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      <Desc>CAMPAIGN FOR HOMEOWNERSHIP: UNDER THE UMBRELLA OF THE CAMPAIGN FOR HOMEOWNERSHIP, NEIGHBORHOOD HOUSING SERVICES OF THE BLACK HILLS, INC. HAS IMPLEMENTED PROGRAMS TO REMOVE BARRIERS THAT PREVENT POTENTIAL HOMEBUYERS FROM ACHIEVING HOMEOWNERSHIP, TO MAINTAIN THEIR HOME, AND TO STAY IN THEIR HOME. NEIGHBORHOOD HOUSING SERVICES OF THE BLACK HILLS, INC. IS CERTIFIED AS A HUD COUNSELING AGENCY, CERTIFIED AS A COMMUNITY HOUSING DEVELOPMENT ORGANIZATION WITH THE STATE OF SOUTH DAKOTA AND HAS ADOPTED THE NATIONAL INDUSTRY STANDARDS FOR HOMEOWNERSHIP EDUCATION AND COUNSELING. HOMEBUYER EDUCATION: POTENTIAL HOMEBUYERS ARE INTRODUCED TO THE HOME BUYING PROCESS AND THEIR PART IN IT. LOCAL PROFESSIONALS VOLUNTEER THEIR TIME TO OFFER TRAINING ON BUDGETING, CREDIT, TYPES OF LOANS, PREDATORY LENDING, HOME INSPECTIONS AND ROLES OF VARIOUS HOUSING PARTNERS. THE CLASS PROVIDES EIGHT HOURS OF INTENSIVE, INTERACTIVE HOUSING EDUCATION. HOMEBUYER COUNSELING: POTENTIAL HOMEBUYERS RECEIVE ONE-ON-ONE COUNSELING REGARDING THEIR SPECIFIC FINANCIAL SITUATIONS. COUNSELORS DISCUSS THE FINANCING OPTIONS, REVIEW CREDIT, ANSWER QUESTIONS AND DETERMINE A PLAN OF ACTION. POST-PURCHASE EDUCATION: POST-PURCHASE CLASSES ARE HANDS ON CLASSES TO ASSIST NEW AND EXISTING HOMEOWNERS IN THE MAINTENANCE OF THEIR HOME. ANNUAL ROUTINE MAINTENANCE IS DISCUSSED AT EACH CLASS, HOW TO BE A GOOD NEIGHBOR AND PREDATORY LENDING IS REVISITED. FORECLOSURE PREVENTION COUNSELING: HOMEOWNERS RECEIVE ONE-ON-ONE COUNSELING TO PREVENT FORECLOSURE, ASSISTING WITH BUDGETING AND WORKING WITH CREDITORS. CLIENTS RECEIVE COMPLETE FORECLOSURE INTERVENTION AND DEFAULT COUNSELING WITH MORTGAGE MITIGATION ASSISTANCE. FINANCIAL FITNESS EDUCATION: POTENTIAL AND EXISTING HOMEOWNERS OBTAIN FINANCIAL LITERACY KNOWLEDGE AND SKILLS IN THIS CREDIT COUNSELING CLASS. THE CLASS INCLUDES 12 HOURS OF STUDY ON SUBJECTS INCLUDING WHEN TO BORROW, USING CREDIT CARDS, DELINQUENCIES, BANKRUPTCIES AND MAINTAINING GOOD CREDIT. THE HOMEOWNERS WILL LEAVE WITH A PERSONALIZED WORKING BUDGET FOR THEIR HOUSEHOLD. LENDING: IN 2002, THE ORGANIZATION FORMED A SUBSIDIARY, NEIGHBORHOOD LENDING SERVICES, LLC TO MANAGE THE GROWING LOAN FUND PORTFOLIO. NEIGHBORHOOD LENDING SERVICES, LLC IS CERTIFIED AS A COMMUNITY DEVELOPMENT FINANCIAL INSTITUTION (CDFI) BY THE U.S. DEPARTMENT OF THE TREASURY. NEIGHBORHOOD LENDING SERVICES, LLC MAINTAINS A REVOLVING LOAN FUND. THE MAIN FOCUS OF THE REVOLVING LOAN FUND IS TO PROVIDE "DOWN PAYMENT AND CLOSING COSTS" ASSISTANCE FOR LOW- TO MODERATE-INCOME FAMILIES AND FIRST TIME HOMEBUYERS. OTHER LOAN PRODUCTS INCLUDE REHABILITATION LOANS AND PARTICIPATION LOANS WITH USDA RURAL DEVELOPMENT. THE ORGANIZATION IS ABLE TO OFFER FLEXIBLE LENDING PRODUCTS FOR LOW TO MODERATE INCOME FAMILIES. PROPERTY MANAGEMENT: NEIGHBORHOOD HOUSING SERVICES OF THE BLACK HILLS, INC. OWNS TWO APARTMENT BUILDINGS TOTALING 40 RENTAL UNITS.</Desc>
