2026-07-20T14:12:16-06:00 2025-12-31 133457982 Modern Financial Care PO Box 322 Garnerville NY 10923 990 2025-01-01 822633861 THE RUTH CHEATHAM FOUNDATION % LINDSAY WHITTEMORE RUTH 9728973371 8519 LAKEMONT DRIVE DALLAS TX 75209 LINDSAY WHITTEMORE EXECUTIVE DIRECTOR BOARD MEMBER 9728973371 2026-07-10 true MICHAEL MCGOVERN EA P00965438 8459471145 2026-07-20 2025 2025-03-06 01:10:19Z LINDSAY WHITTEMORE 8519 LAKEMONT DRIVE DALLAS TX 75209 1802941 false X WWW.RUTHCHEATHAMFOUNDATION.ORG X 2017 TX TRCF PROVIDES A COMPREHENSIVE SET OF ESSENTIAL SUPPORT PROGRAMS FOR TEENS AND YOUNG ADULT CANCER SURVIVORS: FINANCIAL AID, THROUGH NEEDS BASED COLLEGE SCHOLARSHIPS - EDUCATIONAL SUPPORT, THROUGH TUTORING, CAREER READINESS, AND PEER MENTORING- AND ADVOCACY. 7 7 5 129 0 0 1664787 1741276 0 27655 26090 51509 -16420 1743951 1750946 767684 978350 0 299163 306784 10336 5569 34562 50370 55637 1127553 1346340 616398 404606 1664304 2082985 739 11480 1663565 2071505 TRCF PROVIDES A COMPREHENSIVE SET OF ESSENTIAL SUPPORT PROGRAMS FOR TEENS AND YOUNG ADULT CANCER SURVIVORS: FINANCIAL AID, THROUGH NEEDS BASED COLLEGE SCHOLARSHIPS - EDUCATIONAL SUPPORT, THROUGH TUTORING, CAREER READINESS, AND PEER MENTORING- AND ADVOCACY. false false 1166649 978350 FINANCIAL AID / SCHOLARSHIPS: TEEN CANCER PATIENTS FACE SOME OF THE MOST COMPLEX AND DIVERSE TREATMENT NEEDS, YET RECEIVE THE LEAST AMOUNT OF SUPPORT OF ANY PATIENT POPULATION. EDUCATION IS KEY TO LONG-TERM SUCCESS, YET OUT OF REACH FOR MANY YOUNG CANCER PATIENTS DUE TO THE LONG-TERM FINANCIAL, COGNITIVE, AND EMOTIONAL HARDSHIPS OF CANCER. TRCF SUPPORTS TEEN SURVIVORS FINANCIALLY VIA SCHOLARSHIPS TO ENSURE ACCESS TO HIGHER EDUCATION. TRCF PROVIDES PERPETUAL (MULTI-YEAR) FINANCIAL SUPPORT TO SCHOLARS IN THE FORM OF COLLEGE SCHOLARSHIPS, RANGING FROM $2,000-$5,000 PER YEAR. THIS YEAR, TRCF AWARDED SCHOLARSHIPS TO HUNDREDS OF YOUNG ADULT CANCER SURVIVORS. TRCF PRIORITIZES TEEN CANCER SURVIVORS FROM LOW-INCOME FAMILIES THAT HAVE BEEN DISPROPORTIONATELY AFFECTED BY THEIR CANCER DIAGNOSIS. 73733 ADVOCACY: CANCER ADVOCATES SPEAK UP FOR THOSE THAT CANT. ADVOCACY HELPS THE CANCER COMMUNITY NAVIGATE THIS OFTEN DIFFICULT LANDSCAPE, AND PLAY A CRUCIAL ROLE IN CREATING A BETTER FUTURE FOR ALL CANCER PATIENTS. TRCF WORKS TO EDUCATE THE COMMUNITY TO RAISE SUPPORT AND AWARENESS FOR ADOLESCENT CANCER PATIENTS AND SURVIVORS. TRCF ADVOCACY EFFORTS ARE FOCUSED ON MARKETING TO HIGHLIGHT PREVENTION AND EARLY CANCER DIAGNOSIS FOR TEENS. WE ALSO PARTICIPATE IN A NUMBER OF COLLABORATIVE NON-PROFIT COHORTS WORKING TO IMPROVE THE CANCER TREATMENT AND SURVIVORSHIP FOR TEENS AND YOUNG ADULTS. TRCF HAS A STRONG ONLINE FORUM WHERE WE ADDRESS SURVIVORSHIP ISSUES OUR SCHOLARS MIGHT FACE. TRCF TYPICALLY SPEND 520 HRS/YR DRAFTING THE CONTENT AND MARKETING FOR THE ADVOCACY EFFORTS ONLINE, AS WELL AS 200 HRS A YEAR ON COLLABORATIVE EFFORTS WITH OTHER CANCER ORGANIZATIONS SUPPORTING TEEN CANCER SURVIVORS. 