAL DIR. IIABA Trustee or director, Officer | 2 | $0 | $0 | $0 |
| PATRICK DEMPSEY | IMMEDIATE PAST CHAIR Trustee or director, Officer | 2 | $0 | $0 | $0 |
| KYLE AUSTIN | DIRECTOR Trustee or director | 2 | $0 | $0 | $0 |
| JOE BICKEL | DIRECTOR Trustee or director | 2 | $0 | $0 | $0 |
| STEVEN COHEN | DIRECTOR Trustee or director | 2 | $0 | $0 | $0 |
11 more people on this return
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| TED GIBSON | DIRECTOR (UNTIL 12/31/25) Trustee or director | 2 | $0 |
| SARA GIGUERE | DIRECTOR Trustee or director | 2 | $0 |
| TED HUGHES | DIRECTOR Trustee or director | 2 | $0 |
| JOHN MALLEY | DIRECTOR Trustee or director | 2 | $0 |
| SHAWN MCLAUGHLIN | DIRECTOR Trustee or director | 2 | $0 |
| COLLEEN ORMSBY | DIRECTOR Trustee or director | 2 | $0 |
| JAMES O'HEARN | DIRECTOR Trustee or director | 2 | $0 |
| GREG PORZIELLA | DIRECTOR Trustee or director | 2 | $0 |
| HENRY RISMAN | DIRECTOR Trustee or director | 2 | $0 |
| TRICIA SABULIS | DIRECTOR Trustee or director | 2 | $0 |
| KIMBERLY TENBROECK | DIRECTOR Trustee or director | 2 | $0 |
990 for the year ended December 31, 2024: 28 people
| Name | Title | Hours / week | Compensation | From related orgs | Other / benefits |
|---|---|---|---|---|---|
| NICHOLAS FYNTRIKIS | PRESIDENT & CEO Officer | 35 | $464,997 | $0 | $40,329 |
| HEATHER KRAMER | COO/VICE PRESIDENT Highest-paid employee | 35 | $228,133 | $0 | $14,513 |
| ANN TOBIN | VP OF AGENCY SERVICES Highest-paid employee | 1 | $0 | $178,200 | $10,258 |
| LAURA POULIN | DIRECTOR OF TECHNICAL AFFAIRS Highest-paid employee | 35 | $119,044 | $0 | $16,623 |
| PATRICIA LOONIE | VP OF FINANCE Highest-paid employee | 18 | $0 | $108,543 | $24,403 |
| LEO FREDETTE | SYSTEMS ADMINISTRATOR Highest-paid employee | 1 | $0 | $106,200 | $21,196 |
| PATRICK DEMPSEY | CHAIRMAN Trustee or director, Officer | 2 | $0 | $0 | $0 |
| CHRISTOPHER FITTS | CHAIR ELECT Trustee or director, Officer | 2 | $0 | $0 | $0 |
| CHRISTOPHER R RUSSO JR | VICE CHAIR (UNTIL 12/2024) Trustee or director, Officer | 2 | $0 | $0 | $0 |
| RICHARD GREEN | SECRETARY-TREASURER Trustee or director, Officer | 2 | $0 | $0 | $0 |
| GLEN DAVIS | NATIONAL DIR. IIABA Trustee or director, Officer | 2 | $0 | $0 | $0 |
| LISA HIRBOUR | IMMEDIATE PAST CHAIR Trustee or director, Officer | 2 | $0 | $0 | $0 |
| JUSTIN FLYNN | DIRECTOR Trustee or director | 2 | $0 | $0 | $0 |
| GREG PORZIELLA | DIRECTOR Trustee or director | 2 | $0 | $0 | $0 |
| JOE BICKEL | DIRECTOR Trustee or director | 2 | $0 | $0 | $0 |
| JOHN MALLEY | DIRECTOR Trustee or director | 2 | $0 | $0 | $0 |
| SARA GIGUERE | DIRECTOR Trustee or director | 2 | $0 | $0 | $0 |
| KYLE AUSTIN | DIRECTOR Trustee or director | 2 | $0 | $0 | $0 |
| PAUL OSTRANDER | DIRECTOR Trustee or director | 2 | $0 | $0 | $0 |
| KIMBERLY TENBROECK | DIRECTOR Trustee or director | 2 | $0 | $0 | $0 |
| HENRY RISMAN | DIRECTOR Trustee or director | 2 | $0 | $0 | $0 |