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        <Desc>CONSTRUCTION AND REHABILITATION MANAGEMENT SERVICES: CONSTRUCTION NEIGHBORHOOD HOUSING SERVICES OF THE BLACK HILLS, INC. PROVIDES CONSTRUCTION MANAGEMENT EXPERTISE. THE PRIMARY CONSTRUCTION OPPORTUNITY IS WITH GOVERNOR'S HOUSE PROGRAM. THE STATE OF SOUTH DAKOTA INITIATED THE GOVERNOR'S HOUSE PROGRAM IN 1996 TO PROVIDE ELDERLY, DISABLED AND LOW- INCOME FAMILIES WITH AFFORDABLE HOUSING. NEIGHBORHOOD HOUSING SERVICES OF THE BLACK HILLS, INC. WILL ALSO PROVIDE THE CONSTRUCTION MANAGEMENT TO BUILD A STICK-BUILT HOME. HOMES ARE SOLD AT REDUCED RATES. REHAB: THROUGH STRONG PARTNERSHIPS WITH USDA RURAL DEVELOPMENT AND SOUTH DAKOTA HOUSING DEVELOPMENT AUTHORITY, NEIGHBORHOOD HOUSING SERVICES OF THE BLACK HILLS, INC. ADMINISTERS HOME FUNDS AND HOUSING PRESERVATION GRANTS FOR LOW-TO MODERATE-INCOME FAMILIES IN NEED OF HOUSING REHAB. NEIGHBORHOOD HOUSING SERVICES OF THE BLACK HILLS, INC. PRIMARILY ASSISTS FAMILIES WITH LIFE SAFETY ISSUES SUCH AS UPDATING ELECTRICAL, FOUNDATION REPAIR, UPDATING PLUMBING, WEATHERIZATION AND ROOF REPAIR.</Desc>
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        <Desc>COMMUNITY ENGAGEMENT: NEIGHBORHOOD HOUSING SERVICES OF THE BLACK HILLS, INC. ALSO PROVIDES RESIDENT LEADERSHIP OPPORTUNITIES THROUGH NEIGHBORHOOD COUNCILS, DEVELOPING COMMUNITY LEADERS ACADEMY AND BUSINESS SENSE EDUCATION. COMMUNITY OUTREACH ALSO ENCOURAGES COMMUNITY VOLUNTEERISM THROUGH A VARIETY OF PROJECTS. NEIGHBORHOOD COUNCIL: EACH COUNCIL ADDRESSES THE COMMUNITY NEEDS AND ASSISTS IN PROVIDING DIRECTION. EACH COUNCIL IS ENTITLED TO AND HAS REPRESENTATION ON THE NEIGHBORHOOD HOUSING SERVICES OF THE BLACK HILLS, INC. BOARD OF DIRECTORS TO ASSIST WITH DEVELOPMENT OF PROGRAMS OR PROJECTS IMPLEMENTED BY THE ORGANIZATION. VOLUNTEER EVENTS: VOLUNTEER OPPORTUNITIES INCLUDE PAINTING HOMES FOR LOW- INCOME AND DISABLED FAMILIES, NEIGHBORHOOD BEAUTIFICATION, NEIGHBORHOOD AND COMMUNITY CLEAN UP, AND WEATHERIZATION OF LOW-INCOME HOMES.</Desc>
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        <Desc>HILLS PARTNERSHIP MANAGES A 27-UNIT COMMUNITY IN DEADWOOD, SOUTH DAKOTA. THE COMMUNITY IS AN INCOME RESTRICTED PROPERTY FOR LOW INCOME HOUSEHOLDS AND IS CONTRACTED THROUGH A HOME PROGRAM THROUGH SOUTH DAKOTA HOUSING. THIS PROVIDES ADDITIONAL AFFORDABLE HOMES FOR THOSE WHO MAY OTHERWISE BE PRICED OUT OF THE MARKET. AS ONE OF TWO MEMBERS IN HILLS PARTNERSHIP, THE NET EARNINGS FLOW THROUGH TO THE ORGANIZATION.</Desc>