25640 6549 EDUCATIONAL SUPPORT: IN ADDITION TO WRITING THE CHECK TO SUPPORT COLLEGE TUITION, TRCF MEETS EACH STUDENT WHERE THEY ARE WITH VITAL EDUCATIONAL AND MENTAL HEALTH SUPPORT TO ENSURE THEIR SUCCESS. EACH SCHOLAR HAS ACCESS TO SUBJECT-SPECIFIC ONLINE TUTORING, SURVIVOR SUPPORT GROUPS, AND CAREER READINESS WORKSHOPS. TRCF SCHOLARS ARE ABLE TO THRIVE, NOT JUST SURVIVE, AND HAVE AN IMPROVED QUALITY OF LIFE WITH THIS ADDITIONAL TARGETED SUPPORT. THIS YEAR, TRCF PROVIDED EDUCATIONAL SUPPORT TO ALL TRCF SCHOLARS. SUPPORT INCLUDED BUT IS NOT LIMITED TO QUARTERLY ROUND TABLE SESSIONS OFFERING MENTORING/ SUPPORT GROUPS/CAREER READINESS, PEER-TO-PEER SUPPORT, SCHOLAR SUPPORT BOXES (INCLUDING MENTAL HEALTH AND EDUCATIONAL SUPPLIES) AND ONLINE SUBJECT-SPECIFIC TUTORING. 1266022 true true false false false false false false false false false false false false false false false false false false false false false false true false false false true false false false false false false false false false false false false false false false false false false true 0 0 true 5 true false false false false false true true false false false false false false false false false false false X 7 7 true false false false false false false true true false false false true true true true true true true false X X LINDSAY WHITTEMORE 9728973371 8519 LAKEMONT DRIVE DALLAS TX 75209 X LINDSAY WHITTEMORE EXECUTIVE DIRECTOR BOARD MEMBER 5.00 0.00 X X 0 0 0 DOUGLAS WHITTEMORE BOARD TREASURER 5.00 0.00 X X 0 0 0 ANGIE KELLER BOARD PRESIDENT 5.00 0.00 X X 0 0 0 CAREN CHEATHAM BOARD MEMBER 2.00 0.00 X 0 0 0 ANNA FRANK BOARD SECRETARY 5.00 0.00 X X 0 0 0 BRIAN VAUGHN BOARD MEMBER 2.00 0.00 X 0 0 0 CLARA B BULLOCK BOARD MEMBER 2.00 0.00 X 0 0 0 0 0 0 0 false false false 29837 16429 1695010 17491 1741276 25915 25915 175 175 35575 29837 51995 -16420 -16420 1750946 0 0 9670 978350 978350 272531 219082 34749 18700 11844 9688 1882 274 22409 18292 2608 1509 8556 6148 2408 5569 5569 1308 1308 1971 83 1888 1245 1245 1655 1655 2368 2368 246 246 462 462 349 349 DUES AND SUBSCRIPTIONS 150 150 SOFTWARE 20265 15902 1210 3153 SUPPLIES 8102 6579 441 1082 POSTAGE AND PRINTING 8632 7463 15 1154 328 11 317 1346340 1266022 45756 34562 1002766 1140840 649995 929464 992 10551 12681 1664304 2082985 739 11480 739 11480 X 1663565 1824416 247089 1663565 2071505 1664304 2082985 X 404606 1754 1580 0 X false false false X 608621 595096 1021589 574309 219125 3018740 608621 595096 1021589 574309 219125 3018740 3018740 7037 24619 27655 25915 85226 3103966 0.97250 0.56200 X Unusual grants Part II or Part III line 1 DURING 2025, THE RUTH CHEATHAM FOUNDATION