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Nonprofit · EIN 04-2088633

SHEET METAL WORKERS UNION LOCAL NO 17 INSURANCE FUND

Tax-exempt · DORCHESTER, MA 02124

Financials

$47.3M$38.8M2020$55.3M$42.1M2022$54.7M$46.6M2023$64.8M$54.3M2024
Revenue Expenses · by fiscal year end
Financials of SHEET METAL WORKERS UNION LOCAL NO 17 INSURANCE FUND by year, from its e-filed returns
Year endedFormRevenueExpensesNet incomeTotal assetsLiabilitiesNet assets
November 30, 2025990$64,798,876$54,281,902$10,516,974$137,450,531$2,234,048$135,216,483
November 30, 2024990$54,726,366$46,600,375$8,125,991$117,678,714$3,690,773$113,987,941
November 30, 2023990$55,343,028$42,108,847$13,234,181$102,772,790$5,778,696$96,994,094
November 30, 2021990$47,289,162$38,768,815$8,520,347$86,646,775$5,554,005$81,092,770
Financial details: 990 for the year ended November 30, 2025

Revenue

Contributions, gifts and grants
$0
Program service revenue
$58,406,438
Investment income
$5,426,091
Net gain from sales of assets
$2,349,785
Other revenue
$966,347

Expenses

Grants and similar amounts paid
$0
Benefits paid to members
$52,133,511
Compensation of officers, directors and key employees
$188,967
Other salaries and wages
$379,349
Salaries, compensation and benefits (total)
$1,085,527
Professional fundraising fees
$0
Legal fees
$30,955
Accounting fees
$31,338
Occupancy
$46,868
Depreciation
$60,915

Balance sheet and other

Total assets, start of year
$117,678,714
Total assets, end of year
$137,450,531
Total liabilities, end of year
$2,234,048
Net assets, end of year
$135,216,483
Land, buildings and equipment
$582,421
Gross receipts
$65,506,602
Employees
42
Volunteers
0
Year formed
1950
State of legal domicile
MA

From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.

Officers, directors and key employees

As listed on the 990 for the year ended November 30, 2025, highest compensation first.

NameTitleHours / weekCompensationOther / benefits
RICHARD B KEOGHADMINISTRATOR
Key employee
40$193,510$101,882
JAMES WOOLTRUSTEE
Trustee or director, Officer
10$0$0
KEVIN GILLTRUSTEE
Trustee or director, Officer
10$0$0
JOSEPH CULLENTRUSTEE
Trustee or director, Officer
10$0$0
JACK DESMONDTRUSTEE
Trustee or director, Officer
10$0$0
RICHARD KEOGHTRUSTEE
Trustee or director
10$0$0
ROBERT BUTLERTRUSTEE
Trustee or director
10$0$0
990 for the year ended November 30, 2024: 7 people
NameTitleHours / weekCompensationOther / benefits
RICHARD B KEOGHADMINISTRATOR
Key employee
40$165,077$64,788
JAMES WOOLTRUSTEE
Trustee or director, Officer
10$0$0
KEVIN GILLTRUSTEE
Trustee or director, Officer
10$0$0
JOSEPH CULLENTRUSTEE
Trustee or director, Officer
10$0$0
JACK DESMONDTRUSTEE
Trustee or director, Officer
10$0$0
RICHARD KEOGHTRUSTEE
Trustee or director
10$0$0
ROBERT BUTLERTRUSTEE
Trustee or director
10$0$0
990 for the year ended November 30, 2023: 7 people
NameTitleHours / weekCompensationOther / benefits
RICHARD B KEOGHADMINISTRATOR
Key employee
40$165,077$64,788
JAMES WOOLTRUSTEE
Trustee or director, Officer
10$0$0
KEVIN GILLTRUSTEE
Trustee or director, Officer
10$0$0
JOSEPH CULLENTRUSTEE
Trustee or director, Officer
10$0$0
JACK DESMONDTRUSTEE
Trustee or director, Officer
10$0$0
RICHARD KEOGHTRUSTEE
Trustee or director
10$0$0
ROBERT BUTLERTRUSTEE
Trustee or director
10$0$0
990 for the year ended November 30, 2021: 7 people
NameTitleHours / weekCompensationOther / benefits
ROBERT KEOGHADMINISTRATOR
Key employee
40$290,000$128,658
JAMES WOOLTRUSTEE
Trustee or director, Officer
10$0$0
KEVIN GILLTRUSTEE
Trustee or director, Officer
10$0$0
JOSEPH CULLENTRUSTEE
Trustee or director, Officer
10$0$0
JACK DESMONDTRUSTEE
Trustee or director, Officer
10$0$0
RICHARD KEOGHTRUSTEE
Trustee or director
10$0$0
ROBERT BUTLERTRUSTEE
Trustee or director
10$0$0