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      <GrantsOtherAsstToIndivInUSGrp>
        <GrantTypeTxt>HOME REHAB - CAMPAIGN</GrantTypeTxt>
        <RecipientCnt>2</RecipientCnt>
        <CashGrantAmt>50000</CashGrantAmt>
      </GrantsOtherAsstToIndivInUSGrp>
      <GrantsOtherAsstToIndivInUSGrp>
        <GrantTypeTxt>HOME REHAB - CONSTRUCT</GrantTypeTxt>
        <RecipientCnt>4</RecipientCnt>
        <CashGrantAmt>41263</CashGrantAmt>
      </GrantsOtherAsstToIndivInUSGrp>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>SCHEDULE I, PAGE 1, PART I, LINE 2</FormAndLineReferenceDesc>
        <ExplanationTxt>THE ORGANIZATION SELECTS ALL RECIPIENTS BASED ON CRITERIA IMPOSED ON THEM BY GRANTING AGENCIES. EACH RECIPIENT SPENDS THE ASSISTANCE ON EXPENSES APPROVED IN ADVANCE BY THE ORGANIZATION IN ORDER TO ENSURE THE FUNDS ARE BEING USED AS INTENDED.</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleI>
    <IRS990ScheduleO documentId="RetDoc6">
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 2, PART III, LINE 4A</FormAndLineReferenceDesc>
        <ExplanationTxt>CAMPAIGN FOR HOMEOWNERSHIP: UNDER THE UMBRELLA OF THE CAMPAIGN FOR HOMEOWNERSHIP, NEIGHBORHOOD HOUSING SERVICES OF THE BLACK HILLS, INC. HAS IMPLEMENTED PROGRAMS TO REMOVE BARRIERS THAT PREVENT POTENTIAL HOMEBUYERS FROM ACHIEVING HOMEOWNERSHIP, TO MAINTAIN THEIR HOME, AND TO STAY IN THEIR HOME. NEIGHBORHOOD HOUSING SERVICES OF THE BLACK HILLS, INC. IS CERTIFIED AS A HUD COUNSELING AGENCY, CERTIFIED AS A COMMUNITY HOUSING DEVELOPMENT ORGANIZATION WITH THE STATE OF SOUTH DAKOTA AND HAS ADOPTED THE NATIONAL INDUSTRY STANDARDS FOR HOMEOWNERSHIP EDUCATION AND COUNSELING. HOMEBUYER EDUCATION: POTENTIAL HOMEBUYERS ARE INTRODUCED TO THE HOME BUYING PROCESS AND THEIR PART IN IT. LOCAL PROFESSIONALS VOLUNTEER THEIR TIME TO OFFER TRAINING ON BUDGETING, CREDIT, TYPES OF LOANS, PREDATORY LENDING, HOME INSPECTIONS AND ROLES OF VARIOUS HOUSING PARTNERS. THE CLASS PROVIDES EIGHT HOURS OF INTENSIVE, INTERACTIVE HOUSING EDUCATION. HOMEBUYER COUNSELING: POTENTIAL HOMEBUYERS RECEIVE ONE-ON-ONE COUNSELING REGARDING THEIR SPECIFIC FINANCIAL SITUATIONS. COUNSELORS DISCUSS THE FINANCING OPTIONS, REVIEW CREDIT, ANSWER QUESTIONS AND DETERMINE A PLAN OF ACTION. POST-PURCHASE EDUCATION: POST-PURCHASE CLASSES ARE HANDS ON CLASSES TO ASSIST NEW AND EXISTING HOMEOWNERS IN THE MAINTENANCE OF THEIR HOME. ANNUAL ROUTINE MAINTENANCE IS DISCUSSED AT EACH CLASS, HOW TO BE A GOOD NEIGHBOR AND PREDATORY LENDING IS REVISITED. FORECLOSURE PREVENTION COUNSELING: HOMEOWNERS RECEIVE ONE-ON-ONE COUNSELING TO PREVENT FORECLOSURE, ASSISTING WITH BUDGETING AND WORKING WITH CREDITORS. CLIENTS RECEIVE COMPLETE FORECLOSURE INTERVENTION AND DEFAULT COUNSELING WITH MORTGAGE MITIGATION ASSISTANCE. FINANCIAL