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        <ExplanationTxt>BOARD MEMBERS AND EMPLOYEES ARE REQUIRED TO SIGN THE CONFLICT OF INTEREST CERTIFICATION AND DISCLOSURE FORM ANNUALLY. THE BOARD CHAIRMAN IS RESPONSIBLE FOR REVIEWING THE FORMS FOR POSSIBLE CONFLICTS OF INTEREST. IF A CONFLICT OF INTEREST IS DETERMINED, SUCH PERSON WILL BE PROHIBITED FROM PARTICIPATING IN THE GOVERNING BODY'S DELIBERATIONS AND DECISION IN THE TRANSACTION. IF A CONFLICT OF INTEREST ARISES IN THE YEAR, COVERED PEOPLE ARE REQUIRED TO DISCLOSE THAT CONFLICT OF INTEREST TO THE EXECUTIVE DIRECTOR AND APPROPRIATE ACTION WILL BE TAKEN.</ExplanationTxt>
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        <FormAndLineReferenceDesc>FORM 990, PART VI, SECTION B, LINE 15</FormAndLineReferenceDesc>
        <ExplanationTxt>COMPENSATION IS REVIEWED AND APPROVED ANNUALLY BY THE BOARD. NO PERSON WITH A CONFLICT OF INTEREST CAN BE INVOLVED IN COMPENSATION DECISIONS. THE REVIEW PROCESS INCLUDES COLLECTING COMPARABLE DATA ON COMPENSATION FOR LIKE JOBS. COMPENSATION DECISIONS ARE DOCUMENTED.</ExplanationTxt>
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        <ExplanationTxt>BOARD MEMBERS AND EMPLOYEES ARE REQUIRED TO SIGN THE CONFLICT OF INTEREST CERTIFICATION AND DISCLOSURE FORM ANNUALLY. THE BOARD CHAIRMAN IS RESPONSIBLE FOR REVIEWING THE FORMS FOR POSSIBLE CONFLICTS OF INTEREST. IF A CONFLICT OF INTEREST IS DETERMINED, SUCH PERSON WILL BE PROHIBITED FROM PARTICIPATING IN THE GOVERNING BODY'S DELIBERATIONS AND DECISION IN THE TRANSACTION. IF A CONFLICT OF INTEREST ARISES IN THE YEAR, COVERED PEOPLE ARE REQUIRED TO DISCLOSE THAT CONFLICT OF INTEREST TO THE EXECUTIVE DIRECTOR AND APPROPRIATE ACTION WILL BE TAKEN.</ExplanationTxt>
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