Address and contacts

Address (IRS master file)
1157 ADAMS ST STE 1, DORCHESTER, MA 02124-5867
Principal officer (990 for 2024)
RICHARD KEOGH, 1157 ADAMS STREET 1ST FLOOR, DORCHESTER, MA 02124
Signed the 990
RICHARD KEOGH, FUND ADMINISTRATOR
Phone
(617) 426-5646
Return prepared by
MANZI & ASSOCIATES LLC

Mission

TO PROVIDE HEALTH AND WELFARE BENEFITS TO ELIGIBLE PARTICIPANTS

990 for the year ended November 30, 2025

Program accomplishments

  • TO PROVIDE HEALTH AND OTHER SPECIFIED BENEFITS TO ELIGIBLE MEMBERS/DEPENDENTS THROUGH A COLLECTIVELY BARGAINED MULTIEMPLOYER PLAN.

What it must file and when

IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in November, so each return is due on the 15th day of the 5th month after that.

Tax yearYear endedDueIRS public records
2024November 30, 2025April 15, 2026990 on file
2023November 30, 2024April 15, 2025990 on file
2022November 30, 2023April 15, 2024990 on file

IRS record

EIN
04-2088633
Tax-exempt status
501(c)(9): Voluntary employees' beneficiary association
Donations deductible
No
Exempt since
1951
Accounting year ends
November
Files
Form 990 or 990-EZ
Assets (IRS master file)
$137,450,531
Income (IRS master file)
$65,506,602

Filing history

FormYear endedRevenueExpensesAssetsReturn
990November 2025$64,798,876$54,281,902$137,450,531XML
990November 2024$54,726,366$46,600,375$117,678,714XML
990November 2023$55,343,028$42,108,847$102,772,790XML
990November 2022$50,015,354$42,269,588$88,739,286IRS
990November 2021$47,289,162$38,768,815$86,646,775XML
990November 2020–––IRS
990November 2018–––IRS

990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 04-2088633).

Questions about SHEET METAL WORKERS UNION LOCAL NO 17 INSURANCE FUND

What is the EIN of SHEET METAL WORKERS UNION LOCAL NO 17 INSURANCE FUND?
The employer identification number (EIN) of SHEET METAL WORKERS UNION LOCAL NO 17 INSURANCE FUND is 04-2088633.
Is SHEET METAL WORKERS UNION LOCAL NO 17 INSURANCE FUND tax-exempt?
Yes. The IRS lists it as tax-exempt under section 501(c)(9) since 1951.
Are donations to SHEET METAL WORKERS UNION LOCAL NO 17 INSURANCE FUND tax-deductible?
No. The IRS master file says contributions to it are not deductible.
Which annual return does SHEET METAL WORKERS UNION LOCAL NO 17 INSURANCE FUND file?
Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
When is the next return of SHEET METAL WORKERS UNION LOCAL NO 17 INSURANCE FUND due?
The return for tax year 2025 (the year ending November 30, 2026) is due April 15, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
When did SHEET METAL WORKERS UNION LOCAL NO 17 INSURANCE FUND last file with the IRS?
The latest return in the IRS public files is the 990 for the year ended November 2025.
Who is the principal officer of SHEET METAL WORKERS UNION LOCAL NO 17 INSURANCE FUND?
The 990 for the year ended November 30, 2025 names RICHARD KEOGH.
Who are the officers and directors of SHEET METAL WORKERS UNION LOCAL NO 17 INSURANCE FUND?
The 990 for the year ended November 30, 2025 lists 7 people; 1 received compensation from the organization, the highest $193,510 (RICHARD B KEOGH, ADMINISTRATOR).
How much revenue does SHEET METAL WORKERS UNION LOCAL NO 17 INSURANCE FUND have?
On its 990 for the year ended November 30, 2025 it reported revenue of $64,798,876, expenses of $54,281,902 and total assets of $137,450,531 at year end.

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