2026-02-09T07:28:57-08:00 2025-09-30 460592475 FJ & Associates PLLC 612 N Kays Drive Ste 120 Kaysville UT 84037 990 2024-10-01 870477091 INTERMOUNTAIN BUSINESS LENDING INTE 8016271333 5333 S ADAMS AVE STE B OGDEN UT 84405 CARYL ERIKSSON President 2026-02-09 true true Melissa Dennis P01290909 8019271337 2024 2025-03-06 01:10:19Z CARYL ERIKSSON 5333 S ADAMS AVE STE B OGDEN UT 84405 3456107 false X https://im504.com X 1979 UT THE ORGANIZATION MEETS WITH STATE AGENCIES, LOCAL BANKERS,COMMUNITY ORGANIZATIONS, AND LOCAL BUSINESS PEOPLE TO PROMOTE AND PROVIDE SERVICE TO BUSINESSES THAT QUALIFY FOR THE SMALL ADMIN 504 LOAN PROGRAM. ORIGINATED AND SERVICES 504 LOANS TO SMALL BUSINESSES IN UTAH. 9 7 20 0 0 3234022 3378100 97164 47623 2418 3331186 3428141 10813 26437 0 2345562 2144586 0 0 993894 1079337 3350269 3250360 -19083 177781 2980702 3388977 658671 931677 2322031 2457300 THE ORGANIZATION MEETS WITH STATE AGENCIES, LOCAL BANKERS,COMMUNITY ORGANIZATIONS, AND LOCAL BUSINESS PEOPLE TO PROMOTE AND PROVIDE SERVICE TO BUSINESSES THAT QUALIFY FOR THE SMALL ADMIN 504 LOAN PROGRAM. ORIGINATED AND SERVICES 504 LOANS TO SMALL BUSINESSES IN UTAH. false false 3250360 26437 REPRESENTED THE U.S SMALL BUSINESS ADMINISTRATION IN MANAGING THE 504 LOAN PROGRAM IN LOANS ASSISTED SMALL BUSINESSES IN PURCHASING REAL ESTATE TO HOUSE THEIR OPERATIONS 3250360 false false false false false false false false false true false false true false false true false false false false false false false false false false false false true false false false true false true false false false false false false false false true 3 0 true 20 false false false false false false false false false X 9 7 false false false false true true false true true false false true true true true false true true true false X JOANNA CARMONY 8016271333 5333 S ADAMS AVE STE B OGDEN UT 84405 ROBERT RICHARDS EMPLOYEE 40.00 0.00 336260 0 0 CARYL ERIKSSON President & CEO 43.00 0.00 X X 205804 0 0 KALIA CLARK EMPLOYEE 40.00 0.00 178112 0 0 MIKEL BOWMAN EMPLOYEE 40.00 0.00 170582 0 0 CHASE JUSTIN CARVER EMPLOYEE 40.00 0.00 162551 0 0 NICHOLAS ADAM WHITE EMPLOYEE 40.00 0.00 100228 0 0 MILISA WOLFLEY BOARD MEMBER 0.00 0.00 X 0 0 0 CARRIE BROUGH BOARD MEMBER 0.00 0.00 X 0 0 0 RUSSELL FULLMER BOARD MEMBER 0.00 0.00 X 0 0 0 BRANDON STODDARD BOARD MEMBER 0.00 0.00 X 0 0 0 JOE TRUNZO BOARD MEMBER 0.00 0.00 X 0 0 0 KERRY WAHLEN BOARD MEMBER 0.00 0.00 X 0 0 0 JAY THOMPSON VICE CHAIR 0.00 0.00 X 0 0 0 MICHAEL POLL Treasurer 0.00 0.00 X 0 0 0 1153537 6 false true false 0 0 CLOSING FEES 522100 418383 418383 ORIGINATION FEES 522100 837125 837125 PORTFOLIO INCOME 522100 366439 366439 SERVICING FEES 522100 1756153 1756153 3378100 46367 46367 0 0 0 29222 27966 1256 1256 1256 0 0 0 MISC 522100 2418 2418 2418 3428141 3428141 26437 26437 0 0 0 205804 205804 1938782 1938782 0 0 0 0 0 0 18028 18028 0 0 0 0 0 0 0 0 0 45929 45929 0 0 0 0 228833 228833 46069 46069 COST OF LOAN CLOSING 245063 245063 MARKETING 146366 146366 OPERATING SUPPLIES AND EXPENSE 131989 131989 BOARD MEETINGS 75892 75892 141168 141168 3250360 3250360 0 0 527424 439076 0 0 306003 298420 0 0 0 0 0 954090 433516 560859 520574 1586416 1771371 0 0 0 359536 