2026-08-25T07:53:40-05:00 2025-06-30 351307701 KRUGGEL LAWTON & COMPANY 2401 W CENTRE AVE PORTAGE MI 49024 990 2024-07-01 382558965 KALAMAZOO VALLEY HABITAT FOR HUMANITY INC KALA 2693442443 1126 GULL ROAD KALAMAZOO MI 49048 TERESA THRASH EXECUTIVE DIRECTOR 2693442443 2026-08-19 1 1 JASON MARTIN P00436816 2693296600 2026-07-15 X 2024 2025-03-06 01:10:19Z KENNY LEONARD 1126 GULL RD KALAMAZOO MI 49048 2853082 0 X WWW.HABITATKALAMAZOO.ORG X 1983 MI ACQUIRING LAND AND HOMES FOR THE PURPOSE OF BUILDING NEW HOMES, AND RENOVATING EXISTING HOMES TO SELL TO VERY LOW INCOME FAMILIES UNDER INTEREST FREE LAND CONTRACTS OR MORTGAGES. THE HOMES ARE LOCATED IN URBAN AREAS OF KALAMAZOO COUNTY, WHICH ARE GENERALLY CONSIDERED TO BE ECONOMICALLY DEPRESSED. HABITAT'S SUPPORT COMES PRIMARILY FROM THE SALE OF HOMES, VARIOUS GOVERNMENT GRANTS AND CONTRIBUTIONS FROM INDIVIDUAL DONORS AND VARIOUS ORGANIZATIONS.KALAMAZOO VALLEY HABITAT FOR HUMANITY HAS IMPLEMENTED A HOME REPAIR PROGRAM, TO HELP MEET THE CHANGING NEEDS OF THE COMMUNITIES WE SERVE. 9 9 19 1300 0 0 880234 1953528 1219407 812922 40931 57660 22252 28972 2162824 2853082 0 0 0 0 829121 912048 0 0 362821 1464246 1264227 2293367 2176275 -130543 676807 4434987 4957096 531777 320133 3903210 4636963 X ACQUIRING LAND AND HOMES FOR THE PURPOSE OF BUILDING NEW HOMES, AND RENOVATING EXISTING HOMES TO SELL TO VERY LOW INCOME FAMILIES UNDER INTEREST FREE LAND CONTRACTS OR MORTGAGES. THE HOMES ARE LOCATED IN URBAN AREAS OF KALAMAZOO COUNTY, WHICH ARE GENERALLY CONSIDERED TO BE ECONOMICALLY DEPRESSED. HABITAT'S SUPPORT COMES PRIMARILY FROM THE SALE OF HOMES, VARIOUS GOVERNMENT GRANTS AND CONTRIBUTIONS FROM INDIVIDUAL DONORS AND VARIOUS ORGANIZATIONS. KALAMAZOO VALLEY HABITAT FOR HUMANITY HAS IMPLEMENTED A HOME REPAIR PROGRAM, TO HELP MEET THE CHANGING NEEDS OF THE COMMUNITIES WE SERVE. 0 0 1042950 253084 CONSTRUCTION - BUILD, RENOVATES OR REPAIRS HOMES FOR LOW INCOME KALAMAZOO COUNTY RESIDENTS. THIS IS ACCOMPLISHED THROUGH A COMBINATION OF VOLUNTEER AND PAID STAFF AS WELL AS PROFESSIONAL AND CONTRACTED LABOR. KALAMAZOO VALLEY HABITAT OVERSEES THE ENTIRE HOME BUILDING PROCESS; LAND ACQUISITION; SITE PLANNING, HOME DESIGN, PULLING PERMITS, UTILITY HOOK-UPS, CONSTRUCTION, LANDSCAPING AND SERVING AS GENERAL CONTRACTOR WITH SUB- CONTRACTORS. 72366 93437 MORTGAGE SERVICES - ALL KALAMAZOO VALLEY HABITAT PROPERTIES ARE SOLD TO OUR FAMILY PARTNERS USING A MORTGAGE NOTE AND DEED WHICH ARE PREPARED BY HABITAT FOR HUMANITY MICHIGAN. KALAMAZOO VALLEY HABITAT IS THE LIEN HOLDER FOR ALL ITS MORTGAGES. THE MORTGAGES ARE HELD "IN HOUSE AND TITLE INSURANCE IS PROVIDED FOR ALL THE PROPERTIES SOLD. HABITAT FOR HUMANITY MICHIGAN SERVICES AND COLLECTS ALL THE PAYMENTS, WITH PROCEEDS RETURNING TO KALAMAZOO VALLEY HABITAT, REINVESTING INTO OTHER HOME PROJECTS. 