2026-03-20T14:50:00-04:00 2025-12-31 371144423 ARNOLD BEHRENS NESBIT GRAY PC 901 HAMPSHIRE ST QUINCY IL 62301 990 2025-01-01 370287741 UNITED COMMUNITY CREDIT UNION UNIT 2172241093 621 N 36TH STREET QUINCY IL 62301 SARAH DISTIN PRESIDENT 2172241093 2026-03-10 true ROBERT G GRAY P00004729 2172247500 2026-03-20 2025 2025-03-06 01:10:19Z SARAH DISTIN 805 BROOKFIELD RD QUINCY IL 62305 8118222 false X WWW.MYUCCU.COM X TO PROVIDE HIGH QUALITY FINANCIAL SERVICES FOR OUR MEMBER/OWNERS, ENHANCING THEIR FINANCIAL WELL-BEING WHILE MAINTAINING THE FINANACIAL STRENGTH OF THE CREDIT UNION. 9 8 60 34631 0 6509947 7213202 797871 905020 0 7307818 8118222 0 0 2274609 2410541 0 0 3736215 4501249 6010824 6911790 1296994 1206432 122678203 127435988 103928609 107479962 18749594 19956026 X TO PROVIDE HIGH QUALITY FINANCIAL SERVICES FOR OUR MEMBER/OWNERS, ENHANCING THEIR FINANCIAL WELL-BEING WHILE MAINTAINING THE FINANACIAL STRENGTH OF THE CREDIT UNION. false false AS OF 12/31/25, THERE ARE 10,430 MEMBERS WITH 18,617 SHARE ACCOUNTS, 945 CERTIFICATES OF DEPOSIT, 4,550 CONSUMER LOANS, 519 FIRST MORTGAGE AND HOME EQUITY LOANS, AND 1,536 VISA CREDIT CARD LOANS. false false false false false false false false false true false false false true false false false false false false false false false false false false false false true false false false false false false false false false false false false false false false 10 0 false 60 true true true false false false false false false false X 9 8 false false false false true true false true true false false true true true true true true true true false SARAH DISTIN 2172241093 1001 VERMONT ST 1001 VERMONT ST QUINCY IL 62301 SARAH DISTIN PRESIDENT 40.00 X X 160751 0 0 LINDSAY TANGY VICE PRESIDE 40.00 X 108889 0 0 HEATHER PETER VICE PRESIDE 40.00 X 103335 0 0 CRAYTON ACHELPOHL TREASURER 1.00 X X 0 0 0 ANDY DOELLMAN CHAIRMAN 1.00 X X 0 0 0 BOB GARKIE DIRECTOR 1.00 X 0 0 0 RYAN HUMPHREYS SECRETARY 1.00 X X 0 0 0 MICHELLE MILLER DIRECTOR 1.00 X 0 0 0 TAY SONETHONGKHAM DIRECTOR 1.00 X 0 0 0 CAROL TUTER DIRECTOR 1.00 X 0 0 0 J SCOTT WEBSTER VICE CHAIRMA 1.00 X 0 0 0 372975 3 false true false LOAN INTEREST 5419500 5419500 FEES & CHARGES 1065762 1065762 INTERCHANGE INCOME 693309 693309 MISC. INSURANCE SALES 524298 24274 24274 ATM USAGE FEES FROM NON-MEM 522100 9757 9757 600 600 7213202 905020 905020 8118222 7178571 34631 905020 372975 1478074 119804 299667 140021 987 35160 623702 158043 148072 405839 35327 308177 52978 DIVIDENDS 1538768 DEBIT CARD FEES 520271 PROVISION FOR LOAN LOSSES 222086 LOSS ON SALE OF ASSETS 220502 231337 6911790 0 0 0 1436182 1075666 23415383 19515947 90234520 98681346 187953 95262 8435790 1709112 6107463 6726678 1296702 1341089 122678203 127435988 373330 277732 103555279 107202230 103928609 107479962 X 18749594 19956026 18749594 19956026 122678203 127435988 X 1206432 X X false false true true 792874 792874 6397721 1219165 5178556 1120386 466717 653669 124809 23230 101579 6726678 DEPOSITS 107049368 DIVIDEND PAYABLE 130000 TAXES PAYABLE 63320 SUSPENSE ACCOUNTS -40458 107202230 X X X X false false false SARAH DISTIN PRESIDENT 137124 23627 160751 FORM 990 PART IV, LINE 12A - AUDITED FINANCIAL STATEMENTS - THE CREDIT UNION OBTAINED SEPARATE INDEPENDENT AUDITED FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2025 BUT NOT FOR THE 990 TAX YEAR (DECEMBER 31, 2025). FORM 990, PART III PART 111, LINE 4D - ALL OTHER ACCOMPLISHMENTS ATM TRANSACTION FEES FORM 990, PART VI PART V1, LINE 6 - CLASSES OF MEMBERS OR STOCKHOLDERS AT DECEMBER 31, 2025, THE ORGANIZATION HAD 10,430 MEMBERS. FORM 990, PAGE 6, PART VI, LINE 6 AT DECEMBER 31, 2025, THE ORGANIZATION HAD 10,430 MEMBERS. FORM 990, PAGE 6, PART VI, LINE 7A THE MEMBERS ELECT THE BOARD OF DIRECTORS AT THE ANNUAL MEETING. FORM 990, PAGE 6, PART VI, LINE 11B FORM 990 REVEIEWED BY THE PRESIDENT PRIOR TO FILING FORM 990, PAGE 6, PART VI, LINE 12C SUPERVISORY COMMITTEE REVIEWS ALL INVOICES MONTHLY. FORM 990, PAGE 6, PART VI, LINE 15A REVIEWED BY HUMAN RESOURCE COMMITTEE AND PRESENTED TO THE BOARD FOR APPROVAL. FORM 990, PAGE 6, PART VI, LINE 15B REVIEWED BY HUMAN RESOURCE COMMITTEE AND PRESENTED TO THE BOARD FOR APPROVAL. FORM 990, PAGE 6, PART VI, LINE 19 NO DOCUMENTS AVAILABLE TO THE PUBLIC FORM 990, PART XI, LINE 9 BOOK/TAX TIMING DIFFERENCE 0 ROUNDING 0 BOOK/TAX TIMING DIFFERENCE 0 CECL ADJUSTMENT 0 FORM 990, PART XII LINE 2B - AUDITED FINANCIAL STATEMENTS - THE CREDIT UNION OBTAINED SEPARATE INDEPENDENT AUDITED FINANCIAL STATEMENTS FOR THE FISCAL YEAR ENDED SEPTEMBER 30, 2025 BUT NOT FOR THE 990 TAX YEAR (DECEMBER 31, 2025).