Nonprofit · EIN 04-2041245
BROOKLINE MUNICIPAL CREDIT UNION
Also known as AMERICAN FEDERATION OF STATE COUNTY & MUNICIPAL WORKERS
Tax-exempt · BROOKLINE, MA 02445
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $1,935,223 | $1,472,778 | $462,445 | $49,019,078 | $42,475,554 | $6,543,524 |
| December 31, 2024 | 990 | $1,635,223 | $1,396,522 | $238,701 | $46,443,705 | $40,362,626 | $6,081,079 |
| December 31, 2023 | 990 | $1,387,613 | $1,178,044 | $209,569 | $45,011,748 | $39,169,370 | $5,842,378 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $0
- Program service revenue
- $704,439
- Investment income
- $1,114,416
- Other revenue
- $116,368
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $189,611
- Other salaries and wages
- $248,352
- Salaries, compensation and benefits (total)
- $538,888
- Professional fundraising fees
- $0
- Accounting fees
- $28,276
- Occupancy
- $63,945
- Depreciation
- $8,634
Balance sheet and other
- Total assets, start of year
- $46,443,705
- Total assets, end of year
- $49,019,078
- Total liabilities, end of year
- $42,475,554
- Net assets, end of year
- $6,543,524
- Land, buildings and equipment
- $60,290
- Publicly traded securities
- $1,499,981
- Gross unrelated business income
- $678
- Gross receipts
- $1,935,223
- Employees
- 6
- Volunteers
- 9
- Year formed
- 1939
- State of legal domicile
- MA
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| PAUL J DEMAIO | PRESIDENT AN Officer | 40 | $138,332 | $47,561 |
| ELIZABETH A MCDONALD | TREASURER/CL Trustee or director, Officer | 2 | $3,300 | $418 |
| MATTHEW S BARONAS | 1ST VICE CHA Trustee or director, Officer | 2 | $0 | $0 |
| JENNIFER DOPAZO GILBERT | DIRECTOR Trustee or director | 2 | $0 | $0 |
| PHILIP J HARRINGTON | 2ND VICE CHA Trustee or director, Officer | 2 | $0 | $0 |
| MARJORIE LALLI | CHAIRPERSON Trustee or director, Officer | 2 | $0 | $0 |
| FRANCIS M MORONEY | DIRECTOR Trustee or director | 2 | $0 | $0 |
| DANIEL C O'LEARY | ASSISTANT TR Trustee or director, Officer | 2 | $0 | $0 |
| MICHAEL J O'REILLY | DIRECTOR Trustee or director | 2 | $0 | $0 |
| ANDREW M PAPPASTERGION | DIRECTOR Trustee or director | 2 | $0 | $0 |
990 for the year ended December 31, 2024: 10 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| PAUL J DEMAIO | PRESIDENT AN Officer | 40 | $126,117 | $43,844 |
| ELIZABETH A MCDONALD | TREASURER/CL Trustee or director, Officer | 2 | $3,025 | $418 |
| MATTHEW S BARONAS | 1ST VICE CHA Trustee or director, Officer | 2 | $0 | $0 |
| JENNIFER DOPAZO GILBERT | DIRECTOR Trustee or director | 2 | $0 | $0 |
| PHILIP J HARRINGTON | 2ND VICE CHA Trustee or director, Officer | 2 | $0 | $0 |
| MARJORIE LALLI | CHAIRPERSON Trustee or director, Officer | 2 | $0 | $0 |
| FRANCIS M MORONEY | DIRECTOR Trustee or director | 2 | $0 | $0 |
| DANIEL C O'LEARY | ASSISTANT TR Trustee or director, Officer | 2 | $0 | $0 |
| MICHAEL J O'REILLY | DIRECTOR Trustee or director | 2 | $0 | $0 |
| ANDREW M PAPPASTERGION | DIRECTOR Trustee or director | 2 | $0 | $0 |
990 for the year ended December 31, 2023: 10 people
| Name | Title | Hours / week | Compensation | Other / benefits |
|---|---|---|---|---|
| PAUL J DEMAIO | PRESIDENT AN Officer | 40 | $115,162 | $41,586 |
| ELIZABETH A MCDONALD | TREASURER/CL Trustee or director, Officer | 2 | $3,300 | $418 |
| MATTHEW S BARONAS | 1ST VICE CHA Trustee or director, Officer | 2 | $0 | $0 |