FITNESS EDUCATION: POTENTIAL AND EXISTING HOMEOWNERS OBTAIN FINANCIAL LITERACY KNOWLEDGE AND SKILLS IN THIS CREDIT COUNSELING CLASS. THE CLASS INCLUDES 12 HOURS OF STUDY ON SUBJECTS INCLUDING WHEN TO BORROW, USING CREDIT CARDS, DELINQUENCIES, BANKRUPTCIES AND MAINTAINING GOOD CREDIT. THE HOMEOWNERS WILL LEAVE WITH A PERSONALIZED WORKING BUDGET FOR THEIR HOUSEHOLD. LENDING: IN 2002, THE ORGANIZATION FORMED A SUBSIDIARY, NEIGHBORHOOD LENDING SERVICES, LLC TO MANAGE THE GROWING LOAN FUND PORTFOLIO. NEIGHBORHOOD LENDING SERVICES, LLC IS CERTIFIED AS A COMMUNITY DEVELOPMENT FINANCIAL INSTITUTION (CDFI) BY THE U.S. DEPARTMENT OF THE TREASURY. NEIGHBORHOOD LENDING SERVICES, LLC MAINTAINS A REVOLVING LOAN FUND. THE MAIN FOCUS OF THE REVOLVING LOAN FUND IS TO PROVIDE "DOWN PAYMENT AND CLOSING COSTS" ASSISTANCE FOR LOW- TO MODERATE-INCOME FAMILIES AND FIRST TIME HOMEBUYERS. OTHER LOAN PRODUCTS INCLUDE REHABILITATION LOANS AND PARTICIPATION LOANS WITH USDA RURAL DEVELOPMENT. THE ORGANIZATION IS ABLE TO OFFER FLEXIBLE LENDING PRODUCTS FOR LOW TO MODERATE INCOME FAMILIES. PROPERTY MANAGEMENT: NEIGHBORHOOD HOUSING SERVICES OF THE BLACK HILLS, INC. OWNS TWO APARTMENT BUILDINGS TOTALING 40 RENTAL UNITS.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 2, PART III, LINE 4B</FormAndLineReferenceDesc>
        <ExplanationTxt>CONSTRUCTION AND REHABILITATION MANAGEMENT SERVICES: CONSTRUCTION NEIGHBORHOOD HOUSING SERVICES OF THE BLACK HILLS, INC. PROVIDES CONSTRUCTION MANAGEMENT EXPERTISE. THE PRIMARY CONSTRUCTION OPPORTUNITY IS WITH GOVERNOR'S HOUSE PROGRAM. THE STATE OF SOUTH DAKOTA INITIATED THE GOVERNOR'S HOUSE PROGRAM IN 1996 TO PROVIDE ELDERLY, DISABLED AND LOW- INCOME FAMILIES WITH AFFORDABLE HOUSING. NEIGHBORHOOD HOUSING SERVICES OF THE BLACK HILLS, INC. WILL ALSO PROVIDE THE CONSTRUCTION MANAGEMENT TO BUILD A STICK-BUILT HOME. HOMES ARE SOLD AT REDUCED RATES. REHAB: THROUGH STRONG PARTNERSHIPS WITH USDA RURAL DEVELOPMENT AND SOUTH DAKOTA HOUSING DEVELOPMENT AUTHORITY, NEIGHBORHOOD HOUSING SERVICES OF THE BLACK HILLS, INC. ADMINISTERS HOME FUNDS AND HOUSING PRESERVATION GRANTS FOR LOW-TO MODERATE-INCOME FAMILIES IN NEED OF HOUSING REHAB. NEIGHBORHOOD HOUSING SERVICES OF THE BLACK HILLS, INC. PRIMARILY ASSISTS FAMILIES WITH LIFE SAFETY ISSUES SUCH AS UPDATING ELECTRICAL, FOUNDATION REPAIR, UPDATING PLUMBING, WEATHERIZATION AND ROOF REPAIR.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 2, PART III, LINE 4C</FormAndLineReferenceDesc>