418246 466401 RESTORE - SELLS NEW AND USED OVERSTOCK AND DISCONTINUED BUILDING AND HOME IMPROVEMENT MATERIALS DONATED BY MANUFACTURERS, STORES, CONTRACTORS AND INDIVIDUALS. THESE DONATED ITEMS ARE SOLD TO THE PUBLIC OR USED IN THE CONSTRUCTION OF HOMES. PROFITS ARE USED TO SUPPORT HOUSING SOLUTIONS FOR LOW INCOME FAMILIES. 138416 VOLUNTEER DEVELOPMENT - ENABLES HABITAT TO FULFILL THEIR TWO FOLD VISION TO MAKE SIMPLE, DECENT, AFFORDABLE HOUSING AVAILABLE AND TO TRANSFORM LIVES AND OUR COMMUNITY. UTILIZING VOLUNTEER LABOR AND RESOURCES SIGNIFICANTLY LOWERS THE COST OF HOME CONSTRUCTION. YET, MOST IMPORTANTLY, THROUGH THE ACT OF WORKING IN PARTNERSHIP WITH VOLUNTEERS AND HOMEBUYERS, WE EMPOWER INDIVIDUALS AND FAMILIES TO ENGAGE THEMSELVES IN THEIR COMMUNITY AND TO IMPACT THE LIVES OF THEIR NEIGHBORS THROUGH SERVICE AND ADVOCACY. FAMILY SERVICE - HAS TWO MAJOR SETS OF ACTIVITY. THE FIRST ACTIVITY IS THE RECRUITMENT AND SELECTION OF HABITAT PARTNER FAMILIES. THIS IS A COMPLICATED PROCESS INVOLVING COMMUNITY EDUCATION EVENTS, PARTNER RECRUITMENT SESSIONS, SCREENING MANY APPLICANTS WITH THE GOAL OF SERVING 12 - 15 PARTNER FAMILIES PER YEAR (DEPENDING ON ELIGIBILITY OF APPLICANTS). THE SECOND MAJOR SET OF ACTIVITIES IS FAMILY SUPPORT. THIS INVOLVES THREE STAGES: 1.STRENGTHENING THE PARTNER RELATIONSHIP BETWEEN THE HABITAT PARTNER AND THE AFFILIATE. 2.SUPPORTING THE PARTNER FAMILY WITH INFORMATION AND TRAINING THROUGH THEIR HOMEBUILDING AND SWEAT EQUITY PROCESS. 3.PREPARING THE PARTNER FAMILY FOR A SUCCESSFUL TRANSITION FROM RENTER TO OWNER (TRAINING, SKILL DEVELOPMENT, ATTITUDE AND RESPONSIBILITY). 138416 1671978 1 1 0 0 0 0 0 0 0 1 1 0 0 1 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 1 22 0 19 1 0 0 0 0 0 0 0 0 0 0 X 9 9 0 0 0 0 0 0 0 1 1 0 0 0 1 1 1 1 1 0 0 0 MI X TERESA THRASH 2693442443 1126 GULL ROAD KALAMAZOO MI 49048 LISA CARRIVEAU PAST PRESIDENT 2.00 X 0 0 0 KENNY LEONARD PRESIDENT 2.00 X X 0 0 0 MIKE OLIPHANT PAST PRESIDENT 2.00 X X 0 0 0 JOSHUWA SCHOIBER TREASURER 2.00 X X 0 0 0 JOSH WARNER SECRETARY 2.00 X X 0 0 0 BRENDAN GAUTHIER BOARD MEMBER 2.00 X 0 0 0 AMELIA BARKER-KING BOARD MEMBER 2.00 X 0 0 0 MICHELLE AUDETTE-BAUMAN BOARD MEMBER 2.00 X 0 0 0 THOMAS LABRENZ BOARD MEMBER 2.00 X 0 0 0 ROBERT COY BOARD MEMBER 2.00 X 0 0 0 TERESA THRASH EXEC. DIRECT 40.00 X 80162 0 0 80162 0 0 0 0 0 0 0 1346 54285 1897897 129374 1953528 RESTORE 900099 466401 466401 TRANSFERS TO HOMEOWNER 900099 250300 250300 MORTGAGE SERVICES 900099 93437 93437 REPAIR INCOME 900099 2784 2784 812922 57660 57660 OTHER REVENUE 900099 28972 28972 28972 2853082 812922 0 86632 65435 65435 651607 403502 63138 184967 143357 96994 