| JENNIFER DOPAZO GILBERT | DIRECTOR Trustee or director | 2 | $0 | $0 |
| PHILIP J HARRINGTON | 2ND VICE CHA Trustee or director, Officer | 2 | $0 | $0 |
| MARJORIE LALLI | CHAIRPERSON Trustee or director, Officer | 2 | $0 | $0 |
| FRANCIS M MORONEY | DIRECTOR Trustee or director | 2 | $0 | $0 |
| DANIEL C O'LEARY | ASSISTANT TR Trustee or director, Officer | 2 | $0 | $0 |
| MICHAEL J O'REILLY | DIRECTOR Trustee or director | 2 | $0 | $0 |
| ANDREW M PAPPASTERGION | DIRECTOR Trustee or director | 2 | $0 | $0 |
Address and contacts
- Address (IRS master file)
- 334 WASHINGTON ST, BROOKLINE, MA 02445-6850
- Mailing address (990-N for 2010)
- 46 DANIELS STREET, FRANKLIN MA 020381104
- Principal officer (990 for 2025)
- PAUL J DEMAIO, 334 WASHINGTON STREET, BROOKLINE, MA 02447
- Principal officer (990-N for 2010)
- STEPHEN HOWE, 46 DANIELS STREET, FRANKLIN MA 020381104
- Signed the 990
- PAUL J DEMAIO, PRESIDENT AND CEO
- Phone
- (617) 232-9410
- Website
- WWW.BROOKLINECU.COM
- Return prepared by
- MYSTIC ACCOUNTING GROUP LLP
Mission
CREDIT UNION - THRIFT SERVICES
Program accomplishments
- MAINTENANCE OF MEMBER SHARE AND DEPOSIT ACCOUNTS. NUMBER OF ACCOUNTS IS 4,244. MAKING OF LOANS TO MEMBERS. NUMBER OF LOAN ACCOUNTS IS 405.
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 04-2041245
- Tax-exempt status
- 501(c)(14): State-chartered credit union
- Donations deductible
- No
- Exempt since
- 1944
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Assets (IRS master file)
- $49,019,078
- Income (IRS master file)
- $1,935,223
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $1,935,223 | $1,472,778 | $49,019,078 | XML |
| 990 | December 2024 | $1,635,223 | $1,396,522 | $46,443,705 | XML |
| 990 | December 2023 | $1,387,613 | $1,178,044 | $45,011,748 | XML |
| 990 | December 2022 | $979,722 | $957,842 | $46,391,767 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | December 2018 | – | – | – | IRS |
| 990 | December 2017 | – | – | – | IRS |
| 990-N for 2010 Officer: STEPHEN HOWE | December 31, 2010 | ≤ $50,000 receipts | – | – | e-Postcard |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 04-2041245).
Questions about BROOKLINE MUNICIPAL CREDIT UNION
- What is the EIN of BROOKLINE MUNICIPAL CREDIT UNION?
- The employer identification number (EIN) of BROOKLINE MUNICIPAL CREDIT UNION is 04-2041245.
- Is BROOKLINE MUNICIPAL CREDIT UNION tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(14) since 1944.
- Are donations to BROOKLINE MUNICIPAL CREDIT UNION tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does BROOKLINE MUNICIPAL CREDIT UNION file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of BROOKLINE MUNICIPAL CREDIT UNION due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did BROOKLINE MUNICIPAL CREDIT UNION last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of BROOKLINE MUNICIPAL CREDIT UNION?
- The 990 for the year ended December 31, 2025 names PAUL J DEMAIO.
- Who are the officers and directors of BROOKLINE MUNICIPAL CREDIT UNION?
- The 990 for the year ended December 31, 2025 lists 10 people; 2 received compensation from the organization, the highest $138,332 (PAUL J DEMAIO, PRESIDENT AN).
- How much revenue does BROOKLINE MUNICIPAL CREDIT UNION have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $1,935,223, expenses of $1,472,778 and total assets of $49,019,078 at year end.
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