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      <SupplementalInformationDetail>
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        <ExplanationTxt>THE 990 IS REVIEWED BY MANAGEMENT AND THE BOARD OF DIRECTORS PRIOR TO SUBMISSION.</ExplanationTxt>
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      <SupplementalInformationDetail>
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        <ExplanationTxt>THE CONFLICTS OF INTEREST POLICY IS REVIEWED BY THE EMPLOYEES AND BOARD OF DIRECTORS ANNUALLY.</ExplanationTxt>
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      <SupplementalInformationDetail>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 15B</FormAndLineReferenceDesc>
        <ExplanationTxt>COMPENSATION OF KEY EMPLOYEES IS REVIEWED BY THE EMPLOYEES AND BOARD OF DIRECTORS ANNUALLY.</ExplanationTxt>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990, PAGE 6, PART VI, LINE 19</FormAndLineReferenceDesc>
        <ExplanationTxt>THE GOVERNING DOCUMENTS, CONFLICTS OF INTEREST POLICY AND FINANCIAL STATEMENTS ARE AVAILABLE UPON REQUEST.</ExplanationTxt>
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    </IRS990ScheduleO>
  </ReturnData>
</Return>