        <ExplanationTxt>COMMUNITY ENGAGEMENT: NEIGHBORHOOD HOUSING SERVICES OF THE BLACK HILLS, INC. ALSO PROVIDES RESIDENT LEADERSHIP OPPORTUNITIES THROUGH NEIGHBORHOOD COUNCILS, DEVELOPING COMMUNITY LEADERS ACADEMY AND BUSINESS SENSE EDUCATION. COMMUNITY OUTREACH ALSO ENCOURAGES COMMUNITY VOLUNTEERISM THROUGH A VARIETY OF PROJECTS. NEIGHBORHOOD COUNCIL: EACH COUNCIL ADDRESSES THE COMMUNITY NEEDS AND ASSISTS IN PROVIDING DIRECTION. EACH COUNCIL IS ENTITLED TO AND HAS REPRESENTATION ON THE NEIGHBORHOOD HOUSING SERVICES OF THE BLACK HILLS, INC. BOARD OF DIRECTORS TO ASSIST WITH DEVELOPMENT OF PROGRAMS OR PROJECTS IMPLEMENTED BY THE ORGANIZATION. VOLUNTEER EVENTS: VOLUNTEER OPPORTUNITIES INCLUDE PAINTING HOMES FOR LOW- INCOME AND DISABLED FAMILIES, NEIGHBORHOOD BEAUTIFICATION, NEIGHBORHOOD AND COMMUNITY CLEAN UP, AND WEATHERIZATION OF LOW-INCOME HOMES.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 2, PART III, LINE 4D</FormAndLineReferenceDesc>
        <ExplanationTxt>HILLS PARTNERSHIP MANAGES A 27-UNIT COMMUNITY IN DEADWOOD, SOUTH DAKOTA. THE COMMUNITY IS AN INCOME RESTRICTED PROPERTY FOR LOW INCOME HOUSEHOLDS AND IS CONTRACTED THROUGH A HOME PROGRAM THROUGH SOUTH DAKOTA HOUSING. THIS PROVIDES ADDITIONAL AFFORDABLE HOMES FOR THOSE WHO MAY OTHERWISE BE PRICED OUT OF THE MARKET. AS ONE OF TWO MEMBERS IN HILLS PARTNERSHIP, THE NET EARNINGS FLOW THROUGH TO THE ORGANIZATION.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 3</FormAndLineReferenceDesc>
        <ExplanationTxt>MANAGEMENT OF APARTMENTS HAS BEEN DELEGATED TO A MANAGEMENT COMPANY; HOWEVER WE REVIEW FINANCIAL INFORMATION ON A PERIODIC BASIS.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 10B</FormAndLineReferenceDesc>
        <ExplanationTxt>THE ORGANIZATION OVERSEES AFFILIATES BY ATTENDING MONTHLY MEETINGS. THIS ENSURES THE ORGANIZATION THAT ITS AFFILIATES ARE IN COMPLIANCE WITH THEIR OPERATIONS.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 11B</FormAndLineReferenceDesc>
        <ExplanationTxt>THE FORM 990 IS PREPARED BY A LICENSED CPA. THE BOARD OF DIRECTORS REVIEWS A DRAFT COPY OF THE FORM 990 PRIOR TO BEING FILED.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 12C</FormAndLineReferenceDesc>
        <ExplanationTxt>THE ORGANIZATION'S POLICY STATES THAT NO OFFICER, DIRECTOR, COMMITTEE, OR CORPORATE MEMBER SHALL BE PERSONALLY INTERESTED IN ANY CONTRACT RELATING TO THE OPERATIONS CONDUCTED BY THE CORPORATION, OR IN ANY LOAN OR GRANT TO BE PROVIDED BY THE ORGANIZATION, UNLESS SUCH CONTRACT, LOAN OR GRANT IS AUTHORIZED BY A MAJORITY OF THE MEMBERS OF THE BOARD IN A MEETING AT WHICH PRESENCE AND VOTE OF THE INTERESTED PERSON IS NOT NECESSARY FOR ITS AUTHORIZATION. THE NATURE OF THE PERSONS INTERESTED SHALL BE FULLY DISCLOSED AND MADE KNOWN TO THE BOARD BEFORE ANY VOTE TO AUTHORIZE THE CONTRACT, LOAN OR GRANT. THE INTERESTED PARTY SHALL REFRAIN FROM VOTING.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 15A</FormAndLineReferenceDesc>
