2026-08-14T12:25:24-05:00 2025-12-31 540504608 BROWN EDWARDS & COMPANY LLP 3906 ELECTRIC ROAD ROANOKE VA 24018 990 2025-01-01 462827486 APPALACHIAN COMMUNITY CAPITAL DEVELOPMENT FOUNDATION APPA 2025475155 110 PEPPERS FERRY ROAD NW CHRISTIANSBURG VA 24073 DANIEL WALLACE PRESIDENT & CEO 5402603503 2026-08-11 1 PATRICK PITTMAN P00587461 5403450936 2026-08-11 2025 2025-03-06 01:10:19Z DANIEL WALLACE 110 PEPPERS FERRY ROAD NW CHRISTIANSBURG VA 24073 52094798 0 X WWW.APPALACHIANCOMMUNITYCAPITALCDFI.ORG X 2013 VA TO INCREASE SMALL BUSINESS LENDING BY PROVIDING APPALACHIAN MEMBER INSTITUTIONS THAT SERVE UNDERSERVED PEOPLE AND COMMUNITIES WITH NEW SOURCES OF CAPITAL. 8 7 0 0 0 0 5945740 52085315 0 0 0 3283 144800 6200 6090540 52094798 0 0 0 0 0 0 0 0 0 6055725 52065120 6055725 52065120 34815 29678 18336441 2068368 18294534 1996783 41907 71585 X TO INCREASE SMALL BUSINESS LENDING BY PROVIDING APPALACHIAN MEMBER INSTITUTIONS THAT SERVE UNDERSERVED PEOPLE AND COMMUNITIES WITH NEW SOURCES OF CAPITAL. 0 0 51837675 6200 APPALACHIAN COMMUNITY CAPITAL DEVELOPMENT FUND (ACCDF) EXPANDS ACCESS TO CAPITAL BY PROVIDING CAPITAL AND FINANCING SOLUTIONS TO COMMUNITY DEVELOPMENT FINANCIAL INSTITUTIONS (CDFIS) SERVING APPALACHIA AND OTHER UNDERSERVED COMMUNITIES. THROUGH ITS NETWORK OF 44 MEMBER CDFIS WITH MORE THAN $4.5 BILLION IN COMBINED ASSETS ACROSS 13 STATES, ACCDF STRENGTHENS LOCAL CAPACITY TO FINANCE SMALL BUSINESSES, AFFORDABLE HOUSING, COMMUNITY FACILITIES, AND OTHER PLACE-LED ECONOMIC DEVELOPMENT. SINCE LAUNCHING ITS LENDING PROGRAM IN 2015, ACCDF HAS RAISED APPROXIMATELY $64 MILLION AND DEPLOYED APPROXIMATELY $59 MILLION IN LOANS TO MEMBER CDFIS. IN 2025, THE PROGRAM RAISED $35,000,000 IN FUNDS, DEPLOYING APPROXIMATELY $49,325,000 RESULTING IN GRANT INCOME RECOGNIZED OF THE SAME AMOUNT.BEYOND DIRECT LENDING, ACCDF DEVELOPS THE CAPITAL INFRASTRUCTURE NEEDED TO EXPAND COMMUNITY INVESTMENT ACROSS THE REGION. THROUGH OPPORTUNITY APPALACHIA, THE ORGANIZATION HAS SUPPORTED 86 PROJECTS IN 28 COMMUNITIES THAT HAVE ATTRACTED MORE THAN $165 MILLION IN FINANCING SINCE 2020 FOR RURAL DOWNTOWN REDEVELOPMENT, HOUSING, MANUFACTURING, CLEAN ENERGY, FOOD SYSTEMS, HEALTHCARE, AND OTHER COMMUNITY PRIORITIES. IN 2025, ACCDF ALSO LAUNCHED ITS DATA ANALYTICS HUB TO HELP MEMBER CDFIS DEPLOY CAPITAL MORE EFFECTIVELY AND COORDINATED THE DISTRIBUTION OF $55 MILLION IN HURRICANE HELENE RECOVERY GRANTS SUPPORTING MORE THAN 2,100 SMALL BUSINESSES ACROSS 31 COUNTIES. ACCDF ALSO LAUNCHED A $40 MILLION COMMUNITY INVESTMENT NOTES OFFERING TO MOBILIZE ADDITIONAL PRIVATE INVESTMENT FOR COMMUNITY DEVELOPMENT THROUGHOUT APPALACHIA. 