2026-07-21T13:47:06-05:00 2025-12-31 430352985 KERBER ECK & BRAECKEL LLP 3200 ROBBINS ROAD STE 200A SPRINGFIELD IL 62704 990 2025-01-01 376026317 STALEY CREDIT UNION STAL 2174239767 3330 N WOODFORD DECATUR IL 62526 CYNTHIA ANDERSON EXECUTIVE VICE PRESIDENT/CFO 2174239767 2026-07-09 1 CLIFFORD BUMGARNER P01421693 2177890960 2026-07-09 2025 2025-03-06 01:10:19Z CYNTHIA ANDERSON 3330 N WOODFORD DECATUR IL 62526 21585238 0 X WWW.STALEYCU.COM X 1930 IL CREDIT UNION OPERATED FOR MUTUAL PURPOSES. 9 9 76 0 0 0 0 0 9527005 11000931 1804289 1052727 2145743 2758328 13477037 14811986 0 0 0 0 3300233 3547900 0 0 0 7950495 8562283 11250728 12110183 2226309 2701803 209198157 222119850 191628649 200095277 17569508 22024573 IT IS THE MISSION OF STALEY CREDIT UNION TO PROVIDE CONVENIENT, RESPONSIVE AND PROGRESSIVE FINANCIAL SERVICES FOR OUR MEMBERS. 0 0 RECEIVED DEPOSITS IN VARIOUS ACCOUNT TYPES FOR APPROXIMATELY 17,227 MEMBERS. PROVIDE CONSUMER AND REAL ESTATE LOANS TO APPROXIMATELY 12,967 MEMBERS. 0 0 1 0 0 0 0 1 0 1 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 3101 0 1 76 1 0 0 0 0 0 0 0 0 X 9 9 0 0 0 0 1 0 0 1 1 0 0 1 1 1 1 0 1 1 1 0 X CYNTHIA ANDERSON 2174239767 3330 N WOODFORD DECATUR IL 62526 DANIELLE R FIELDS DIRECTOR 0.00 X 0 0 0 JONATHAN B RINCKER DIRECTOR 0.00 X 0 0 0 DENNIS E TRUMP DIRECTOR 0.00 X 0 0 0 MICHAEL N LANDACRE BOARD VICE-CHAIRMAN 0.00 X 0 0 0 STEVEN D BOWMAN DIRECTOR 0.00 X 0 0 0 RICHARD P PODESCHI DIRECTOR 0.00 X 0 0 0 MICHELLE D O'BRYAN BOARD SECRETARY 0.00 X 0 0 0 KURT B BICKES DIRECTOR 0.00 X 0 0 0 JAMES T SLADE III BOARD CHAIRMAN 0.00 X 0 0 0 KIMBERLY ERVIN PRESIDENT & CEO 40.00 X 258577 0 20813 CYNTHIA ANDERSON EVP & CFO 40.00 X 163881 0 16274 RODNEY WEEKS VP-LENDING 40.00 X 124221 0 14683 BLAKE WALLACE WP-MARKETING 40.00 X 132350 0 21370 JOSEPH SPRINGER VP-LENDING 40.00 X 60350 0 9021 739379 0 82161 4 0 1 0 MONROE & ASSOCIATES 1545 CR 375 E BETHANY IL 61914 IT SERVICES 244625 CORNERSTONE ADVISORS OF ARIZONA LLC 7272 E INDIAN SCHOOL RD SUITE 400 SCOTTSDALE AZ 85251 PROJECT MANAGEMENT 234968 2 LOAN INTEREST 522100 8986832 8986832 VISA DEBIT INTERCHANGE 522100 1344335 1344335 VISA CREDIT INTERCHANGE 522100 669764 669764 11000931 1143090 1143090 6661889 21000 6741252 32000 -79363 -11000 -90363 -90363 OTHER REVENUE 522100 2758328 2758328 2758328 14811986 13668896 0 1143090 X 3143724 -260642 437796 227022 40 55693 455249 76857 620607 489461 62964 452035 67428 PRODUCTS & SERVICES 2292756 DIVIDENDS PAID TO MEMBE 1905896 LOAN PROCESS 629013 OTHER PROFESSIONAL SERV 123940 1330344 12110183 10228759 12425547 153628394 166333917 7756343 9421173 13793638 7794107 5989979 5999531 26940982 23228356 1948400 2025700 2705300 2685626 209198157 222119850 927262 974360 282196 405029 3000000 190419191 195715888 191628649 200095277 X 0 0 0 0 17569508 22024573 17569508 22024573 209198157 222119850 X 2701803 935838 817424 X 0 1 X 1 0 3000 3000 3000 1 CREDIT UNION POL ACTION COUNCIL 1807 W DIEHL RD NAPERVILLE IL 60563 363092340 3000 PART I-A, LINE 1: CONTRIBUTION TO CUPAC PART 1-C LINE 4 CONTRIBUTION TO CUPAC THE ORGANIZATION HAS NO POLITICAL ORGANIZATION TAXABLE INCOME FOR THE YEAR ENDED DECEMBER 31, 2025. 