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Nonprofit · EIN 04-2588840

CAPE ANN COMMERCIAL FISHERMENS LOAN FUND INC

Tax-exempt · GLOUCESTER, MA 01930

Financials

$4K$4K2023$4K$6K2024$3K$3K2025
Revenue Expenses · by fiscal year end
Financials of CAPE ANN COMMERCIAL FISHERMENS LOAN FUND INC by year, from its e-filed returns
Year endedFormRevenueExpensesNet incomeTotal assetsLiabilitiesNet assets
June 30, 2026990$3,001$3,204-$203$98,525$19,471$79,054
June 30, 2025990$3,770$6,384-$2,614$98,728$19,471$79,257
June 30, 2024990$3,500$4,198-$698$97,742$15,871$81,871
Financial details: 990 for the year ended June 30, 2026

Revenue

Contributions, gifts and grants
$0
Program service revenue
$0
Investment income
$3,001
Other revenue
$0

Expenses

Grants and similar amounts paid
$500
Salaries, compensation and benefits (total)
$0
Professional fundraising fees
$0
Accounting fees
$990
Program services (functional)
$3,204

Balance sheet and other

Total assets, start of year
$98,728
Total assets, end of year
$98,525
Total liabilities, end of year
$19,471
Net assets, end of year
$79,054
Net assets without donor restrictions
$79,054
Gross receipts
$3,001
Employees
0
Volunteers
0
Year formed
1976
State of legal domicile
MA

From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.

Officers, directors and key employees

As listed on the 990 for the year ended June 30, 2026, highest compensation first.

NameTitleHours / weekCompensation
ARMAND APAROPRESIDENT
Trustee or director, Officer
0.5$0
ROCHELLE GENOVESETREASURER
Trustee or director, Officer
0.5$0
SCOTT MEMHARDCLERK
Trustee or director, Officer
0.5$0
JOSEPH ORLANDODIRECTOR
Trustee or director
0.5$0
WILLIAM MUNIZDIRECTOR
Trustee or director
0.5$0
AL COTTONEDIRECTOR
Trustee or director
0.5$0
MARK RINGVICE PRESIDENT
Trustee or director, Officer
0.5$0
MICHAEL FRONTIERODIRECTOR
Trustee or director
0.5$0
MARYANN BLANDASSISTANT TREASURER
Trustee or director, Officer
0.5$0
ARMAND APARODIRECTOR
Trustee or director
0.5$0
RICHARD BURGESSDIRECTOR
Trustee or director
0.5$0
PETER MONDELLODIRECTOR
Trustee or director
0.5$0
FRANK ROSEDIRECTOR
Trustee or director
0.5$0
ANTHONY GROSSDIRECTOR
Trustee or director
0.5$0
NICK GIACALONEDIRECTOR
Trustee or director
0.5$0
1 more people on this return
NameTitleHours / weekCompensation
FRANCESCO PAUL VITALEDIRECTOR
Trustee or director
0.5$0
990 for the year ended June 30, 2025: 16 people
NameTitleHours / weekCompensation
ARMAND APAROPRESIDENT
Trustee or director, Officer
0.5$0
ROCHELLE GENOVESETREASURER
Trustee or director, Officer
0.5$0
SCOTT MEMHARDCLERK
Trustee or director, Officer
0.5$0
JOSEPH ORLANDODIRECTOR
Trustee or director
0.5$0
WILLIAM MUNIZDIRECTOR
Trustee or director
0.5$0
AL COTTONEDIRECTOR
Trustee or director
0.5$0
MARK RINGVICE PRESIDENT
Trustee or director, Officer
0.5$0
MICHAEL FRONTIERODIRECTOR
Trustee or director
0.5$0
MARYANN BLANDASSISTANT TREASURER
Trustee or director, Officer
0.5$0
ARMAND APARODIRECTOR
Trustee or director
0.5$0
RICHARD BURGESSDIRECTOR
Trustee or director
0.5$0
PETER MONDELLODIRECTOR
Trustee or director
0.5$0
FRANK ROSEDIRECTOR
Trustee or director
0.5$0
ANTHONY GROSSDIRECTOR
Trustee or director
0.5$0
NICK GIACALONEDIRECTOR
Trustee or director
0.5$0
FRANCESCO PAUL VITALEDIRECTOR
Trustee or director
0.5$0
990 for the year ended June 30, 2024: 16 people
NameTitleHours / weekCompensation
ARMAND APAROPRESIDENT
Trustee or director, Officer
0.5$0
ROCHELLE GENOVESETREASURER
Trustee or director, Officer
0.5$0
SCOTT MEMHARDCLERK
Trustee or director, Officer
0.5$0
JOSEPH ORLANDODIRECTOR
Trustee or director
0.5$0
WILLIAM MUNIZDIRECTOR
Trustee or director
0.5$0
AL COTTONEDIRECTOR
Trustee or director
0.5$0
MARK RINGVICE PRESIDENT
Trustee or director, Officer
0.5$0
MICHAEL FRONTIERODIRECTOR
Trustee or director
0.5$0
MARYANN BLANDASSISTANT TREASURER
Trustee or director, Officer
0.5$0
ARMAND APARODIRECTOR
Trustee or director
0.5$0
RICHARD BURGESSDIRECTOR
Trustee or director
0.5$0
PETER MONDELLODIRECTOR
Trustee or director
0.5$0
FRANK ROSEDIRECTOR
Trustee or director
0.5$0
ANTHONY GROSSDIRECTOR
Trustee or director
0.5$0
NICK GIACALONEDIRECTOR
Trustee or director
0.5$0
FRANCESCO PAUL VITALEDIRECTOR
Trustee or director
0.5$0