RECEIVED A SIGNIFICANT GRANT FROM DATA PHILANTHROPY. THE FOUNDATION DETERMINED THAT THE CONTRIBUTION QUALIFIES AS AN UNUSUAL GRANT FOR PURPOSES OF THE PUBLIC SUPPORT TEST UNDER TREASURY REGULATION SEC. 1.170A 9(F)(6) AND THE INSTRUCTIONS TO SCHEDULE A (FORM 990). THE CONTRIBUTION WAS EXCEPTIONAL IN SIZE RELATIVE TO THE FOUNDATIONS HISTORICAL SOURCES OF SUPPORT AND WAS UNSOLICITED. IT WAS NOT MADE PURSUANT TO ANY BINDING PLEDGE, MULTI YEAR FUNDING COMMITMENT, OR ONGOING GRANT ARRANGEMENT. DATA PHILANTHROPY CONFIRMED IN WRITING THAT THE CONTRIBUTION WAS MADE SOLELY IN RECOGNITION OF THE RUTH CHEATHAM FOUNDATIONS DEMONSTRATED IMPACT AND COMMITMENT TO ITS CHARITABLE MISSION OF PROVIDING SCHOLARSHIPS AND EDUCATIONAL SUPPORT TO COLLEGE STUDENTS AFFECTED BY CANCER. THE FOUNDATION DID NOT RELY ON THIS CONTRIBUTION AS A REGULAR OR RECURRING SOURCE OF FINANCIAL SUPPORT, AND THERE IS NO EXPECTATION THAT SIMILAR CONTRIBUTIONS WILL BE RECEIVED FROM DATA PHILANTHROPY IN FUTURE YEARS. THE GRANT DOES NOT REPRESENT THE FOUNDATIONS NORMAL PATTERN OF PUBLIC SUPPORT AND, ACCORDINGLY, HAS BEEN EXCLUDED FROM THE PUBLIC SUPPORT COMPUTATION AS AN UNUSUAL GRANT. RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED GOLF OUTING 65412 29837 35575 17491 30073 4431 65412 29837 35575 17491 30073 4431 51995 -16420 true EDU SCHOLARSHIPS FOR UNDERGRAD SCHOOL TRADE SCHOOL OR GRAD SCHOOL 345 978350 6549 COST BOOK VALUE SCHOOL AND OFFICE SUPPLIES AND EQUIPMENT Monitoring procedures (Part I, line 2) THE FOUNDATION VERIFIES EACH SCHOLARSHIP RECIPIENTS ELIGIBILITY THROUGH ITS APPLICATION AND SELECTION PROCESS. SCHOLARSHIP PAYMENTS ARE MADE DIRECTLY TO ACCREDITED EDUCATIONAL INSTITUTIONS OR APPROVED VENDORS, WHERE APPLICABLE. RECIPIENTS ARE REQUIRED TO MAINTAIN ENROLLMENT AND SATISFY THE FOUNDATIONS CONTINUING ELIGIBILITY REQUIREMENTS. THE FOUNDATION OBTAINS ENROLLMENT, ACADEMIC, OR OTHER SUPPORTING DOCUMENTATION AS APPROPRIATE AND FOLLOWS UP REGARDING UNUSED OR RETURNED SCHOLARSHIP FUNDS. EDUCATIONAL SUPPLIES AND EQUIPMENT ARE PROVIDED BASED ON DOCUMENTED STUDENT NEEDS AND THE FOUNDATIONS CHARITABLE PROGRAM CRITERIA. Officer directors etc family relationship Part VI line 2 LINDSAY WHITTEMORE AND DOUG WHITTEMORE ARE BOARD MEMBERS AND ARE ALSO HUSBAND AND WIFE. LINDSAY WHITTEMORE AND ANGIE KELLER ARE BOARD MEMBERS AND ARE SIBLINGS. CAREN CHEATHAM IS LINDSAY WHITTEMORE AND ANGIE CHEATHAMS AUNT. Form 990 governing body review Part VI line 11 THE EXECUTIVE DIRECTOR AND EXECUTIVE COMMITTEE REVIEW A COPY OF THE FORM 990 BEFORE IT IS FILED. A COPY OF THE FORM 990 IS MADE AVAILABLE TO THE GOVERNING BODY UPON REQUEST AND THE GOVERNING BODY IS ENCOURAGED TO REVIEW THE FORM 990 PRIOR TO FILING. Conflict of interest policy compliance Part VI line 12c THE BOARD MEMBERS OF THE RUTH CHEATHAM