2980702 3388977 604431 579346 54240 352331 658671 931677 X 2322031 2457300 2322031 2457300 2980702 3388977 X 177781 56191 -98703 X false true X true false 636917 258245 378672 263031 121129 141902 54142 54142 520574 RIGHT OF USE ASSET 800298 ROU DEPRECIATION -440762 359536 3484332 56191 56191 3428141 3428141 3151657 -98703 -98703 3250360 3250360 X true true X X false false false CARYL ERIKSSON President & CEO 205804 205804 CHASE JUSTIN CARVER EMPLOYEE 162551 162551 KALIA CLARK EMPLOYEE 178112 178112 MIKEL BOWMAN EMPLOYEE 170582 170582 ROBERT RICHARDS EMPLOYEE 336260 336260 Part I, Line 1a: Relevant information in regards to selections on 1a. GH PROPERTIES MANAGEMENT 163676 % OF ANNUAL RENT PMT false Form 990, Part VI, Section B, Line 11b THE 990 IS PRESENTED AT A BOARD MEETING AND APPROVED TO BE FILED BY THESE BOARD OF DIRECTORS. Form 990, Part VI, Section C, Line 19 GOVERNING DOCUMENTS, CONFLICTS OF INTEREST, AND OTHER DOCUMENTS CAN BE OBTAINED BY WRITTEN REQUEST. 01. Members or stockholder classes and rights (Part VI, line 6) THE ORGANIZATION HAS A BOARD OF DIRECTORS 02. Member election for additional members (Part VI, line 7a) BOARD MEMBERS SERVE A 4 YEAR TERM AND CAN BE REELECTED TO THE BOARD FOR A TOTAL OF 2 TERMS OR 8 YEARS AT WHICH TIME THEY ARE NO LONGER ELEGIBLE TO SERVE FOR A MINIMUM OF ONE YEAR. THE MAKE UP OF THE BOARD OF DIRECTORS IS GOVERNED BY THE SBA SOP TO ENSURE DIVERSITY OF MAKE UP WHILE MAINTAIN THE EXPERTISE NECESSARY TO DIRECT A LENDING INSTITUTION. THE BOARD NOMINATES QUALIFIED INDIVUDUALS FORM THE COMMUNITY TO SERVE AS REPLACEMENTS FOR THOSE INDIVIDUAL BOARD MEMBERS WHOSE TERMS HAVE EXPIRED. 03. Conflict of interest policy compliance (Part VI, line 12c) ANNUAL WRITTEN CERTIFICATION OF CONFLICTS OF INTEREST REQUIRED OF ALL DIRECTORS ANDOFFICERS 04. CEO, executive director, top management comp (Part VI, line 15a) COMPENSATION OF THE EXECUTIVE DIRECTOR IS DETERMINED BY THE COMPENSATION COMMITTEE. THE EXECUTIVE DIRECTOR THEN ESTABLISHES OTHER EMPLOYEE COMPENSATION BASED ON PERFORMANCE. ALL W2 INFORMATION IS REPORTED UNDER A LEASING COMPANY'S FEDERAL ID. 05. Other officer or key employee compensation (Part VI, line 15b COMPENSATION OF THE EXECUTIVE DIRECTOR IS DETERMINED BY THE COMPENSATION COMMITTEE. THE EXECUTIVE DIRECTOR THEN ESTABLISHES OTHER EMPLOYEE COMPENSATION BASED ON PERFORMANCE. ALL W2 INFORMATION IS REPORTED UNDER A LEASING COMPANY'S FEDERAL ID. 06. Prior period adjustment to beginning net assets THE ORGANIZATION DETERMINED THAT THE BEGINNING NET ASSETS BALANCE REPORTED ON THE PRIOR FORM 990 DID NOT REFLECT LEASE-RELATED ASSETS AND LIABILITIES REQUIRED UNDER GAAP (ASC 842). THE ORGANIZATION MAINTAINS ITS BOOKS AND AUDITED FINANCIAL STATEMENTS ON A GAAP BASIS; HOWEVER, THE PRIOR-YEAR FORM 990 WAS PREPARED USING A MODIFIED TAX-BASIS PRESENTATION THAT OMITTED THESE ITEMS.TO ALIGN THE CURRENT-YEAR FORM 990 WITH THE ORGANIZATIONS GAAP FINANCIAL STATEMENTS AND TO ENSURE ACCURATE REPORTING OF BEGINNING BALANCES, A PRIOR PERIOD ADJUSTMENT WAS RECORDED TO RESTATE BEGINNING NET ASSETS. THIS ADJUSTMENT REPRESENTS A CORRECTION OF PREVIOUSLY OMITTED AMOUNTS AND DOES NOT CONSTITUTE A CHANGE IN ACCOUNTING METHOD.