2026-06-29T08:22:45-05:00 2025-12-31 540504608 BROWN EDWARDS & COMPANY LLP 4951 LAKE BROOK DRIVE SUITE 375 GLEN ALLEN VA 23060 990 2025-01-01 540755922 VIRGINIA MORTGAGE BANKERS ASSOCIATION VIRG 8048194727 4490 COX RD GLEN ALLEN VA 23060 STACY K PUCKETT CFO 8048194727 2026-06-24 1 JAMES R FRIES P01320612 8042826000 2026-06-24 2025 2025-03-06 01:10:19Z STACY K PUCKETT 4490 COX RD GLEN ALLEN VA 23060 172353 0 X VIRGINIAMBA.ORG X 1964 VA TO REPRESENT THE MORTGAGE INDUSTRY AND PROVIDE SERVICES TO MEMBERS. 20 20 0 0 0 0 60608 60863 89487 85761 5980 5779 4840 4846 160915 157249 0 0 0 0 0 0 0 0 0 153963 170487 153963 170487 6952 -13238 222357 225364 16797 33042 205560 192322 TO REPRESENT THE MORTGAGE INDUSTRY AND PROVIDE SERVICES TO MEMBERS. 0 0 THE VMBA ANNUAL CONVENTION BRINGS TOGETHER VIRGINIA MORTGAGE EXECUTIVES, LOAN ORIGINATORS, SERVICERS, AND ASSOCIATES WHO SERVE THE MORTGAGE INDUSTRY IN VIRGINIA. THE EVENT FEATURES AN AGENDA FULL OF RELEVANT INDUSTRY RELATED TOPICS AND AMPLE NETWORKING TIME. THE VMBA OFFERS ITS MEMBERS EDUCATIONAL OPPORTUNITIES WHICH INCREASE MORTGAGE BANKING KNOWLEDGE AND PROMOTE PROFESSIONALISM IN THE INDUSTRY. 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 11 0 1 0 0 0 0 0 0 0 0 0 X 20 20 0 1 0 0 1 1 1 1 1 0 1 1 1 1 1 1 1 1 0 0 0 X VBA MANAGEMENT SERVICES 8048194727 4490 COX ROAD GLEN ALLEN VA 23060 X BILL WEST PRESIDENT 1.00 X X 0 0 0 DOUG HUSTON PRESIDENT ELECT 1.00 X X 0 0 0 MICHAEL ULLMANN VICE PRESIDENT 1.00 X X 0 0 0 SARAH B STEDFAST IMMEDIATE PAST PRESIDENT 1.00 X X 0 0 0 STEVE ROCKEFELLER TREASURER 1.00 X X 0 0 0 MARY BETH BAKER CMB AT-LARGE DIRECTOR 1.00 X 0 0 0 TERRI DART BRADLEY AT-LARGE DIRECTOR 1.00 X 0 0 0 KEVIN FILIBERTO AT-LARGE DIRECTOR 1.00 X 0 0 0 L NICOLE GRIFFIN AT-LARGE DIRECTOR 1.00 X 0 0 0 GEORGE MATTHEWS AT-LARGE DIRECTOR 1.00 X 0 0 0 ANDREW PRICE AT-LARGE DIRECTOR 1.00 X 0 0 0 SARAH DODSON ASSOCIATE DIRECTOR 1.00 X 0 0 0 GEORGETTE HOUCHINS ASSOCIATE DIRECTOR 1.00 X 0 0 0 ELLEN WILSON ASSOCIATE DIRECTOR 1.00 X 0 0 0 SCOTT GREENWAY CMB CENTRAL VA DIRECTOR 1.00 X 0 0 0 JOSH KLEMMER RICHMOND DIRECTOR 1.00 X 0 0 0 RYAN MUTTER PENINSULA DIRECTOR 1.00 X 0 0 0 BRIAN ROTENBERRY BLUE RIDGE DIRECTOR 1.00 X 0 0 0 HOLLY CROSS TIDEWATER DIRECTOR 1.00 X 0 0 0 