2026-08-14T06:50:33-05:00 2026-03-31 410746749 CLIFTONLARSONALLEN LLP 2021 SPRING ROAD SUITE 200 OAK BROOK IL 60523 990 2025-04-01 430493480 ST LOUIS ASSOCIATION OF CREDIT MANAGEMENT STLO 8474836405 2500 W HIGGINS RD 780 HOFFMAN ESTATES IL 60169 PHILLIP LATTANZIO PRESIDENT 8474836405 2026-08-10 1 THURE ROSS CPA P00577278 6305738600 2026-08-07 2025 2025-03-06 01:10:19Z X PHILLIP LATTANZIO 2500 W HIGGINS RD 780 HOFFMAN ESTATES IL 60169 128765 0 X WWW.NACMGATEWAY.ORG X 1910 MO TO PROVIDE A FORUM TO ITS MEMBERS WITHIN THE CREDIT PROFESSION FOR EDUCATION, NETWORKING AND BUSINESS RESOURCES. 14 14 0 14 0 0 80174 80497 46132 48268 0 0 0 0 126306 128765 0 0 0 0 10454 21324 0 0 0 95124 108958 105578 130282 20728 -1517 1045874 1043338 1556165 1544478 -510291 -501140 TO PROVIDE A FORUM TO MEMBERS WITHIN THE CREDIT PROFESSION FOR EDUCATION, NETWORKING, AND BUSINESS RESOURCES. 0 0 106027 48268 EDUCATION OF MEMBERS REGARDING CREDIT MANAGEMENT,FRAUD PREVENTION, AND OTHER COMMERCIAL CREDIT MATTERS BY CONDUCTING CONFERENCES, SEMINARS AND TRAINING, INCLUDING THE SALE OF RELATED BOOKS & PUBLICATIONS; A FORUM FOR NETWORKING. 106027 1 0 0 0 0 0 0 0 0 0 0 0 0 1 1 1 0 1 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 X 14 14 0 0 0 0 1 1 1 1 1 0 0 0 1 1 0 1 1 1 1 0 X KERRY JENSEN 8474836405 2500 W HIGGINS RD STE 780 HOFFMAN ESTATES IL 60169 BRENT HEIZELMAN COUNCILOR 0.50 1.50 X 0 0 0 ZEB MILLER DIRECTOR 0.50 1.50 X 0 0 0 JACK MAURO DIRECTOR 0.50 1.50 X 0 0 0 AMY COOK DIRECTOR 0.50 1.50 X 0 0 0 CAROLINE PERKINS DIRECTOR 0.50 1.50 X 0 0 0 CURTIS LITCHFIELD DIRECTOR 0.50 1.50 X 0 0 0 JOSEPH LANGE DIRECTOR 0.50 1.50 X 0 0 0 ALICJA GORSKI DIRECTOR 0.50 1.50 X 0 0 0 JORDAN PELOQUIN TREASURER 0.50 1.50 X X 0 0 0 LARRY DURRANT DIRECTOR 0.50 1.50 X 0 0 0 TONYA HALTOM DIRECTOR 0.50 1.50 X 0 0 0 BRITTANY ACONE DIRECTOR 0.50 1.50 X 0 0 0 DEB ROLLMAN VICE CHAIR 0.50 1.50 X X 0 0 0 JEFF WEBER CHAIR 0.50 1.50 X X 0 0 0 PHILLIP J LATTANZIO PRESIDENT 5.00 35.00 X 0 204709 27713 KERRY JENSEN SECRETARY/CFO 5.00 35.00 X 0 148290 4736 GREGORY STEINKOENIG MANAGER OF CREDIT SOLUTIONS 5.00 35.00 X 0 131062 21864 GLORIA SCOTT CREDIT AND RISK SOLUTIONS 5.00 35.00 X 0 128723 436 JAMES KELLY CREDIT SOLUTIONS CONSULTANT 5.00 35.00 X 0 118514 320 0 731298 55069 0 0 1 0 0 80497 80497 EDUCATION/SEMINARS 611710 48268 48268 48268 128765 48268 0 0 18171 18171 1728 1728 1425 1425 672 336 336 41570 