10594 35769 51649 33936 4610 13103 120261 39887 24681 55693 12986 885 11800 301 14563 7311 1974 5278 642053 630600 3649 7804 3008 1 275 2732 12318 6785 1403 4130 48263 35081 4472 8710 22968 18658 2446 1864 BUILDING SUPPLIES AND M 200037 200037 DISCOUNTS ON MORTGAGES 48003 48003 DUES AND SUBSCRIPTIONS 42270 9000 10034 23236 COGS 10619 10619 86878 65244 2400 19234 2176275 1671978 141476 362821 211151 90002 17782 17951 293700 49719 39035 41478 1123449 1233178 22277 34047 1010297 453776 601938 556521 1401582 1316589 2699 1582 721374 1616029 4434987 4957096 165256 157139 112500 254021 162994 531777 320133 X 3798989 4504550 104221 132413 3903210 4636963 4434987 4957096 676807 56946 0 X 0 1 X 1 0 X 638080 714300 463562 880234 2063242 4759418 638080 714300 463562 880234 2063242 4759418 1140624 3618794 32349 41462 43191 40931 58460 216393 226094 249812 67549 22102 5553 571110 5546921 5846116 0.65240 0.70930 X RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED 924036 106938 4849 1026265 824069 104574 4607 924036 788280 38992 3203 824069 902304 -109493 4531 788280 740306 188455 22088 4369 902304 1.00000 1 0 9000 9000 761532 261868 499664 239765 191908 47857 556521 HOUSES UNDER CONSTRUCTION 757245 BENEFICIAL INTEREST AT KCF 10837 RIGHT OF USE ASSET 162994 RJ DONOR ACCOUNT 684953 1616029 RIGHT OF USE LIABILITY 162994 162994 2871217 56946 -28192 28754 2842463 10619 10619 2853082 2165656 0 2165656 10619 10619 2176275 PART XI, LINE 2D - OTHER ADJUSTMENTS: CONTRIBUTIONS NET ASSETS RELEASED FROM RESTRICTIONS PART XI, LINE 4B - OTHER ADJUSTMENTS: COST OF SALES PART XII, LINE 4B - OTHER ADJUSTMENTS: COST OF SALES X 1 1036500 FAIR MARKET VALUE X 1 125000 FAIR MARKET VALUE 0 0 0 FORM 990, PART VI, SECTION B, LINE 11B ORGANIZATION'S PROCESS TO REVIEW FORM 990 - THE 990 IS E-MAILED IN DRAFT FORM TO THE FINANCE COMMITTEE. THE FINANCE COMMITTEE REVIEWS THE 990 AND INQUIRES THE CPA FIRM REGARDING ANY QUESTIONS. ONCE THE CPA AND FINANCE COMMITTEE AGREE ON THE FORM, THE 990 IS PRESENTED TO THE BOARD OF DIRECTORS FOR FINAL APPROVAL. FORM 990, PART VI, SECTION B, LINE 12C KVHH DIRECTORS, OFFICERS, AND STAFF SHALL DISCLOSE IN WRITING TO THE BOARDOF DIRECTORS ANY PERSON TO WHOM THEY ARE CLOSELY RELATED OR ANYORGANIZATION WITH WHICH THEY ARE AFFILIATED WHO OR WHICH PRESENTLYTRANSACTS BUSINESS WITH KVHH OR A RELATED ENTITY OR MIGHT REASONABLY BEEXPECTED TO DO SO IN THE FUTURE. EACH DISCLOSURE SHALL BE UPDATED ANDRESUBMITTED TO THE SECRETARY OF THE BOARD ON AN ANNUAL BASIS.UPON DISCLOSURE OF A CONFLICT OF INTEREST THE BOARD MEMBER IS REQUIRED TORETIRE FROM THE ROOM FOR THE FINAL VOTE RELATING TO THE TRANSACTION. FORM 990, PART VI, SECTION C, LINE 19 GOVERNING DOCUMENTS ARE MADE AVAILABLE TO THE PUBLIC UPON REQUEST