2026-09-22T08:44:23-07:00 2026-06-30 742638320 West Davis & Company LLP 8200 North Mopac Expressway Suite 1 Austin TX 78759 990 2025-07-01 680065873 3CORE Inc 3COR 5308938732 2515 Ceanothus Avenue 105 Chico CA 95973 Patty Hess Executive Director 5308938732 2026-09-21 true Rob West CPA P00218847 5038286650 2025 Patty Hess 2515 Ceanothus Avenue 105 Chico CA 95973 1615040 false X 3coreedc.org X 1985 CA Serve as an intermediary for public and private funds that foster a stable and diversified local economy, to improve social, economic and employment conditions and implement sound, long-term strategy to address identified community needs. 6 6 8 59 0 0 1286690 1200175 333988 264393 110890 150472 0 1731568 1615040 60545 285930 0 683259 694217 0 0 256625 306611 1000429 1286758 731139 328282 9339469 10249027 962743 1544019 8376726 8705008 Serve as an intermediary for public and private funds that foster a stable and diversified local economy, to improve social, economic and employment conditions and implement sound, long-term strategy to address identified community needs. false false 1083114 285930 264393 Organization and Nature of Activities 3CORE, Inc. (the Corporation) is a private not-for-profit corporation organized and established in 1985 to serve the rural northern California region of Butte, Glenn, and Tehama and the cities therein. The specific purpose of the Corporation is to be an intermediary for public and private investments that foster a stable and diversified local economy, to improve social, economic, and employment conditions through collaborative partnerships and to implement a sound, long-term strategy that can address identified community needs through the private, public, and nonprofit organizations principally located within Butte, Glenn, and Tehama counties. The Corporation is a federally recognized Economic Development District (EDD), a state and federally certified Community Development Financial Institution (CDFI), and a licensed lender regulated by the California Department of Financial Protection and Innovation (DFPI). Services related to economic development are funded, in part, through various federal grants and matching funds provided by local jurisdictions. The Corporations revolving loan fund program provides financing to local businesses. The funds for the program are derived from various Economic Development Administration Grants, various local grant funds, local matching funds, various equity equivalent investment loans, and reinvestment of interest and loan fees. The Corporation also provides contract services, in part to local government units, related to obtaining and administering grant projects. During the current fiscal year, the Corporation administered various grant programs at the direction of local counties and cities to aid small businesses. 1083114 true true false false false false false false false false true false false false true false true false false false false false false false false false false false true false false false false false false false false false false false false false false false false false false true 9 0 true 8 true false false false false false false false false false false X 6 6 true false false false false false false true true false false true true true true true true true true false CA X X Joanna Williams 5308938732 2515 Ceanothus Avenue 105 Chico CA 95973 Patty Hess Executive Director 40.00 X 114675 0 18952 Dan Blair President 1.00 X 0 0 0 Toni Scott Vice President 1.00 X 0 0 0 Starlyn Brown Secretary/Treasurer 1.00 X 0 0 0 Tony Cardenas Director 1.00 X 0 0 0 Cesar Alfaro Director 1.00 X 0 0 0 Rick Woody Director 1.00 X 0 0 0 114675 0 18952 1 false false false 968010 232165 1200175 Contract revenue 926110 76396 0 0 Loan interest 926110 169200 0 0 Portfolio management 926110 18797 0 0 264393 150472 0 150472 1615040 264393 0 150472 285930 285930 133627 108148 25479 0 395742 320285 75457 0 119472 99628 19844 0 45376 37641 7735 0 21800 19927 1873 0 100143 94197 5946 0 13155 8565 4590 0 29068 14110 14958 0 34777 20948 13829 0 32236 26889 5347 0 15383 13604 1779 0 22544 0 22544 0 37301 33038 4263 0 BAD DEBTS 204 204 0 0 1286758 1083114 203644 0 1865135 1099359 4343996 6046787 203708 68900 2270500 2360731 39828 43592 783904 154246 616302 629658 9339469 10249027 45147 41385 39042 75542 776154 1324692 102400 102400 962743 1544019 X 5459862 5476014 2916864 3228994 8376726 8705008 9339469 10249027 328282 X false true X true true true X 0 1429803 4073146 1600786 1286690 1200175 9590600 0 0 1429803 4073146 1600786 1286690 1200175 9590600 0 9590600 186 1092 76224 110890 150472 338864 0 0 9929464 0.96590 0.97950 X 0 0 0 RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 0 200270 200270 501994 116200 385794 81640 38046 43594 629658 Deposits 102400 102400 1615040 1615040 1615040 1286758 1286758 1286758 true Small Business Assistance 10 285930 Pt I Line 2 In partnership with state and local entities, 3CORE created and Pt I Line 2 administered various grant programs during the year. Eligibility Pt I Line 2 and selection criteria were established from federal regulations. Pt I Line 2 Application forms were created based on the eligibility and Pt I Line 2 selection criteria and then approved by the state or local entity. Pt I Line 2 A file was prepared for each applicant and reviewed by two staff Pt I Line 2 members to determine eligibility. Paper checks were Pt I Line 2 issued from an independent cash account. Periodic reporting Pt I Line 2 was required by the state and local entities. Pt VI, Line 11b The board reviews the 990 at its monthly meeting before Pt VI, Line 11b the Executive Director signs. Pt VI, Line 12c Incorporated a conflict of interest policy into the Pt VI, Line 12c personnel manual applicable to employees and board Pt VI, Line 12c members. Such persons are required to inform management Pt VI, Line 12c of any potential conflicts upon occurrence of the Pt VI, Line 12c development. Pt VI, Line 15a The board of directors conducts an annual evaluation Pt VI, Line 15a and review of the compensation paid to the Executive Pt VI, Line 15a Director and sets compensation for the position. Pt VI, Line 15b All other staff compensation, including key employees, Pt VI, Line 15b is established by the Executive Director. Pt VI, Line 2 3CORE is a member lender of the California Finance Pt VI, Line 2 Consortium, an IRC Section 501(c)(3) exempt Pt VI, Line 2 organization. As a member, 3CORE appoints one Pt VI, Line 2 of the four board members. Patty Hess, the executive Pt VI, Line 2 director of 3CORE, serves on the CFC board. 3CORE acts Pt VI, Line 2 as a program manager for CFC and was paid $14,050 to Pt VI, Line 2 manage CFCs operations and the loan guarantee Pt VI, Line 2 portfolio. As of June 30, 2026, CFC held $394,425 Pt VI, Line 2 in loan guarantees for 3CORE.