41570 1137 569 568 ADMIN. EXPENSE ALLOCATI 44427 23102 21325 BUREAU ASSESSMENT 16863 16863 BOOKS AND PUBLICATIONS 2263 2263 NON-RENEWAL WRITE-OFF 2026 2026 130282 106027 24255 0 475 0 1045399 1043338 1045874 1043338 44607 43588 1511558 1500890 1556165 1544478 X -510291 -501140 -510291 -501140 1045874 1043338 X -1517 10668 X 0 1 X 1 0 X 82667 82048 79622 80174 80497 405008 25557 34870 43971 46132 48268 198798 108224 116918 123593 126306 128765 603806 0 0 0 603806 108224 116918 123593 126306 128765 603806 1.00000 1.00000 0.00000 X 0 DUE FROM AFFILIATES 1043338 1043338 CLOSELY HELD EQUITY INVESTMENT 1500890 1500890 X PART X, LINE 2: THE ORGANIZATION CONSISTS OF BOTH NOT-FOR-PROFIT ASSOCIATIONS, FOR-PROFIT SUBSIDIARIES, AND A LIMITED LIABILITY COMPANY (LLC). THE ASSOCIATIONS ARE NOT-FOR-PROFIT ENTITIES, DESCRIBED IN SECTION 501(C)(6) OF THE INTERNAL REVENUE CODE, EXCEPT FOR THE ST. LOUIS ASSOCIATION OF CREDIT MANAGEMENT, WHICH IS DESCRIBED IN SECTION 501(C)(3) AND ARE EXEMPT FROM INCOME TAXES, EXCEPT TO THE EXTENT OF ANY UNRELATED BUSINESS INCOME. THERE WAS NO UNRELATED BUSINESS INCOME FOR THE YEARS ENDED MARCH 31, 2026 AND 2025. ACCORDINGLY, NO PROVISION FOR INCOME TAXES FOR THE ASSOCIATIONS IS INCLUDED IN THE CONSOLIDATED FINANCIAL STATEMENTS. THE SUBSIDIARIES ARE SUBJECT TO INCOME TAXES, AND USE THE ASSET/LIABILITY METHOD OF ACCOUNTING FOR INCOME TAXES. THE ORGANIZATION DETERMINED THAT IT WAS NOT REQUIRED TO RECORD A LIABILITY FOR UNRECOGNIZED TAX BENEFITS AS OF MARCH 31, 2026 AND 2025. 1 0 0 0 0 0 0 0 0 0 PHILLIP J LATTANZIO PRESIDENT 0 183949 0 20760 0 0 0 3952 0 23761 0 232422 0 0 KERRY JENSEN SECRETARY/CFO 0 139250 0 9040 0 0 0 3998 0 738 0 153026 0 0 GREGORY STEINKOENIG MANAGER OF CREDIT SOLUTIONS 0 77972 0 3907 0 49183 0 1433 0 20431 0 152926 0 0 PART I, LINE 3 SERVICES FOR THE ORGANIZATION ARE PERFORMED BY EMPLOYEES OF CHICAGO-MIDWEST CREDIT SERVICE CORP. FORM 990, PART VI, SECTION A, LINE 6 THE ORGANIZATION IS AN ASSOCIATION WITH MEMBERS. FORM 990, PART VI, SECTION A, LINE 7A THE ASSOCIATION HAS ONLY ONE TYPE OF MEMBER. THE MEMBERSHIP IS MADE UP OF PROFESSIONALS IN THE BUSINESS CREDIT AND FINANCIAL MANAGEMENT FIELDS. FORM 990, PART VI, SECTION A, LINE 7B CERTAIN CHANGES TO THE ORGANIZATION'S GOVERNING DOCUMENTS ARE SUBJECT TO A MEMBER VOTE. FORM 990, PART VI, SECTION B, LINE 11B THE FORM 990 IS PREPARED BY THE ORGANIZATION'S INDEPENDENT