        <ExplanationTxt>THE BOARD MEMBERS APPROVE THE EXECUTIVE DIRECTOR'S COMPENSATION EACH YEAR. THE BOARD MEMBERS ATTEND OTHER SIMILAR ORGANIZATION'S MEETINGS AND NOTE WHAT THE EXECUTIVE DIRECTOR COMPENSATIONS ARE. THIS ENSURES THAT THE BOARD'S APPROVAL OF THE EXECUTIVE DIRECTOR'S COMPENSATION IS CONSISTENT WITH OTHERS IN SIMILAR ORGANIZATIONS. THIS PROCESS IS COMPLETED ANNUALLY. NO OTHER OFFICER OR KEY EMPLOYEES EXIST, SO QUESTION 15B HAS BEEN ANSWERED "NO." HOWEVER, WE WOULD FOLLOW THE ABOVE PROCESS IF IT WERE APPLICABLE TO OTHER OFFICERS OR KEY EMPLOYEES.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 19</FormAndLineReferenceDesc>
        <ExplanationTxt>THE ORGANIZATION'S CONFLICT OF INTEREST POLICY, GOVERNING DOCUMENTS, AND FINANCIAL STATEMENTS ARE AVAILABLE TO THE PUBLIC UPON REQUEST THROUGH THE EXECUTIVE DIRECTOR.</ExplanationTxt>
      </SupplementalInformationDetail>
      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PART XI, LINE 9</FormAndLineReferenceDesc>
        <ExplanationTxt>HILLS PARTNERSHIP 12,854</ExplanationTxt>
      </SupplementalInformationDetail>
    </IRS990ScheduleO>
    <IRS990ScheduleR documentId="RetDoc7">
      <IdDisregardedEntitiesGrp>
        <DisregardedEntityName>
          <BusinessNameLine1Txt>NEIGHBORHOOD LENDING SERVICE</BusinessNameLine1Txt>
        </DisregardedEntityName>
        <USAddress>
          <AddressLine1Txt>795 MAIN ST</AddressLine1Txt>
          <CityNm>DEADWOOD</CityNm>
          <StateAbbreviationCd>SD</StateAbbreviationCd>
          <ZIPCd>57732</ZIPCd>
        </USAddress>
        <EIN>260030354</EIN>
        <PrimaryActivitiesTxt>LENDING</PrimaryActivitiesTxt>
        <LegalDomicileStateCd>SD</LegalDomicileStateCd>
        <TotalIncomeAmt>609879</TotalIncomeAmt>
        <EndOfYearAssetsAmt>4504293</EndOfYearAssetsAmt>
        <DirectControllingEntityName>
          <BusinessNameLine1Txt>NHS</BusinessNameLine1Txt>
          <BusinessNameLine2Txt>NEIGHBORHOOD HOUSING SERVICES</BusinessNameLine2Txt>
        </DirectControllingEntityName>
      </IdDisregardedEntitiesGrp>
      <IdRelatedTaxExemptOrgGrp>
        <DisregardedEntityName>
          <BusinessNameLine1Txt>DAKOTA LAND TRUST</BusinessNameLine1Txt>
        </DisregardedEntityName>
        <USAddress>
          <AddressLine1Txt>795 MAIN ST</AddressLine1Txt>
          <CityNm>DEADWOOD</CityNm>
          <StateAbbreviationCd>SD</StateAbbreviationCd>
          <ZIPCd>57732</ZIPCd>
        </USAddress>
        <EIN>260030354</EIN>
        <PrimaryActivitiesTxt>LEASING</PrimaryActivitiesTxt>
        <LegalDomicileStateCd>SD</LegalDomicileStateCd>
        <ExemptCodeSectionTxt>3</ExemptCodeSectionTxt>
        <PublicCharityStatusTxt>10</PublicCharityStatusTxt>
        <DirectControllingEntityName>