1 282196 1210452 1087620 405029 1 X 918653 918653 8342297 4019911 4322386 302178 300945 1233 4230510 3473251 757259 5999531 MEMBERS SHARE ACCOUNTS 195715888 195715888 X PART IV, LINE 1B: THE ORGANIZATION COLLECTS REAL ESTATE TAX AND INSURANCE PAYMENTS FROM MEMBERS AND REMITS THEN TO THE PROPER ENTITIES. PART IV, LINE 2B: THE ENDING LIABILITY BALANCE REPRESENTS THE EXCESS AMOUNT THAT CUSTOMERS HAVE DEPOSITED THAT HAS YET TO BE REMITTED TO THE PROPER ENTITY. PART X, LINE 2: THE CREDIT UNION DOES NOT HAVE AUDITED FINANCIALS STATEMENTS AS OF THE TAX YEAR ENDING DECEMBER 31, 2025. HOWEVER, THE FOLLOWING STATEMENT IS INCLUDED IN THE SEPTEMBER 30, 2025, AUDITED FINANCIAL STATEMENTS. THE CREDIT UNION HAS RECOGNIZED IN THE FINANCIAL STATEMENTS THE EFFECTS OF ALL TAX POSITIONS AND CONTINUALLY EVALUATES EXPIRING STATUTES OF LIMITATIONS, AUDITS, CHANGES IN TAX LAW, AND NEW AUTHORITATIVE RULINGS. THE CREDIT UNION IS NOT AWARE OF ANY CIRCUMSTANCES OR EVENTS THAT MAKE IT REASONABLY POSSIBLE THAT UNRECOGNIZED TAX BENEFITS MAY INCREASE OR DECREASE WITHIN 12 MONTHS OF THE DATE OF THE STATEMENT OF FINANCIAL CONDITION. FORM 990, PART IV, LINE 12A FORM 990, SCHEDULE D, PARTS XI, XII, AND XIII ARE NOT APPLICABLE AT DECEMBER 31, 2025. STALEY CREDIT UNION RECEIVES AUDITED FINANCIAL STATEMENTS ANNUALLY AT SEPTEMBER 30 RATHER THAN AT DECEMBER 31. X 0 0 0 KIMBERLY ERVIN PRESIDENT & CEO 244699 0 13878 0 0 0 0 0 20813 0 279390 0 0 0 CYNTHIA ANDERSON EVP & CFO 155000 0 8881 0 0 0 0 0 16274 0 180155 0 0 0 BLAKE WALLACE WP-MARKETING 125000 0 7350 0 0 0 0 0 21370 0 153720 0 0 0 FORM 990, PART VI, SECTION A, LINE 6 ALL DEPOSITORS IN THE CREDIT UNION ARE CONSIDERED MEMBERS. FORM 990, PART VI, SECTION B, LINE 11B THE RETURN PREPARER EMAILS A COPY OF THE FINAL VERSION OF FORM 990 TO THE VP OF FINANCE/CFO BEFORE IT IS FILED. THE VP OF FINANCE/CFO DISTRIBUTES THE 990 TO EACH BOARD MEMBER BEFORE FILING, SO THAT THEY MAY REVIEW AND APPROVE THE FORM 990. FORM 990, PART VI, SECTION B, LINE 12C ORGANIZATION REVIEWS ANNUAL CONFLICT OF INTEREST STATEMENTS THAT ARE SIGNED BY EACH EMPLOYEE. FORM 990, PART VI, SECTION B, LINE 15 THE PRESIDENT'S SALARY IS SET BY THE HUMAN RESOURCE SUB-COMMITTEE OF THE BOARD, AND THE COMMITTEE REVIEWS AND APPROVES SALARY FOR OTHER KEY EMPLOYEES. FORM 990, PART VI, SECTION C, LINE 19 THE BALANCE SHEET IS MADE AVAILABLE TO THE PUBLIC EACH MONTH VIA A POSTING IN THE LOBBY OF EACH BRANCH. FORM 990, PART IX, LINE 24E OTHER OPERATING EXPENSES 122,625. ATM 110,440. MAINTENANCE 98,264. DONATIONS 95,959. CREDIT REPORTING 92,978. POSTAGE & SHIPPING 88,015. BOND & FRAUD LOSS 71,046. TELEPHONE 70,901. BANKING FEES 68,139. PROVISION FOR NEGATIVE SHARES 65,496. EMPLOYEE ACTIVITIES 55,352. COLLECTION 50,987. INTEREST-OVERNIGHT BORROWING 46,500. DFI SUPERVISION FEES 45,109. EDUCATION TRAINING 42,088. CORE CONVERSION EXPENSE 41,591. ATM/CASH DELIVERY 39,596. ASSOCIATION DUES 38,621. VISA FRAUD LOSS 33,101. SHARE DRAFT 15,623. SECURITY 12,196. SEG/MEMBER RELATIONS/YOUTH 7,360. PUBLICATIONS & SUBSCRIPTIONS 6,852. IRA ADMIN FEES 5,092. MISC. OPERATING COSTS 2,754. COMMUNITY REINVESTMENT 2,362. CASH SHORT 1,297. FORM 990, PART XI, LINE 9: UNRECOGNIZED NET GAIN ON PENSION 617,092. POST RETIREMENT UNRECOGONIZED NET GAIN 200,332.