Nonprofit · EIN 04-1105457
NATIONAL ASSOCIATION OF INSURACNE AND FINANCIAL AGENTS OF MASSACHUSE
Tax-exempt · WARWICK, RI 02886
Financials
| Year ended | Form | Revenue | Expenses | Net income | Total assets | Liabilities | Net assets |
|---|---|---|---|---|---|---|---|
| December 31, 2025 | 990 | $122,323 | $111,868 | $10,455 | $83,457 | $2,684 | $80,773 |
| December 31, 2024 | 990 | $125,679 | $136,406 | -$10,727 | $70,318 | $0 | $70,318 |
| December 31, 2023 | 990 | $121,742 | $114,328 | $7,414 | $83,537 | $2,492 | $81,045 |
Financial details: 990 for the year ended December 31, 2025
Revenue
- Contributions, gifts and grants
- $113,474
- Membership dues
- $113,474
- Program service revenue
- $8,849
- Investment income
- $0
- Other revenue
- $0
Expenses
- Grants and similar amounts paid
- $0
- Compensation of officers, directors and key employees
- $0
- Salaries, compensation and benefits (total)
- $0
- Professional fundraising fees
- $0
- Accounting fees
- $2,830
- Program services (functional)
- $30,058
- Management and general (functional)
- $81,810
Balance sheet and other
- Total assets, start of year
- $70,318
- Total assets, end of year
- $83,457
- Total liabilities, end of year
- $2,684
- Net assets, end of year
- $80,773
- Gross receipts
- $122,323
- Employees
- 0
- Year formed
- 1931
- State of legal domicile
- MA
From the e-filed returns the IRS publishes as XML (latest three processing years; amended returns replace the original). PDF copies at the IRS.
Officers, directors and key employees
As listed on the 990 for the year ended December 31, 2025, highest compensation first.
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| O'GARA JOSHUA | PRESIDENT Trustee or director, Officer | 1 | $0 |
| BURG DAVID | IMMED. PAST PRESIDENT Trustee or director, Officer | 1 | $0 |
| SACHS ADAM | VP - MEMBERSHIP Trustee or director, Officer | 1 | $0 |
| BERARD MATT | VP - GOVT RELATIONS Trustee or director, Officer | 1 | $0 |
| KADELSKI BRADFORD | TREASURER Trustee or director, Officer | 1 | $0 |
| ELCOCK MIKE | SECRETARY Trustee or director, Officer | 1 | $0 |
| SACHS ADAM | NATIONAL COMMITTEE PERSON Trustee or director | 1 | $0 |
| NOU RITH | DIRECTOR Trustee or director | 1 | $0 |
| TARR CONNELL | DIRECTOR Trustee or director | 1 | $0 |
| SECHOKA PETER | DIRECTOR Trustee or director | 1 | $0 |
| MARINO ADAM | DIRECTOR Trustee or director | 1 | $0 |
| VAN ARSDALE JIM | DIRECTOR Trustee or director | 1 | $0 |
990 for the year ended December 31, 2024: 12 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| O'GARA JOSHUA | PRESIDENT Trustee or director, Officer | 1 | $0 |
| BURG DAVID | IMMED. PAST PRESIDENT Trustee or director, Officer | 1 | $0 |
| SACHS ADAM | VP - MEMBERSHIP Trustee or director, Officer | 1 | $0 |
| BERARD MATT | VP - GOVT RELATIONS Trustee or director, Officer | 1 | $0 |
| KADELSKI BRADFORD | TREASURER Trustee or director, Officer | 1 | $0 |
| ELCOCK MIKE | SECRETARY Trustee or director, Officer | 1 | $0 |
| SACHS ADAM | NATIONAL COMMITTEE PERSON Trustee or director | 1 | $0 |
| NOU RITH | DIRECTOR Trustee or director | 1 | $0 |
| TARR CONNELL | DIRECTOR Trustee or director | 1 | $0 |
| SECHOKA PETER | DIRECTOR Trustee or director | 1 | $0 |
| MARINO ADAM | DIRECTOR Trustee or director | 1 | $0 |
| VAN ARSDALE JIM | DIRECTOR Trustee or director | 1 | $0 |
990 for the year ended December 31, 2023: 12 people
| Name | Title | Hours / week | Compensation |
|---|---|---|---|
| O'GARA JOSHUA | PRESIDENT Trustee or director, Officer | 1 | $0 |
| BURG DAVID | IMMED. PAST PRESIDENT Trustee or director, Officer | 1 | $0 |
| VALENTE BETH | VP - MEMBERSHIP Trustee or director, Officer | 1 | $0 |
| BERARD MATT | VP - GOVT RELATIONS Trustee or director, Officer | 1 | $0 |
| KADELSKI BRADFORD | TREASURER Trustee or director, Officer | 1 | $0 |
| ELCOCK MIKE | SECRETARY Trustee or director, Officer | 1 | $0 |
| SACHS ADAM | NATIONAL COMMITTEE PERSON Trustee or director | 1 | $0 |
| NOU RITH | DIRECTOR Trustee or director | 1 | $0 |
| TARR CONNELL | DIRECTOR Trustee or director | 1 | $0 |
| SECHOKA PETER | DIRECTOR Trustee or director | 1 | $0 |
| MARINO ADAM | DIRECTOR Trustee or director | 1 | $0 |
| VAN ARSDALE JIM | DIRECTOR Trustee or director | 1 | $0 |
Address and contacts
- Address (IRS master file)
- 2400 POST RD, WARWICK, RI 02886-2208
- Principal officer (990 for 2025)
- BRADFORD KADELSKI, 15 WEST BROOKFIELD ROAD, BROOKFIELD, MA 01506
- Signed the 990
- BRADFORD KADELSKI, TREASURER
- Phone
- (888) 266-4381
- Website
- WWW.NAIFAMA.ORG
- Return prepared by
- MORTON-MANNI CONSULTING LLC
Mission
THE MISSION OF THE NATIONAL ASSOCIATION OF INSURANCE AND FINANCIAL ADVISORS IS TO ADVOCATE FOR A POSITIVE LEGISLATIVE AND REGULATORY ENVIRONMENT, ENHANCE BUSINESS AND PROFESSIONAL SKILLS AND PROMOTE THE ETHICAL CONDUCT OF OUR MEMBERS.