ACCOUNTANT BASED ON INFORMATION PROVIDED BY MANAGEMENT. FORM 990 IS INSPECTED BY THE VICE PRESIDENT OF FINANCE AND THE PRESIDENT/CHIEF OPERATING OFFICER BEFORE FILING. FORM 990, PART VI, SECTION B, LINE 15 THE BOARD OF DIRECTORS DETERMINES AND APPROVES THE COMPENSATION OF THE PRESIDENT. THE PRESIDENT DETERMINES THE SALARIES OF OTHER OFFICERS/KEY EMPLOYEES DURING AN ANNUAL REVIEW PROCESS. OFFICER COMPENSATION IS PAID BY THE ASSOCIATION'S WHOLLY-OWNED, FOR-PROFIT SUBSIDIARY, CHICAGO-MIDWEST CREDIT SERVICE CORP. FORM 990, PART VI, SECTION C, LINE 19 GOVERNING DOCUMENTS, FINANCIAL STATEMENTS AND TAX FILINGS ARE AVAILABLE FOR PUBLIC INSPECTION UPON REQUEST. FORM 990, PART XI, LINE 9: CURRENT YEAR INCREASE IN BOOK VALUE OF SUBSIDIARY 10,668. NACMCHICAGO-MIDWEST 2500 W HIGGINS RD STE 780 HOFFMAN ESTATES IL 60169 366017865 EDUCATION OF MEMBERS REGARDING CREDIT MANAGEMENT IL 501(C)(6) N/A N/A 0 NACM NORTHEAST INC 2500 W HIGGINS RD STE 780 HOFFMAN ESTATES IL 60169 943435090 EDUCATION OF MEMBERS REGARDING CREDIT MANAGEMENT IL 501(C)(6) N/A N/A 0 NATIONAL ASSOCIATION OF CREDIT MANAGEMENT GREAT LAKES REGION INC 2500 W HIGGINS RD STE 780 HOFFMAN ESTATES IL 60169 356028857 EDUCATION OF MEMBERS REGARDING CREDIT MANAGEMENT IN 501(C)(6) N/A N/A 0 ROBERT L VODRASKA SCHOLARSHIP FOUNDATION 2500 W HIGGINS RD STE 780 HOFFMAN ESTATES IL 60169 371562913 SCHOLARSHIP FOUNDATION IL 501(C)(3) LINE 10 N/A 0 MILWAUKEE-MIDWEST CREDIT SERVICE CORP 2500 W HIGGINS RD STE 780 HOFFMAN ESTATES IL 60169 363894763 EMPLOYMENT SERVICE IL N/A C 0 CHICAGO-MIDWEST CREDIT SERVICE CORP 2500 W HIGGINS RD STE 780 HOFFMAN ESTATES IL 60169 360896010 CREDIT & COLLECTION MEMBERSHIP SERVICE IL N/A C 0 MILWAUKEE-MIDWEST CREDIT SERVICE CORP 2500 W HIGGINS RD STE 780 HOFFMAN ESTATES IL 60169 364594639 CREDIT & COLLECTION MEMBERSHIP SERVICE IL N/A C 0 WESTERN NEW YORK ADJUSTMENT CORPORATION 2500 W HIGGINS RD STE 780 HOFFMAN ESTATES IL 60169 160685580 CREDIT & COLLECTION MEMBERSHIP SERVICE NY N/A C 0 ADJUSTMENT BUREAU OF ST LOUIS ASSOCIATION OF CREDIT MANAGEMENT 2500 W HIGGINS RD STE 780 HOFFMAN ESTATES IL 60169 430152990 CREDIT & COLLECTION MEMBERSHIP SERVICE MO ST LOUIS ASSOCIATION OF CREDIT MANAGEMENT C 1135568 1.00000 1 0 0 0 1 1 0 0 0 0 0 0 0 0 1 1 0 0 0 0 ADJUSTMENT BUREAU OF ST LOUIS ASSOCIATION OF CREDIT MANAGEMENT D 631591 CASH PROVIDED CHICAGO-MIDWEST CREDIT SERVICE CORP D 411747 CASH PROVIDED