FOUNDATION CERTIFY THAT THEY HAVE NO AFFILIATIONS WITH OR INVOLVEMENT IN ANY ORGANIZATION OR ENTITY WITH ANY FINANCIAL INTEREST (IE: HONORARIA; EDUCATIONAL GRANTS; PARTICIPATION IN SPEAKERS BUREAUS; MEMBERSHIP, EMPLOYMENT, CONSULTANCIES, STOCK OWNERSHIP, OR OTHER EQUITY INTEREST; AND EXPERT TESTIMONY OR PATENT-LICENSING ARRANGEMENTS), OR NON-FINANCIAL INTEREST (SUCH AS PERSONAL OR PROFESSIONAL RELATIONSHIPS, AFFILIATIONS, KNOWLEDGE OR BELIEFS) AS A RESULT OF THEIR VOTING POSITION ON THE BOARD. IN THE EVENT OF A CONFLICT, IT SHOULD BE RECORDED PUBLICLY (MEETING MINUTES) AND THE BOARD MEMBER IN CONFLICT SHOULD ABSTAIN FROM ANY VOTE WHERE CONFLICT OF INTEREST IS IN QUESTION. FAILURE TO DISCLOSE A CONFLICT OF INTEREST CAN BE GROUNDS FOR REMOVAL. ALL MEMBERS OF THE SCHOLARSHIP COMMITTEE ARE REQUIRED TO AGREE TO AND SIGN A CONFLICT OF INTEREST DOCUMENT THAT THEY WILL NOTIFY THE BOARD OF DIRECTORS IF THEY KNOW OR HAVE ANY AFFILIATED RELATIONSHIP WITH ANY OF THE SCHOLARSHIP APPLICANTS AND WILL ABSTAIN FROM ANY VOTE WHERE THERE IS A CONFLICT OF INTEREST. CEO executive director top management comp Part VI line 15a THE EXECUTIVE DIRECTOR AND BOARD OF DIRECTORS USED A REVIEW OF COMPARABLE SALARY DATA TO REVIEW AND SET COMPENSATION OF OFFICERS AND STAFF. Other officer or key employee compensation Part VI line 15b THE EXECUTIVE DIRECTOR SINCE INCEPTION OF TRCF HAS CHOSEN NOT TO TAKE A SALARY AND WORK AS A FULL-TIME VOLUNTEER. THE SERVICES PROVIDED BY THE EXECTUIVE DIRECTOR ARE CONSIDERED SPECIALIZED SERVICES AND COVERED ALL AREAS OF THE ADMINISTRATION, FUNDRAISING, AND PROGRAM DEVELOPMENT OF THE ORGANIZATION. THE ESTIMATED VALUE OF THE CONTRIBUTED SERVICES WAS RECOGNIZED IN THE ORGANIZATIONS GAAP FINANCIAL STATEMENTS BUT IS EXCLUDED FROM FORM 990 REVENUE AND EXPENSES IN ACCORDANCE WITH THE FORM 990 INSTRUCTIONS. Governing documents etc available to public Part VI line 19 THE ORGANIZATION MAKES ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY, AND FINANCIAL STATEMENTS AVAILABLE TO THE GENERAL PUBLIC UPON REQUEST. THE MOST RECENT FORMS 990 ARE AVAILABLE ON WWW.RUTHCHEATHAMFOUNDATION.ORG AND CHARITY WEBSITES SUCH AS GUIDESTAR. Part XI response or note to any line in Part XI LINE 8: DURING 2025, THE ORGANIZATION RECORDED A $1,580 ADJUSTMENT TO BEGINNING NET ASSETS RESULTING FROM CORRECTIONS TO PRIOR-PERIOD ACCOUNTING BALANCES. THE ADJUSTMENT HAD NO EFFECT ON THE ORGANIZATIONS 2025 REVENUE OR EXPENSES. General explanation attachment PRIMARY EXEMPT PURPOSE CONTINUED...THE RUTH CHEATHAM FOUNDATION (TRCF) HELPS CLOSE THE EDUCATIONAL GAP FOR TEEN CANCER SURVIVORS BY OFFERING COLLEGE SCHOLARSHIPS AND ESSENTIAL EDUCATIONAL SUPPORT. THIS IS CRUCIAL FOR THEIR LONG-TERM SUCCESS, AS CANCER OFTEN BRINGS LASTING FINANCIAL, COGNITIVE, AND EMOTIONAL CHALLENGES.