| STEVEN COHEN | DIRECTOR Trustee or director | 2 | $0 | $0 | $0 |
| SHAWN MCLAUGHLIN | DIRECTOR Trustee or director | 2 | $0 | $0 | $0 |
| TRICIA SABULLIS | DIRECTOR Trustee or director | 2 | $0 | $0 | $0 |
| TED HUGHES | DIRECTOR Trustee or director | 2 | $0 | $0 | $0 |
| TED GIBSON | DIRECTOR Trustee or director | 2 | $0 | $0 | $0 |
| BILL BURBINE | DIRECTOR (UNTIL 11/2024) Trustee or director | 2 | $0 | $0 | $0 |
| GREG SUSCO | DIRECTOR (UNTIL 6/2024) Trustee or director | 2 | $0 | $0 | $0 |
990 for the year ended December 31, 2023: 27 people
| Name | Title | Hours / week | Compensation | From related orgs | Other / benefits |
|---|---|---|---|---|---|
| NICHOLAS FYNTRIKIS | PRESIDENT & CEO Officer | 35 | $463,899 | $0 | $46,672 |
| HEATHER KRAMER | COO/VICE PRESIDENT Highest-paid employee | 35 | $218,920 | $0 | $14,274 |
| IRENE MORRILL | VP OF TECHNICAL AFFAIRS Highest-paid employee | 35 | $173,834 | $0 | $28,135 |
| ANN TOBIN | VP OF AGENCY SERVICES Highest-paid employee | 35 | $0 | $171,100 | $10,136 |
| PATRICIA LOONIE | VP FINANCE Highest-paid employee | 18 | $0 | $102,909 | $22,267 |
| LISA M HIRBOUR | CHAIRMAN Trustee or director, Officer | 2 | $0 | $0 | $0 |
| PATRICK DEMPSEY | CHAIR ELECT Trustee or director, Officer | 2 | $0 | $0 | $0 |
| CHRIS FITTS | VICE CHAIR Trustee or director, Officer | 2 | $0 | $0 | $0 |
| CHRISTOPHER R RUSSO JR | SECRETARY-TREASURER Trustee or director, Officer | 2 | $0 | $0 | $0 |
| GLEN DAVIS | NATIONAL DIR. IIABA Trustee or director, Officer | 2 | $0 | $0 | $0 |
| BENJAMIN CAVALLO | IMMEDIATE PAST CHAIR Trustee or director, Officer | 2 | $0 | $0 | $0 |
| JUSTIN FLYNN | DIRECTOR Trustee or director | 2 | $0 | $0 | $0 |
| GREG PORZIELLA | DIRECTOR Trustee or director | 2 | $0 | $0 | $0 |
| GREGORY KNIGHT | DIRECTOR Trustee or director | 2 | $0 | $0 | $0 |
| JOHN MALLEY | DIRECTOR Trustee or director | 2 | $0 | $0 | $0 |
| JOHN J FALLON III | DIRECTOR Trustee or director | 2 | $0 | $0 | $0 |
| KYLE AUSTIN | DIRECTOR Trustee or director | 2 | $0 | $0 | $0 |
| PAUL OSTRANDER | DIRECTOR Trustee or director | 2 | $0 | $0 | $0 |
| RICHARD GREEN | DIRECTOR Trustee or director | 2 | $0 | $0 | $0 |
| HENRY RISMAN | DIRECTOR Trustee or director | 2 | $0 | $0 | $0 |
| STEVEN COHEN | DIRECTOR Trustee or director | 2 | $0 | $0 | $0 |
| SHAWN MCLAUGHLIN | DIRECTOR Trustee or director | 2 | $0 | $0 | $0 |
| TRICIA SABULLIS | DIRECTOR Trustee or director | 2 | $0 | $0 | $0 |
| TED HUGHES | DIRECTOR Trustee or director | 2 | $0 | $0 | $0 |
| TED GIBSON | DIRECTOR Trustee or director | 2 | $0 | $0 | $0 |
| BILL BURBINE | DIRECTOR Trustee or director | 2 | $0 | $0 | $0 |
| GREG SUSCO | DIRECTOR Trustee or director | 2 | $0 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 91 CEDAR ST, MILFORD, MA 01757-1178
- In care of
- % DAN FOLEY
- Principal officer (990 for 2025)
- NICHOLAS A FYNTRILAKIS, 91 CEDAR STREET, MILFORD, MA 01757
- Signed the 990
- NICHOLAS A FYNTRILAKIS, PRESIDENT & CEO
