2026-02-10T12:34:26-06:00 2025-03-31 393647910 WIPFLI ADVISORY LLC 43 CONSTITUTION DRIVE SUITE 100 BEDFORD NH 03110 990 2024-04-01 836759671 ME CREDIT UNION LEAGUE INS TR MECR 2077730925 2 LEDGEVIEW DRIVE WESTBROOK ME 04092 KIM DAIGLE ADMINISTRATOR 2077730925 2025-12-20 1 1 LANCE R TURGEON P00627708 6036273838 2025-12-20 2024 2025-03-06 01:10:19Z 2 LEDGEVIEW DRIVE WESTBROOK ME 04092 8914193 0 X N/A X 2019 ME TO PROVIDE HEALTH BENEFITS TO ITS MEMBERS' EMPLOYEES. 5 2 0 5 0 0 0 0 8432211 8038832 61075 79480 0 735000 8493286 8853312 0 0 6563343 7750426 0 0 0 0 0 1010043 951170 7573386 8701596 919900 151716 1892469 2087978 739318 784598 1153151 1303380 TO PROVIDE HEALTH BENEFITS TO ITS MEMBERS' EMPLOYEES. 0 0 ADMINISTERS A GROUP HEALTH PROGRAM FOR THE BENEFIT OF THE MEMBERS OF MAINE CREDIT UNION LEAGUE. 0 0 0 0 0 0 0 0 0 0 0 0 1 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 1 0 0 0 0 0 0 0 1 0 0 1 3 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 X 5 2 0 0 0 0 0 0 0 1 0 0 0 0 1 0 1 0 0 0 0 0 X AMBER HOLLO 2077730925 2 LEDGEVIEW DRIVE WESTBROOK ME 04092 CHRISTINA CARTER CHAIR (THRU MAR 2025) 1.00 X X 0 0 0 DEB WHITE-RIDEOUT VICE-CHAIR (THRU MAR 2025) 1.00 X X 0 0 0 JOE MOSES TRUSTEE 1.00 X 0 0 0 RYAN POULIN TRUSTEE 1.00 X 0 0 0 SCOTT SEGUIN TRUSTEE (THRU MAR 2025) 1.00 X 0 0 0 KIM DAIGLE ADMINISTRATOR 4.00 36.00 X 0 317950 39675 0 317950 39675 0 0 1 0 0 INS. PREMIUMS COLLECTE 524298 8038832 8038832 8038832 56671 56671 83690 60881 22809 22809 22809 REINSURANCE RECOVERIES 524298 735000 735000 735000 8853312 8773832 0 79480 7750426 143606 28450 3856 44000 32121 INCOME AND EXCISE TAXES -14667 ADMINISTRATIVE FEES 397329 CLAIMS PROCESSING 190225 ANTHEM FEES 67071 59179 8701596 920733 311551 71607 45232 732670 769210 167459 961985 1892469 2087978 89705 13847 649613 770751 739318 784598 X 0 0 0 0 1153151 1303380 1153151 1303380 1892469 2087978 151716 -1487 0 X 0 1 X 1 0 0 ACCRUED INTEREST 1563 REINSURANCE RECOVERY 906108 PHARMACY PRICE GUARANTEE 54314 961985 CLAIMS PAYABLE 123245 CLAIMS INCURRED BUT NOT REPORTED 647506 770751 8847969 -1487 -1487 8849456 3856 3856 8853312 8697740 0 8697740 3856 3856 8701596 0 0 0 KIM DAIGLE ADMINISTRATOR 0 317950 0 0 0 0 0 15185 0 24490 0 357625 0 0 PART I, LINE 3 THE BOARD OF DIRECTORS OF THE INSURANCE TRUST DISCUSS AND APPROVE THE PRESIDENT'S SALARY ANNUALLY. JOE MOSES - DOWNEAST CU CONTRBUTING EMPLOYER 755553 PREMIUMS PAID 0 CHRISTINA CARTER - MIDCOAST FCU CONTRBUTING EMPLOYER 455899 PREMIUMS PAID 0 RYAN POULIN - NEW DIMENSIONS FCU CONTRBUTING EMPLOYER 612450 PREMIUMS PAID 0 FORM 990, PART VI, SECTION A, LINE 8B NO ADDITIONAL