          <BusinessNameLine1Txt>NHS</BusinessNameLine1Txt>
          <BusinessNameLine2Txt>NEIGHBORHOOD HOUSING SERVICES</BusinessNameLine2Txt>
        </DirectControllingEntityName>
        <ControlledOrganizationInd>true</ControlledOrganizationInd>
      </IdRelatedTaxExemptOrgGrp>
      <IdRelatedOrgTxblPartnershipGrp>
        <RelatedOrganizationName>
          <BusinessNameLine1Txt>HILLS PARTNERSHIP</BusinessNameLine1Txt>
        </RelatedOrganizationName>
        <USAddress>
          <AddressLine1Txt>795 MAIN ST</AddressLine1Txt>
          <CityNm>DEADWOOD</CityNm>
          <StateAbbreviationCd>SD</StateAbbreviationCd>
          <ZIPCd>57732</ZIPCd>
        </USAddress>
        <EIN>460438269</EIN>
        <PrimaryActivitiesTxt>RENTAL R/E</PrimaryActivitiesTxt>
        <LegalDomicileStateCd>SD</LegalDomicileStateCd>
        <DirectControllingEntityName>
          <BusinessNameLine1Txt>NHS</BusinessNameLine1Txt>
        </DirectControllingEntityName>
        <PredominantIncomeTypeTxt>UNRELATED</PredominantIncomeTypeTxt>
        <ShareOfTotalIncomeAmt>-12854</ShareOfTotalIncomeAmt>
        <ShareOfEOYAssetsAmt>60443</ShareOfEOYAssetsAmt>
        <DisproportionateAllocationsInd>false</DisproportionateAllocationsInd>
        <GeneralOrManagingPartnerInd>true</GeneralOrManagingPartnerInd>
        <OwnershipPct>0.51000</OwnershipPct>
      </IdRelatedOrgTxblPartnershipGrp>
      <ReceiptOfIntAnntsRntsRyltsInd>false</ReceiptOfIntAnntsRntsRyltsInd>
      <GiftGrntOrCapContriToOthOrgInd>false</GiftGrntOrCapContriToOthOrgInd>
      <GiftGrntCapContriFromOthOrgInd>false</GiftGrntCapContriFromOthOrgInd>
      <LoansOrGuaranteesToOtherOrgInd>true</LoansOrGuaranteesToOtherOrgInd>
      <LoansOrGuaranteesFromOthOrgInd>false</LoansOrGuaranteesFromOthOrgInd>
      <DivRelatedOrganizationInd>false</DivRelatedOrganizationInd>
      <AssetSaleToOtherOrgInd>false</AssetSaleToOtherOrgInd>
      <AssetPurchaseFromOtherOrgInd>false</AssetPurchaseFromOtherOrgInd>
      <AssetExchangeInd>false</AssetExchangeInd>
      <RentalOfFacilitiesToOthOrgInd>false</RentalOfFacilitiesToOthOrgInd>
      <RentalOfFcltsFromOthOrgInd>true</RentalOfFcltsFromOthOrgInd>
      <PerformOfServicesForOthOrgInd>true</PerformOfServicesForOthOrgInd>
      <PerformOfServicesByOtherOrgInd>false</PerformOfServicesByOtherOrgInd>
      <SharingOfFacilitiesInd>true</SharingOfFacilitiesInd>
      <PaidEmployeesSharingInd>true</PaidEmployeesSharingInd>
      <ReimbursementPaidToOtherOrgInd>false</ReimbursementPaidToOtherOrgInd>
      <ReimbursementPaidByOtherOrgInd>false</ReimbursementPaidByOtherOrgInd>
      <TransferToOtherOrgInd>false</TransferToOtherOrgInd>
      <TransferFromOtherOrgInd>false</TransferFromOtherOrgInd>
    </IRS990ScheduleR>
  </ReturnData>
</Return>