2026-04-20T09:27:16-06:00 2025-12-31 570772152 PAYNE WHITE AND SCHMUTZ CPA PA 114 W NORTH 1ST STREET SENECA SC 29678 990 2025-01-01 473407325 Financial Literacy International Inc % Tim Martin FINA 8583 Woodbury Pike Hollidaysburg PA 16648 TIM MARTIN President 2026-04-20 true MARK A PAYNE CPA P00057582 8648821937 2026-04-20 2025 2025-03-06 01:10:19Z 933072 false X financialliteracyinternational.org X 2015 PA FLI is a non-profit organization which seeks to eradicate chronic poverty and introduce education to the underprivileged citizens of developing countries, with an emphasis on Bangladesh. FLI provides its services without charge, and it relies on contributions from donors to 4 4 3 26 0 0 813973 940818 0 4001 3578 -3355 -11324 814619 933072 72417 50930 0 275896 351944 0 2336 426536 548626 774849 951500 39770 -18428 187833 179764 582 10941 187251 168823 FLI is a non-profit organization which seeks to eradicate chronic poverty and introduce education to the underprivileged citizens of developing countries, with an emphasis on Bangladesh. FLI provides its services without charge, and it relies on contributions from donors to false false 892725 50930 FLI operates a micro-finance program which concentrates on establishing savings groups in rural areas of Bangladesh. These groups help villagers rise out of poverty by providing financial economic teaching. FLI had several hundred savings groups with thousands of participants during the year. The program also encompasses teaching good agriculture practices to improve crop yields. Also, FLI oversees the opration of a medical clinic located near a Rohingya refugee camp. The clinic treats thousands of patients each year. FLI also conducts various other projects each year. Projects include literature distribution, medical assistance, teaching English as a second language, and other humanitarian projects. 892725 true true false false false false false false false false true false false false false true true false false true true false true false false false false false false false false false false false false false false false false false false false false false false false false true 3 0 true 3 true false true BG false false false false false false false false false false X 4 4 false false false false false false false true true false false true true true true true false false false false MD MI NY OH PA VA X Clyde Zimmerman 8143296404 8583 Woodbury Pike Hollidaysburg PA 16648 X Tim Martin President 2.00 0.00 X X 0 0 0 Lamar Rosenberry Secretary 2.00 0.00 X X 0 0 0 Keith Sensenig At large 2.00 0.00 X 0 0 0 Arnold Eby At large 2.00 0.00 X 0 0 0 Clyde Zimmerman Treasurer - Part year board member 3.20 0.00 X 0 0 0 0 0 0 0 false false false Seeds of Success Prince Hassam Street Irbid Irbid JO 21166 JO SALT Education 110090 1 940818 940818 3578 3578 0 Foreign exchange gl 900099 -11324 -11324 -11324 933072 -11324 0 3578 X 50930 50930 351441 315017 36424 503 503 1960 1960 9403 9403 146343 145084 525 734 8953 4952 2399 1602 1527 1527 85943 83674 2269 117230 117230 2764 2764 465 465 1429 1429 Medicinemedical supplies 127678 127678 Other field supplies 44443 44443 488 488 951500 892725 56439 2336 84033 86805 73282 51175 11276 26629 18623 3569 15519 15054 3723 101 187833 179764 582 10941 582 10941 X 126536 147187 60715 21636 187251 168823 187833 179764 -18428 0 X false true X false false X 704149 699588 730378 813973 940818 3888906 704149 699588 730378 813973 940818 3888906 3888906 741 4001 3578 8320 3897226 0.99790 0.99870 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 18623 3569 15054 15054 X 933072 933072 933072 951500 951500 951500 Part X, Line 2-Text in footnote regarding FIN 48 (ASC 740) FLI has adopted accounting principles related to accounting for uncertainty in income taxes. FLIs policy is to record a liability for any tax position taken that is beneficial to FLI, including any related interest and penalties, when it is more likely than not the position taken by management with respect to a transaction or class of transactions will be overturned by a taxing authority upon examination. Penalties and interest related to underpayment of income taxes are not recorded as income taxes but as penalties and interest expense. Management believes there are no such positions for either the current year or prior years and, according, no liability has been accrued. true South Asia Grant making 50930 South Asia 6 89 Program services Poverty eradication 841795 6 89 6 89 892725 892725 Medical/Relief assistance South Asia 269 34454 Cash payments 16476 Relief supplies seeds etc Book false false false false false false Use of grant monitoring procedures (Part I, line 2) Grants or funds made available to organizations or individuals in Bangladesh are provided to meet very basic human needs including medical assistance, humanitarian relief, or economic education. Before funds or non-cash goods are disbursed, management reviews the needs presented and approve the distributions. Management monitors the aid activity with qualified field staff who keep appropriate documentation for each form of financial assistance disbursed. Method of accounting for expenditures (Part I, line 3, col f) Total expenditures listed in column F are reported on the accrual basis of accounting. Number of recipients estimation explanation (Part III, col c) The number of recipients reported in column C was estimated based upon information kept at the field offices. Form 990 governing body review Part VI line 11 The board of directors review FLIs Form 990 prior to its filing with the IRS. Conflict of interest policy compliance Part VI line 12c The governing board is charged with the responsibility of monitoring compliance with FLIs conflict of interest policy. Interested persons are required to disclose to the board any transaction that may be viewed as a potential conflict of interest. Board members that are not party to the transaction have a fiduciary responsibity to decide whether the transaction in question is a conflict of interest. Appropriate action is required if such a determination is made. A complete copy of the conflict of interest policy may be acquired by contacting the organizations business office. Governing documents etc available to public Part VI line 19 FLI makes its annual audited financial statements and other governing documents such as its articles of incorporation, by-laws, confict of interest policy, and other documents available upon request. List of other fees for services expenses Part IX line 11g SALT educational services $113,592 Other services 31,492 _______________________________________________________ Total $145,084 General explanation attachment Part I, line 1 continued: support its activities. FLI is organized exclusively for educational and charitable purposes. Its purposes include utilizing savings groups to help rural villagers rise out of poverty by providing financial economic teaching; by providing spoken English to villagers; and, by coordinating volunteer humanitarian efforts as may be dicated by global events.