51837675 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 X 8 7 0 0 0 0 0 0 0 1 1 0 0 1 1 1 1 1 1 1 0 0 VA X DANIEL WALLACE 5402603503 110 PEPPERS FERRY ROAD NW CHRISTIANSBURG VA 24073 DONNA GAMBRELL PRESIDENT & CEO 1.00 40.00 X X 0 416220 2495 CLINTON B GWIN CHAIR 1.50 3.00 X X 0 0 0 MARTEN JENKINS TREASURER 1.50 3.00 X X 0 0 0 NEILL S WRIGHT SECRETARY 1.50 3.00 X X 0 0 0 RAYMOND CHRISTMAN DIRECTOR 1.50 3.00 X 0 0 0 CLYDE CORNETT DIRECTOR 1.50 3.00 X 0 0 0 GRACE FRICKS DIRECTOR 1.50 3.00 X 0 0 0 MATT RAKER DIRECTOR 1.50 3.00 X 0 0 0 SHAUNA YELDELL CHIEF LENDING OFFICER 1.00 40.00 X 0 205408 13562 0 621628 16057 0 0 1 1 0 52085315 52085315 3283 3283 MISCELLANEOUS INCOME 900099 6200 6200 6200 52094798 6200 0 3283 2474 2104 370 1498682 1273880 224802 15151 12878 2273 PASS-THROUGH GRANTS 50538513 50538513 FRAUD LOSSES 10300 10300 52065120 51837675 227445 0 17822107 1754080 133334 133334 381000 180954 18336441 2068368 1297074 378210 16997460 1618573 18294534 1996783 X 41907 71585 41907 71585 18336441 2068368 29678 0 X X 0 1 X 1 0 X X 1 APPALACHIAN COMMUNITY CAPITAL 462815132 7 1 0 0 1 0 0 1 1 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 1 PART IV, SECTION A, LINE 2: THE ORGANIZATION'S SUPPORTED ORGANIZATION, APPALACHIAN COMMUNITY CAPITAL CORPORATION ("ACCC"), IS TAX-EXEMPT UNDER SECTION 501(C)(4) OF THE INTERNAL REVENUE CODE. ACCC SATISFIES THE PUBLIC SUPPORT TEST UNDER SECTION 509 (A)(2). PART IV, SECTION A, LINE 3B: THE ORGANIZATION CALCULATES THE PUBLIC SUPPORT PERCENTAGE FOR ITS SUPPORTED ORGANIZATION, ACCC, PURSUANT TO SECTION 509(A)(2). A COPY OF THIS CALCULATION IS MAINTAINED BY THE ORGANIZATION. RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED RESTRICTED X 0 0 0 0 0 0 0 0 0 DONNA GAMBRELL PRESIDENT & CEO 0 416220 0 0 0 0 0 1580 0 915 0 418715 0 0 SHAUNA YELDELL CHIEF LENDING OFFICER 0 205408 0 0 0 0 0 3667 0 9895 0 218970 0 0 FORM 990, PART VI, SECTION B, LINE 11B A COPY OF THE COMPLETED 990 WILL BE PROVIDED TO THE BOARD PRIOR TO THE FILING DEADLINE. THE RETURN WILL BE REVIEWED AND SIGNED BY THE PRESIDENT & CEO, WHO IS ENTRUSTED BY THE BOARD FOR HER REVIEW. FORM 990, PART VI, SECTION B, LINE 12C THERE IS A FORMAL QUESTIONNAIRE ANNUALLY TO DISCLOSE ANY CONFLICTS OF INTEREST. THE PROCESS HAS BEEN DESIGNED TO ACCOMMODATE ALL PRESENT CONFLICTS OF INTEREST ISSUES. ANY PERSON WITH A POTENTIAL CONFLICT OF INTEREST RECUSES THEMSELVES FROM ALL DISCUSSION AND/OR VOTE ON THE MATTER IN QUESTION. ADDITIONALLY, LENDING DECISIONS ARE MADE BY INDEPENDENT MEMBERS. FORM 990, PART VI, SECTION B, LINE 15A IN ORDER TO ENSURE REASONABLENESS, COMPENSATION IS BASED ON THE SALARY RANGES FOR ALL COMUNITY DEVELOPMENT FINANCIAL INSTITUTIONS ("CDFI") REPRESENTED, ADJUSTED FOR SIZE AND SCOPE. SALARIES ARE ULTIMATELY DETERMINED BY THE INDEPENDENT BOARD AND ALL DISCUSSIONS ARE DOCUMENTED IN THE MEETING MINUTES. FORM 990, PART VI, SECTION C, LINE 19 AVAILABLE UPON REQUEST. FORM 990, PART XII, LINE 2C: THERE HAVE BEEN NO CHANGES TO THE PROCESS FROM THE PRIOR YEAR. APPALACHIAN COMMUNITY CAPITAL CORPORATION 110 PEPPERS FERRY ROAD NW CHRISTIANBURG VA 24073 462815132 AID COMMUNITY/ECONOMIC DEVELOPMENT IN APPALACHIA VA 501(C)(4) 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0