COMMITTEES WERE FORMED DURING THE CURRENT YEAR. FORM 990, PART VI, SECTION B, LINE 11B THE ADMINISTRATOR REVIEWS THE 990 PRIOR TO SIGNING. FORM 990, PART VI, SECTION B, LINE 12C IT IS PART OF THE TRUST AGREEMENT AND APPLICABLE TO TRUSTEES. THERE IS NO REQUIREMENT TO ANNUALLY SIGN THE POLICY. THE AGREEMENT STATES THAT WHEN A MATTER INVOLVING A TRUSTEE, OR COMPANY WHICH EMPLOYS A TRUSTEE, THE TRUSTEE MUST RECUSE HIM/HERSELF FROM THE PROCEEDINGS. FORM 990, PART VI, SECTION C, LINE 19 TRUST DOCUMENTS, POLICIES, FORM 5500 AND AUDITED FINANCIAL STATEMENTS ARE AVAILABLE TO BE REVIEWED, UPON REQUEST, AT THE TRUST'S WESTBROOK, MAINE OFFICE. FORM 990, SCHEDULE R, PART V, LINE 2 EXPENSES REPORTED BY THE MCULIT WILL DIFFER FROM THOSE REPORTED BY THE INSURANCE TRUST DUE TO DIFFERING YEAR ENDS. PART V #3A THE TRUST'S INVESTMENT INCOME WAS EARNED ON FUNDS SET ASIDE FOR THE PAYMENT OF HEALTH AND OTHER RELATED BENEFITS. THE FUNDS SET ASIDE DO NOT EXCEED THE LIMITS IN REGULATION 1.512(A) 5T AND CODE SECTION 419A. AS SUCH THE INVESTMENT INCOME QUALIFIES AS EXEMPT FUNCTION INCOME (SECTION 512) AND IS NOT SUBJECT TO UNRELATED BUSINESS TAXATION. BREWER FEDERAL CREDIT UNION CONTRIBUTING EMPLOYER 0 CAPITAL AREA FEDERAL CREDIT UNION CONTRIBUTING EMPLOYER 0 CHANGING SEASONS FEDERAL CREDIT UNION CONTRIBUTING EMPLOYER 0 CONNECTED FEDERAL CREDIT UNION CONTRIBUTING EMPLOYER 0 CUMBERLAND COUNTY FEDERAL CREDIT UNION CONTRIBUTING EMPLOYER 0 DIRIGO FEDERAL CREDIT UNION CONTRIBUTING EMPLOYER 0 DOWNEAST CREDIT UNION CONTRIBUTING EMPLOYER 0 EASTMILL FEDERAL CREDIT UNION CONTRIBUTING EMPLOYER 0 FIVE COUNTY CREDIT UNION CONTRIBUTING EMPLOYER 0 FRANKLIN-SOMERSET FEDERAL CREDIT UNION CONTRIBUTING EMPLOYER 0 GARDINER FEDERAL CREDIT UNION CONTRIBUTING EMPLOYER 0 GREAT FALLS FEDERAL CREDIT UNION CONTRIBUTING EMPLOYER 0 CU INSURANCE SOLUTIONS CONTRIBUTING EMPLOYER 0 KATAHDIN FEDERAL CREDIT UNION CONTRIBUTING EMPLOYER 0 KSW FEDERAL CREDIT UNION CONTRIBUTING EMPLOYER 0 LINCOLN MAINE FEDERAL CREDIT UNION CONTRIBUTING EMPLOYER 0 MAINE SOLUTIONS FEDERAL CREDIT UNION CONTRIBUTING EMPLOYER 0 MIDCOAST FEDERAL CREDIT UNION CONTRIBUTING EMPLOYER 0 NEW DIMENSIONS FEDERAL CREDIT UNION CONTRIBUTING EMPLOYER 0 NORSTATE FEDERAL CREDIT UNION CONTRIBUTING EMPLOYER 0 OTIS FEDERAL CREDIT UNION CONTRIBUTING EMPLOYER 0 SABATTUS REGIONAL CREDIT UNION CONTRIBUTING EMPLOYER 0 SACO VALLEY FEDERAL CREDIT UNION CONTRIBUTING EMPLOYER 0 SEBASTICOOK VALLEY FEDERAL CREDIT UNION CONTRIBUTING EMPLOYER 0 TRICORP FEDERAL CREDIT UNION CONTRIBUTING EMPLOYER 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 CU INSURANCE SOLUTIONS O 240526 FMV