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        <CityNm>GARLAND</CityNm>
        <StateAbbreviationCd>TX</StateAbbreviationCd>
        <ZIPCd>75041</ZIPCd>
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      <SignatureDt>2026-03-12</SignatureDt>
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      <PreparerPersonNm>SHARON M HERWALD CPA</PreparerPersonNm>
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    <TaxYr>2025</TaxYr>
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      <PrimaryExemptPurposeTxt>TO OPERATE AS A COMMUNITY DEVELOPMENT FINANCIAL INSTITUTION ("CDFI") CERTIFIED BY THE COMMUNITY DEVELOPMENT FINANCIAL INSTITUTIONS FUND (THE "CDFI FUND") IN ORDER TO ENGAGE IN MORTGAGE LOAN ORIGINATION, AS A LOAN FUND THAT PROVIDES FINANCING TO AFFORDABLE HOUSING PROVIDERS, AND/OR COMMUNITY SERVICE AND DEVELOPMENT ORGANIZATION, ALL FOR THE PURPOSE OF PROVIDING SERVICES THAT EXPAND HOMEOWNERSHIP OPPORTUNITIES TO UNDERSERVED INDIVIDUALS AND FAMILIES, CONSISTENT WITH THE REQUIREMENTS AND GUIDELINES OF THE CDFI PROGRAM.</PrimaryExemptPurposeTxt>
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        <DescriptionProgramSrvcAccomTxt>TO OPERATE AS A COMMUNITY DEVELOPMENT FINANCIAL INSTITUTION ("CDFI") CERTIFIED BY THE COMMUNITY DEVELOPMENT FINANCIAL INSTITUTIONS FUND (THE "CDFI FUND") IN ORDER TO ENGAGE IN MORTGAGE LOAN ORIGINATION, AS A LOAN FUND THAT PROVIDES FINANCING TO AFFORDABLE HOUSING PROVIDERS, AND/OR COMMUNITY SERVICE AND DEVELOPMENT ORGANIZATION, ALL FOR THE PURPOSE OF PROVIDING SERVICES THAT EXPAND HOMEOWNERSHIP OPPORTUNITIES TO UNDERSERVED INDIVIDUALS AND FAMILIES, CONSISTENT WITH THE REQUIREMENTS AND GUIDELINES OF THE CDFI PROGRAM.</DescriptionProgramSrvcAccomTxt>
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      <OfficerDirectorTrusteeEmplGrp>
        <PersonNm>KERRY FRANKLIN</PersonNm>
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      <OfficerDirectorTrusteeEmplGrp>
        <PersonNm>RICH MASSA</PersonNm>
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      <SubjectToProxyTaxInd>0</SubjectToProxyTaxInd>
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      <MadeLoansToFromOfficersInd>0</MadeLoansToFromOfficersInd>
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      <RelatedOrganizationCtrlEntInd>0</RelatedOrganizationCtrlEntInd>
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      <SupplementalInformationDetail>
        <FormAndLineReferenceDesc>FORM 990-EZ, PART II, LINE 26 - OTHER LIABILITIES</FormAndLineReferenceDesc>
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      <DeclarationDesc>THE ORGANIZATION DID NOT, DURING THE YEAR, RECEIVE ANY FUNDS, DIRECTLY,OR INDIRECTLY, TO PAY PREMIUMS ON A PERSONAL BENEFIT CONTRACT.THE ORGANIZATION, DID NOT, DURING THE YEAR, PAY ANY PREMIUMS, DIRECTLY,OR INDIRECTLY, ON A PERSONAL BENEFIT CONTRACT.</DeclarationDesc>
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