Address and contacts

Address (IRS master file)
PO BOX 5231, GLOUCESTER, MA 01930-0003
Principal officer (990 for 2025)
ROCHELLE GENOVESE, PO BOX 130259, BOSTON, MA 02113
Signed the 990
ROCHELLE GENOVESE, TREASURER
Phone
(978) 283-2959
Return prepared by
Babson & Company

Mission

PROVIDE BUSINESS LOANS TO THOSE IN THE COMMERICAL FISHING INDUSTRY WHO ARE UNABLE TO OBTAIN TRADITIONAL FINANCING.

990 for the year ended June 30, 2026

Program accomplishments

  • PROVIDING BUSINESS LOANS TO FISHING INDUSTRY
    Expenses $3,204 · revenue $3,001

What it must file and when

IRS records say it files Form 990-N (e-Postcard). Gross receipts normally $50,000 or less. Its accounting year ends in June, so each return is due on the 15th day of the 5th month after that.

Tax yearYear endedDueIRS public records
2025June 30, 2026November 16, 2026990 on file
2024June 30, 2025November 17, 2025990 on file
2023June 30, 2024November 15, 2024990 on file

File the 2026 990-N for CAPE ANN COMMERCIAL FISHERMENS LOAN FUND INC

Due November 15, 2027 · e-filed with the IRS by 990.tax, an IRS-authorized e-file provider

IRS record

EIN
04-2588840
Tax-exempt status
501(c)(4): Social welfare organization
Donations deductible
No
Exempt since
1978
Accounting year ends
June
Files
Form 990-N (e-Postcard)
Assets (IRS master file)
$98,525
Income (IRS master file)
$3,001

Filing history

FormYear endedRevenueExpensesAssetsReturn
990June 2026$3,001$3,204$98,525XML
990June 2025$3,770$6,384$98,728XML
990June 2024$3,500$4,198$97,742XML
990June 2023$255$4,043$98,440IRS
990June 2022$2,438$9,248$102,225IRS
990June 2021–––IRS
990June 2019–––IRS
990June 2018–––IRS

990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 04-2588840).

Questions about CAPE ANN COMMERCIAL FISHERMENS LOAN FUND INC

What is the EIN of CAPE ANN COMMERCIAL FISHERMENS LOAN FUND INC?
The employer identification number (EIN) of CAPE ANN COMMERCIAL FISHERMENS LOAN FUND INC is 04-2588840.
Is CAPE ANN COMMERCIAL FISHERMENS LOAN FUND INC tax-exempt?
Yes. The IRS lists it as tax-exempt under section 501(c)(4) since 1978.
Are donations to CAPE ANN COMMERCIAL FISHERMENS LOAN FUND INC tax-deductible?
No. The IRS master file says contributions to it are not deductible.
Which annual return does CAPE ANN COMMERCIAL FISHERMENS LOAN FUND INC file?
Form 990-N (e-Postcard). Gross receipts normally $50,000 or less.
When is the next return of CAPE ANN COMMERCIAL FISHERMENS LOAN FUND INC due?
The return for tax year 2026 (the year ending June 30, 2027) is due November 15, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
When did CAPE ANN COMMERCIAL FISHERMENS LOAN FUND INC last file with the IRS?
The latest return in the IRS public files is the 990 for the year ended June 2026.
Who is the principal officer of CAPE ANN COMMERCIAL FISHERMENS LOAN FUND INC?
The 990 for the year ended June 30, 2026 names ROCHELLE GENOVESE.
Who are the officers and directors of CAPE ANN COMMERCIAL FISHERMENS LOAN FUND INC?
The 990 for the year ended June 30, 2026 lists 16 people; 0 received compensation from the organization.
How much revenue does CAPE ANN COMMERCIAL FISHERMENS LOAN FUND INC have?
On its 990 for the year ended June 30, 2026 it reported revenue of $3,001, expenses of $3,204 and total assets of $98,525 at year end.

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