Program accomplishments
- ADVOCATE FOR A POSITIVE LEGISLATIVE AND REGULATORY ENVIRONMENT, ENHANCE BUSINESS AND PROFESSIONAL SKILLS AND PROMOTE THE ETHICAL CONDUCT OF OUR MEMBERS.Expenses $30,058 · revenue $8,849
What it must file and when
IRS records say it files Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N. Its accounting year ends in December, so each return is due on the 15th day of the 5th month after that.
| Tax year | Year ended | Due | IRS public records |
|---|---|---|---|
| 2025 | December 31, 2025 | May 15, 2026 | 990 on file |
| 2024 | December 31, 2024 | May 15, 2025 | 990 on file |
| 2023 | December 31, 2023 | May 15, 2024 | 990 on file |
IRS record
- EIN
- 04-1105457
- Tax-exempt status
- 501(c)(6): Business league or chamber of commerce
- Donations deductible
- No
- Exempt since
- 1942
- Accounting year ends
- December
- Files
- Form 990 or 990-EZ
- Assets (IRS master file)
- $83,457
- Income (IRS master file)
- $122,323
Filing history
| Form | Year ended | Revenue | Expenses | Assets | Return |
|---|---|---|---|---|---|
| 990 | December 2025 | $122,323 | $111,868 | $83,457 | XML |
| 990 | December 2024 | $125,679 | $136,406 | $70,318 | IRS |
| 990 | December 2023 | $121,742 | $114,328 | $83,537 | XML |
| 990 | December 2022 | $131,394 | $141,151 | $75,600 | IRS |
| 990 | December 2021 | – | – | – | IRS |
| 990 | December 2020 | – | – | – | IRS |
| 990 | June 2019 | – | – | – | IRS |
| 990 | June 2018 | – | – | – | IRS |
990-N: the IRS bulk file holds only the latest e-Postcard per organization; earlier years come from archived copies of that file since 2020 and can have gaps (the IRS e-Postcard search lists every one). 990, 990-EZ, 990-PF, 990-T: every e-filed return in the IRS e-file index since 2019; XML for the latest three processing years, amounts from the IRS Statistics of Income extracts before that. PDF copies and determination letters at the IRS (search EIN 04-1105457).
Questions about NATIONAL ASSOCIATION OF INSURACNE AND FINANCIAL AGENTS OF MASSACHUSE
- What is the EIN of NATIONAL ASSOCIATION OF INSURACNE AND FINANCIAL AGENTS OF MASSACHUSE?
- The employer identification number (EIN) of NATIONAL ASSOCIATION OF INSURACNE AND FINANCIAL AGENTS OF MASSACHUSE is 04-1105457.
- Is NATIONAL ASSOCIATION OF INSURACNE AND FINANCIAL AGENTS OF MASSACHUSE tax-exempt?
- Yes. The IRS lists it as tax-exempt under section 501(c)(6) since 1942.
- Are donations to NATIONAL ASSOCIATION OF INSURACNE AND FINANCIAL AGENTS OF MASSACHUSE tax-deductible?
- No. The IRS master file says contributions to it are not deductible.
- Which annual return does NATIONAL ASSOCIATION OF INSURACNE AND FINANCIAL AGENTS OF MASSACHUSE file?
- Form 990 or 990-EZ. Based on its last return; a smaller organization may file the 990-N.
- When is the next return of NATIONAL ASSOCIATION OF INSURACNE AND FINANCIAL AGENTS OF MASSACHUSE due?
- The return for tax year 2026 (the year ending December 31, 2026) is due May 17, 2027. Form 8868 extends it by six months; the 990-N cannot be extended.
- When did NATIONAL ASSOCIATION OF INSURACNE AND FINANCIAL AGENTS OF MASSACHUSE last file with the IRS?
- The latest return in the IRS public files is the 990 for the year ended December 2025.
- Who is the principal officer of NATIONAL ASSOCIATION OF INSURACNE AND FINANCIAL AGENTS OF MASSACHUSE?
- The 990 for the year ended December 31, 2025 names BRADFORD KADELSKI.
- Who are the officers and directors of NATIONAL ASSOCIATION OF INSURACNE AND FINANCIAL AGENTS OF MASSACHUSE?
- The 990 for the year ended December 31, 2025 lists 12 people; 0 received compensation from the organization.
- How much revenue does NATIONAL ASSOCIATION OF INSURACNE AND FINANCIAL AGENTS OF MASSACHUSE have?
- On its 990 for the year ended December 31, 2025 it reported revenue of $122,323, expenses of $111,868 and total assets of $83,457 at year end.
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