Nonprofit · EIN 04-2514013
NEW ENGLAND AUTOMATED CLEARING HOUSE ASSOCIATION
Tax-exempt · BURLINGTON, MA 01803
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2024 | 990 | $3,750,165 | $3,851,224 | -$101,059 | $4,776,697 | $698,683 | $4,078,014 |
| December 31, 2023 | 990 | $3,847,671 | $3,873,429 | -$25,758 | $4,520,095 | $341,022 | $4,179,073 |
Financial details: 990 for the year ended December 31, 2024
Revenue
- Contributions, gifts and grants
- $467,900
- Membership dues
- $467,900
- Program service revenue
- $3,149,539
- Investment income
- $132,726
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $734,576
- Other salaries and wages
- $883,252
- Salaries, compensation and benefits (total)
- $2,236,190
- Professional fundraising fees
- $0
- Legal fees
- $31,455
- Accounting fees
- $29,065
- Occupancy
- $72,944
- Travel
- $178,927
- Depreciation
- $63,060
Balance sheet and other
- Total assets, start of year
- $4,520,095
- Total assets, end of year
- $4,776,697
- Total liabilities, end of year
- $698,683
- Net assets, end of year
- $4,078,014
- Land, buildings and equipment
- $173,404
- Net assets without donor restrictions
- $4,078,014
- Gross receipts
- $3,750,165
- Employees
- 20
- Volunteers
- 67
- Year formed
- 1972
- State of legal domicile
- MA
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2024, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| SEAN CARTER | PRESIDENT & CEO Officer | 40 | $296,663 | $62,303 |
| JOSEPH CASALI | EVP Officer | 40 | $214,462 | $54,383 |
| ELYSSA F MORGAN | VP OF MEMBERSHIP Highest-paid employee | 40 | $116,274 | $42,674 |
| MARY MORRISON-MUMPER | DIRECTOR, EDUCATION Highest-paid employee | 40 | $116,031 | $24,243 |
| MEAGAN E NORLUND | VP & ASST. SECRETARY Officer | 40 | $110,874 | $23,468 |
| BRANDIE THACKER | SR. VICE PRESIDENT Officer | 40 | $112,576 | $14,379 |
| NICOLE DOWD | DIR, RISK MGMT, HR & ADMIN Highest-paid employee | 40 | $111,657 | $13,061 |
| SEAN LYNDON | DIRECTOR Trustee or director | 1 | $0 | $0 |
| SCOTT GOLDTHWAITE | DIRECTOR Trustee or director | 1 | $0 | $0 |
| SCOTT AMBROCEO | TREASURER/DIRECTOR Trustee or director, Officer | 1 | $0 | $0 |
| ROBERT CASHMAN | DIRECTOR Trustee or director | 1 | $0 | $0 |
| PAUL CONNER | DIRECTOR Trustee or director | 1 | $0 | $0 |
| NEIL MCHUGH | DIRECTOR Trustee or director | 1 | $0 | $0 |
| ANGELA STROZEWSKI | DIRECTOR Trustee or director | 1 | $0 | $0 |
| STEPHEN ROY | CHAIR (RETIRED) Trustee or director, Officer | 1 | $0 | $0 |
9 more people on this return
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| LINDA CARMICHAEL | DIRECTOR Trustee or director | 1 | $0 |
| KERI GONZALEZ | DIRECTOR Trustee or director | 1 | $0 |
| JONATHAN ROBERTS | DIRECTOR Trustee or director | 1 | $0 |
| JOHN WHITTAKER | CHAIR Trustee or director, Officer | 1 | $0 |
| JEANNINE HARDY | DIRECTOR Trustee or director | 1 | $0 |
| JAMES RUSIECKI JR | VICE CHAIR Trustee or director, Officer | 1 | $0 |
| BARBARA HEINEMANN | DIRECTOR Trustee or director | 1 | $0 |
| MEGAN NORRIS | DIRECTOR Trustee or director | 1 | $0 |
| STEVE SHERMAN | SECRETARY/DIRECTOR Trustee or director, Officer | 1 | $0 |
990 for the year ended December 31, 2023: 26 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| SEAN CARTER | PRESIDENT & CEO Officer | 40 | $279,784 | $58,103 |
| JOSEPH CASALI | EXECUTIVE VICE PRESIDENT Officer | 40 | $210,065 | $49,642 |
| SANDY S HOUNSOME | SVP, OPERATIONS Officer | 40 | $161,024 | $44,407 |
| RAYMOND H GRABER | SVP, MARKET INTELLIGENCE Officer | 40 | $144,183 | $16,600 |
| MARK DIXON | VP OF EDUCATION Highest-paid employee | 40 | $135,438 | $11,392 |
| ELYSSA F MORGAN | VP OF MEMBERSHIP Highest-paid employee | 40 | $113,671 | $29,398 |
| MARY MORRISON-MUMPER | DIRECTOR, EDUCATION Highest-paid employee | 40 | $115,309 | $15,252 |
| MEAGAN E NORLUND | VP, MARKETING & COMMUNICAT Highest-paid employee | 40 | $108,349 | $21,901 |
| NICOLE DOWD | DIR, RISK MGMT, HR & ADMIN Highest-paid employee | 40 | $108,610 | $12,123 |
| BARBARA HEINEMANN | DIRECTOR Trustee or director | 1 | $0 | $0 |
| JAMES RUSIECKI JR | DIRECTOR Trustee or director | 1 | $0 | $0 |
| JEANNINE HARDY | DIRECTOR Trustee or director | 1 | $0 | $0 |