- Phone
- (508) 634-2900
- Website
- WWW.MASSAGENT.COM
- Return prepared by
- AAFCPAS INC
Mission
MAIA IS DEDICATED TO STRENGTHENING AND ELEVATING THE INDEPENDENT INSURANCE AGENCY SYSTEM THROUGH UNWAVERING ADVOCACY AND PROMOTION, QUALITY EDUCATION, KEY INSIGHTS AND ADVICE, MARKET ACCESS, AND ESSENTIAL PRODUCTS.
Program accomplishments
- ACTIVITIES TO PROMOTE INDUSTRY AND GOVERNMENT RELATIONS AS WELL AS TO SUPPORT AND PROMOTE SOUND PRINCIPLES, FAIR COMPETITION, AND ETHICAL PRACTICES WITHIN THE INSURANCE AGENCY.
- EDUCATIONAL SEMINARS AND PROGRAMS TO PROVIDE PROFESSIONAL TRAINING FOR ASSOCIATION MEMBERS AND INFORM MEMBERS OF THE LATEST TRENDS AND ISSUES IMPACTING THE INSURANCE INDUSTRY.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 04-3172159
- Tax-exempt status
- 501(c)(6): Business league or chamber of commerce
- Donations deductible
- No
- Exempt since
- 1993
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Assets (IRS master file)
- $18,619,972
- Income (IRS master file)
- $7,528,315
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $5,563,375 | $4,603,586 | $18,619,972 | IRS |
| 990 | December 2024 | $5,572,923 | $4,662,969 | $17,339,557 | XML |
| 990 | December 2023 | $5,716,141 | $4,614,820 | $15,959,732 | XML |
| 990 | December 2022 | $5,045,215 | $4,626,508 | $14,213,451 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2019 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 04-3172159).
Questions about MASSACHUSSETTS ASSOCIATION OF INSURANCE AGENTS INC
- What is the EIN of MASSACHUSSETTS ASSOCIATION OF INSURANCE AGENTS INC?
- The employer identification number (EIN) of MASSACHUSSETTS ASSOCIATION OF INSURANCE AGENTS INC is 04-3172159.
- Is MASSACHUSSETTS ASSOCIATION OF INSURANCE AGENTS INC tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(6) since 1993.
- Are donations to MASSACHUSSETTS ASSOCIATION OF INSURANCE AGENTS INC tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does MASSACHUSSETTS ASSOCIATION OF INSURANCE AGENTS INC file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of MASSACHUSSETTS ASSOCIATION OF INSURANCE AGENTS INC due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did MASSACHUSSETTS ASSOCIATION OF INSURANCE AGENTS INC last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of MASSACHUSSETTS ASSOCIATION OF INSURANCE AGENTS INC?
- The 990 for the year ended December 31, 2025 names NICHOLAS A FYNTRILAKIS.
- Who are the officers and directors of MASSACHUSSETTS ASSOCIATION OF INSURANCE AGENTS INC?
- The 990 for the year ended December 31, 2025 lists 26 people; 3 received compensation from the organization, the highest $477,453 (NICHOLAS FYNTRIKIS, PRESIDENT & CEO).
- How much revenue does MASSACHUSSETTS ASSOCIATION OF INSURANCE AGENTS INC have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $5,563,375, expenses of $4,603,586 and total assets of $18,619,972 at year end.
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