SCOTT WARD NORTHERN VIRGINIA DIRECTOR 1.00 X 0 0 0 WALT LYONS EXECUTIVE DIRECTOR 28.00 X X 0 0 0 LINDA POND FORMER PRESIDENT (LEFT 9/30) 1.00 X 0 0 0 BILL BALLENTINE AT-LARGE DIRECTOR (LEFT 9/30) 1.00 X 0 0 0 KRISTI HARDY AT-LARGE DIRECTOR (LEFT 9/30) 1.00 X 0 0 0 JULIA ROBERTS AT-LARGE DIRECTOR (LEFT 9/30) 1.00 X 0 0 0 PATTI DICKERSON ASSOCIATE DIRECTOR (LEFT 9/30) 1.00 X 0 0 0 PATRICK STEELE TIDEWATER DIRECTOR (LEFT 9/30) 1.00 X 0 0 0 0 0 0 0 0 0 0 0 60863 60863 CONVENTION 900099 67587 67587 EDUCATION EVENTS 900099 18174 18174 85761 5779 5779 19950 15104 4846 4846 157249 85761 0 10625 52020 7725 25000 200 7545 3319 62259 2362 EDUCATION WORKSHOPS 5257 MISCELLANEOUS 2998 DUES 1100 EVENT EXPENSE 677 25 170487 69370 40340 144867 180645 8120 4379 222357 225364 8272 13467 8525 19575 16797 33042 X 205560 192322 205560 192322 222357 225364 -13238 0 X 0 0 0 0 0 0 60863 25000 25000 30110 -5110 GOLF TOURNAMENT 19950 19950 12392 2484 228 19950 19950 12392 2484 228 15104 4846 FORM 990, PART VI, SECTION A, LINE 3 VBA MANAGEMENT SERVICES, INC. PERFORMS MANAGEMENT DUTIES FOR VMBA SUCH AS SUPERVISING OPERATIONS, PREPARING BUDGETS AND PERIODIC REPORTS, HANDLING FILING OF THE TAX RETURNS, MEMBER RELATIONS, ETC. FORM 990, PART VI, SECTION A, LINE 6 THERE ARE FOUR CLASSES OF MEMBERSHIP: REGULAR MEMBERS, ASSOCIATE MEMBERS, INDIVIDUAL MEMBERS, AND HONORARY MEMBERS. FORM 990, PART VI, SECTION A, LINE 7A REGULAR AND INDIVIDUAL MEMBERS HAVE ONE VOTE PER MEMBER OFFICE ON THE ELECTION OF OFFICERS. ASSOCIATE AND HONORARY MEMBERS DO NOT GET A VOTE. FORM 990, PART VI, SECTION A, LINE 7B REGULAR AND INDIVIDUAL MEMBERS HAVE ONE VOTE PER MEMBER OFFICE ON ALL ITEMS INVOLVING ELECTION OF OFFICERS, RESOLUTIONS, AND OTHER ISSUES BROUGHT BEFORE THE MEMBERSHIP AT THE ANNUAL MEETING. ASSOCIATE AND HONORARY MEMBERS DO NOT HAVE A VOTE IN THE AFFAIRS OF VMBA. FORM 990, PART VI, SECTION B, LINE 11B A COPY OF THE 990 IS PROVIDED TO THE BOARD BEFORE FILING. FORM 990, PART VI, SECTION B, LINE 12C THE CONFLICT OF INTEREST POLICY IS DISTRIBUTED EACH YEAR TO THE BOARD OF DIRECTORS. FORM 990, PART VI, SECTION C, LINE 19 THE ORGANIZATION DOES NOT MAKE ITS GOVERNING DOCUMENTS, CONFLICT OF INTEREST POLICY OR FINANCIAL STATEMENTS AVAILABLE TO THE PUBLIC.