| JOHN WHITTAKER | VICE CHAIR Trustee or director, Officer | 1 | $0 | $0 |
| KERI GONZALEZ | DIRECTOR Trustee or director | 1 | $0 | $0 |
| LINDA CARMICHAEL | DIRECTOR Trustee or director | 1 | $0 | $0 |
| ROBERT CASHMAN | DIRECTOR Trustee or director | 1 | $0 | $0 |
| SCOTT AMBROCEO | TREASURER/DIRECTOR Trustee or director, Officer | 1 | $0 | $0 |
| SCOTT GOLDTHWAITE | DIRECTOR Trustee or director | 1 | $0 | $0 |
| SEAN LYDON | DIRECTOR Trustee or director | 1 | $0 | $0 |
| STEPHEN ROY | CHAIR OF THE BOARD Trustee or director, Officer | 1 | $0 | $0 |
| STEVE SHERMAN | DIRECTOR Trustee or director | 1 | $0 | $0 |
| NEIL MCHUGH | DIRECTOR Trustee or director | 1 | $0 | $0 |
| PAUL CONNER | DIRECTOR Trustee or director | 1 | $0 | $0 |
| MEGAN NORRIS | DIRECTOR Trustee or director | 1 | $0 | $0 |
| JONATHAN ROBERTS | DIRECTOR Trustee or director | 1 | $0 | $0 |
| ANGELA STROZEWSKI | DIRECTOR Trustee or director | 1 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 50 BURLINGTON MALL ROAD, BURLINGTON, MA 01803-4537
- In care of
- % SEAN CARTER
- Principal officer (990 for 2024)
- SEAN CARTER, 50 BURLINGTON MALL ROAD 212, BURLINGTON, MA 01803
- Signed the 990
- SEAN CARTER, PRESIDENT & CEO
- Phone
- (781) 321-1011
- Return prepared by
- WOLF & COMPANY PC
Mission
THE NEW ENGLAND AUTOMATED CLEARING HOUSE ASSOCIATION IS A NONPROFIT ASSOCIATION THAT HELPS MEMBERS ORIGINATE AND RECEIVE ACH TRANSACTIONS, AND PROVIDES PRODUCTS, SERVICES, EDUCATION AND MARKETING TO INCREASE THE ACCEPTANCE, USE AND QUALITY OF ELECTRONIC TRANSACTIONS.
Program accomplishments
- THE NEW ENGLAND AUTOMATED CLEARING HOUSE ASSOCIATION PROVIDES PRODUCTS, SERVICES, EDUCATION AND MARKETING TO INCREASE THE ACCEPTANCE, USE AND QUALITY OF ELECTRONIC TRANSACTIONS. AS OF DECEMBER 31, 2024, THE ASSOCIATION'S MEMBERSHIP CONSISTED OF 377 FINANCIAL INSTITUTIONS AND 81 ASSOCIATE MEMBERS. THE ASSOCIATION SERVICES 96% OF ALL COMMERCIAL BANKS AND THRIFTS AND 61% OF ALL CREDIT UNIONS IN NEW ENGLAND.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | Not on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 04-2514013
- Tax-exempt status
- 501(c)(6): Business league or chamber of commerce
- Donations deductible
- No
- Exempt since
- 1978
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Assets (IRS master file)
- $4,776,697
- Income (IRS master file)
- $3,750,165
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2024 | $3,750,165 | $3,851,224 | $4,776,697 | XML |
| 990 | December 2023 | $3,847,671 | $3,873,429 | $4,520,095 | XML |
| 990 | December 2022 | $3,678,470 | $3,407,464 | $4,748,428 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 04-2514013).
Questions about NEW ENGLAND AUTOMATED CLEARING HOUSE ASSOCIATION
- What is the EIN of NEW ENGLAND AUTOMATED CLEARING HOUSE ASSOCIATION?
- The employer identification number (EIN) of NEW ENGLAND AUTOMATED CLEARING HOUSE ASSOCIATION is 04-2514013.
- Is NEW ENGLAND AUTOMATED CLEARING HOUSE ASSOCIATION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(6) since 1978.
- Are donations to NEW ENGLAND AUTOMATED CLEARING HOUSE ASSOCIATION tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does NEW ENGLAND AUTOMATED CLEARING HOUSE ASSOCIATION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of NEW ENGLAND AUTOMATED CLEARING HOUSE ASSOCIATION due?
- The return for tax year 2025 (the year ending December 31, 2025) is due May 15, 2026. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did NEW ENGLAND AUTOMATED CLEARING HOUSE ASSOCIATION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2024.
- Who is the principal officer of NEW ENGLAND AUTOMATED CLEARING HOUSE ASSOCIATION?
- The 990 for the year ended December 31, 2024 names SEAN CARTER.
- Who are the officers and directors of NEW ENGLAND AUTOMATED CLEARING HOUSE ASSOCIATION?
- The 990 for the year ended December 31, 2024 lists 24 people; 7 received compensation from the organization, the highest $296,663 (SEAN CARTER, PRESIDENT & CEO).
- How much revenue does NEW ENGLAND AUTOMATED CLEARING HOUSE ASSOCIATION have?
- On its 990 for the year ended December 31, 2024 it reported revenue of $3,750,165, expenses of $3,851,224 and total assets of $4,776,697 at year end.
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